Why every Indian needs to get a HEALTH INSURANCE - Health Insurance explained

[@AkshatZayn]

I bought my Health Insurance on Ditto here: bit.ly/35J07Iu

[@tabishjaved8264]

Hi Akshat! Can you let me know how much premium you are paying for the 20L cover?

[@ishulamba7923]

Please checkout my comment someone is trying to do scam in your name.

[@rajatwow737]

Make a video on problem of claim in health insurance and whether to take the insurance from agent or online

[@danmiranda888]

Can you make a video on term insurance or other insurance products which can be useful to young adults like yourself.

[@enzio333]

Any chance to review Navi Insurance ?

[@arshadnawaz6953]

Funny place .. India , automobile insurance is mandatory , health insurance is not . The Indian health system has come to a juncture where only 1 medical emergency can push a family to poverty (especially families who have just entered the lower middle class). A good Health Insurance is an amazing and one of the most important hedges against uncertainties today . Thanks for spreading this awareness !!!

[@nikhildayal9013]

Being from the insurance industry, I can say, your video was very necessary, as insurance awareness is very low in India. Thanks a lot for bringing this up, most of the points you touched upon are relevant and accurate. Just to bring to your notice, you still can cover your parents in your family floater policy, even your in laws too. Anybody who is reading this comment, I will suggest you to please add Critical Illness Rider and Accidental Benefit Rider in your existing life insurance policy. If you still don't have LIFE and HEALTH Insurance, come out of the cave, run and get yourselves insured.

[@japeshbagga7353]

Hey Nikhil, would you pls suggest which will be good for a whole who has 20yrs kid and parents age are above 40yrs. They r very confuse as some people like Ankur say don't combine parents and young child's insurance with family plan. 🤞🏼

[@uma_r]

Health insurance is the most complex thing I have done in my life. Took a week to understand important clauses, various insurance providers etc. Felt like DIY. Thanks to Mr. Pattu (if I may say), his articles helped a lot.

[@meghaseth5815]

Which one did you finally get?

[@uma_r]

@@meghaseth5815 star comprehensive individual. Took print out of the policy wording. Highlighted all the important clauses in pen so that it doesn't come as a surprise in future. Also there is a limit to which we can customise our policy. My policy dint tick all the check boxes but most of them.

[@bloody9162]

I can first hand say that it is outrageously complex topic. I literally sat with a pen and pad and noted down, loved how clearly you were able to explain it.

[@dakshdagar9872]

All your videos are so full of knowledge and awareness that everyone needs. The way you explain things is just amazing and I literally feel drawn to watch and learn from them. I have shared the content with the people around me and they hold the same opinion. Thank you so much. Respect!

[@AkshatZayn]

Glad you like them!

[@gojosan1376]

My day: Morning with finshots Nights with Akshat

[@AkshatZayn]

Haha thanks for the support! :)

[@ayushspooke2968]

I've been thinking for few days to comment on your videos just to acknowledge the fact that the Content you are bringing consistently is Stupendous. The amount of respect you've got from me in this short period time is just awesome. Brother just keep on bringing such useful content. 💪

[@AkshatZayn]

Thank you Ayush :)

[@abhinav5238]

Please make videos on swing trades setups every week.

[@Mrmaert]

Beta sab kuch free me chahiye.

[@simarsingh2983]

1) Individual/Family Plans 2) Size of the cover 3) Hybrid plans (Base covers + super top ups) 4) Consultation/Day care 5) Domiciliary care 6) Type of Treatment (Ayurveda/Homeopathy) 7) Sub-disease spend clause 8) Network hospitals with cashless treatment (re-imbursement clause with non-network hospital) 9) Co-payment clause 10) Claim processing time & claim processing rates

[@deepakrao5553]

That's actually a good topic to discuss !!! The awareness was much needed

[@AkshatZayn]

Very true Deepak :)

[@sunnyphilips176]

It's not even a week since I first came across your channel and I've already watched 20 videos. I started off with the "Stock Market Investing" playlist and since then whenever your videos showed up, I watch it without a second thought. Easily understandable, highly informative and you always cut to the chase. Looking forward to more videos. Love from Chennai!

[@IITKgpian]

You are such a multi talented guy with such diverse knowledge.It's really a pleasure to watch your videos and be knowledgeable.❤️🔥

[@AkshatZayn]

So nice of you

[@aritrakar2492]

The videos you make sir are super amazing , informative and engaging to watch. You are the best teacher for college students.😅😅😄

[@kapildeshmukh7878]

Oh cool. I'm 22 and I have just started as an agent. I started learning about this topic from my parents who are Agents for a Health Insurance Provider. The most important thing is to have a provider you can trust and look at the track record of settlements. Lots of online businesses provide health insurance at a competitive price. If you are purchasing a health insurance online instead of going with an agent, please read up the provider's track record on the forums available online. And please inform your family and relatives about your health insurance situation. Most of the times you will be extremely ill and in no condition to even think about the insurance claim. Have a "guardian angel" relative who can inform the hospital or the agent on your behalf. Please do your due diligence and bear in mind that dental coverage is not included with most of the policies. I know so many folks who have this exact misconception. Please get a health insurance as soon as possible as your age will cost you more. Sometimes a single year can make a difference of Lakhs of rupees in the long run. Cheers, Great video as always.

[@Bug_Hunt]

Thanks for the precious information!

[@kanavify]

What a detailed analysis Akshat. Always been reluctant to study about insurances. Great job

[@AkshatZayn]

Thanks Kanav :)

[@ashishnayak2339]

Please make a video on : How corporate save taxes and how a individual save taxes 🙏🏼 I tried to find data related to corporate tax saving but couldn't gather enough information

[@deepakvadhan9366]

Really Helpful U r Turning into a Guru for me atleast Not a single day where I do not watch 1 r 2 of your videos Really Life-changing & Life Guiding for me Thanx For all this stuff

[@stutiagrawal1018]

The people at Finshots and Ditto are doing an amazing job. Simplifying insurance and finance; the most important yet the least talked about topics :) Glad that you've put it up, Sir.

[@thesuryapasricha]

Wow! This is so informative! Thanks for demystifying such complex yet informative topics for us!

[@AkshatZayn]

Glad it helps Surya :)

[@akshitg]

I really don't understand why channels like this one has so few subscribers. Thank you Akshat for giving an unbiased and honest opinion.

[@nityakumari1480]

It feels really great when you get such a quality content in your recommendation! Wishing this video to reach a huge audience further :)

[@dormantknight3]

My father was hospitalised for 33 days. If not for CGHS and its subsidised CGHS rates we wouldn't have been able to afford his treatment.

[@bituagarwal18]

WAITING FOR THIS TOPIC FOR A LONG TIME!!!

[@albertbenny4637]

This was really helpful. Would appreciate if you did one on Life Insurance as well. It seems to be more complicated than Health Insurance.

[@shivkhakhar3273]

Loved the video! Must watch for everyone especially in today's times :)

[@AkshatZayn]

Glad you enjoyed it!

[@harikrishnamodi123]

Thank you Akshat for this video.. One imp point to mention is that hospital should be registered one with local authorities (Generally should have greater than or equal to 13 beds) to be eligible for reimbursement. More applicable for the rural India, as this happened with me recently. Hope this helps!

[@Bug_Hunt]

😮 thanks for sharing this imp detail!

[@harimahalingam8870]

Excellent Appreciate more case studies on different companies.

[@AkshatZayn]

Definitely will do that Hari

[@paladuguchaitanya7547]

Although this vedio didn't get the likes this deserves ...we other set of people really loved it Akshat, U started building the moral/emotional bond as well...keep Rocking my brother😘

[@VinayKumar-kc3fp]

With hospitals turning into corporate blood suckers, draining you of your life savings, the best insurance is to invest yourself in yoga and maintaining a healthy lifestyle.

[@codenamevisage]

Sorry but maintaining perfect lifestyle will still make you old and susceptible to diseases. Health insurance is compulsory

[@AsifAkhtar20]

Lift iron, eat right and get a health insurance. That's it.

[@user-eu7sp8fl6l]

Thank you so much Akshat for making this video. I got some clarity on this topic. There are so many providers out there that it is sometimes difficult to choose.

[@mdnoorqutub8430]

Waiting to hear you out gives hope and knowledge and perspective Would like to hear from u about insurance career

[@akashtiwari5642]

Akshat your videos are my daily ritual now. Please keep us more informed by these regular videos.

[@AkshatZayn]

Glad it helps Akash :)

[@chubaka42]

I'm constantly amazed and humbled by the quality of your research and presentation. Thank you for the work Akshat.

[@saadasif9949]

I was searching everywhere if there is any video regarding health insurance today only, and akshay came with such a wonderful content. Loved it :)

[@suyashpandey4724]

I too have HDFC ergo medical insurance. This reinforced my decision. Akshat would love a video on how to improve on our financial and economic knowledge

[@vinayakmansotra8615]

How is the claim settlement process

[@SOROUT_Mohit]

I do not know that health insurance is so important. Thanks for bringing this.

[@NikhilPanchil]

Just by reading the title of the video, I knew this video was sponsored by ditto🤣

[@AyushSingh-sy2lg]

Appreciate.....Term insurance is important too...Indians think themsleves as immortal before 60 and spending 500-600 per month to financially protect your family seems much to us

[@krishsureka8419]

sir you are really an inspiration I also want to pursue with mba and finally end as an investor

[@aravindakshansanjay1702]

Thanks for educating us about things that no one generally talks about.

[@sanathutube1]

Wish this was shared 5-6 years ago😄. Very good advice.

[@santoshpanda379]

That's very good content Akshat. I have a 10 lacs base plan and 90 lacs top-up for a family of three.

[@yuvigemini]

On a Holistic Level..... This Video was a Class Apart one!!!!!!

[@sharanyar3948]

👍👌 Eagerly look forward to many more 'informative videos on various topics affecting our life' from u @ the earliest! God Bless U & may ur channel have more & more subscribers each day!!!!!

[@sudheenl2917]

good one sir. This is extremely, extremely and infinite extremely helpful video for all. In just short 17 min you have explained so much. Hybrid option is literally useful. Sub disease clause, network hospitals, cashless and reimbursement, copayment clause, claim process rate and time updates. Everyone should look into this video. This is really super complex projects. very informative. you have covered everything from how much to take and hidden details of it. we also got to know about ditto services. I will surely get in touch with them to understand more. Thank you for providing the details on service providers as well. I just need one info for people have insurance from their office. How to go about with this. We would already been paying top-up in our company but how to take personalized insurance. Should we opt same amount thinking if we come out of work or if company sends us out any day or should we take less if we have one from corporates. It would be good if you can make second part of this video and talk about people who have corporate insurance, and some govt people who have Esi facilities. It would be good if you can talk about restoration clause in insurance. I see in your video screen shot that there was something called restoration. We know little but it would be good if you can cover that and if there is any hidden catch there for us to understand. Also, we hear that these health insurance increase based on the age and some health insurance will not increase based on age. What to do in these cases. Whenever you have time can you please come up with second part of your health insurance and cover these topics which will be a good 2 episodes for us to understand length and breadth of health covers. As usual you are awesome. Excellent sir.

[@anshularora300]

Hey, great information about insurance. Specifically liked it how you framed the video in a Q n A format. I am 24 rn and have to buy health insurance when I turn 25... So this will provide a base video which I can refer back to. Also, I saw your video describing your expenses as a millionaire... Can you please spill on what skills you are currently investing on?? Thanks

[@agupta5374]

Hi. Good video. I hope you are not sponsored by Hdfc. If so, please mention so.

[@pratapsinghchouhan8456]

In current scenario every family should have health insurance rather health insurance comes in essential category for every family, content shared on health insurance is really eye opener for somany people... 👍🏻👍🏻

[@tanmayselot3108]

Hi Akshat sir! Having completed 2 out of the 3 levels of professional levels in Insurance ( from III :- Insurance Institute of India) I just wish you would have taught me. Would have scored even more :p Also, Kudos to you for 70K!!

[@nageshsv7397]

Hey Akshat, Thanks a lot for educating about health insurance. Health is wealth

[@AkshatZayn]

True Nagesh :) Glad it helps

[@randompeople6890]

Sir , Please make video on how to become confident and deal with various insecurities! .

[@Balaji.3197]

You just through a light on us.u may do separate playlist about health insurance. Gave too many information but little about them.yeah you have to short the video .I appreciate your effort.if possible do a Playlist about health insurance top to bottom.thank you sir

[@sudheerbabu6415]

I am following your channel from last month its awesome bro..keep continue the same. am sharing your channel to many of my friends.. my request shot a video on Term insurance. Thanks..

[@abhishek98912009]

Please cover intraday topic with strategy

[@eugene8166]

This guy is a gem

[@arjungourisaria9791]

Hello, Akshat! I am 58 years old. For what it's worth, you could, if you wanted, see 'who's this guy' by doing a Google search of my name 🤣 - but that's not the reason for this comment. Back in 2010, I was earning about Rs. 15-16 lakhs per month. However, I had NO ONE to advice me on investments and I made NONE. Today, I am virtually a pauper - got rich, but not wealthy, as you keep pointing out 🤣 I simply love your videos and wish there was someone like you around when I was 'getting rich'... Thank you, and do please keep up the good work. Wish you good health ❤️

[@arjungourisaria9791]

@Akshat S㊉①⑧④⑦⑧⓪②⑨⑦③⑧ Thanks for responding! And thanks for sharing your number :) I shall write to you there. Meanwhile, I shall definitely continue watching your videos and learning :)

[@amaanfaraaz2243]

It's almost instinctive for me to like your videos before even watching it now. Insightful content as always ❤️❤️🙌

[@AkshatZayn]

Wow, thank you!

[@amaanfaraaz2243]

@@AkshatZaynHey Akshat , it would be great if you could provide some info on the rising trend of fintech . I have many friends from a technical/engineering background who would like to get into the finance field and see fintech courses as a means to it. There's less info on it so it would be great to receive your input on this topic. Ecstatic with the response btw !! ☺️

[@raneshmitra8156]

@@amaanfaraaz2243 Yes, I also eagerly waiting for the opportunity of Fintech in India especially for Data Science / ML role.

[@pranavkatarias]

Please keep making more videos regarding financial decisions. Regards

[@bravo2868]

ditto is amazing

[@prabhatjha5139]

Sir It was quite easy to understand and get hold of the basic idea and process of getting a health insurance the way you explained it to us... Helpful!!

[@funwithcartoon4583]

You pick good topics in your videos 👍

[@adityapattanayakvlogs]

Hey Akshat, thank you so much for bringing this topic out on this video. Learnt alot about health insurances in general & got more educated on 'how to choose' a health insurance. Thank you so much for this & keep bringing such content to us 🙂👏👏👍.

[@adityapattanayakvlogs]

@@upnextcryptoyoutube3943 okk sure

[@saisrinivas4721]

Thanks for making a proper content and well visualized concept of health insurance concept. We are expecting more videos on how to climb in Finance field like private equity, venture capitalist and corporate finance roles....

[@thop9747]

Wow . Thanks a lot sir. We really need this especially in such situations.

[@khyatimehrotra6249]

As usual, Great content! Thank you for apprising us with this important concept:)

[@AkshatZayn]

Glad it helps Khyati :)

[@COCO-Naksh]

Always helpful and knowledgeable be it stocks or insurance.

[@preethamr7644]

Hi Akshat , Please continue with these kinds of videos.

[@varunjoshi90]

A true influencer 💯

[@ramesh.S04]

Thank you soo much Akshat.. You made my life easy and added value to my conviction...

[@zaidarshad4684]

This is really helpful Akshat. Great stuff!

[@AkshatZayn]

Glad it was helpful!

[@pusparajsingh8787]

Hello Akshat, Can you please explain a bit about a situation where I already have my health insurance from my employers. How should I evaluate my options : 1. No need to buy extra health insurance 2. Upgrade the coverage internally 3. Buy an external insurance

[@bidhan0001]

3. Buy an external insurance.. go for it

[@ishulamba7923]

Thank you for sharing the valuable information sir. It feels great to see people like you literally care for other individual's personal finances, health insurances, career selections and bunch of other most valuable aspects of life. Thank for being the digital big brother in this digital world. More power to you.

[@ishulamba7923]

@@upnextcryptoyoutube3943 Don't try to do scam in this platform.

[@messigaurang]

This is a great video. You gave a good overview of the different aspects that are associated with health insurance.

[@Durgeshshukla3004]

Bell 🔔 icon pressed on one of my favourite KZbin Channel

[@madhur3411]

Keep doing the great work sir❣️

[@murugeshpandian790]

Pl make a video on commercial property investment.

[@booksdumbbells]

Planning on getting insurance for myself and my parents.

[@skymaster9665]

Very helpful also make videos on term insurance and car insurance. Thanks

[@sidtotore]

Excellent video Akshat. Got to understand complex things in simplified way, also got aware of soo many new things. Please make a video on Life/Term insurance as well

[@Asjdbj6728]

Sir your videos are really too good , need more such type of videos , i am a college student , And tring to invest in stock , just by motivated from your videos 😁

[@krishsureka8419]

sir do you invest in crypto? any view about recent bitcoin price crash?

[@AakifKhan-ly2zi]

Learned something new today 💯

[@manojrana3436]

Hi Akshat. Request you to make a video for salaried professional who are in thier mid 40ts regarding which executive program they should do. Is it useful or not. What should be the main focus of programm ie to gain knowledge or to add value in CV or to get access to Alumini network. Pls also suggest the institute .Pls help. Thanks.

[@meghrajmjadeja]

Thanks Akshat. If you can please make video on Term insurance (in details), that will be really helpful.

[@padiyar]

Badly researched...its like akshat had a party previous day and submitted a school assignment on health insurance if your premium rate is less than 15,000 per month(you will certainly have may clauses 14:30)...whatever policy you take you can get only about 30 percent of hospital bill ...ask any one who has been hospitalized.

[@marthaiyengar8322]

All your videos are informative. Learning a lot

[@parthgoel7335]

one of the best videos I found on this topic.

[@manojrana3436]

Very indepth information Akshat. Though i have taken the medical insurance for me and family but there are few points I need to recheck to insure that I don't face problems at thetime of claim settlement. Further to add Homeopathy and Aryuveda also become expensive treatment now. Hence one should also consider taking this into account while taking insurance. Thanks for the video.

[@aritrakar2492]

Sir can you please make a video on whether college students should stay in india or think of going to usa for better opportunities overall in software engineering or consulting field. Please sir.

[@royaldsouza769]

Great topic

[@raeify1870]

Hi akshay, I've become a huge fan of yours after finding your channel few days back. Thank you so much for bringing all the information in such simple way. Please do a video on home loans 🙏

[@user-mq8el4mf3q]

I was thinking about buying one but need to do the research

[@smartbinit2]

Can u make a video on pros and cons of MBA Vs management Certifications like prince 2 or PMP. WHICH ONE should we prefer.

[@supriyomondal8829]

Hi Akshat Have 2 question about this health insurance. 1. When there's health insurance provided by the employer do one still need to opt for another separate/personal Health Insurance? 2. If one has bought a separate Health Insurance Is It Still mandatory to buy another term insurance?

[@SaravanaKumar-bs2lf]

Thank you for your advice

[@AkshatZayn]

You're welcome

[@theharshz]

Great Content! But fear should not be the pitch to avail Health Insurance, specially Covid whereby I have seen firsthand struggle with Insurance companies not ready to settle Covid claims even if it's covered under the policy. There are better ways than fear-based marketing specially for insurance and loan segment.

[@SatyendraSinghrafi]

Very good video. You can also include some points on what type of health insurance those people should buy who are in corporate as their companies already have health insurance

[@prachisingh7353]

Great video!!! Very informative sir. Thank you so muchh

[@pratyushdas1459]

thanks for the video... just what i needed.. makes things much clearer now

[@robingupta2808]

One doubt: can we take SuperTop without any Existing Policy