I’ve always struggled with my weight. Early on when I first recognized it was an issue, I remember doing vast amounts of research. Research on metabolism and exercises and trauma and everything possible to explain my relationship with food. These are all great things, but do you wanna know the one thing I didn’t do? Exercise and reduce my eating. I was stuck at step one in a 2 to 3 step process and used that to justify to myself that I was making progress when I really wasn’t. And are we not gonna talk about the fact that I feel like she just spilled some very personal tea about her little gym friends all because they didn’t just hug things out and validate her financial rebirth? Let’s not remove shame. And I’m not talking about bullying or mocking. But shame can be healthy. Because I grew up with people who felt no shame about their uncontrolled spending and they have never been able to crawl out of that poverty mindset. One of the best things that happened to me was becoming friends with people for whom not carrying credit card debt was normal. Not spending beyond your means was normal. Having a savings account was normal. These are all things that I did not grow up with. My mother was a paycheck the paycheck person and still is. And I’m not talking about struggling with income, though she did but she’s also had some wonderful financial opportunities come her way as well, and it made no difference. You could give my mother $1 million tomorrow, and she would be broke by the end of the year. I love her, but she has normalized debt. I had close to $30,000 in credit card debt and was able to pay it all off in about three years. Since then, I’ve struggled with building an emergency fund and planning for my financial retirement. Not struggled as in not making progress but struggling with myself to not just spend everything. I remember the first time I had any substantial funds in my savings account. It literally sent me into a small panic. And if it wasn’t for my friend group who normalized the idea of having a back up plan and modeling financial literacy, I would be living paycheck to paycheck. This woman has recognized that there is a problem, but she’s also taking zero accountability.

Social media messed us up! Watching others seem like they living lavish has the world in a chokehold

This is why a lot of black men dont have savings, retirement or health care. They all think owner a business is them. There is nothing wrong with a 9 to 5. This county runs on 9 to 5 workers. Has COVID not shown this?

Not to be that guy, but to be that guy... this is all a bit dramatic because someone was too lazy to put the damn purse back where she found it. And it's a wild assumption that she couldn't afford it. That could be the case and absolutely IS the case for many people. But I think it's kind of ridiculous to take that assumption and run with it. And to be giving away money to WHOEVER happens to buy the diapers and whatnot. Rich moms buy diapers too. So you just gave away your money for literally nothing. How about giving it to someone who without a doubt needs it instead of feeding into assumptions and trying to play captain save a hoe based off a theory?

The truth will set you free

People who talk that much always do to avoid accountability. They overexplain to lose themselves and people, who are kind enough to listen to their rants, in their victim mentality. Victims of situations and others, and their parents, and fate and whatever is outside of their own choices. I avoid those people. I didn't even listen to the whole thing it's unsufferable.

Amazing commentary Symone 👏

28:43 it's an eyelash curler!

I disagree with most of this accountability is huge. Debt is shameful, just because you don't want to be accountable doesn't mean it's not shameful or wrong.

Now, this could just be my ADHD brain not focussing, but like... Besides "I am in debt and don't feel shame", did she say anything substantial in terms of what she's doing about it? 😅

The way she rapidly gave reasons revealed how her brain was churning.

*So much happiness and joy $47k weekly returns has been life changing. AWESOME GOD I now have a house and can now afford anything for my family even with my Retirement..*

She hasn’t change her behaviors.. she will get back in debt after the bankruptcy…. She does not have the discipline to budget and pay off what she spent, she taking the easy way out ,She talks a good talk but I don’t think she believes what she is saying just yet …we all know no one is perfect …

But you don’t need buy full bottle to have luxury perfumes. Just buy part of it, 1-10 ml. Group of people can buy scent-bottle and share it. I have some of luxury perfumes in 5 ml phial, and this amount is enough. I’m sorry, English isn’t my first language, I hope I wrote it clearly

Her cadence (not her voice) sounds like Trump.

I know at least 5 people who filed for bankruptcy and got rid of the debt. It may be a thing to use a credit card in the US but here it's basically a scam and a lot of people fall into it thinking they are smarter than the BANKS 😕and then it escalates quickly and they have hundreds of thousands of debt.

Unless she take measures to change her behaviour, it is going to end up the same. It is good she at least realizes sbw is wrong, but she should jave paid that 42000. Then and only then she would have learn real budgeting livong bellow her means!!

Why under or over just consume what is needed like people are crazy

Great video. I'm not judging either.

I can relate to some of her testimony. Im currently in my second episode of debt after being debt free and am awesome credit score just a few years ago. But I let people pleasing talk me into trying to meet expectations desires and wishes of others knowing i didn't have it like that. Just learn to say no whether its you or others. The stress isn't t worth it.

This right here. I appreciate your opinion.

This factors in hugely with the ‘girl math’ nonsense- I’ve never understood either. How tf can you begin to rationalize +$40K in credit card debt on utter stupidity? I grew up dirt poor- if we didn’t have macaroni and cheese for dinner, we had eggs. Every once in a while, we’d have tuna casserole. I had to start working at 12 so I could pay for things like basketball shoes, field trips, a homecoming dress, a car and my own insurance, etc. I started with 4 paper routes and graduated to.clerk at a grocery store, and then a pharmacy tech aide. I earned my basketball scholarship to Creighton, and played 4 years, but I absolutely had to work while in Omaha. I never borrowed a dime and paid my way or I didn’t do something. One thing my dad taught me that I’ve clung to my entire life- if I don’t have the cash for it, I don’t need it. I have debit cards, but zero credit cards. I did have to get a home loan, but my 30 year mortgage was paid off in 15 and I’ve never had a car loan. She can’t fathom what that bankruptcy will do to her credit- it stings for *SEVEN YEARS* and even after that, it still dings your credit. But she let herself get here so I am not surprised she thinks she’s so smart.

If she knows she can't handle high limits, why keep doing that to yourself?

I'm constantly amazed at how many excuses that women will come up with so they don't have to take personal accountability. "She wasn't in control, but her subconscious was." Give me a break. Were you sleepwalking when you were swiping that card to the tune of 42 grand?

DEBT AINT NOTHING NUUUBBAAA AYEE !!!! * SPONGEBOB SINGING WITH THE SPOT LIGHT.

The young lady commenting on this video is a role model 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻

I paid mine off 24 years ago and never ever getting stuck in that quagmire again. I still remember the disappointment and surprise in the customer care guy's voice after I called to get the credit card closed and cancelled. Never looked back after that.

Dumb ass forgot to take the one thing they asked to bring and instantly she is the victim …. Lucky airline to have avoided that walking meltdown

Accountability is really women's kryptonite

If you have a tiktok account and over 30 , you drastically reduce your chances of getting married by 99%. Theyre about to cut off the Internet for everyone, when we go back to realworld, its not gonna click

We need to ignore what she is saying anf tell her to get that spider bite on her face checked out. I am a man who receives several marks in his face from 30 on my way to 40. It literally looks like a spider was chewing on your face in one particularly spot

I see a lot of attention seeking behavior, affair, an eating disorder, possibly a body dysmorphic disorder. It’s sad, but $40K debt is the least of her issues. She will be back with more content. 😢

It’s annoying that she’s using genuine therapy tools and words just to say nothing and not actually show any actions. If you’ve improved your self esteem and aren’t dissociating from your life anymore, where are the actionable steps to get rid of the debt? It gives self improvement a bad look

tbh just go to the sanrio stores in japan, there are millions of hello kitty stuff

I have the iPhone 14 and the iPhone 13 was raw

Casting shade at an airline because of her own failings proves she is not worthy of employment . They merely let her know thst another application from her would be unwelcome.

3:51 GIIIIIRL! I worked there for for ten years… Issa circus!

The thing she used is an eye lash curler.

I'm sorry, but her talking about debt when she CLEARLY has thousands of dollars of work done on her face is frustrating.

Taking the time to consider whether a purchase is truly necessary can help you make more thoughtful financial decisions

I wish you would have pulled up her account and comments. I can almost guarantee the negative backlash she got was bc she filing bankruptcy rather than actually paying off the debt. Even on a modest income she could have paid the debt back. Bankruptcy seems like the easy way out.

Money is a tool. If you use it responsibly then it can benefit your life. I struggled for 20 years just to make ends meet for my family. It's only been over the past two years that my finances have improved dramatically. Even though I have enough money in the bank to buy brand name items, I still buy store brand items and hunt for deals. I only have one credit card with a small limit that I use sparingly.

the eye thing she used is an eyelash curler !

You have way too much common sense to be out here online lol