I went to community college, and I graduated with two associates. Now, I am attending the local university. I commute from home, and right now I have no student loan debt. The ''college experience'' was not worth the price tag for me. I have no regrets. You can still have the social aspects of college, as a commuter.
@audreyfrench75535 жыл бұрын
As a fellow commuter, I totally agree that you can have a social life without living on campus!
@gr8macaw15 жыл бұрын
soccerchick9841 Great decision I agree I attended university in England and lived off campus. I had a great social life 😁
@Akaff-n7l5 жыл бұрын
Yes !!! I’m doing the same thing, debt free! It seems so silly to pay thousands for a short lived social life experience! It’s all fun and games until they graduate and have to face the cost of that social life.
@lazarusledd915 жыл бұрын
no ragrets
@hzuiel4 жыл бұрын
Not only is it not worth the price tag, it's worthless entirely.
@cheyenneharmon10226 жыл бұрын
I’ve been a commuter all 4 years of college. It’s not that bad or tough. I still had a social life and good grades. I saved $40,000 by not living on campus.
@ILovePancakes245 жыл бұрын
living on campus in the slums known as the dorms is the biggest scam perpetuated on the poor.
@nataliaportal53465 жыл бұрын
I commuted for 4 1/2 yrs and I can no longer drive for long distance. I start falling asleep after 2 hours. I think it really depends on the person both mentally and physically.
@thelastmemphian5 жыл бұрын
natalia portal did you commute to college for more than 2 hours?
@nataliaportal53465 жыл бұрын
@@thelastmemphian I got up at 5:45 am to leave by 6am to beat traffic most of the time so it would only be a 45 minute commute in the morning. Afternoon returning home if I got out at2:30 or 3 o'clock it would just be about 45 as well... if traffic built up or I left at the wrong time or had to go in for an evening meeting it would be 1 1/2 hours to 2 1/2 hours. Also for about 18 months I had no air-conditioning in SoFLA. It killed me off.
@BBC6005 жыл бұрын
Cheyenne Harmon How far was your commute?
@janinelewis438 жыл бұрын
My daughter is happily in her first semester of community college. There was no way I was going to pay $3000 opposed to $300 for a math class.
@susieq80087 жыл бұрын
janinelewis43 Good for you...i wish more people had common sense.
@CR7CRAKA6 жыл бұрын
SUSAN DUNLAP common sense isn’t that common anymore
@DarcieGlam6 жыл бұрын
Every young person saddled with big student loans wishes they had done it differently. Good for you!
@chrisdinarte34626 жыл бұрын
Samantha Rambeau not true at all. Depends on which CC you attend.
@dks138276 жыл бұрын
Ram you are an idiot.
@lindsay37939 жыл бұрын
"...Really? Were your parents cousins?" 3:05 HAHA
@brock22735 жыл бұрын
They're from Arkansas so probably
@twilliams8424 жыл бұрын
😂😂😂😂
@miketomlinson80504 жыл бұрын
I died laughing
@collinplata6134 жыл бұрын
😂😂
@RexyFan4 жыл бұрын
Lindsay Bahahaha... I came here to see if anyone else commented on it 😂🤣😂🤣
@kayhamilton31598 жыл бұрын
I wonder what the girl did? my daughter didn't listen to us and she is now graduated and has boat load of student debt and the job is not in her major... duh... stay home, you'll be safer and smarter and richer in the end. I think kids should work for a year and take a couple of courses commuting.. 18 is too young to make a life decision.
@TheCreoleSon898 жыл бұрын
I agree and disagree at the same time. I was there not to long ago (I am 26 years old) and I went away from home for college. I didn't go out of state because I was very frugal. I think you have to learn earlier than later how to make life decisions or you will end up still at "mommy's house" at 30 because you never learned to grow up. That being said, when I have children, I want them to slow into it. There is not rush to grow up and have to pay bills lol.
@Lexethan20117 жыл бұрын
Hmm k. Still can't make a decision after that degree huh?
@mabelw75 жыл бұрын
i agree its better to stay at home during college but social life is important maybe parents and splurge few nights and stay on campus during fun events? another option is kids can try to work/invest earlier and have the money to live off campus
@mkite7156 жыл бұрын
I wish I had discovered Dave years ago. Like way back before college. I’m 37. I made so many mistakes. I had no financial education or guidance from my parents. I did everything backwards and always needed to keep up with the Joneses. Took out 40k in student loans. Leased cars. Bought too many clothes. Ate out 5x a week. So glad I have found this guy!
@ImmortalDrignis5 жыл бұрын
Michael Kite same here, I’m 31 and wishing i had this advice at 16 years old. It’s gonna take some years to recover but better now than later
@jonathanstache16345 жыл бұрын
Yeah I’ve been there. Unfortunately sometimes you gotta learn the hard way but that’s life I suppose.
@gr8macaw15 жыл бұрын
Michael Kite Parents are a big factor. Fortunately I was born in the UK and when I went to university it was free otherwise I would be in the position so many American’s are in (saddled with student debt). My mum worked in a factory and my dad was a janitor when I was growing up they never even had a bank account they were for rich people, so although they were lovely people they were clueless in financial matters.
@amyb3474 жыл бұрын
Me too. I'm in decent student loan debt about to graudate grad school. I did go to community college for 2 years and lived at my parents house so I'm not in as much debt as I could be, but I wish I would have paid more out of pocket during school because I could, I just didn't appreciate the consequences
@lmaldy146 жыл бұрын
I am so blessed to have a level-headed 17 year old. She's narrowed her college choice (in-state) and informed me this weekend she is thinking about finishing her AA credits from a local college she is currently attending in a Dual Enrollment program. That means she will stay home an extra year and be a year ahead with an Assosiates in hand when she goes away at 19. Not to mention the tuition savings. She came to this decision on her own after being given all her options. She's a reasonable young lady that is not clouded by what everyone else is doing.
@vivianc.87315 жыл бұрын
Jacob Votava I’m wondering if you see people who have been at the university the whole time who struggle on the same level as the CC people? I’m a freshman at a top public school and there are fellow freshman who need the same level of help you’re talking about despite having gone straight to a 4-year university. I don’t know if I’d attribute it all to community colleges having lower rigor (also consider the demographics that go to CCs, usually lower-income people who didn’t have the tutoring resources that the majority of 4-year university kids have. The playing field, on average, wasn’t even to begin with). I’m not disagreeing with you, I just wanna know what you think!
@tellurye5 жыл бұрын
Sounds like you and spouse did a good job. Good for you. We need more people like your daughter.
@mind.health78344 жыл бұрын
@Jacob Votava Back in the days I attended CC, then transfer to UCSD which was not an easy school. The transition was painful but after 2 quarters, I got the hang of it. I worked as a research assistant and graduated debt free. So I agree that CC is easier and I also think that with the support of tutors like you many CC students can succeed in a university. As a parent, I advised my children to go straight to a four-year university, this in my opinion reduces their risk for dropping out. But I am in a financial situation where I can help them otherwise.....CC it is!
@drummergeorge96423 жыл бұрын
no, YOU and HER FAMILY/FRIENDS/TEACHERS did that. No child makes great life deicisons without any influence. Good job!!
@thomasmorrison32795 жыл бұрын
I went to a state school and had two co-workers making the same salary as me. One went to Stanford and the other one went to Dartmouth.
@michaelwoods44954 жыл бұрын
You are right. Although if a person can afford it and wants the big-name experience, it's his business; later no one cares where you graduated. Or, if you became a Naval Aviator (Marine) as I did, no one even cares what your major was.
@suhasnair193 жыл бұрын
What state are you in? California?
@fk319fk6 жыл бұрын
I told my daughter she can go where ever she wants to, with a minor caviot. I am going to give her the same amount regardless of her school. If she needs more, she has to do scholarships and/or a job. If she needs less, the rest is hers. (loans are not an option) This weekend she is going to scholarship competition for a school that is 3x what I have said. She already has 50% of the school covered in other scholarships.
@rachell97965 жыл бұрын
Frank Kujawski Was
@teeduck5 жыл бұрын
Frank Kujawski loans are an option if she applies. You can’t prevent your daughter from taking out student loans if she is 18 . There is nothing wrong with student loans. Once I turned 18 I left home, took out loans, graduated from college, got a job and paid off my loans. And Daddy and Mommy had no say.
@bigmargie5 жыл бұрын
Since my daughter was 14 years old, I told her that she will graduate from college debt free.
@stevenroshni12285 жыл бұрын
@@bigmargie that's great to set expectations early. The high school will strongly push for the most prestigious school regardless of anything else, so you having your voice before they get theirs.
@disgustedcitizen38215 жыл бұрын
I hope she got all the scholarships she needed!
@kagisomarvinmolekwa39333 жыл бұрын
Being a stepfather - Responsibility without authority. Enough said.
@McGarthur3 жыл бұрын
That's why no one should be a stepfather. That's for the birds.
@Taco-TannerVODS5 жыл бұрын
Drove 40 minutes to community college because living at home and driving was cheaper.
@Joy-qs6vc5 жыл бұрын
Did the exact same thing then an hour and 15 minutes one way to University. Graduated with no undergrad debt.
@Dark-Cthulhu95 жыл бұрын
I live with my parents while I go to my local university to get a B.S in mechanical engineering with a minor in computer engineering and I have no college debt...
@FD-rh6tr4 жыл бұрын
People who live in campus are the ones that want the "College Experience". That same exact experience will cost them tens of thousands of dollars in the future. Really dumb. Way much better to commute to college instead.
@SomeGuy-sy5sj4 жыл бұрын
I'm 2 weeks away from being debt free EXCEPT student loans. Biggest mistake of my life. DO NOT GET STUDENT LOANS for housing of any kind.
@thistles4 жыл бұрын
As a college grad, I totally advocate for people going to community college. I started out at the best 4 year in the state before transferring to a local community college. The quality of education was still comparable, but the price was not! I regret not starting at the CC! When I transferred back to a university, I picked a local university instead of going to the fancy school I started at. My younger cousin just did her first semester at an out of state school (contrary to my advice) and is now back at the same local CC I went to. At least she learned quickly!
@almi22323 жыл бұрын
As a girl who stayed at home during college and got kicked out senior year: let her move. Let her grow up and get freedom and real experiences. Life is different when you don’t rely on your parents.
@britneeg3 жыл бұрын
She can do that when she gets a job. No point of getting into student loan debt.
@musicuniverse13566 жыл бұрын
My dad received company paid for training in Wisconsin for his air conditioning job and now makes over six figures as a commercial air conditions project manager/estimator.
@Theoryofjariatou4 жыл бұрын
My mom also wanted me to have “the college experience” and live in a dorm freshman year. Not only was it the worst year of my life cause I wasn’t ready for all that, but now I’m a sophomore and already have 12,000 in student loans for me to pay and now gonna try to finish taking out no more. It’s just not always worth it 🤷🏾♀️
@violetrose257 жыл бұрын
I plan on working a second job when my teen goes to college and have her work a part-time for her personal expenses snd help out with books. And we're going to be applying for every scholarship we could. I'm not letting her get into debt like i am. no way.
@maryrosebutler84566 жыл бұрын
We were in a very different boat regarding our kids education. Both my Ex-husband and I served in the military. Both of us are disabled veterans and here in California tuition in any public college is waived. So, that really helped out for both kids. My son graduated last year and daughter will graduate sometime next year with little to zero debt.
@quietlioness25754 жыл бұрын
Don't let 4 years put you in debt for 16 years!!!
@emlish4 жыл бұрын
Living at home was the best decision I ever made, everyone I know who lived on campus had a horrible experience with weird roommates. And I was able to graduate from undergrad debt free (with the help of a lot of grants plus working my way through).
@Txcowboy808 жыл бұрын
I sent at ton of the "I majored in debt youtube videos" to my nephew to let him know how debt affects your life. No matter what career you choose.
@valdomero7388 жыл бұрын
Except medical doctors and maybe dentists.
@kaitlynkilpatrick367 жыл бұрын
Free Jean Pierre Wehry 222830 some of them don't know how to manage money and are in just as bad shape sometimes
@glennsmith63805 жыл бұрын
I'm a Chiropractor and paid off $174000 loan a year ago and took 27 years. My new Dentist just graduated with $300000. in debt.
@aolvaar87924 жыл бұрын
? Petroleum Engineers make $100K/yr with a 4yr BS stateside, overseas $150K-175K and tax exemption + living expenses. Tighten the belt and pay off a $125K in the first year.
@chrisgast8 жыл бұрын
"I wanna go to Mississippi because they have pretty houses." LOL REALLY???? Wow! I'm glad I wasn't as dumb as her when I was her age. I actually had common sense (or at least what was considered as common).
@nhgriff15 жыл бұрын
Well, we DO have pretty houses. Lol
@gr8macaw15 жыл бұрын
chris gast I always wonder why it’s called common sense when there is so little of it around. Maybe we need to rename it, you know re brand it 😆
@runnergirl2523 жыл бұрын
I know she was talking about Ole Miss, those houses are breathtaking! Not trying to justify cause it’s a dumb, but that area!
@katherinesmith2354 жыл бұрын
My daughter and I had a knock down drag out fight on this very issue. Unfortunately we were driving for the first part and I got lost. We pulled into parking lot, talked for two hours and got to our destination four hours late. But she went to community college, then transferred to a great state school on a full scholarship and graduated with no debt. But we didn't get there without some truth speaking.
@crowtservo5 жыл бұрын
I went to a community college even though my parents told me to go to University of Iowa. I ended up never finishing my degree. Paid off my student loans in three years...
@zero36445 жыл бұрын
How you paid it off?
@76tennboy3 жыл бұрын
Since it’s five years down the road I want to know how much debt that girl has now
@christopherramsay56899 жыл бұрын
If I had a kid, I would tell them VERY EARLY that good work and study ethic are vital to becoming successful and that they will have to get a scholarship OR cash flow their education with a job. This BUILDS CHARACTER and they will have more motivation to choose well because it's their own skin in the game.
@StephJ0seph4 жыл бұрын
I live about 48 minutes away from my future university as well and I figured that the time spent getting there beats the 10k a year that I would have to pay if I were to live on-campus.
@itsdasoundofthepolice63074 жыл бұрын
For this reason; Never ever ever ever ever ever ever marry any women with kids. At the end of the day they are not your kids.
@28goldenboy4 жыл бұрын
I dated a girl with three children, great person she was and it was fun but I was always hesitant in meeting her children because I didn't want our relationship to get more serious..long story short I ended it with her because of stories like these and worse.
@christinekobzeff8 жыл бұрын
"Two crumb-snatchers in the house." Haha!
@mkite7155 жыл бұрын
Christine Kobzeff 😂😂😂
@outdoorsnevada41387 жыл бұрын
Go to a trade school people. Less expensive. School I attended had heavy equipment courses, welding, mechanics, vet, computer type classes, etc. Get good jobs and don't spend near the amount of $ for that piece of paper. Lots of us who learned a trade make more than people with a so called college degree.
@musicuniverse13566 жыл бұрын
Isaac Spencer I agree with you. My father went into air conditioning and my step dad was a heavy equipment operator and asphalt plant manager, both of them did not go to college and instead received special training paid for by their employers. Both of them made six figures and my step dad retired at 55 with a union pension.
@aeromedical67506 жыл бұрын
Dude, companies are dying to get good tradesmen. You are dead on point.
@gr8macaw15 жыл бұрын
Outdoors Nevada YES my nephew blocked my toilet at 8pm on a holiday weekend. I live in So Cal and had to pay $350.00 for a plumber to come out and It took him 30 seconds to unblock it. Never even needed to go on the roof. Yes trade schools are the way to go.
@James_Hough4 жыл бұрын
Every time I hear one of these "kids going to college" calls I feel like there was probably 18 years of warning that this issue was going to come up. No, not everyone has the cash to pay for their kids' college, but what everyone can do in those 18 years is come up with a plan as to what is realistic, saving, lower priced college options, working a year, military, etc., etc., etc....but when your "planning" starts around 12th grade....oof.
@rickazca7746 жыл бұрын
One key to financial success and this is just one step...never take on the care and feeding someones else's kids.
@mptrevino4 жыл бұрын
I wish that years later we could follow up with some of these callers.
@jeanthree5 жыл бұрын
i told my sons I am not cosigning any loans not even for college
@AnnMitt5 жыл бұрын
Be interesting to have a one year follow up with these callers
@jeremystewert43037 жыл бұрын
I'm having the same discussion with my wife about our children. We live in Fayetteville just like the caller and I'm pretty sure I know where the community college is that he's talking about. NWACC, in Rogers, is about 40 min away at $1800 a day. U of A here in Fayetteville is 5 minutes away at $8000. It's not a hard choice. We also disagree on funds for college. I don't mind paying for college, my wife says our daughter should have to pay for all of it. My parents paid for mine, my wife got a full ride scholarship. It's my responsibility to pay for my kids education. Her parents wasted all of hers on cigarettes.
@andrewstratton37326 жыл бұрын
jeremy stewert it's not your responsibility to pay for their education. My parents paid for mine but I'm paying them back.
@MNRAZORBACK6 жыл бұрын
WPS!
@marksweetser63124 жыл бұрын
Cigarettes 😂
@austinselleck94844 жыл бұрын
Siloam Springs native here. I agree.
@9StickNate4 жыл бұрын
I went to Community College. Some of my friends and rude acquaintances talked smack and looked down on me. Three years later, I became an RN; got a job before graduating and paid off all my debts within 19 months.
@FD-rh6tr4 жыл бұрын
Go ahead and laugh at them when they are in heavy student loans. You did the smart financial route.
@darbyohara4 жыл бұрын
This fellow is embroiled in a toxic relationship. The wife doesn’t respect her husband nor adhere to the principles of the system they’re working. The wife needs a reality check. Use facts and reason for big decisions, not feelings.
@traceyreed91673 жыл бұрын
Yep! Because guess what will be next? Student loans and Princess wants a big wedding!
@JoeGarofaloII4 жыл бұрын
"wHo'S WAtChiNg iN 2020?!?"
@mattstorey72564 жыл бұрын
Not me, I'm watching in 1846. I'm advanced like that.
@juliae56393 жыл бұрын
The key here is that the plan is to pay for it by borrowing. I lived on campus and paid for everything with money made from summer jobs. No debt and got the experience of living on campus.
@Haileymes5 жыл бұрын
Living on campus is a very different experience, most of the commuters I know struggle with developing friendships and relationships and struggle getting involved. On the other hand, I also know people who lived on campus for the first year to get the "college experience" and live off campus for the rest of the years. That could be a decent compromise?
@vivianc.87315 жыл бұрын
On campus is very different, but if you live 5-30 mins from a school I feel like it’s still achievable to get involved in activities and parties and such. Maybe you wouldn’t get the dorm friend groups, but most dorms aren’t that friendly anyway. But I do see your point! I also know a few people who are moving off campus sophomore year and commuting ~40 minutes to school. I live the same distance from school but personally I won’t commute because I’m fortunate enough to have the means to live on campus, but if money were tight, I’d consider commuting. Paying the bus and train tickets is nothing considered to the near 10k it costs to live /on campus/ a year (city rent...is nuts)
@dreg58455 жыл бұрын
You all are going to be mediocre. College experience???! What about life experiences, fiscal experience, being real.....pay for some phony, immature kids kredo.....
@Eaglejake5 жыл бұрын
And hence the problem with college. You are going to college, spending thousands of dollars,......wait for it......to get an education and get a piece of paper. They've turned into Disney World these days. "College" is not for socializing. "College experience" = Education, grades, graduation. Stop the madness.
@thatbiochic4 жыл бұрын
I work, live at home, commute to college, I'm recently 21 and I now am applying to colleges to transfer too. No student loans and my father did have to help me out when they raised tuition. It's not easy but very possible.
@Julie-ip3il4 жыл бұрын
To people who want to save money the first 2 years for people in some STEM fields can be done in high school with AP or IB classes. The uni will accept those if the grades are good and you can choose more classes in your chosen field.
@abcdefu3594 жыл бұрын
This man is failing to lead his home. He needs to put his foot down and do what’s right to protect this girl from a disastrous financial future.
@timpetitpas3 жыл бұрын
I lived on campus for a semester of college and was one of the worst decisions I ever made. Yea social life but I ended up getting mono and never finished college and had 4000 dollars worth of debt
@christopherwilcox96545 жыл бұрын
went out of state. Begged my parents at 18 y/o. Stupid. Could have saved $40k at CC. Such a big decision to make at 18.
@rebsbyamillion7 жыл бұрын
I agree/disagree I had a college down the road could have commuted to and chose one 3.5 hours away and could not be more happy with the decision it is worth it to get out from the hometoan
@YODALOVESTACOS4 жыл бұрын
"Really where u parents cousins" iconc line
@Engineering2AI4 жыл бұрын
I'm 30, we have this conversation with my coworkers all the time. We gone to two vastly different school/price. I'm out of school with 20k vs his 200k. Let just say we work the same job
@dollybands95004 жыл бұрын
My first year of college, I went to an expensive private school. Definitely regret going there but at least I didn’t dorm, saved myself $15K as a result. Transferred to a very cheap school after that first year, best decision EVER. On track to paying off my student loans by next year & I’ll be debt free officially🥳
@juliajustbeauty6 жыл бұрын
not everyone has schools close to them, therefore living on campus or near school is necessary, i know for me if I were to live at home and commute it would 3 hours & 20 dollars each way twice a day 4 times a week
@annwilliams64386 жыл бұрын
JuliaJustBeauty Sure, but that isn't what he is talking about....
@mikeekim0070076 жыл бұрын
He said the local college is a 40 minute drive from home.
@flanagamer5 жыл бұрын
Off-campus is fine, usually a lot cheaper than on-campus with twice the living space.
@dappyfull5 жыл бұрын
Regardless of how you want to look at it, spending $13,000 a year so you can live in a college dorm is incredibly stupid decision. More so when you are taking on student loans to do that. That's $52,000 over the course of 4 years for something that has absolutely nothing to do with your degree. You could get a bachelors and a masters for that cost
@flanagamer5 жыл бұрын
Linc Sink I’m so glad the G.I. Bill covers housing & tuition. I think more people need to consider military service before college - it’s only 4 years and the benefits are AMAZING!
@chrisp24817 жыл бұрын
been talking to my girls for years now about college, and volunteering a year before college. one said, "what if I don't want to volunteer?" and I said, "you'll want to," and we keep talking about it.
@annwilliams64386 жыл бұрын
Chris P Answer: "What if I don't want to pay for your studies?" That should sort things out pretty quickly....
@luminous69695 жыл бұрын
This is why you don't marry a single mother. The child and mother won't recognize you as the real parent and you don't get a say in parental matters.
@jens82235 жыл бұрын
Ok
@evenbiggeral50895 жыл бұрын
BUT you’re expected to be financially responsible for the two of them.
@ajrosario24456 жыл бұрын
"Were you parents cousins." 😂😂😂
@mschatz2527 жыл бұрын
Woohooo North West Arkansas!! I live in Rogers lol. Also great call! Always love your show!
@MNRAZORBACK6 жыл бұрын
Mattie Scroggins NWACC or U of A
@michaelr81286 жыл бұрын
Bella Vista!
@bettysmith70454 жыл бұрын
I wonder where she ended up going, and if she finished? I went to local community college and a local university, and now, I make lots of money and have zero student loan debt!
@oedivci6 жыл бұрын
😂😂😂 Are your parents cousins???!!!!!! 😆😆😆
@spatty25894 жыл бұрын
I wish they would do follow ups with callers. This would be a great followup call.
@rogerepps77265 жыл бұрын
OK, so I live in a small town in Florida which gives me an advantage, but I rode bicycles to & from school all the way through including the college classes I took. It can be done up north too at least some of the year
@homeofmew3 жыл бұрын
I went to a University literally 20 min from my house lived at home the entire time Best move ever.
@brittanynorris23134 жыл бұрын
I lived at home for my first 2.5 years of college and saved myself thousands of dollars. I hung out with my friends all day and evening and then went home for free 🤷🏾♀️.
@Muaythaifighter10007 жыл бұрын
Don't go if you don't know what you're doing.
@HatedJared5 жыл бұрын
I'm not paying for my kids college. I did a year of college out of high school. Got in a ton of debt. Car broke down. Couldnt afford to eat. Wrote papers for other students for food money when I could. Dropped out after that first year and joined the Army. Got out and worked my way into a great career. Went back and finished school. That journey was so much more valuable than getting a degree in 4 years because my parents bank rolled it. Probably would'nt have taken it seriously either had that been the case.
@GillianSeed5 жыл бұрын
Good advice at the end about state schools in terms of the undergrad. Grad school is different though!
@JoeGarofaloII4 жыл бұрын
What sucks is that a lot of colleges make you stay on campus the first year
@levibeam1004 жыл бұрын
Joe Garofalo II really? I’ve never heard of that. That’s really interesting. That’s even more of a scam.
@JiisTube4 жыл бұрын
"The tail's wagging the dog!" 😂😂😂🐕
@kaylaa24663 жыл бұрын
College is NOT about the social aspect. Not about the parties & the dorm life. You’re going to LEARN. Entitled kids
@cjlooklin19146 жыл бұрын
I would argue that the first semester is pivotal for networking especially if the kid in question is a bit awkward. So depending on who it is and what their major is, it might be worth it. Im a graduating engineering student and I met probably 70% of my best engineering connections ad friends in the first three semesters. I now have close friends working at General mills, Fanuc, GM, Tesla, HP, Whirlpool, BAE, Lockheed Martin, Marathon, Microsoft, and Ford. If needed, most of them could fast track my resume to being seen by someone important.
@aeroeng224 жыл бұрын
I agree--living on campus, participating in the many things that go on every day AND night, is valuable experience that cannot be quantified. Kids that go to CC the first two years and transfer miss quite a bit of the college experience. You won't get any of the networking benefit if you aren't there.
@michaelwoods44953 жыл бұрын
If I may, I'll add that later no one will care where you went to school, only that you went. I once thought that an Ivy League degree made a difference. Now that I'm 74 and have hired lots of graduates, I can attest that we care only what you can do, not where you learned it. My children who are graduates of NC state universities are doing quite nicely, thank you. I think they're wealthier than we are but we don't talk about it so I don't know. My wife and I are graduates of Luther College back when the comprehensive fee was $1650 a year, room board and tuition, class of '68. My graduate degree is from Iowa State. Today, we're moderately wealthy and quite happy. By the way, consider National Guard service when in school. There are great educational benefits.
@SomeGuy-sy5sj4 жыл бұрын
My bachelor's degree put me in major debt and got me very little. My community college associates degree was cash flowed (after my BS) and it got me into a field where I will bring in about $100k this year; I graduated in December. I wish so very much I had never taken on student loans.
@frankrodriguezit5 жыл бұрын
At the end of that call Dave Ramsey sounded just like Bill Clinton 😹
@Ale5027034 жыл бұрын
Some colleges offer payment plans. For her tuition amount, she can go part time all 3 semesters and make payments on her tuition
4 жыл бұрын
Only reason I live on campus is because home is too cramped [I’ve never had my own room]. With online learning now in days I’ve come to the realization that my home is not a viable workspace. I’m going into my second year and have $0 in debt. I’m planning to keep it that way even if I literally have to eat beans and rice. Just wanted to share my experience. Good luck to you all!
@j.rothchild1734 жыл бұрын
Dude is going in debt for a kid thats not his and probably dosent respect him... No single mothers dudes!!!
@lewiskrmp5 жыл бұрын
It isn't always the kids. I wanted to go to a less expensive school and was told I had to go to a more expensive school or I would receive no help. We couldn't afford it. I dropped out.
@MacMayhem1006 жыл бұрын
Student residences are for people who live too far to drive not for people who live a 10min drive away so they can get the ‘college experience’ smh
@GMNGChristian4 жыл бұрын
I started college at the state university and left - so I didn't finish either. But I have no student debt and the reason I left was because I realized how stupid it is to go to an academic university and pay 3x the money for a degree and earn half the salary as compared to a trade school.
@dawnyoung98964 жыл бұрын
Thankyou for saying this! I've been waiting my whole life to hear someone say this! It's basic math! We would not let them finance going to the mall or skating or something, so why would you finance a dorm life?
@j.rothchild1734 жыл бұрын
I got an associates in Radiology for $7,000. My first year i made $45k, i was 22 years old... no loans, worked full time 3-11p at convenient store for 2 years...
@williamjones113 жыл бұрын
I live in the same place. Sounds like he’s talking about the University of Arkansas. That means there’s a much cheaper CC just up the road in Bentonville. Hope it worked out for her!
@speakingtruths42154 жыл бұрын
The wife really needs to be on this call so Dave can talk some sense into her. It’s a useless call when the husband is in the call, he agrees with Dave and they can’t do anything about it.
@mkite7156 жыл бұрын
“Were your parents cousins?” 😆😂
@tirkdiamond3 жыл бұрын
Not that I disagree that housing on campus is expensive but to be honest, it is a great experience. And networking is everything these days.
@quadsnipershot5 жыл бұрын
1. She should go to a community college unless she needs to go to a school with a specific program. Get fafsa if you are eligible. 2. Get a part time job and save up money. 3. After two years go to the nearest university with your degree. Still apply to fafsa and if you can see if you get a transfer credit. 4. Graduate with no debt or at least very little.
@ronica2623Ай бұрын
This call triggers me so much I can’t finish it. You CANT treat every child same way and just putting your foot down without listening to the child’s side. If it’s to have a social life, then ok, maybe not. But there may be other factors. In my case, I couldn’t wait to get out of my house for my mental health. I worked hard to get into an in state great low tuition college. I got in but it wasn’t in my city. My parents, who could afford to send me to that school, forced me to go to community college and live at home because they refused to pay for lodging because it was more economical to live at home. I couldn’t get loans because my parents made too much. No self esteem so I didn’t think of leaving and getting jobs to pay. I was so unhappy and defeated that a formerly high GPA student pretty much flunked out and ended up dropping out of school. This dad already admitted he wasn’t as close to the step daughter as the mother was. Dave admitted he would cut off his own kids if they didn’t follow his rules. If I were the dad, I would have more discussions with the mother and daughter and see if they could come to a more balanced option.
@Archer3356 жыл бұрын
Dave nailed that one!
@drummergeorge96423 жыл бұрын
I did DR before I knew what DR what. Being poor made it easy, now having money, no debt is a little hard to not spend my money.
@ajb75304 жыл бұрын
Why are parents forced to pay for their kids college tuition?
@chrisstaub58804 жыл бұрын
They're not, but many want to in order to help their children.
@MKNYC_4 жыл бұрын
I went away to a state school and I graduated with some debt and I honestly don’t regret it, I made my best friends out there and my debt will be paid off in a few years. Regarding the parents, if you aren’t cash flowing college for your daughter, your advise is worth a lot but you don’t have a vote.
@thebigmann815 жыл бұрын
Teens want to do what there friends are doing.
@Defrap226 жыл бұрын
"We didnt kill any of them but there were considerations" ... "Ok"
@trippin92986 жыл бұрын
Anyone noticed that they guy didn't catch Dave's joke at the end of the call. We didn’t kill them (his kids) but there was consideration lol
@Jergs184 жыл бұрын
I died laughing
@mazibukomail4 жыл бұрын
Yep, thats why Dave abruptly ended the conversation.
@mabelw75 жыл бұрын
i see both sides i am glad i went to cheapest instate school possible... but at times i should have splurge alittle bit i was way too tight with money and never had any fun! I think small 5-10k loan or just work for 1 yr before college to save is good idea! splurge hotel days in college. first week is fun
@reyvivas20102 жыл бұрын
I guess no one is addressing the main issue here... In 87% of the cases kids, from previous marriage they are never going to be your kids! His wife has total control over the girl and he's never going to be the father he wants to be. I feel bad for the poor guy. I'm glad I'm married to a woman that never had a relationship before me, first boyfriend only husband. I already told her, that if she dies I'm going to do everything in my power to control my impulses to stay single and not remarry again. Marrying a man or woman with kids from previous marriages is signing up for trouble... I know there are people with a different story but experiences from my inner circle and this call prove my point.
@higherliving5 жыл бұрын
TIMELESS! NO EXPIRATION DATE ON KNOWLEDGE AND WISDOM.❤️
@YoungGrizzly5 жыл бұрын
So he and his wife are doing the baby steps but the mom wants her daughter to take out loans to fund her education....this is how cycles continue.
@invisibleinkling14746 жыл бұрын
Good to hear... thanks, Dave!
@KS-kr4ok4 жыл бұрын
Being a college graduate is no guarantee of a great salary in this day. I am 60. In my day we were able to get good jobs out of high school which provided insurance. This is not happening to todays college graduates. My son graduated from Ohio State. He is making $12 an hour with no insurance. Thank god he does not have any student loans. He would be starving if we had promoted student loans. Because he graduated debt free he can afford to live on what he makes. Hopefully he will make more in time but there are no guarantees. His wife is wrong and projecting a life style she wished she had lived.
@elenabob49534 жыл бұрын
40 minutes to commute to college and it was soo bad to think to take a loan. Common girl and parents, how long do you think it will take to commute to job each day, do you think you can afford to buy a house downtown to be 5 minutes away from the job?