It's Time To Focus On Your Money

The Ramsey Show (May 4, 2023)
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[@strawberry_moments]

Jade is the only Ramsey personality who can keep up energywise with David. She's amped up and stays amped up! ❤❤❤

[@michelleclifford-brown485]

Loved Jade's insight, connecting how spending money now triggers her memories of being poor in her childhood.

[@wattapunk1042]

Without a doubt the best duo right here. Both are no nonsense , witty, and funny. The financial mullet moniker is hilarious.

[@TheCanceriansmultiverse]

I love when Jade is on. She’s straightforward. You can tell she’s learned a lot from Dave.

[@bethanychristiansen7499]

Jade is an absolute rockstar!! ✨

[@SilentMagician7]

Jade is a gift to this show!

[@ultramegasuper11]

Good Team! Jade is a talent. Appreciated the time spent addressing using facts, self discovery, and a deep breath to deal with fear/anxiety.

[@budsmith5368]

Dave laughing at that mullet joke was absolutely hilarious. That was a good joke

[@EmilyLucille523]

I love how callers claim they have been loyal followers for years but as soon as Papa Dave says something that goes against what they want to hear, it’s total silence_____🤐.

[@viljoisgreat7027]

Jade is such an awesome personality. Her experience on paying off debt is so inspiring!

[@theviperbala1]

Love when Jades on the show!

[@akamarista]

😂😂😂 I am laughing so hard!!! Financial mullet 😂😂😂 Dave’s laugh is contagious 😂😂😂😂

[@brockallstate]

SLC REPRESENT! JUST PAID OFF MY CAR! $435 a month off my plate, now when I’m out selling solar (I try to sell cash deals) My commission breath won’t stink so bad it scares the customers away! Let’s go! DAVE RAMSEY IS THE MAN!

[@WASTE0802]

Papa Dave is back.

[@brendasoucy8180]

Omg! I’m dying about Dave’s reaction to “financial mullet “ 😂

[@bzb728]

His laughter said it all ...the moniker fitted perfectly . I had such a huge grountty laugh right after ( listening while working) that someone rushed in to ask if l was ok...lol ..was a bit embarrassing...but l kept on laughing along.FUNNY!!

[@selfsufficientus49]

She comes up with te best memes😅😅

[@financialfreedom23]

"We Buy Things We Don`t Need With Money We Don`Have To Impress People We Don`t Like" - Dave Ramsey

[@Nigriff]

Dave is The Epitome of Tough Love... The Truth Hurts, but sets us free!!

[@Forthekingdom548]

I adore Jade. Thank you Dave for knowing how to choose great leaders!

[@MaryTongx]

With changes in the economy leading to instability in the stock market, some individuals may face a decrease in their investments in an effort to benefit from the current market conditions, I am considering liquidating my $725k portfolio consisting of bonds and stocks. Someone else in the same situation? Please tell me in the comments!..

[@AllisonSherman7]

would suggest you thoroughly evaluate the companies you have invested in and their estimated future performance, as we may expect to see the market decline further. To minimize stress and improve efficiency, it might be wise to seek the assistance of an investment advisor to help restructure your portfolio and identify any underperforming investments to offset. This approach has been successful for me and has reduced my stress levels.

[@MaryTongx]

I have been exploring the possibility of utilizing advisors to help navigate the stock market during these uncertain times. However, I am still evaluating their potential effectiveness in providing the support I need. @@AllisonSherman7

[@AllisonSherman7]

Christy Vallen D'souza is an esteemed coach known for her proficiency in her area of expertise. You probably might have come across her. I found her on a CNBC interview where she was featured and i reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can carry out a quick internet research on her name for more info. I basically follow her market moves and haven’t regretted doing so... @@MaryTongx

[@MaryTongx]

I was considering changing my investment strategy and planning to sell certain positions. As my retirement is coming soon,I became increasingly stressed. After thoroughly researching Christy Vallen D'souza on internet, I concluded that I had made an informed decision. Thank you for this Pointer. She seems very proficient and flexible. I booked a call session with her too. @@AllisonSherman7

[@Nigriff]

Dude calling in with a $2.2 million net worth and still gets upset spending money... My wealthiest clients are generally the least generous and slowest to pay. If you're wealthy, please don't be so attached to money.

[@joseluna5934]

Omg. I think generosity is missing there.

[@michaelcarter266]

I would only be that overly cautious with my money if I was retired and not able to work.

[@tracyaf6084]

They got rich because they’re not generous 🤷🏼‍♀️

[@zippieirari2355]

Love both Jade and Dave!🎉

[@thebusymrs]

To the opening 2 businesses people: my in laws owned and ran a restaurant for 30 years. It takes sooooo much time and effort to run a successful restaurant business. Just focus on that! Good luck!!!

[@bettedavis9261]

When Dennis, of Kim and Dennis' DFS, said people asked him why they weren't upgrading vehicles or going on vacation...who are these people who ask intrusive questions like that? Nobody, friends or family, ever asked us why we drove 18 year old cars, or didn't go on vacation, or go shopping, etc. All I've got to say is some people have b*lls asking questions that are none of their beeswax.

[@ericharrison6418]

My wife fell asleep crying last night because she got passed over for a lateral position change even though she’s won every award at work she possibly could and she is burnt out losing positions to less qualified coworkers that interview better. There is something drastically wrong with the hiring processes in companies.

[@blacksilverchair3315]

It means the job isn't for her. Her upliftment will come from somewhere else.

[@bzb728]

Maybe she should look at options of how to 'upstage' them at their own game ...(yes ! I was told once by a 'superior' it's all a money game! As if monopoly, l was appalled) . She should take a leave of a absence to look after herself and her stress levels due to - their -lack of consideration- maybe in her absence they will come to their sense finding good loyal, hard working individuals ..like her. Meanwhile she should look to put her resume near or around the competition...who know in a new home she would be more welcomed and better appreciate...God works in mysterious ways. Ask her to read a little book called..." Who moved my cheese" ..a total eye opener!! Blessings to hard working ppl all over!

[@deborahjackson6108]

@@Travis12861 I do t know about Eric’s wife but I’ve been passed over till I quit applying for higher positions wheee I work. Still hoping and praying the I would get a break somewhere. I’m getting too old to keep hoping, I want to retire soon but I need a bump up in pay for that to happen. I’m so discouraged.

[@julieludwig8927]

She needs to move on.

[@ericharrison6418]

@@julieludwig8927 agreed. However the greatest people are the ones who undertake sacrifice time and time again. That’s why I married her. She is loyal to a fault and I wouldn’t want anyone else. Her career decisions are up to her.

[@SELFWRTH]

It’s crazy that the shows shows everything and live the way he lives and go broke and follow a person down this way and never turn back or be broke for life

[@joseCalderon1976]

My mom refinanced her house TWICE to pay off credit cards. She bought it for $250k, but by the time she sold it, she only had $150k left in equity (it was worth around $500k at that time) due to her using the house as a piggy bank. Now the house is worth around $800k! She destroyed that part of her nest egg. That's as bad as as HELOCS. She takes advice from her friend that has a few houses. DON'T DO THAT! The kicker is that she thinks she did well 😢

[@KC-dr3cg]

She DID DO WELL if she enjoyed her money. Now that interest rates are going up she will have enough money to live on and leave the $188,000 in the bank!

[@TheJghan]

I replayed Dave's laugh about the "financial mullet" @ 1:00:00 about a dozen times. lol

[@bluedreambill9436]

“It’s a money mullet” 🤣☠️ good one Jade!

[@chelseasmith3230]

Financial mullet 😂😂😂 That was great.

[@Nigriff]

I have ZERO INTEREST in credit cards 🙃

[@Nissan-hz8zh]

Humble brag calls are annoying. Jennifer from Detroit has a networth of $4mil and she's asking how to best grow my weatlh😑😑

[@mattlaeff724]

Agreed. I get that it makes the caller feel good, but it's obnoxious.

[@catherinefrancis5827]

I honestly don’t these type of calls. If you have that kinda of net worth you’re doing some things correct. You really don’t need Dave & his Team. Why do Dave’s screeners take these??

[@Nigriff]

It shows how attached people are to their money

[@tBOGGgle]

Because those calls allow us listeners who don't have a net worth of 4 million to listen to a success story, hear that it's possible, and then also listen to the team's advice on what's next after we reach our own debt free goals

[@Asstronauts93]

That 4 million-dollar woman did not make a single cent of that herself which is why she's calling

[@lilibethvilella]

Love Jades confidence ✨ & shine!!! ✨

[@Sammiexo127]

Love watching the Ramsey show! Haven’t watched in a bit but will soon! I love how he says it like how it is and tell you the honest truth!

[@shontaduncan6072]

I love to hear when Dave starts in peoples ' lives from since their HONEYMOON!! 😂😃😃❤️❤️

[@theplayernkc]

So far this seems like people just calling in to brag on how well they have done. I'm only 40 min into the video, but where are the broke people needing help?

[@johnobrien9971]

How'd you know somebody uses a 6.5 creedmore. Don't worry they'll tell ya. 😂

[@davidgriffiths1982]

I would love to see the Ramsy team tour the UK.

[@tBOGGgle]

She doesn't necessarily need a business degree to run a business of her own. She only needs a degree like that in order to convince someone ELSE to hire her. She can do just fine running her own business provided she sets up a good solid network that can help her out when she needs it and give her expert advice in the field 1:30:02

[@NeoSoulCrew]

What's the point of calling in to brag about owning multiple properties?

[@adrian3747_]

forreal some of these callers just wants to brag

[@lees.3254]

Love Dennis & Kim!!! Great job you two!!! :)😍🥰😍

[@yelenasemenova2239]

Jade and Dave is a great duo. My favorite The other lady is Rachel Wise, practical, calm, not self righteous

[@jeanettewilliams4448]

Thank You Dave, I was telling people to pay it while it was on hold. That way if it was restarted you had a good chunk paid off. I had a feeling it wasn't going to work because too many people had an issue with it. I realized that if it went through College would be off the table because you didn't save or cash flow it. Student loans would be none existant if it went through because nobody would loan money since you couldn't get interest. You just had to follow the money.

[@Nigriff]

Jade is on fire... "Money Mullet"

[@antoniosantiago9794]

Great show!

[@BBEX-fu5ho]

I’m sure plenty of people didn’t like when Dave was showing up less on the show and the personalities became more important as time went on but I think people have warmed up to the personalities quite a bit. After all Dave can’t do the show forever so we may as well get used to and like the personalities from here on out.

[@BBEX-fu5ho]

@@davidb2206 Insightful comment; really expanded my worldview.

[@BBEX-fu5ho]

Same goes for you bro

[@PM-mm3pz]

The cottage guy is someone who gets you locked into a story at work in the breakroom and as he heads into a third verbal exit into yet another story my anxiety starts to rise

[@patrickg7569]

The 7 million men are working in the cash economy that we don’t talk about. Buying/selling on marketplace and other platforms and whatever other cash gigs are out there.

[@amireallythatgrumpy6508]

The majority are not working AT ALL.

[@darkhorsematters4550]

Financial Mullet!!!😂🤣🤣

[@tBOGGgle]

29:54 Dave yes the tech industry is getting hit with major layoffs right now so yes it is tough for the candidates to get hired because there's many candidates per job opening

[@jjkatz]

He’s not realistic. He’s in his own little world there in Tennessee

[@amireallythatgrumpy6508]

@@jjkatz America is its own little world.

[@sebastianmontoya7217]

Disagreed with telling the guy to sell the house instead of renting it out, why not rent it out and let it build equity over time

[@davidcarmichael2830]

If it was paid off Dave maybe would have suggested keeping it

[@HashPhantom]

Lady got half of her husbands money in the divorce, that’s why she has no idea what to do with it

[@rpcp5v18]

That’s exactly what I was thinking. And then Dave asked her to write a book about how she got there - like bro, why would you want her to teach other women how how to fleece other men.

[@bettedavis9261]

Time stamp, please.

[@bzb728]

INCORRECT.!! Maybe she inherited from a family trust ...her answer seems to come thru helping and caring for her mother ... I don't think a Judge will let anyone "steal it from any other " in a divorce proceeding....she did not get HALF of her Husband's money ...SHE GOT HER share HALF OF BOTH THE MARRIAGE MONEY, Which you mean to say .. most likely like a "good narcissistic husband" he took it all for himself while in the marriage, never allowed her to manage or care for even her share ..so she had no idea what to do or how to manage it after a divorce and least to know she could had gone to learn to manage earlier on....this is why DAVE encourages couples to TALK AND PLAN BEFORE THEY GO SAYIN ..I DO.

[@rpcp5v18]

@@bettedavis9261 starts at 31:55

[@pamdanner3274]

Perhaps they developed wealth TOGETHER and then divorced.

[@heavyd777]

7 million able bodied males not in the workforce.......just not working and not in the unemployment rate. That's insane? Who is supporting these guys? Why are they supporting them and why aren't they working?

[@nirefuse805]

​@Betty Bruckel Olive I know of 2 of them, they have savings they live off of that but both are just tired of the rat race.

[@Kevin.Grindel]

Dave is correct they are living in their parents basement because parents don’t want them to be homeless. A lot of them also have drug and alcohol issues.

[@kckuc310]

Great call, it’s real

[@sagmeister2234]

Jades getting back into the interrupting habit. We don’t need a sound bite after every sentence Dave completes.

[@Smileytexan]

Can’t even watch when I see that jade is on 😩

[@bzb728]

She's is high functioning. High functioning brains work at what general ppl will call abnormal speeds. Not every brain has the capability to follow high functioning ppl. Their brain process is at speeds in which English language is too slow to function without what seems as if they are interrupting...ppl that speak other languages also have this " functionality" watch ppl that translate languages or speak languages that have communalities like Spanish, French , Italian, top that that she is a woman ..generally women speak and decipher words or meanings of other languages, in a way faster than men. Hers is neuroscience at it best.

[@JBJB992]

@@bzb728 OR she likes having the last word or has to say everything that pops into her head like we need to hear that 'wisdom'. I know plenty of men and women like this. George is similar, except his is a smarty/sarcastic remark after Dave's sentence. Both are a little annoying like that.

[@amireallythatgrumpy6508]

Wwwaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaahhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh!

[@samanthahoggard6727]

Oh wow . This seems legit and maybe will help in general not sure but sounds good .

[@ZoKitchen]

she has $4mil net worth ..congrats

[@jjkatz]

From divorcé settlement, she married well lol

[@jordanfessler9664]

Its a money mullet 😂😂😂 that one got me

[@jvnp834]

Avon credit card!!! 😮🥴

[@ericnewman6523]

Guaranteed Jenifer’s husband bought all that property she just got half after the divorce

[@georgfloydvictims]

Jades oh see what I did there was something my child would do 😆

[@fsm12385]

This guy with the 2.2 lives like he's broke he continues she'll get 1.1 soon lol

[@Nigriff]

72 year old woman with 800k invested with a "pro", but doesn't know what it's invested in and has a paid off house and gets 32k from ss and is still worried about money??

[@lateshachurney5965]

A lot of people listen to this program who rent and don’t have a mortgage and have no choice but to rent so I guess just keep saving money then ?

[@Iceman-xe7jo]

Money is GOD!

[@babycomo]

The education department giving notice to start collecting student loans is not driven by the supreme Court. It's driven by the executives own policy to start collecting student loans in their timeline regardless of the supreme Court ruling. I truly love the finance but your political analysis is weak. Keep up the good work and get people out of debt!

[@kathymiglio8196]

⭐⭐⭐⭐⭐

[@zeel4840]

⭐⭐⭐⭐⭐⭐⭐⭐

[@cantuig]

Dave Ramsey for US President 2024 🇺🇸

[@bernadineculp5825]

🎉🎉🎉🎉🎉☆☆☆☆☆

[@rpcp5v18]

Dave’s not happy with Jade.

[@ANARCHY-nr2lq]

What happened

[@rpcp5v18]

@@ANARCHY-nr2lq just by his demeanor towards her, real cold and hardly ever looks at her.

[@EmilyLucille523]

I did notice he didn’t thank her at the end for co-hosting with him like he usually does with others.🤔

[@lilic6747]

Not sure what you were hearing..they were laughing together..going back and forth with conversations

[@dropoutandretireearly1781]

WHEN DAVE RETIRES I THINK THAT JADE WOULD BE AN EXCELLENT REPLACEMENT !!!!!