Why I Invest for High Dividend Income Over Growth

If you've been watching my channel for awhile you've probably realized that I stand out among other people on KZbin. While there's plenty of other channels on this site that go over dividend growth stocks, but the number of people who pursue income investing or a mixture of dividend growth and income is pretty small. When I started this channel I didn't expect to receive the amount of viewers or the number of subscribers I've gotten up to this point. But I think two reasons why views on this channel have been so high is because people have been genuinely curious about this style of investing and also, it filled an unfilled niche that wasn't being met that people who invest for income were looking for.
In today's video I wanted to go over why exactly I personally like to invest the way that I do. I love to focus on holdings that prioritize higher yields over growth. I love to target stocks that offer huge dividend yields in exchange for stocks that offer 1 or 2% yields but more share price appreciation. I don’t put all of my money into income stocks, I still hold some higher yielding growth stocks like Realty Income, Main Street Capital and Oak Tree Specialty Lending Corporation. But income is definitely my favorite type of investment in the stock market that I like to focus on.

[@caseybills5517]

If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year

[@JamesLongman-v5r]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@TylerJamestown]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@LiaStrings]

Could you possibly recommend a CFA you've consulted with?

[@TylerJamestown]

Her name is Rebecca Nassar Dunne can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@BateserJoanne]

I just checked her out and I have sent her an email. I hope she gets back to me soon

[@NicholasBall130]

I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.

[@StacieBMui]

When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

[@StocksWolf752]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@cowell621]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@StocksWolf752]

Credits goes to "Sonya Lee Mitchell" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@lolitashaniel2342]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@MIchaelGuzman737]

The thing for me is if you're investing and you have other income outside of dividends, you can live on dividends without selling. This means that you can pass on to your children what gives them a step forward in life.

[@TruckeeFam]

I agree! That is why it is advisable that you must invest while still having a regular job or earning a steady income and do it continuously. You still need to have something that will keep you going, even when investing. Good financial planning and money allocation is key.

[@84gaynor]

The first $100,000 are the hardest as they are viewed from a $1,000 perspective meaning you need 100x that. That's a lot harder than going 10x from $100,000 to $1 million. I have a million dollars.. Got it.. The best strategy I understand is VOO for most of my portfolio. Then, when I'm nearing retirement, I'll switch some of that over to high-yield div ETFs; VYM for example. I also think that VIG offers a good balance between dividends and secure growth.

[@MatthewVinson]

@@84gaynor As a new investor, it's always great to hear from someone who has been through all of the tough times and got through them. What strategies can I use to be successful?

[@84gaynor]

​@@MatthewVinson I've always believed in long-term investing as a savings vehicle for retirement. Since I'm a passive investor and have a job that doesn't allow me to actively monitor stock movements, DCA is the only way. Or if I have a larger pot of capital, I need to consult my investment advisor, *JILL MARIE CARROLL* , who made me understand that you need to have a strategy. So I'm not worried about short-term performance, as far i mirror her trades. So far in 2022 I have raised over $396,000 through her leadership.

[@MatthewVinson]

@@84gaynor A great start to financial freedom! How can I reach Sheryl?

[@haywarddisean2539]

Dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $600K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further.

[@jillouting1336]

As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. It's unnerving to see your portfolio go from green to red but as mentioned if you have invested in quality names just have to keep adding to them and stay the course

[@brendahutson1173]

@@jillouting1336 There are lots of financial coaches who are solid in their field but for now i make use of Patricia susan Wallaitis, i love her strategies

[@xionglu9183]

impressive, that sounds good but how do I reach out to Patricia ?

[@brendahutson1173]

@@xionglu9183 Google her name up

[@Gary.g19]

What’s up with these spammers Reporting them

[@ClementRusso2]

Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600K in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.

[@antonnohr]

Hearing from an experienced investor who has survived the crisis and prospered is always comforting. It could be worrisome when your portfolio goes from green to red, but if you have invested in strong firms, you should just keep growing them and stick to your goal.

[@VickyAlvy]

Wow, that sounds great, but how can I contact your investment coach?

[@michaelsaucier9790]

Scam 😂

[@ryanpatterson941]

U just copy the comment before you exactly? Wtf

[@MasonJacobo2w]

Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich.

[@IsabellaAriau2m]

I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash.

[@AidenLiamf7q]

The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@SophiaChloé6f]

i'm blown away! mind sharing more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well

[@AidenLiamf7q]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@SophiaChloé6f]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@maryfreeman2917]

Your comments were spot on. Dividends being deposited keeps me motivated.

[@dlyroadrunner]

Yesss!! Even if it’s less than a dollar for now!

[@25Soupy]

This is exactly why I went into monthly high dividend stocks over buying VTSAX and withdrawing with the 4% rule. It just didn't work for me as I didn't have $1 million dollars to make it work. It's all about monthly cash flow. Once I get to a certain monthly income I can add some growth stocks. Also, at this time, in a bear market I enjoy when stocks are beat up and down as I get to buy more shares at a lower price and increase my monthly income. It makes investing fun and I feel super secure, unlike last year when I was only index and options investing. I can't stomach investing that way. Reinvesting my dividends each month is like giving myself a $100 monthly raise every 3 months. In a year it will be every 2 months and the year after that every month. Rinse and repeat. Currently, I will get all my original invest money back in 5.5 years and after that it's free income for life.

[@25Soupy]

@Zero Clutter Art and Design Don't we all wish we started earlier! Except maybe Warren Buffet who bought his first stock at age 11.

[@AwesomeDude272]

Great attitude. How's it going now?

[@Amelia-Elizabeth]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Amelia-Elizabeth]

@AustinWalker67 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.

[@Amelia-Elizabeth]

@AustinWalker67 Alice Marie Coraggio

[@Amelia-Elizabeth]

Lookup with her name on the webpage

[@erickfelix1989]

No lie. This channel single handedly get in stone in giving me the opportunity to retire by the time I reach 40. 3 months in with a port at 9.5k with monthly divs of currently 70 to 80 a month. Thanks for making this channel!

[@mryoung0412]

Hell yea, glad to read that. Been at this for 12 years and I'm in my 40s now, divedend investing has made retirement a lot closer than I originally thought when I was 25. The current downtrend has hurt but it's the best buying oppertunity we've had in years, lower prices just means better cost averages for future gains. With copper prices dropping $SCCO just keeps getting cheaper, its a great company and is now in the 10%+ yield zone, happy investing all.

[@TaeKim11]

which ones do you hold if you don't mind me asking? arcc? qyld?

[@erickfelix1989]

@@TaeKim11 currently QYLD, RYLD, XYLD, JEPI, SLRC.

[@GrandPrix46]

A commenter on another video shared this today, so I'll share it with you to check out, CLM. I got an extra $30 a month in dividends moving some money around and buying shares of that. 430 shares pays $77.74 a month.

[@Go_DraGo]

Some investors go for growth, others for dividends...you're doing a good job explaining pros and cons! Keep it up!

[@nikkimontgomery6889]

THE RULES OF INVESTING: 1/ Cash FLOW is king 2/ Always diversify 3/ RED is your favorite color (sales) 4/ Unshakeable Commitment 5/ Read everything, believe 20% 6/ Live below your means 7/ Master counter cycle investing Good luck!😁

[@Kanseal]

Amen🙏🏻

[@dlyroadrunner]

Hi Nikki, what is master counter cycle investing?

[@LegendOfTheOld]

@@dlyroadrunner An anti-cyclical investment strategy is to save your money when markets are growing and to grow your portfolio when market prices are falling, simply put.

[@23pinkpear]

counter cycle investing is something i haven’t heard yet thanks for the tip

[@CoffeeMan-YT]

I just hit my 1 year mark of investing and have surprising invested ~10k which is more than I expected for my first year! I’m doing a mixture of growth stocks, Div growth, high yield divs, ETFs, etc… to eventually reach financial freedom! I’m only 21 and I ALWAYS reinvest dividends and it’s my favorite thing To see my Div reinvestments compound, so hopefully at this rate I’ll be able to retire in my 40’s! I always enjoy the awesome info you give out!

[@HafezBd]

Dividends prompted me to begin investing in stocks. What counts, in my opinion, is that you can live off of dividends without selling if you invest and make more money in addition to payouts. It indicates that you can pass on your knowledge to your children, giving them a leg up in life. I've invested over $600,000 in dividend stocks throughout the years, and I'm still buying more today and will do so until the price falls even lower.

[@AustinReid09]

It's always inspiring to hear from a veteran investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be unsettling, but if you have invested in great companies, you should just keep adding to them and stick with your plan.

[@patrickperez7387]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@harod033]

@@patrickperez7387 Wow, that sounds great, but how can I contact your investment coach?

[@patrickperez7387]

@@harod033 There are many financial coaches who excel in their profession, but for the time being, I employ Ruth Loralann Brennan, because I adore her methods. You can make research and find out more

[@parker553]

@@patrickperez7387 I really appreciate it. I'm fortunate to have found your message because investment intrigues me. I'll search her up and text her. You've genuinely inspired me. God's blessings on you.

[@bsant54]

Hey, retired here and bought stocks you reviewed last year. Thanks to you +$100K/yr after tax, most of that divs (have pensions too). I am grateful for your reviews. PLS keep doing what you do. Thank you.

[@ThUnfilteredGamer_]

Although im younger.... in my 20s I just prefer dividends over growth. I just enjoy seeing the monthly dividends

[@ThUnfilteredGamer_]

@@coupureetsaignement Honestly I am and I get upset a lot of times of hearing my generation cry about what we don’t have. Although times are tough there is just so much free information about how to prepare ! We literally have a fucking library of everything we will ever need at our finger tips

[@jbrockskill]

@@ThUnfilteredGamer_ I’m 22 and big into investing as well, what do you mainly focus investment on? I do both growth and dividend investing. AAPL, MSFT, GOOG, AMZN, O, RWT, ABR, HTGC, ARCC.

[@ThUnfilteredGamer_]

@@jbrockskill love my SCHD,JEPI,QYLD & I’m going to add some apple,intel & O I want to not invest in too many stocks unless I’m certain of the growth but SCHD & jepi cover a good majority anyways. But I’m hoarding as much jepi and SCHD for sure as I can

[@jbrockskill]

@@ThUnfilteredGamer_ I used to have a lot in QYLD but the kinda went down the rabbit hole on how the stock wouldn’t be feasible in the long run In comparison to like a growth ETF/Growth company

[@jbrockskill]

@@ThUnfilteredGamer_ smart move not over spreading your portfolio. Made that mistake way back and now I’m like hmmm consolidate or just hold the small positions.

[@antoniomontavelli4412]

This video was great. I remember when I worked in wealth management, I’ve met about 3-4 people who retired early on growth stocks, but over 100s who retired on dividend stocks. There truly is a magic to this. Thanks for sharing.

[@stirredwhiskey]

I apply the 80/20 rule for my investment portfolio. In this case, 20% consists of income funds to yield 80% of my dividends. That way I can still focus on growth stocks while still enjoying steady cash flow. This strategy has been particularly helpful when I'm unable to invest due to emergencies; income funds still allow me to continue investing.

[@Duke_of_Prunes]

I agree -- I enjoy my dividends, but growth companies like Google and Tesla have made a lot of money for me as well.

[@Joelthe4thxxx]

This post makes me feel better. Thats how I'm doing it in my Roth. 70% growth and 30% dividends.

[@MattKohrs3]

🔝🔝inbox💬for more insight's;

[@MattKohrs3]

@@Duke_of_Prunes 🔝🔝inbox💬for more insight's;f

[@MattKohrs3]

@@Joelthe4thxxx 🔝🔝inbox💬for more insight's;

[@stephaniestella213]

I agree the stock market is a very good way to make passive income. I have heard of several investors who were making more than $40k a month from the market. I'm ready to go into the market now, but I'm careful to not make a mistake. Or are there are safe bets?

[@alexyoung3126]

It's hard to beat the market as an ordinary investor. You don't have access to information that professionals have. So it's just better if you invest with a professional who knows how things work better.

[@lawerencemiller9720]

Wow! This is just mind-blowing. I have set aside $80k since the start of the year, but I've been hesitant to go into the market by myself because of fear of a crash. How about you recommend your financial advisor, please? I could really use some help.

[@lawerencemiller9720]

She actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

[@niklaspeltoniemi6440]

@@alexyoung3126 I strongly disagree

[@teresabrewer4052]

I'm doing 70% high dividend mixed with stocks noc,cat . I have a regular account and a Roth ira. My 3300 account is making 20 a month in dividends. I have a long way to go but the monthly growth is so motivating

[@merashad]

I like this content. I invest with similar strategy. I split my portfolio 30% growth dividends, 30% high yield dividends, 20% index funds, 20% commodities/crypto.

[@Marquez54]

To achieve financial independence and become successful in life, Start investing. Really spent my 30’s and 40’s working for a company which was a waste of my youthful days. Recently started investing in stocks and life feels much more easier... Invest and stay rich always!!

[@Erdogan432]

Well said! Nobody wants to take actions. Tell someone to start investing with 2000, they will complain it’s to much. Buy a new phone with that same amount, no problem. Life is all about choice stop blaming the lack of opportunity, your success is in your hands.

[@Zubarevich12]

I wish I could like this comment a million times. I have my interests set on investing to better my life, it’s quite difficult to start up without proper guides. My question is, how best can I achieve a productive investment? Any good tips or recommendations will help a lot...

[@Marquez54]

@@Zubarevich12 Generally, attaining a productive investment requires experience and a higher knowledge. That’s why it’s important to have a financial consultant that would be a solid support structure while investing. I operate with (Eula Roswell digital) a professional consultant who partner with a wealth management firm. Working with her has been a promising experience so far with so much returns acquired.

[@Marquez54]

You can do a quick internet research with her full names mentioned above and get in touch with her.

[@Zubarevich12]

@@Marquez54 Just checked out her page on the internet. Her work experience and qualifications are pretty impressive, I dropped a message and waiting on her reply. Thanks so much

[@eliwilson3902]

I have the same theory. For me, I'm a 1099 employee which means I'm not gonna have consistent income sometimes. I choose to do dividend investing in case I have a bad few months, I can still cover expenses without having to sell shares. Generally speaking, I'm way too young for dividend investing and I do see what people mean by that, but to me I'd rather have slightly smaller returns and never have to sell shares. Plus bear markets don't really scare me.

[@michaelbotelho2714]

Every single thing you said about how you choose to invest rang perfectly true with me!! I have only watched a hand full of your videos to date but I am like to set my portfolio just like yours. I have a 401k from my employer,HD current value 125k and I am almost 54.

[@Aziz__0]

Like Warren Buffet said, dividends are only good if the business you’re investing into can’t make good use of that capital. So if you’re trying to invest into businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they’re returning capital to you because they think you can make better use if it than they can. It’s not much different from bond investing. The way I see it if you have a $1 million at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...

[@devereauxjnr]

It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

[@Tsunaniis-j5l]

@@devereauxjnr A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@DreamweaverShade-h9p]

@@Tsunaniis-j5l Over the following 3 months, I want to increase my reserve from $280,000 to at least $550,000. I would be grateful for any advice you can give on how to accurately predict the market and how to diversify and balance my portfolio in order to accomplish my goal.

[@DreamweaverShade-h9p]

@@Tsunaniis-j5l Thanks a lot for this. I really needed the recommendation, and I would love to move my funds from an existing mutual fund. I'll check her out.

[@hulenbryant5637]

Your reasoning is EXACTLY why Dave Ramsey is able to defend his "debt snowball" from smallest to largest debts rather than from the highest to lowest interest rates (which mathematically would be the correct way to pay down your debts). The idea is based on immediately seeing progress. If that's that keeps you motivated to continue investing more power to you. I am in a time horizon, which makes more sense to concentrate on INCOME rather than long term growth. So that is a double incentive for me to do this as well.

[@Ciborium]

"I'm not bashing other means of investing....except crypto and NFTs." As a victim of a crypto ponzi scheme (Celsius), I heartily agree.

[@mife4175]

The new project earns $1,000 per investment day. If you want to know, you can contact me.

[@AlexWeberg]

I'm a mix of different types of stocks. I like ETFs like Jepi, qyld and dividend companies like Coke and Lockheed Martin. While also having growth stocks like Tesla and Amazon

[@christiancalderon3821]

Love those 2. Pls consider schd💪😉

[@kylezammit1868]

I’m the same. I try to do around 50/50 growth and dividend. So far it seems to give me a good div income and good capital returns. I’m only 21 so a long way to go unfortunately

[@jeffreyphillips4182]

I'm already retired. I'm investing to leave my daughter what I didn't have to give her when she was growing up so I don't buy stocks that don't have dividends. That's why I listen to these videos because I think this is the best way to make money for her when I'm gone...

[@hooah2023]

Investing for income has been my favorite way to invest since about mid 2022. Stocks may go down in price, but my dividend income increases unabated. Love your videos on this topic. In addition, we have sought to completely shed all of our debt with the exception of our 2.5% mortgage. Last year we replaced our roof, replaced our 30 year old heat pump and replaced most of our gutters. All of this was paid for by dividend income. 2023 will be a year of building an income stream that will finally allow us to retire.

[@moneymanfernando1594]

I agree with you. A blend of different ETF`s is my favorite way of investing. For example, you could have some covered call etf`s for dividends and other etf`s for growth. A combination such as : JEPI , DIVO , QYLD, SCHD and JEPQ. You have to combine them according to your own personal situation.

[@hitandruncommentor]

The reason I like to invest for income is because I am tired of working 50+ hours a week and need just a little more extra to make bills so I can drop down to 30-40 hours a week.

[@seanjackson3072]

Totally agreed. I’m in the same boat as you. I feel like there’s less pressure and obligation to work extra hrs knowing you have a simple supplemental income to help out on things

[@milkmaned5770]

I definitely feel you!! 2 jobs at the age of 50 was definitely not the plan, It’s videos like these that help a lot.

[@SeKo1844]

100%

[@tylermceachern3085]

I've been building a hybrid div growth/yield portfolio based on your (and others) videos. Always good to take a lot of different information an build what works for you. I appreciate your content and analysis of stocks.

[@bernatkarem1059]

>Inflation is killing my budget and my salary. I can't invest anymore and it seems like I will need to sell all of my risk assets to keep my head above the water this year.

[@jameswood2615]

Investment on risk assets (stocks, crypto, etc) is easier with proper guidance, especially from a proffessional it really helps reduce the chances of running into losses

[@jameswood2615]

I had this experience during the last downturn and thought I had lost everything but thanks to Ms. Jennifer Marie Ferguson who managed my portfolio, I recovered all my losses.

[@jameswood2615]

Stop managing your portfolio and write to her since you keep losing money, she's a trading pro. She will help you win passively.

[@clarke771]

I lost a lot in the stock market crash, please I need help. Thank you 🙏

[@bernatkarem1059]

Thanks for the advice 😊

[@taylorbarnard4880]

Most dividend growth investors don’t intend on selling their shares to exchange for higher yield stocks, they’ll ideally have an 8-10% yield from their stocks increasing dividends

[@thedoopster8110]

while that is true lets not forget that it would take a very long time for a dividend growth stock to go from, lets say 4% annualized to 8%. These companies increase their dividends by small percentages and its very rarely over a small time frame.

[@taylorbarnard4880]

@@thedoopster8110 you can achieve that from a yield on cost approach as long as the company is increasing the payout.

[@mattjcrane]

The drip method will also get you snowballing

[@tristonwebb7045]

The main issue people ignore is that if you hold a growth stock and it went up a MILLION percent. But you didn’t sell. It does NOT matter. If it went back down or even lower than purchase. You had no growth. Dividends are never taken away

[@theshiftinginvestor]

That's a great point! If you don't need all the money from there dividends, the dollar cost average effect helps amplify your earning power. But if you have dividends from multiple funds, don't automatically reinvest. Reinvest on the ones that are down in value, not the ones that are expensive.

[@joannemeeks745]

My favorite channel. Completely agree on dividends.

[@justinmorgan4568]

I do believe I just found my investing twin lol. You and I literally have the same exact mind set as to why I turned away from growth stocks and began focusing on Dividend stocks. Especially the real estate part. A quarter of my portfolio are REITS. I've always wanted to invest in real estate, but never had 10s of thousands of dollars for a down payment on a building. PLUS you get that added benefit that all REITS have to (by law) pay back 90% of it's net income to their share holders.

[@yvelf]

I'm 42 and currently have a monthly div income of $2,300 and growing. I add every now and then a few more shares of stocks I own and drip almost all the divs. my plan is to raise my monthly divs to $10k or higher. that and my short term properties should allow me to be able to have a worry free life if I do get to the golden years. if not, my only son will have a very worry free life.

[@fw5134]

Yep, I am already in that range and I can tell you, it is a fantastic feeling. Have 2 daughters and they will be very thankful one day (I hope). Greets from Germany!

[@joannapatterson4625]

I really enjoy this way of investing because I feel more secure with consistent cash flow, especially in this market.

[@mife4175]

The new project earns $1,000 per investment day. If you want to know, you can contact me.

[@albacus2400BC]

I saw in a video that though dividend-paying stocks don’t offer dramatic price appreciation, they can provide a consistent income stream, I want to spread across $400k into profit yielding dividend equities but unsure of which to get into.

[@DanielPanuzi]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@AddilynTuffin]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@judynewsom1902]

Pls who is this coach that guides you? I’m in dire need of one

[@AddilynTuffin]

My consultant is *Sharon Louise Count* She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

[@NormanGhali]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@cashflow68]

Ive been living off my dividends since I fully retired at 58 yrs. I have never sold any stocks because my dividends were never suspended, even through the Covid. I never sell the chickens (principal) that lays the eggs, dividends

[@adamarnett7408]

Investing for the long term is always a win. Most people get it wrong trying to profit off of every move the market makes. Chasing gains is like chasing losses for gamblers. Buy good companies at a good price and watch paint dry is the best advice I can give. Not wise to sit and hold on to money that should be working for you. I will keep buying good company stocks on low days through my advisor. i've made over $290k in gains (24% up) from my diversified port folio in the Q1. If your port folio is down, It's because you bought the wrong stocks.

[@hermanwalker6389]

I been trying to stick with index funds. I feel this new interest rates hikes could crash this economy. Nevertheless I'm in need of a good investment plan currently, I have a lump sum in a savings account yielding next to nothing. you seem to be doing well yourself I'm open for any good recommendation on how to tackle this volatile market.

[@adamarnett7408]

@@hermanwalker6389 I'm using copy trading signals from US financial analyst and a CNBC contributor ''Mary Freed Lorenz'' and it's been a huge relief. Her stock picks are top notch. You should probably try out algorithmic trading; copy the gurus, more so one with experience of the past bear markets. I find it better to pay a little bit more for peace of mind than worry about market trends and still get burned

[@petergould282]

I was really hopeful of my investments this year, but all my plans has been disoriented, I've been studying the market crashes and I realized some investors made millions from the recent 2008 recession. I have no idea about stocks to buy or what assets to I'll buy now that would yield highest potential and so on. I found her official website after looking up her name online. Quite impressed at her achievements. Do you give out your funds in the process of copying her trades?

[@georgeleonard7599]

my entire portfolio is financially stable dividend stocks. Everyone who thinks they can "play" the market should realize that half of all profits made in the market are from dividends

[@markmyjak7739]

Hey, I'm in the club. I'm a high risk investor. I enjoy the thrill of it. My 3 favorites stocks are Armour Realestate, Office Properties, and Zim. Zim, especially, I have no idea what the dividend payout each quarter is. But dividend payout is really good. It changes every quarter. I'm buying shares in GULTU, very high risk. When I get my 1099-div at the end of the year, I'm happy.

[@ncube2468]

......'I love looking at my brokerage account transaction history and seeing so many lines of dividends being deposited into my account.' This basically sums me up perfectly. Completely agree sir. Thanks for the great content you provide us.

[@d.g.8790]

Spot on. Maybe the clearest investment video and the thought behind it that I have ever seen and agree completely.

[@chessdad182]

I wish I had become interested in dividend investing years ago.

[@shorty430551]

I love your style of investing, before finding your channel my "retirement" was completely at the mercy of my 401K and my companies ESOP. I still have those and I continue to put money into the 401 by percentage of my pay, but I consider that to be my "Growth Investments" which like yourself is best handled by someone else so I don't become obsessive. However, the income investing strategy you have put out is just great. It's actually caused me to invest more each week and I too love watching that dividend snowball grow each month/ quarter. So a big thanks from me and keep the videos coming.

[@archiemcdougald5466]

What if you are a pretty comfortable person with no need for additional funds immediately, is this still recommended? My portfolio has been performing so badly and I suspect it is because I am not doing what I need but rather what others need.

[@marlenaaj]

I feel for you. Newbies must realize that the market comes with lots of risks and you could potentially lose all. Secondly, what works for A must not necessarily work for B. Always make correct inquiries before putting your money somewhere or better still, get the services of a pro (that way, you give little room for error and get tailored investments). Made my first million earlier this year this way. Good luck!

[@trishawallor]

story of my life

[@thesportsguruu]

@@marlenaaj Very sound and pragmatic. I have been into this for long and though I won't say I have lost a fortune, but I have squandered quite a lot. If it's not a problem, do you mind recommending the pro you worked with? I could definitely use the help of one right now... I look forward to your reply...

[@marlenaaj]

@@thesportsguruu Funny enough, I can honestly relate. It's not as easy as it may sound and takes some level of decisiveness and discipline. I don't know if I am permitted to drop it here, but her name is "Leah Marie Sandock". Was in the news a lot in 2018. You may look her up for more.

[@chriswilliams2061]

@@marlenaaj wow I know this little lady. Once attended a fundraiser she was also in attendance in Vancouver,, Great speaker with a funny accent,, She's American though, I doubt she works with foreigners,,,

[@FreakyLynx]

Been following your channel for awhile (currently 47, started buying stocks at age 42) and I’m currently earning about $3,300 a year in dividends with an estimated income for 2025 of $4,200 a year… it’s not going to be my only retirement strategy but it’s an alternate income stream I’m building. I completely agree that my motivation and interest has been higher by watching my dividends coming in.

[@Raymondjohn2]

Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.

[@JacquelinePerrira]

The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

[@Jamessmith-12]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@kevinmarten]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Jamessmith-12]

Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Jamessmith-12]

Credits to 'Carol Vivian Constable' she has a web presence, so you can simply

[@oscarrodriguezjr9467]

Well explained sir 🙏I am very excited about the prospect of using cryptocurrency, not just as a money equivalent, but using it as a way to earn something as a result of doing some type of work.

[@oscarrodriguezjr9467]

@Paula BullmanMost people today have been having a lot of failures in forex and crypto because of poor orientation and bad experts

[@cryptoethics]

that's true, it's really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with videos here on KZbin

[@marindataljaard7129]

Indeed crypto is the best investment, earning 3x my salary soon I won't to work anymore...everyone should start taking part in it.

[@TatorNathD]

Yes you are right. Investing was the best thing that happened to me last year

[@tradingrevolution434]

Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.

[@kylewoodcreations]

This is definitely where I am finding myself. I felt like you were talking my language. Also like that you get right to the point and don't ramble on. Very inspiring and informative content. Thanks for presenting it to us.

[@dzikijohnny]

I just helped recruit a friend’s kid into the Navy’s Nuclear Power Program which is what I did. In the first 8 years he will get $200,000 in enlistment bonuses and more if he stays in. I realized that putting all your bonuses in dividend stocks over 20 years combined with your military pension means you wouldn’t need a job afterwards. And because you pay lower taxes in the military this is a smart tax effective way.

[@verdtre4573]

I only wish there was a channel like yours for europeans, trying to figure this stuff out on my own as a complete beginner is a little challenging. Im learning but its slow.

[@ccrider327591]

Wow, this video is right up my alley. I just got into investing in March. Late to the game because I am in my 50's and trying to build up a passive income to augment my social security. My target is 2030 for retirement which means I need to save and invest like crazy. I have a mix of stocks, growth, dividend, and etfs. My biggest positions are in covered call etfs because I see the high yield as a way to help me grow my portfolio faster. I'm currently getting over $200 a month in dividends which I add to cash from my bank account to buy more stocks. Your way of investing makes a lot of sense to me and I really appreciate this video. Was kind of feeling alone and crazy for not dumping all my cash into etfs or all into growth stocks. Like you I'm blending my investments but started out heavily with dividend stocks as a main focus.

[@GrandPrix46]

You ain't the only one, bro. I'm 39 and a disabled vet, didn't know a damn thing about investing until I stumbled upon a video from Marko on Whiteboard Finance in July. First thing I did was grab a $10k I bond, then I dropped $10k into Fundrise, and I've got about $28k invested in dividend stocks and etf's. I'm averaging $297 a month (without counting Fundrise dividends as I have no idea how much it'll be yet) for the year, pretty happy with that. Set it up so that every month I have dividends coming in, I like being able to grab more shares and increase that monthly amount on a regular basis. Like old boy said, keeps you motivated, lol.

[@randyhatfield1526]

Couldn’t agree more with your assessment! Love to see my cash flow increase each month. Truly appreciate your videos Dividend Bull!

[@micaguy903]

Good video. I agree with this strategy, however low yielding dividend growth stocks can be invested with income in mind as well. If a stock pays a 1% div, but increases it substantially over the next decade or two, my yield on cost can be extremely high, as well as any capital appreciation that may come with it.

[@mrrajash]

Interesting content. Is it still advisable to leave idle money in a savings account at an average interest rate of 0.85%? I want a better way to diversify my portfolio and with current inflation, crypto gain taxes are no joke. I also have to ask, due to the current crash in stock prices, housing, and the financial market in general, I would like to know the most efficient way to make my money work for me without falling due to market fluctuations as we are in a bear market. Any tips?

[@jasonpizzino1649]

Ngl I've literally been thinking about the market turmoil for 1 year and most people wouldn't know what to do as this is the first bear market for them, hitting an all time high and now so many losses they might even scream but then you've tried to consult a CFA to establish a diversification plan suitable for your portfolio?

[@jasonpizzino1649]

Basically, I just made my first $100,000 in a period of high Fed pivots, you should consider investing in mutual funds like Vanguard, Schwabs or Fidelity. Cryptocurrencies are also fine because the yields are quite high, but to be safe

[@jasonpizzino1649]

Before you go into investing fully I will advise you seek professional advice and guidance..... Let I did too Patrick Manuel helped me His a Great man of impact and value I advise you check him out he have alot to offer.....

[@dxbfathima]

Inflation hits people a lot harder than a crashing stock or housing market as it directly affects people's cost of living that people immediately feel the impact of . It's not surprising that the negative market sentiment is so high now . We really need help to survive in this Economy 😢

[@mrrajash]

@@jasonpizzino1649 I should retire in a few months so any suggestions would be nice, and yes I also tried to get a cfa but it's hard to find one that really captures the whole of the different sectors, I'm very open also if I can't have it all makes no sense then, if you know what I mean

[@kennyvogan4569]

So glad you are doing this. I love goals and income!! Thank u!

[@cameronvincent]

I still watch your videos even if I’m invested in growth stock. Just watch too see a different perspective

[@matanshalit]

Finally a like minded human on the internet 😂 The moment you say "high yield" everone gets defensive and starts justifying pairing subpar yields with subpar value appreciation. I, like you, simply do both! I want high performance (cashflows) on my income investments, And I want high performance (appreciation) on my value investments 🤑

[@KatelynCate]

Income investing isn't for me, both now and in retirement, but I like the breakdown you give here in defense of it. No outlandish claims, just a clear explanation of the strengths and weaknesses and how it fits well with your investing style. I'm just a total returns kind of girl through and through. At the end of the day, the ultimate measure of any investment for me is the ROIC so I hold a lot of growth and deep value plays.

[@MattKohrs3]

🔝🔝inbox💬for more insight's;

[@iamgoddard]

You raise many excellent points dividend critics don't even mention.

[@clownanaround7996]

Do both . It will pay off . Either way both are better than banks

[@ramseyb1573]

Dividends are great for income streams just like annuities. However if you need growth, you may have to switch things up a bit. Concepts like algorithmic trading and diversification of assets can be of great help for growth oriented individuals. Personally gonna stick with diversification using the copytrading system. Finished second quarter at +21%. Just an average Joe here trying to thrive in these volatile markets.

[@mattgallagher9940]

I was wondering if investing in a cumulative ETF during this next decade is a sound investment. Or is it better to invest in a distributing ETF (even considering taxes). How does copytrading work? Might just be what I need now.

[@ramseyb1573]

@@mattgallagher9940 It's when your account mirrors someone else's. Trick is knowing who to copy. I managed to work my way into Josephine Guevara Laporte's popular algotrading program. She's a renowned CFA. There are other similar options out there but consistency and smart diversification skills were the clincher for me with Josephine. You should probably give it a shot.

[@mattgallagher9940]

Hi, I'm planning for retirement and have like $600k in a CD account with a very low interest. I only need $15k for liquidity purposes(emergency fund) and plan on growing the bulk. I found Josephine Laporte's official website after looking up her name. Quite impressed at her portfolio and I'd like to schedule a phone call. What's the fee structure?

[@ramseyb1573]

@@mattgallagher9940 Since it's an algorithmic based model, it's very much transparent because you can actually see what assets you have and how much growth your portfolio has achieved. I've gone around 27% up from the last two quarters. Fees still fair enough

[@mattgallagher9940]

@@ramseyb1573 I find it better to pay a little bit more for peace of mind than worry about market trends and still get burned. Thank you.

[@CarlDi3trich]

Starting really really late with no lump sum makes dividend cash flow investment attractive to me. All the "extra" I have I invest and the dividends are re-invested. All I'm looking for is to pay my bills in the future. I'll likely be pulling in more than that but it's a good goal to start with. And yeah...not having to care where the stock market is going has been huge. And the current drops in price gets me closer to my goal a lot faster.

[@GenXautrucity]

When you sell shares you have to pay capital gains. Dividends is a capital gain but as long it’s an American stock you can earn 80k a year in dividends tax free.

[@michaelbotelho2714]

Thanks for the heads up on great information!!! Still so much to learn.

[@doctorinvestor3012]

Really?! Thx for info

[@jeffsmith2131]

not just an american company. Reits bdcs mlps are taxed differently than qualified dividends.

[@GenXautrucity]

@@jeffsmith2131 That’s true as well but a lot of people don’t know that 40k to 80k can be tax free. Realistically, 40k for a single is like 65k when you are working and having a federal tax. But those reits and bdc’s are still taxed cheaper once you hit the higher tax bracket. When you make money you are not tax till a certain point. When you earn money, you are heavily taxed. I wish I knew this 30 years ago.

[@jeffsmith2131]

@@GenXautrucity agree, when I realized after standard deduction my wife and I could bring in 100k in qualified dividends tax free I was shocked.

[@Andformerthingshavepassedaway]

Brother love you, enjoy your content tremendously, 3 or 4 of you on KZbin have helped me really roll over a growth portfolio to a Dividend portfolio, I love the term financial freedom means taking a job you like a little more instead if doing a job I hated and struggling to make 80 or 90k a year, I can make 45 or 50k at a job I like and work 35 or 40 hours not trying to make it overly romantic but I also have time to learn spend with my wife who works more than me and taking a pragmatic mindset as oppose to I started the year with 300k now I'm at 279 pullout or now I'm at 315 win all the time not having a budget and being a bartender at 42 when you make 200 in a night and you go up or down good or bad it deluded your view on money and at times made me cynical I never check what my Mcdonalds stock os worth for one, great channel.

[@katelynrenesse4798]

I think this is good advice, but better for people who are closer to retirement. My opinion is you need to be both a dividend investor and a growth investor, and you can let the market determine your allocation. For example if I just got a 1000% gain on Tesla and then pulled 85% of the money out and went into a load of more stable dividend stocks like AT & T. So I would say diversify, but also use those growth opportunities to build the capital to invest in the dividend payers (or in cash flowing real estate) Needless to say I am also 100% money market in that 401(k) and ETFs as i'm looking to reitire in a few years . Most of my money is invested in my private accounts with a financial advisor.. which are doing fantastic. I would like to scale to $5M...

[@donaldlocher2537]

i’ve just taken a deep dive into investing, dividend growth investment as it interests me. hoping to get to the big dogs someday.

[@harleycartley3138]

Hi Kate do you by any chance do referrals on your FA ?...i could really use one

[@katelynrenesse4798]

@@harleycartley3138 certainly, she goes by Susan Kay Mack , look her up for her info

[@mitchsapastein5593]

Did a quick search and found her web page. she seems very proficient, I wrote her and I'm waiting on her reply.

[@hermawant1949]

Hey Kate, if I may ask, would you prefer a high yield dividends ETF or a single dividend stock?

[@Binsabar]

I was able to make £200 k from buying ETFs and startup company’s Stocks over some months coupled with day trading, generating good ROi monthly after tax most thanks that my portfolio is managed by a registered fiduciary sir Arlo Eric, it’s been a great source of income for short and long term ever since

[@finny_]

How much did you invest monthly to attain this or was it a one time lump sum, please reply

[@Rya1122]

As much as I am livid of the internet, I will like to try this, because I know some extended family members that made millions off the Stock market and still doing so, kudos to you I will like to earn with your pro also

[@Binsabar]

Arltoeric

[@Binsabar]

That's his Gmail above okay and I invested mostly 10k monthly and reinvested profits for 6 months and not a lump sum

[@finny_]

Thank you for your response, I will connect him now and look into it

[@thebes118]

Same here. Tired of the old "Buy Coca-Cola"! spew. You are the man!

[@ethanrussell7272]

Every financial goal requires patience,dedication and consistent spirit knowing that investment is currently the most lucrative business in the world both NFT,real estate and crypto shares are really positively changing people’s lives

[@jackleonard575]

When it comes to the world of investing,most people don’t know where to start.Fortunately,great investors of the past and present can provide us with guidance

[@lindawheeler1231]

Life was hard for me until I started trading Bitcoin and am now earning $19,435 per week

[@rossfoster589]

Nicholas Hawkins is an expert,he is really good and everyone loves his genuine services ,he has helped me recover what I lost trying to trade on my own

[@nancysandoval8310]

And this is not the first time I’m hearing of Mr Hawkins Nicholas and his exploits in the trading world but I had no idea on how to reach him.I have already lost enough money since my retirement on Binance trying to do it myself😭😭😭

[@millerdavis231]

How can one reach an expert in trading , cos I have lost alot of money trading with a wrong trader .

[@mariex800]

Excellent contents on dividend investment. Thank you. I also am a hybrid investment with this type of strategy in mind. Heavily invested in dividend such as extend and closed end-traded funds, cherry pick individual stocks in dividend and growth, and also diversify into the crypto world. I believe in Fintech and Web3 in the next phrase of our next era.

[@fyrecrypts2]

I think you nailed it, with the fact that lots of strategies have value, and it's what works best for you to get to you goals. No one strategy you mentioned is strictly better than any other for absolutely every goal. By understanding the tool that is dividend income investing better, you can use that tool for your own personal goal, and determine if using it will help you achieve that goal faster. Appreciate the info!

[@Donkeyearsa]

I was floored when I learned that between January first 2000 and December 31st 2012 the S&P 500 basically had a 0% growth. That was great if you were just in your early 20s as you bought a lot of shares of a S&P 500 index but not if you were retired and expected to live on the money.

[@reaalitykinggs]

If you DCA through that time you still made money. Plus, all shares still paid a dividend.

[@joelee1289]

I do both dividend growth and high yield. For dividend growth I have BEN, ADM, KO, FLO, TSN, GILD, OGE, O, ORI, BEN, and MTB. High yield VZ, MO, DIV, QYLD, GILD, ABBV, OHI, MAIN, ARCC, OKE, ENB, BP, VICI, MFC, OMF, and NWBI.

[@billimbriale8535]

About 30 years ago, my great uncle had a fair amount of money, for the time, in the stock market, roughly $50,000. The market began to head down and I asked him was he getting worried. His response: "I don't care about the price of the stocks, all I care about is that they keep paying their dividends". Here we are decades later and his philosophy is, at least to some degree, back in vogue.

[@bobbakker8]

He probably cared because if the market sinks he can get more shares and thus more dividends

[@billimbriale8535]

@@bobbakker8 Actually no, he was living off the dividends, was not buying anything for years.

[@supreme5998]

Yeah, until the company disappears. Most companies will go to zero over time. Few make it past 30 years and even fewer past 100 years. They all get replaced by something bigger. Toys ‘r us, blockbuster, sears.. all giants until they weren’t. Hope he didn’t have all his eggs in one basket.

[@billimbriale8535]

@@supreme5998 He was well diversified, and at 70 years old he wasn't worried about whether a company would last 30 or 100 years more. How many people own a stock concerned about whether a company will last 100 years??

[@UziGameGP]

@@billimbriale8535 zero chance you live off dividends with only 50k invested, absolutely zero chance

[@CryptoBoblicious]

HI, I am 100% into #crypto and right now I am starting to build a #dividend portfolio, thanks for your content

[@stephenkuzmak4501]

6:40-6:51 is a work of art man. Kudos to your team who put that together.

[@stevevet3652]

I for one, would like to say Thank You for putting out the information that you do. Forget about the haters. There are a lot more individuals out there that like what you do.

[@jairosambula3707]

Makes perfect sense, that’s what way I invest. Great video!

[@leonidilin3197]

Just best trader of all times...Thank's for sharing your videos

[@willian8156]

I use the service of a fiduciary under a great broker, that is the most effective way I have known

[@denise9242]

Does your fiduciary manage beginners portfolio, from the way I look at mine I just might loose all my investment soon because of bad decisions so I need a pro

[@olivia4182]

Investing in the stocks market is one item on my bucket list I am about to tick off

[@chimchu3232]

Im mostly a dividend growth investor, but i value your opinion. I hold some income focused stuff, but i like the idea of building a base of quality dividend stocks while im young so i get to take advantage of capital appreciation and dividends, and ideally get a high yield on cost later in life

[@wiebeplatt4749]

The stock market was in a bubble. It has to come down. It has to come down. We printed $6T, that money HAS to be pulled from the market to stop inflation. Maybe not all of it but I would say more than half. You do this by increasing interest rates and quantitative tightening. Inflation is the single worst thing for the economy. It is worse that a stock market crash, it is worse than a recession, it is worse than a housing market crash. It is an economy killer. It has to be stopped before we sort out the rest. Powell's problem is he is late to the party and is still moving too slowly.

[@PhilipMurray251]

Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

[@instinctively_awesome8283]

@@Patriciacraig599 I'm trying to find out how to contact this FA since I'm looking for a better financial strategy.

[@Patriciacraig599]

@@instinctively_awesome8283 Look for her information on the net; it's easy to find her webpage.

[@GrandPrix46]

Another thing that inflation is, is 100% created by the government. Nothing other than printing more money can create inflation.

[@ApolloStrengthGarage]

A lot of great points here. I do all sorts of investing (growth, dividend, value), but my goal is to get to $10,000 a month while the portfolio still grows over time. Honestly, more like 30k a month is what I want to ultimately achieve. When dividend positions go in the red and the fundamentals are still sound, there's less panic because you know that worst case you're still getting paid the dividends, plus you're buying it at a discount to raise the payouts even more (like you mentioned).

[@j.borchard2208]

I agree, it preserves your holdings you have for the long run plus next generation can acquire them and still be able live off their yields at the same time! Well Said and laid out! Thanks!

[@markho9653]

Good video....I been doing this for 2 years now....my money keeps growing & growing...i get paid every month & went I want a raise I just reinvest

[@ketavkshatriya1253]

Great insight. thanks a lot. This gave me a lot of clarity on what i want to do with my money. I like your comment on not having to check if the stock is falling or not.

[@michaelghanayem8557]

A very great video and gives out wonderful info on dividend investing. However, the one issue I had is you would refer to if had SP500 and dropped 20% than be selling more VOO to pay for monthly expenses. When you are in retirement its common practice to have majority of your savings in fixed income just for that particular reason. Loved the video and the strategy, Im currently going with growth stocks and than eventually transition to dividend investing.

[@djee02]

I don't get this income vs growth investor distinction. We should all be total returns investors and adjust capital allocation according to risk tolerance. Dividends are nice but they are not free money. By chasing yield or using these covered call funds, you are just hurting your total return in the end. All dollars spend the same.

[@jbrockskill]

I mean I have alot in RWT,ABR,HTGC,ARCC but also have more in MSFT, AAPL, SCHD, O, DIS

[@bluecollarbullionballer4269]

I follow the income factory way of investing.If I can get the same stock beat down, it is even better. Thanks for the channel.

[@TheHardwickHomestead]

Ideally you'd have enough high dividend stock income to not only live off of but to also put a little bit towards more dividend stocks so it keeps growing.

[@bedangtv]

high income is best for those who are close to retirement as well. thanks for the video !

[@Spazza42]

It's always worth considering dividend yield if you're happy to invest in specific companies for a long time. Thankfully I live somewhere that doesn't tax you on the first 6k of dividend payments or capital gains at all meaning it's free income if you can get it. The trick here is also learning the taxation laws where you live because they can help to highlight what type of investment is more fruitful to you personally. There's no point in making large capital gains if where you live taxes the hell out of them or if capital gains are better than being taxed on dividends. Learn to play the game guys, learn your rules.

[@MattKohrs3]

🔝🔝inbox💬for more insight's;

[@emanl84]

I totally see your point and I follow your channel for the same reasons. In the end every conceivable way of living off income means you need steady cash flow from your investments. I would never feel safe without always having cash on hands which I can either use for me or reinvest. Growth only is not an approach which I like, except if I am into a speculative spree and then I would consider cryptos rather than stocks.

[@ogpigeon4431]

Its a great endorsement of your favorite strategy. The reason I like high dividend over dividend growth is the growth is not a certainty. Id take the higher dividend now, vs hope the growth of the dividend comes through. It seems people take the dividend growth rate of the past as some kind of fact that they then make assumptions in the future.

[@arigutman]

Terrific video, thank you for the content. I too am with you on investing into dividend stocks and value investments over growth. I simply get to sleep at night above all, but moreover investing is not about a get rich quick or by Tuesday.. It is about ownership really of a company... Being invested for the long-term and being able to collect passive income on it all..

[@Bess2k2]

Great video. My portfolio is a big of a mix. Maybe 60% of it pays solid dividends.