Will There Be a Housing Market Crash in 2025?

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[@Miles-wy1zr]

Short answer: no Long answer: noooooooooooo

[@requirementsrequired4384]

What the TLDR?

[@OneJuanWon]

@@requirementsrequired4384 Too Long Didn't Read

[@Vyhox2000]

​@@requirementsrequired4384 ❌

[@dond5870]

Long answer: nope

[@batmanoflove]

@@requirementsrequired4384 S/N Ans: NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!

[@voip4life]

2018: bought first fixer-upper, buyers remorse. 2024: SO GLAD I HAVE THIS DUMPY HOUSE

[@halotubb1110]

Same

[@mainegreengrower4209]

i paid 125k for mine 13 years ago..now worth 425k..it wont get back to 125 ever

[@teresahunt5521]

Same!

[@MrDisgruntledGamer1]

comon you cant tell us that and not tell us the before and after prices.

​@@mainegreengrower4209I remember that... from people just before 2008. He's got an agenda and skipped over the total potential.

[@Sulfuron41]

What keeps me up at night are housing prices (rent, home prices) continuing upward while my wage remains stagnant. As more people are laid off, it swings more in favor of the hiring companies rather than the workers. The more desperate workers become, the less companies have to pay for the same work. To me, that just spells more and more stagnant wages. I just want to be comfortable in the end. I hate worrying about money for basic needs.

[@Ace-xt8lv]

Vote Trump ! Or get used to more of the same

[@justme-ti1rh]

Vote republican up and down to stop this.

[@rufiorufioo]

Do not listen to these bots. I would advise not voting for Republicans on this presidential ticket. They could care less about working people. They fire workers trying to unionise even.

[@funtechu]

​@@Ace-xt8lv Wow, the same "record national debt increase" Trump? The same "Tarrifs are not high enough, we need even more tariffs" Trump? The same "the stimulus checks were too small" Trump? My poor, gullible friend, Trump is *part of the problem*.

[@martinross6416]

Vote Harris to stop corporate inflation!

[@MaximusCorleone]

If you bought a home three years ago your monthly payment in south florida is about $2200, if you buy now the same home, your monthly payment will be about $4700. People can no longer even qualify for the loan, and those who do are in great danger of loosing the home in the next 3 years.

[@MatthewSmith-uf6tr]

Losing

[@JessicaLopez-nl1bi]

Facts! Credit debit higher, layoffs, foreclosures

[@shawnanderson7858]

Yet houses keep selling.

[@KAZHE63]

@@shawnanderson7858no they are not

[@FreeToBe_Me]

There are people who can afford these prices. Not everyone is broke 🤷

[@SFzip]

Buying a house now is like playing musical chairs--except the music never stops, and the chairs keep getting pricier!

[@mistyfrost2644]

And the chairs are on fire. 🤣🤣🤣

[@mattruffner2463]

holding onto cash is like holding melting ice cubes, and house is no asset when it can be taken from you! stocks gold silver bitcoin are the best assets to own....

[@Mitchster29cr]

And yet musical chairs is one the most popular games they teach our kids in school…

[@KAzik10001]

Bitcoin can be taken away from you

[@Whale15]

@@KAzik10001How?

[@von2320]

I know we live in a fake money system. But this is the only guy who has accurately made assumptions on the trajectory they are going to take us. Thanks for the vids.

[@hexfreedom3614]

He's so wrong on rate cut for three years now and with many other topics. I can't cover for him even though I'm Chinese.

[@EGoldman]

Hes been wrong on alot

[@gradylucas5265]

he's no wizard

[@samc1056]

If the government doesn't stop Private Equity firms buying homes, there's no affordable homes for ordinary people 😢, period!

[@loodakris5928]

Need to have roommates or more people living In the house.

[@betsyburns1825]

Don't fall fir Harris's $25,000 down payment on new homebuyers. It would cost America's like it did Student Loans.

[@JP-xq7fo]

Going exactly to plan!

[@JP-xq7fo]

@@betsyburns1825banks gonna round up homes for cheap after many can’t keep up with the payments!

[@AssetAddict]

You've been brainwashed by the media.

[@REALenvizible]

I've been watching this home in my area since June '24. The starting price was 825K. Now it's at 590K. I'm going to keep waiting.

[@Usama_arm]

Which area are you in brah

[@twoworld4173]

Which area is it ?

[@caseyleonard6506]

This attitude is why the housing market is being corrected. I agree keep waiting, I am too. Hopefully all of us are..

[@Theegoaat]

Many people asked you where is this at and you're not responding so it's probably not true.

[@ShortlineInsider-vu5pr]

Let’s be honest.. IF another 2008 crisis were to happen again. It’s bad news for EVERYONE. Just means more corporate ownership of homes.

[@madnerd3]

We need to ban corporate ownership of single family homes

[@jbeezy4509]

Some of us that have great credit and prepared are praying for that crash😂 A extra property or two would help the family future😉

[@WillieFungo]

​@@jbeezy4509 Agreed. Recessions are not bad. They are just wealth transfers.

[@Whale15]

@@madnerd3Two edged blade. All the collateral would get wiped out in the next crash if big money didn’t buy at dirt cheap prices. It would make 08’ look tame.

[@1HeatWalk]

@@madnerd3 sounds like communism :D

[@mrstickyspaz868]

I bought a house this year. I really didn't wanna miss the bus because it feels like ownership is leaving the station and it won't be coming back.

[@artt9252]

Me too... and I'll refi in about 1.5 years.

[@House_hacker_619]

Congrats!!!! You only need one house to build wealth. I have 2 already one is rental I bought it on June 2009 for 175k rate 2.75 with 6 months to pay it off current value is 650k and 2nd house was purchased on August 2022 for 685k at 4.375 and current value at 865k both properties located in San Diego. The 1st property is rental cash flow of 1800 and 2nd property has 2 studio and currently rented which pays the monthly mortgage. Just on this property I saved over 100k on 2nd property by not paying my mortgage. I have plenty of equity on 1st property I can easily cash out refi 300k to buy property in out of state for cash with the new mortgage I’m still cash flowing 1k per month. I’ll have no risk because I paid cash on 3rd property and turn it into rental. real estate is time in the market not timing the market. Good luck 👍

[@Celtics2025]

@@House_hacker_619unless you refinanced that house in 2021 you bought in 2009 you don’t have a 2.75 rate. Rates were low 5’s in 2009. Bought my first in 2010 and was searching all of 2009

[@cd1452]

Me too. Closed 7/1

[@timemoney3915]

Got played

[@Silver-Buchanan]

Hands down my favorite financial channel. No BS all facts with an educated opinion on those facts.

[@krishk4]

Cant agree more. Brian and Dan Frio are the only two no BS channels

[@liam1902]

💯. Most other financial channels just care about clickbaiting, views, and money. They don't actually care about their viewers.

[@valdivia1234567]

Yeah this channel is great.

[@3smoke]

Graham Stephen is better. 😮

[@krishk4]

@@3smoke He’s full of click baiting and fear mongering. His editing team is good tho

[@Winstonia489]

I like his honesty. It's refreshing. I get tired of the crash bros videos.

[@realmano6560]

Lemme summarize the video No.

[@joeb8725]

Nobody asked for one

[@Idler81643]

@@joeb8725 You don't speak for everyone.

[@nKm-2023]

They said no in 2007 also

[@mintchevvv1834]

@@Idler81643he speaks for me, nobody asked, stfu

[@Bat_in_the_Mist]

Rates go up, price goes up. Rates go down, price still goes up.

[@6speed818]

I feel you. Rates went up us people with cash should have been able to buy. This is just bad luck

[@Kawasaki750H2stroke]

History will tell you this is true but over the past 5 years the market has been making its own history that doesnt align with the old history.

[@Flash413]

I’m here for the graham stephan shade 😂😂

[@itsroween]

The shade will never end. I love it 😂

[@EdgarHernandezCardenas]

Nah fr 😂😂

[@Cookieboy70]

It’s laughable how many times he has posted that the housing crash was imminent over the recent years.

[@Danielsekai]

Good he’s a buffoon

[@AbelSFR]

I sell stuff on eBay o the side and it is dead! I have sold anything in 2 weeks. Last year I was selling everything. I was talking to a someone and he says his business is dead, and he says that all his buddies in the same industry told this the same thing. People are hold back they are not confident in this economy.

[@williamedward3198]

Supply is increasing. People can’t sell their houses in West Palm Beach. 25%+ price cuts.

[@filgaia1]

How can anyone afford to buy a home when property taxes are so high?! Here in NJ taxes are $19,000 a year. It’s ridiculous and I can’t afford it!

[@CaptainCooter]

Why the hell would you want to live in NJ anyways?

[@JohnAdamso]

Your property taxes are more than my rent. That’s terrible.

[@minataylor9432]

You're absolutely right. And that's not talk about homeowners insurance.

[@BeardedFordTech]

My taxes in NC are escrowed I. To my payment. Nowhere near $19k. $331k house. I got lucky when I bought it. Cause I got it cheaper thsn it would be now

[@MegaCokamo]

Move to the Lehigh Valley

[@joemama69448]

Interest rates go down, demand for homes increase, prices on homes increase with demand. That's how I see it playing out.

[@roymoxley2587]

Your correct and inflation will go into warp speed mode .

[@szee8588]

it will help for awhile.

[@mikey5150]

I don't know who's spending $430,000 on a house😬 credit card in defaults.. Auto repos way up... property taxes super high... utility bills are up... High interest rates on mortgages.. something's going to pop🤑🙏😬

[@szee8588]

All towards the crisis to where banking families want us, when we beg them to save us. Then they will put in their one world currency which will be PROGRAMMABLE.

[@_JackNapier]

Just like the false job report, numbers can be manipulated, people can be lied to🃏✌️

[@burtonafonja1740]

🤔

[@matthewl4279]

There will be big crashes in some locations, as many have predicted. The economy is not doing well.

[@ZiskaR-m6o]

Right now the issue is car repo's not housing foreclosures

[@simonbrunet5605]

Car market is the canary in the coal mine. After job and then housing market.

[@Jack-fr9bk]

​@@simonbrunet5605nope

[@runningdebate2670]

Just drive your car into the ghetto have it stolen and file an insurance claim for it, problem solved.

[@John-zh1ud]

Agreed... if you're going to let something go it'll be the $800 car payment and not the $1,500 mortgage payment you've got lots of equity in because of time.

[@m_rod9562]

@@simonbrunet5605This. Typically it starts with people losing their cars, because thats much easier to give up than your home.

[@MCC876]

I want to live in a home I own, but I can’t afford one. I need home prices to drop…by a lot. Lowering mortgage interest rates are not going to help me.

[@dakotathompson8062]

They aren’t going to help anyone. Younger people will forever pay off the debts and incompetence of our country.

[@iiio12]

Layoffs will be the main source of inventory. Companies got used to zero borrowing costs for 15 years, they don't know how to be profitable at higher rates. Consumer is dry, raising prices is not an option. There will be massive layoffs or massive inflation.

[@iijokerzace]

Were no longer waiting, we gave up. As you said, it only goes up, but wages don't go up as fast.

[@kingtigercrownestate9102]

Always good to hear from Brian again hope he is staying in good health.

[@clearvaluetax9382]

Thank you for those wishes! I hope you are well and enjoy your day!

[@szee8588]

@@clearvaluetax9382 Hope you knew better than to take the shots.

[@fancypants8929]

Homes are already unaffordable for most, so inventory isn't moving. Property taxes have increased tremendously over the last several years which may price people out of their homes. FHA loans are negotiating lower payments to prevent foreclosures. The housing market is toxic and could go either way.

[@253Ness]

Property tax going to ruin people the way it is raising constantly along with everything else…

[@scottysteadman5063]

Yep this the black swan event!! Property taxes!!

[@Ufu4847]

@@scottysteadman5063I think this will be the weapon the government will use by increasing property taxes to force the ordinary people in an indirect way to sell their home to big corporations. Remember, you’ll own nothing and you’ll be happy.

[@sunset3052]

So true

[@nitroneonicman]

The biggest problem with this argument is the idea that there is demand. Mortgage applications are at historical record lows, pending sales are not only at record lows but the pending contact cancellations are at record highs. If you look at historical housing bubbles that have flattened after recession 1980, 1990, 2000) you'll see the federal funds rate dropped substantially lower after/during the recession, that can't happen now though, the current homes are priced for zero percent fed funds rate.

[@House_hacker_619]

I’m telling you most of the sideline buyers are waiting for rate cuts. If they drop that rate to my very very comfortable target rate. I’ll cash out refi and refinance my va to conventional. I’ll be buying multiple houses in cash at ZERO risk😂

[@davisutton1]

Whenever you suspect all roads always lead in one direction only, there's a good chance you are wrong. This video discounts the possibility that the coming economic downturn is so bad, with surging unemployment, that nothing will hold the market up. Clearly, extraordinary support from fiscal policy has distorted the markets, and largely monetary headwinds have had muted effects. My thought is that there will be severe limits to fiscal support in the future [that $35,250,000,000,000 debt is nothing to trifle with. Add to this a weak impulse from monetary policy support, bank rationing, and the better question may well be "can the Gov't do anything about an incoming crash?" My answer is probably not, and probably not in any sustainable way. Houses are simply unaffordable for people who want to live in houses. That reality must, necessarily be confronted at some point.

[@mahmoodalmahmood7014]

Even if it crashes. Corps will demolish houses to reduce supply. Also even if everything dropped in price the rich will bulk buy most of the homes and outbid normal people.

[@jmoto44]

I still dont understand how demand is high if everyone is broke? One of these things has to be false. Edit* when I say "Everyone is broke" I'm referring to the reports of unemployment rising, inflation crippling us all, the middle class disappearing, etc...

[@scottfrayn]

Demand is low, but so is supply, resulting in steadfast pricing.

[@AGallegos288]

Demand isn't high, it's just higher than supply resulting in the price increases YoY

[@jonathantaylor6926]

Investor demand and it doest take much.. for example if 100 homes are for sale but there are 105 buyers then prices need to go up until 5 buyers back out... so that small discrepancy of 5% actually repriced ALL 100 homes higher.. it doesn't take that much additional demand to impact the entire market. Now if it was shovels or dumbbells then that would get sorted out quick because the supply of dumbbells can be increased quickly.. but homes take several months to bring to market and the builders could never catch up to investor demand even if that demand was less than 10%... it was enough because there really aren't "extra" houses sitting around.

[@romeopatino]

Demand is high because the housing market isn't heavily regulated, allowing individuals to own multiple properties. Meanwhile, there are also first-time homebuyers entering the market. With the added factor of immigration, there's a shortage of available homes, leading to increased competition for housing.

[@nitroneonicman]

Demand is not high. Inventory is increasing.

[@zacharywatson5667]

I’m my opinion, the two primary factors are 1. Private equity companies buying houses; and 2. Inflation.

[@chessopenings]

Unemployment is the key bro

[@mr.random8447]

We need more layoffs

[@nKm-2023]

And the unemployment numbers released by the government are doctored. When the government WANTS the housing market to crash they will release the real numbers and that could be any time.

[@fueledbymusic3]

BUT remember he said, the fed will not allow it? They're just going to print more money

[@tehdz]

And they gonna lower interest rates so won't happen

[@rjp2755]

We need hyperinflation

[@lut2843]

The problem is the government is not allowing foreclosures to spike. This is all political. Market should have crashed years ago. 🤦‍♂️🤦‍♂️🤦‍♂️

[@justme-ti1rh]

When should it have crashed?

[@SofaKingShit]

@justme-ti1rh Years ago. Perhaps around the time of easy money of low interest rates and QE. Oh wait..

[@allmotorhash]

⁠new 1% down payments and 25k first time home buyer for down payment money assistance will keep it up for another 2 years, the crash is too hapen when people loose jobs

[@dklauf]

More govt.? Don't turd on me.

[@micker9830]

I feel bad for the younger generations. They can't afford a house today, unless they have two good incomes or a large dowm payment. Those if us who owned houses from before covid, have a lot of equity in our houses now, that we could use as a down payment, if we wanted to move.

[@joshhoward1289]

They also have unrealistic expectations.

[@micker9830]

@@joshhoward1289 I agree on that too

[@itguru2037]

That would be suicide. We have equity AND low interest rates like 2.5 percent. No way we should sell.

[@lucanidae100]

Don't get married because you would lose the home eventually

[@dakotathompson8062]

The new American dream will be to move out of America. Thanks boomers!

[@stevengonzalez1495]

In Florida the housing market is crashing. Brian is looking at the average across the United States. He should know the difference

[@szee8588]

because of the insurance crisis there, no?

[@joelballard4955]

If they lower rates, there will be hyper inflation like we’ve never seen. People are also completely broke so I don’t know where that ends. Bread lines? Revolution? Certain industry crashes. I’m in the Midwest and things happen slower here. I know I’ve seen more restaurants and businesses close during the last year than I have ever seen close. That being said. There can be hyper inflation, but if everyone is already completely broke where does that put things. Plus it’s an election year. Has there ever been this much inflation, followed by hyperinflation, followed by mass unemployment, and maxed out credit?

[@joshl5658]

Not in this country... we're headed towards Argentina or Zimbabwe hyperinflation like Elon Musk posted on X.

[@roymoxley2587]

You sir are correct Fed needs to leave interest rates alone

[@simozaz4736]

The Only way to bring prices down is not to buy.

[@KAZHE63]

Exactly! Say no to the sellers from 2020-22 who now want $150K more than they paid.

[@byorce]

Yeah I agree. just because you think something "has" to happen, doesn't mean it will. The universe doesn't care about opinions

[@gregh7457]

the same argument can be said for those that think things will stay the same

[@pandamonium9255]

My wife and I have decided to build a home with cardboard boxes. It’s cheaper and we can add as many rooms as we like. Kids today complain about sugary cereals not being sweet enough, my wife and I have been content with wood, rocks and water. As long as Walmart doesn’t start asking for rent, by this time next year, (if we’re not dead 😂), we will practically have our own Walmart in the same parking lot! 🎉🎉🎉

[@marksparrow4038]

As interest rates fall - home prices go to the moon. It's that simple.

[@francestaylor9156]

If you have a 3% mortgage rate, there’s no way you’re going to foreclose on that home. You’ll do whatever it takes to keep that house. Foreclosures were happening in 2008 because of variable interest rates mortgages. Money was so cheap prior to the rates going up recently that most people bought homes using fixed rates. It’s a totally different time right now. Most people understood that variable interest rate mortgages were what caused the 2008 financial crisis and thus avoided them.

[@BradZook]

Take my 2.7% mortgage from my cold, dead, hand.

[@dvgadd]

"He'll yeah! Do I want world peace. And no more hunger. And sunshine and rainbows." 😂

[@fueledbymusic3]

He's was talking about "My little ponies"

[@roymoxley2587]

Hey don’t forget living in fantasy land

[@peaceluv1548]

Wages are way too lagged behind housing. It'll collapse because inflation will out run the middle class.

[@dionbrooks4981]

If u been on earth the last two years , inflation has already out ran the middle class ...don't u c more n more ppl on the streets drive around your communities u will c plenty...stop just riding around your subdivision😢😢

[@goneviral8814]

The crash depends on whether the Federal reserve wants one if they don't want it there will just be inflation but no crashes. Real physical gold is the only answer if anyone wishes to save money

[@AlphaJ369]

The FED wants one, it has to happen. They just want it at the time they determine. Until then it's all lip service and hiding the true statistics. All sectors of the economy are getting worse each month.

[@jmzz4mrlz597]

BlackRock and Vanguard needs to be stopped with all this monopolizing.

[@LloydJarvis]

There are 8 houses for sale on my way to work and they keep popping up. There not selling.

[@Jack-fr9bk]

They're

[@raybod1775]

Then prices will come down

[@Userhfdryjjgddf]

​@@Jack-fr9bkthere

[@Jooma008]

In my area of St Petersburg FL houses are sitting on the market for longer and longer

[@stephaniemetts1098]

@@raybod1775 sellers are not budging by me. Houses are sitting at the same price for 6+ months

[@JackMeyHoffer562]

Hi Brian, I want to say thank you for all of your advice. I wished I found you before the lockdowns to be educated on who controls interest rates. Because of you I jumped on buying a home in May 2023 and now I'm able to give my family a great chance to be raised in a great environment. Just hoping I can get my rate down closer to 4% next year than the 6.25% it is now 🤞🏽

[@jhonrestrepo8359]

Me too.

[@bryanwoodard1240]

Great video as always fellow Brian!

[@clearvaluetax9382]

Thank you Bryan for all the support!

[@cynnoshah]

❤ Detroit always watching….forever subscribed ❤️👍🏿🔥💯🌹

[@theresaconstantini7446]

Thanks for all your updates

[@motionislife4879]

With high inflation, and less wage growth how would people afford to buy homes? Don't you think the corporations are buying up and keeping the prices high?

[@lk29392]

It will NOT crash if for no other reasons than: 1. interest rates are coming down and people will start bidding wars again because they can afford to finance more and 2. as the govt keeps printing $ the $ value of your house needs to go up to 'maintain' its real value since a $ is worth less as time goes on. Some corrections in some areas like we are seeing in Florida? Sure. Crash? No. As with EVERYTHING in real estate, the LOCATION is the most important factor to consider like 99% of the time for sustained home appreciation...

[@saucyruben]

couldn’t have said it better myself

[@nitroneonicman]

This won't happen bc most "investors" are already fully extended. You can't take equity out in your property when it's underwater and if you pay attention you'll see that home values have not gone up since June 2022.

[@scottysteadman5063]

Lol 😂

[@funicon3689]

bidding wars? you're delusional.

[@tybo_g37s]

thats right, location, location, location and trash Fla isnt it

[@cafedulce6545]

I am glad i bought 4 years ago during the pandemic low cost compared to today and at 3.5 percent rate

[@krysassassin]

I love it when we get Petty Brian. The "Oh its coming, its coming" took me out 😂

[@Mysimple_truth]

When we bought our house in 2020, we paid 50k. The house valued for 60k, now it's valued at 130k not bad for equity

[@KungPowEnterFist]

If by housing crash you mean home valuations down 20% or more from the recent high, we are nearly there in many metro's around the country. In mine, we are 15% down from the mid-2022 peak. Rent's are also down pretty hard since last year. Peak to trough, real estate usually takes about 5 years to bottom. In most metro's in the US the peak was mid- or late-2022. 5 years from there says mid- to late- 2027 will be the bottom. You can't go by foreclosures, because the fraud of the last crisis becomes standard operating procedure thereafter. That's how crisis's are solved; we just stop calling it fraud.

[@szee8588]

Which metro are you in?

[@runningdebate2670]

I've seen houses staying on the market longer and longer recently

[@Memyselfandi59057]

People are waiting for the rates to drop.

[@KAZHE63]

@@Memyselfandi59057no we are waiting for the listing price to drop!

[@ericbailey9549]

Over 80% of American households make under $150k. Who's going to buy all the houses? If the market slows and the monthly cost of buying a house is still too high, the housing market will correct. Timelines are meaningless.

[@richard-rc1df]

Blackrock

[@Thatoneguy-e2f]

Blackrock, Blackstone, state street, and vanguard. Then they'll rent houses out.

[@I3oob_Master69]

@@Thatoneguy-e2fthat sad truth it’s disgusting..

[@misterringer]

@@Thatoneguy-e2f They are already over inventory and selling out of some markets. They don't want to hold them on the way down, no different than equities. They'll wait and compete at the bottom.

[@sandyfisbeck9488]

You will own nothing g and be happy😢

[@MR-MasterLuna2020]

Brian you have been so consistent with your messaging on real estate. 4 years ago I was one of those thinking “it’s just around the quarter” has been discussed and promoted by really likeable and knowledgeable people on KZbin. What I find disturbing is how many on KZbin or for that matter politicians find it so difficult to admit “mistake”. And consider other variables that has made the call for a 9:40 housing crash a disservice to their community. Never lose your honourable transparent self. Admire your character. Keep it going Brian. Cheers from Canada

[@mrlion2022]

I keep saying the average home in America will be 1 million dollars

[@spencerathearn3586]

The average house price were I live is 952k in Southern California

[@mrlion2022]

@spencerathearn3586 I might have to readjust. Well, maybe the national average home cost. Might be 1 million.

[@spencerathearn3586]

@@mrlion2022 o agree with you on that

[@mrlion2022]

@@spencerathearn3586 🫡

[@jonathantaylor6926]

No. Inflation is in charge.

[@synopticgiant1573]

I learn so much watching this guy. It's unbelievable. I honestly don't know what I'd do without this channel.

[@Gwillis7]

Bring tha heat Brian!!! Happy Monday my guy

[@jacoblasc]

You didn’t even have time to watch the full video 😭

[@Gwillis7]

@@jacoblasc nope!! He is bringin tha heat with this topic 🔥

[@clearvaluetax9382]

Happy Monday Gwillis!

[@jeffpiatt3879]

Lowering interest rates always raises the cost of anything that is financed. More money available means that prices will go up.

[@zackula1]

Bart Simpson, "this is the least affordable housing market of my life!" Homer Simpson, "this is the most affordable housing market for the rest of your life"

[@PhoenixMack-iu5ny]

Says it all

[@azcandyce2139]

Thank you, good content!

[@ROCKETS2965]

Part of the problem is lifestyle inflation. Yes, the average home has comparably inflated much more than the average income since the 80s. But the average home in the 80s also wasn’t 2,500 sq ft with granite countertops, walk in showers, walk in closets, his and hers vanity, etc. People watch TikTok and think their house requires that shit.

[@CallMeSquale]

Nah bro fuck you I'm up in New Hampshire and they're listing homes built in the 60s with absolutely zero updates at 1000 square feet for 400,000 you can fuck right off with this bullshit

[@b.m.5148]

This is my new favorite economic channel since you shoot straight. I love the no BS approach to the reality of the situation

[@shes60lovely]

Nobody can afford the homes... that's why they're not selling! 😩

[@tommoore4717]

Thats funny the house next to me sold in one week. Asking price was 400k they psid 450k. Houses in the hood might be on the market for 2 years. Guess its location

[@caribbean9829]

The demand is not high. At least not in ny area in NC. The same house was been on sale in my neighborhood but months and months. Same things with other. Nice house. Nice location. Less can afford

[@klobasa007007]

Of course no...this time us different.

[@jewlzbulls]

Thankful right now. been in my home since 2009. refied when the rates were low-2.8%. Truly am thankful l

[@jonathanlampkin6673]

I'm filled with so much anxiety these days listening to credible sources like this channel. I love that I found someone to learn from and who will speak the truth. But then I'm crushed with fear that I won't be able to help my family before the collapse. It almost brings me to tears.

[@fernandotapia9511]

Try to save as much as you can and invest.

[@ChristianLove7]

🙏🏽, the spirit of fear comes from the enemy.

[@dklauf]

Grow Up and don't take advice from you tube.

[@Libretad-cw4cb]

7:55 this is the only reliable source of information you can find in youtube

[@Lulufroofroo]

We were planning to buy last year but a new baby put a wrench in that. Instead we ended up moving to a more spacious rental that is actually pretty cheap and fortunately rent controlled. We plan to stay put for the next several years so I am down for a 2028 crash lol.

[@kqualamaster]

Thx for keeping it real

[@hoodooking1133]

Problem is people that are extracting the most money from the country/ society are the ones with no real essential value to the world, second thing is old $70k homes have been selling for $800k for the past 7 years and that imaginary money has been getting spent that no one worked or created anything for it so yes this time will be catastrophic and I can't wait to buy a new one for $50k 😂😅

[@Jack-fr9bk]

70k homes for 800k huh. Where are you getting your data 1950?

[@orlandoalessandrini2505]

@@Jack-fr9bk I live in Miami and I can tell you, he is correct.

[@Jack-fr9bk]

@orlandoalessandrini2505 No one wants to live in Florida so this makes sense.

[@JesusisKingRedeemerMessiah]

I’ll put it this way. In 2019 we paid 165,000 for a 936 sqft home in Kane county. A couple Months ago , 2 homes with same square footage 1 block away sold for 260,000 and 262,000. Madness ! Last year one sold for 220,000 for the same square footage and also one block away. No crash here folks . Prices have come slightly on bigger homes but the smaller ones are retaining their prices because there is more demand for starter homes 🏠right now than ever .

[@JonSmith531]

How did prices crash after 2008 when rates dropped and govt printed money? It happened then. Why not now?

[@bookofbonsai]

Did you not see the foreclosure graphs?

[@JonSmith531]

@@bookofbonsai you don't think that can happen again?

[@mainegreengrower4209]

because dems have held power for 16 out of the last 20 years..

[@kamranshavkatov7474]

I believe it will happen

[@TM-173]

@@JonSmith531 we didn't have millions of newcomers flooding into the market in 08

[@truthseekersofpopandlaw9956]

Rents are so high it makes no sense to sell when you have a 3% interest rate. Less homes on market still.

[@icantw8]

It'll just keep going up forever at this point to where literally every real estate buyers will be institutions.

[@grimaffiliations3671]

only way out is land value tax

[@JonSmith531]

​@@grimaffiliations3671that's called property taxes

[@luceholiday2010]

It has always just gone up...

[@JonSmith531]

​@@grimaffiliations3671that's called property tax. People already pay that.

[@JonSmith531]

​@@grimaffiliations3671property tax 😂

[@MaximusCorleone]

The housing market crash has already begun here in Florida. There are a lot homes for sale, and in my area alone, I've counted around 30 new developments under construction. I've spoken with multiple realtors, all of whom are offering significant incentives from the developers. It seems they're pushing too hard to get buyers. One of the most troubling issues is the condo crisis affecting elderly residents. Many are struggling to afford the recent increases in homeowners association fees, and I fear we'll soon see a wave of retirees losing their homes.

[@copperluke9907]

How many times did you replay “home prices have increased by 47%”? 0:23

[@TheEckoEcho]

Yup he is correct my house, I bought before COVID hit the beginning of 2020. My house value jump 60% 2022 now it's sitting at 50% 2024

[@Uwolz]

Incentives for developers are decreasing, there’s less land, and builders are building less. If rates go down, housing goes up. Most people who used equity to purchase this time, bought their forever home so less sellers.

[@George-d9l]

House price crash: simple- people can not afford to service the debt and pay insurances and property taxes and maintainance costs.

[@jimmyjay689]

If home prices crash...home insurance and property taxes will(should) too

[@BlessUsEarth]

​@@jimmyjay689 unfortunately them taxes and insurance won't lower as much as people thinks.. or at all ..

[@George-d9l]

@@jimmyjay689 should :) when have home insurance premiums ever gone down.....

[@enriqueacosta1235]

Foreclosures will try to sell through "short sale" first and there are many many people holding on to money for such an opportunity. No house crash

[@kyrielarenta7373]

Short answer, no

[@usptact]

Housing market can “crash” longer than you can wait for an actual crash.

[@clay6517]

whose buying houses for 440k?? Real estate is local and a slow moving train, do a video on the active inventory in Arizona, Idaho, Florida and Tennessee and Texas.. all the boom states now have inventory back to pre-pandemic levels. Doing a video on National averages is basically useless if you're trying to get any kind of leading indicators.

[@matthewm3912]

Yea FL is tanking right now.

[@samsuner]

Yes. Real Estate is local. We can’t compare apples to oranges

[@rdk6891]

Stop the wars, stop overspending!

[@MotorcycleMayhem595]

The foreclosures are coming.

[@bigern3157]

They'll be absorbed entirely. The banks are fully insured by the govnerment, and the institutional buyers have infinite lines of credit on personal guarantee. The price of the homes is irrelevant. None of this has anything to do with market fundamentals.

[@dancingking9535]

No crash in Phoenix: The supply is still very low, at least 1/3 of the houses on the market are builder's new constructions. Very few people are selling or really have to sell their houses right now.

[@MrKHAILEE]

There will not be only housing crash but other crashes as well such as depressions; wars; crimes and lawlessness all over

[@kingtigercrownestate9102]

@@MrKHAILEE All of those things are already happening everyday everywhere.

[@jonathanjacques7250]

BS

[@andyl7760]

As an agent Brian is 100% correct. I been saying this, demand is to strong amongst other reasons

[@hoodooking1133]

We have 280,000 foreclosures per month in this country so that's how bad things are people are making 20% or more and food, fuel, land Taz, home insurance are 3x

[@jimmyjay689]

Lmao...state ur source fool!!

[@lifeisgreat1718]

280,000k is not true at all. This is false information. Where do you even get this from? During the Great Recession , from 2008-2013 there were about 5 million total. Do not be so foolish and do some research.

[@mikeatgoogle501]

HOUSE PRICES WENT UP THIS MONTH UNLESS YOU ARE IN CLEARWATER OR SOUTH OF TAMPA. 12 EGGS STILL PRICED AT $1.36.

[@ebutuoy5088]

No crash

[@lapurmitch7707]

I like how you explain things! You are the best.

[@PaulTheadra]

Bought our home in 2014, our home value has gone up 210%, we are deciding to sell it, pay off our debts, reset our lives and go full nomad with a used RV. Take up rock climbing and enjoy national parks.

[@genxx2724]

Where are you going to live when you get hurt, ill, disabled, or elderly?

[@Jo-vu1me]

@@genxx2724no one thinks that far I guess lol

[@BeastMode19799]

Rv? Sounds horrible 😂