When my father died 27 years ago the inheritance tax allowance was not used as everything was passed to his wife my mum. So would the tax allowance for my father from 27 years ago before at the rate that was in use at the time of his death or is it at the new rate of £500,000. As it is now plus the £500,000. For tax exemption as all proceeds will be going to her three children and six Grandchildren

Good explanation with one key confusion. Martin uses the word “you” a lot. But, in this case, the “you” will now be dead. So, key clarification is that the executor / administrator has to do the paying of the tax if required.

Do i get a discount on Ryanair if i have a large steaming post vindaloo and Guiess dump therefore saving weight before i board 🤔

So you’re literally buying the suitcase, not the contents like loads of ads say…

How about if you make children shareholders in Ltd company so they inherit the company? (Either before or after passing)

Is there a time limit in which you can use both parents IHT & Residence Nil Rate band? I have been told 10 years from the death of the first parent. Would like some clarification please.

Worth mentioning. If you have a pension pot then that is not considered an IHT eligible asset. So, if you have £900,000 in assets, and you have a pension pot of £200,000 then the pension pot does not take you over the £1,000,000 threshold. You will not pay any IHT.

I stuck tracker in lining clued back up best way to find missing belongings.

Would it be better if I lend my daughter the same amount of the maintenance loan so that she can avoid the interest loan. I haven't got a lot of money but I could do it for the first year

You won’t pay it if your name is Charles 👑

We're in a sticky situation where I live as only EE has strong 5G signal. They practically have a stranglehold on the region, and that makes it difficult to switch. The fact that we only have four carriers in the UK (EE, Vodafone, O2 and Three) is a travesty.

we pay council tax and ukrainian dont, we send aid to ukrain they dont here, even tho they are eligible to work here, how ironic!

I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

Martin, Are you one of thousands who want challenge the legal obligation! Show me the lawful obligation to pay CT!!! kzbin.info/www/bejne/fZuxeGlpod2bp68si=nMaoZWWE0Cgi9U-i

Shouldn't internet be classified as utility? #BeingSaneInInsanePlaces

Or people could just stop putting themselves into contracts and funding these greedy t w a t s. Smarty. Runs on 3. No mid year contracts and leave when you want.

How are remaining pension funds impacted by the Inheritance Tax?

Ok I’m confused you can still take your bigger 10 kg bag with for free they just take it off you and give it back to you at the get

What is the hold

Actually I disagree only middle class pay this tax Very affluent people pay little tax

I just pay £10 a month with Giffgaff. Unlimited calls and texts. You guys are mad if you have a contract. Stark raving mad.

I did this and got a text from EE to say to end my contract would cost £0. I switched to Vodafone over a year ago from EE because I moved house and the EE signal was rubbish 🤔

“Sorry we are struggling to verify your account”

It is only spouse / civil partner who is domiciled in the U.K., that is exempt, otherwise it is £325k. Why Rishi Sunak talked of abolishing, not for the Tory blue rinse set.

Can i just have a grand mate?

Thank you Martin you have just halved my phone bill sir

I pay only £10pm (no contract) compared to my old EE £27pm (2 year contract) for the same package, the difference, giffgaff pays me back every six months with real money for my continued loyalty. Effectively paying me for using their services. 👍

I have a clam shell dumb phone, and it is PAYG, never use it for texts, internet, social network meeja. So, I save money that way because I put £25 on it, via a voucher, every 4-6 months because I only use it to call people when I have to.

i had a sim only contract with Three and boy it was horrible there 4g is terrible there customer support is some how even worse i was paying i think £8 a month for 6gb of data which is all i need but when my contract as up they wanted to up charge me i think like £15 or £20 for 10gb which i was telling them i dont need and i have found a better offer not only would they not budge but they were rude and ignorant when i told them i want my pac code to change provider they still kept sending me bills through the post for a contract i was no longer in thankfully i didnt have to pay it, i will never go with three again

Have a look at Garys Econonimics and you'll learn how everyone is being robbed right left and centre. Rich getting richer and the poor getting poorer. He'll help you to understand how the economy works.

This man is a star 👍

Ive just had a free chat with advisor Clare Sutherland and she has answered all my questions, especially about lasting power of attorney, IHT, wills and if a trust fund would help. Trust funds can be very expensive. Everyone's situation is different so I think speaking to a professional has helped me understand how I can protect and make it more straight forward for my children to pick up the pieces if I lose capacity and when Ive gone.

I can’t get that to work on O2 and Vodafone 8575. Info ?

Take a look at 1P Mobile ... it is real it does work and we 3 at our house have been using it for over a year .. it piggy backs on the EE network .... just a suggestion!

Mr Lewis, you are a legend sir, I doff my hat to you

I wish I could block this man on all platforms at the same time. He has to be the biggest waste of time and oxygen ever.

Cant send using vodafone!

They change the contract So you should change the contract Dont pay 😂

I'm done with paying £90 a month every 2 years. I just bought a 2nd hand fold 4 and put in a £10 sim from voxi. Cost me £400 in total. And £120 for a year, not 2k for 2 years. Im done making myself other rich.

If i switch from EE to lebara mobile, can i still keep my same number ?

My son was paying vodafone £45 a month for a sim only, with unlimited data. He switched to Asda, who use the Vodafone network and is only paying £20 a month. Not only that, his mobile signal is a lot better now, even though he was paying more than double to vodafone.

What can I do I had 55£ in my phone credit and I buy unlimited pay as you go then I go on to top it up on the next month of February says I have got no money in there. I can't speak to three, The call centre won't give me their number head office I can't see why not in the public domain, and they say we need a passwords I said I've never put a password on my SIM they said well we can't do anything till you give us a password, I said I don't remember giving you a password, and whats that got to do with the price of fish, just refusing to go any further and not willing to help! it's a lot of money £55 for me they used to do 90£ for three months that's why I brought 90£ and then it went back to 35£ a month what is way too much. What I don't understand is they advertising like 15£ for unlimited but I can't seem to get that if you phone the automated service there's no option to choose that amount of money. and none of them seem to work I can't get a signal with anybody else don't know how to set it up I tried smarty what I think he's the same company but that doesn't work keep saying going on the internet but i can't without using the phone and I need credit first. How can I get this £55 back I still got the receipt ?

I have no contract. I pay £6 per month to GiffGaff for unlimited calls, unlimited texts, and 1GB of data. I put the money I save into my savings account and when I think about changing my phone, I look at the balance and buy a phone. I usually get a much better phone than if I got one through a contract all while not being stuck in a contract... Also, I can change my dataplan whenever I need, just for 1 month if I know I will be using my phone out a lot instead of paying for data I don't need all the time.. Remember, if your current phone does everything you need, then your current phone does everything you need. Some people seem to need to realise that.

All I have been getting from Tesco Mobile in reply to my text for the last 7 DAYS has been: "Sorry, there has been a technical hitch. Please try again later". 😠 7 DAYS!!!!!!!!!!!!!!!!