Ty for exposing these female financial actors

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Hi Henk, this is a really helpful video. I noticed on your video you only mentioned about inputing the Overseas income value based on the FDR/CV calculation on the tax return form. Do we need to actually do a FIF disclosure in addition to the overseas income?

I’ve played nz lotto powerball for 15 years haven’t had a major win yet but you never know what’s around the corner it only takes one ticket to win big you can’t win anything if you don’t play just make sure to play smart and don’t waste extra money to play the game buy cheapest tickets etc

I agree with your take on frees free 3:47

do these savings translate into real cash?

No they aren’t great! We tried to get a bridging loan through them 11% plus charges all in of $29k incl admin…..FGS companies like this need to be REGULATED. Needless to say we told them to get lost. Greedy and unscrupulous. I have written to NZ financial ombudsmen about them today.

*Promo SM* 😣

Whats your take on gem visa?

Is there a difference in Binance fees between convert and trade, from stablecoin to fiat?

yup what a throw back. I remember their fees were far less, when they first opened. pretty sure it was like a % of the total payment. when they changed the structure to the one listed in your vid, started going down hill

About 8 years ago, my grandpa encouraged me to do peer to peer lending via harmoney when it was available in NZ. cranked 15% YoY annualised return. was insane

I’m new to all this so I want to see how much growth each month can that money make if it remains untouched for a year, on that interest rate 🙂

Thank you Henk! I hate woke budgeting it does not even expose the woke hyprocripsy tha ti is aroun these days Grrrrr! why cant we talk like reasonable people anymore? Thanks Henk, can you reccomend how to spend 500000 thousand dollars i have?

so which one do we have to use?

II they need to do is tax undeveloped land to stop people landbanking it. But there are too many conflicts or vested interest in property for decision makers to do this. Property seems to always be the exception in NZ when it comes to fairly taxing it.

The reserve Bank of NZ isn't going to do any reseach so long as it doesn't affect their bottom line. But we all know both NZ and Australian Banks, along with their respective governments, are ignoring this because its basically their property portfolio. Nothing else. It doesn't take a rocket scientists, or an economist to see through their feigned ignorance nor their excuses. You pay people less, they either have to look somewhere else that pays more or go somewhere else that is cheaper. Who is staying for the long term? These pollies don't even have any idea is just costly to recruit. And a barriage of people coming in doesn't fill in a role. It just makes management work much harder. Imagine shifting through 500 email per day for a job ad. Who is going to read those ?

The problem is NZs infrastructure and public services don't increase fast enough for the massive increase in population. Government also doesn't increase their spending proportional to the increase, so spending per person essentially drops. But government like it because it makes their numbers look better IMO

Very good topic, IMO houses will double in a decade due to demand and net migration up YoY if it doesn't get slowed down. The people coming in are affording houses as a family unit so +4 living under 1 roof with most on minimum wage jobs however afford it as the loan is across 4 incomes. Can I recommend you turn you mic off while the vid is playing due to back ground noise (breathing) then ok when reacting. Keep up the good work

Surely a good business would return more than residential property if run properly but they also say 80% of businesses started wont be around in 5 years

Lazy people always complaining what do 😂😂😂😂🎉

Western countries are addicted to immigration. It becomes a catch 22. Rents increase and permanents put house prices up. We have a massive supply issue and the recent surges of immigration won't be making it easier. Furthermore our services suffer and there is then the claim to bring more in to fill the gap in resources. So it goes on. I wish immigration was managed strictly to balance with the infrastructure.

Hey henk i thought these migrates that were on the work visa the employer has to pay above minimum wage for example 28 dollas an hour minimum is that true??

Hey Henk, appreciate your videos. Very informative. I am from New Zealand aswell and your FIF video was the first that I watched and it was so easy to understand and digest, definitely deserve way more subscribers!

I like your channel. Do you still work in Financial services?

Astounding work *GrindTechiei* so lively you are out there connecting with these disappointments. We really want to do all that we can for spare the more prepared and the general public from these horrendous clowns! Adulation to YOU!! You merit the Nobel prize for keeping us safe.big up family…

Hey man can you please make an updated video in 2024?

Mr Henk, does Tiger trade withhold and pay tax on dividends?

Awesome!

Don't You Think People Have to Open an Account First..?! Thst's why we said , Please Do Not Make Any Video and Do Not Upload Video to KZbin, because simply you just don't know how. Dislike your content.

So if I close my KiwiSaver account I can withdraw these funds?

Are you aware the video just cuts off? not clear to me how you actually saved $507. I've been with many and ALL power companies in NZ are fucking expensive in one form or another. The juice of meticulously going through every single one just so you could save a cent or two isn't worth the squeeze for me.

Didn't you do a video on Kernel like a year or so ago? I can't find it back. (and / or, can you do an update. Would be interesting to see how you're going)

Thank you.

Keep up the good work. This was very informative about making a decision on what fund platform to choice from.

Hi, do you need to worry about tax for Smartshares? I suspect Smartshare ETFs are listed PIEs, so we dont need to worry about taxes, is it correct? thanks

Henk? i swear we met before in chch? this yt channel is amazing man looks very clean and professional, i wish there was more interest in trading here in nz

The UI is so bad however its actually been my best performance at 11.5% compound over 5 yrs. Pity only put in 1.2k lol

Hey Henk, thanks for the video, I'm based in NZ as well but have been told by tiger trade that you need to sell puts on margin. How are you selling puts without margin?

Flight from Adelaide to Toronto

And then Maybe Not

Hi Henk. Great video.. Could you do a video explaing in more depth about managed funds...risks, how they work etc

I don't find other platforms to be all that much better in terms of information they provide, and if you put it into sharesight, you can get much of this info anyway. Invest now is good because the fees are low, how long that lasts, who knows. However the term deposit rates these days they offer are pretty rubbish compared to what banks offer directly. But this didn't used to be the case. My biggest issue with IN is just 1-2 day buy deal, but I guess that isn't a major issue.

Interface doesn't matter for me all that much if I'm just setting up an autobuy. It would be nice if they put some work into improving their performance charts/info though.

Just looking into squirrel, and i found zagga pays better returns on investments, has anyone reviewed them? just looking for more info on who to invest with!

Webjet