5 ways to get cheaper car insurance in 2024

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Think Insurance

Think Insurance

Күн бұрын

Пікірлер: 113
@thelastjohnwayne
@thelastjohnwayne Жыл бұрын
Car insurance is a major Ripoff
@isaacwebb20
@isaacwebb20 8 ай бұрын
But it’s also illegal to not have it, at least for me
@lifeofmike556
@lifeofmike556 Жыл бұрын
I’m 24 and need full coverage because I’m financing my car which is understandable. I have 1 minor accident on my record (broken headlight) and I can’t find anything less than $400 a month. And if I do find something for $350 it has a $1000+ sign up fee. Complete bullshit, car insurance is such a god damn scam and it’s so stressful and unnecessarily expensive. How can it possibly cost $400? As if hundreds of thousands of people paying hundreds of dollars a month for car and home insurance doesn’t pay them enough. The United States right now is experiencing big corporate greed price gouging at an uncontrollable rate to the point I think everyone is fed up it’s unaffordable to have even the most basic necessities. Basic things like Gas, Groceries, entertainment and car repairs are INSANELY EXPENSIVE. For the normal brake service on my Hyundai now costs $1300 where back in 2019 it was $650. I’m really starting to think there has to be better palaces to live… has to be.
@FiscalDiablo
@FiscalDiablo Жыл бұрын
I,m with Allstate, I was promised my rate would not go up (I pay every 6 month) a year and a half later, it has gone up by 185.17. Monthly it has gone up by $30.86. My credit is nearly perfect have not had any tickets nore any accidents in past 5 years. So I'm definitely going to shop around because it's ridiculous how it's gone up nearly double of what I was paying a year and a half ago. Also I don't even have full coverage..
@andresoares6156
@andresoares6156 Жыл бұрын
So just liability? Which state?
@FiscalDiablo
@FiscalDiablo Жыл бұрын
@@andresoares6156 texas
@elipop777
@elipop777 Жыл бұрын
I hate Allstate. My insurance started out at 185. I've had no accidents. My car is an 08 and they want 360 a month now. Switching today!
@sendit3251
@sendit3251 Жыл бұрын
Did Allstate told you why it has gone up? What’s the reason ?
@FiscalDiablo
@FiscalDiablo Жыл бұрын
@@sendit3251 no reason
@ChasenElaine
@ChasenElaine Жыл бұрын
I don't even want coverage. I just want the cheapest rate
@AGhostInTheMachine
@AGhostInTheMachine Жыл бұрын
same only have coverage because they force me
@ChasenElaine
@ChasenElaine Жыл бұрын
@@AGhostInTheMachine get this. Rates are high because people want fancy cars. As society reaches for overpriced things, it effects us all. Regular people suffer at the stupidity of others.
@dejaessCUTUP
@dejaessCUTUP Жыл бұрын
@@ChasenElaineso get a clown car because u want to be cheap?
@ChasenElaine
@ChasenElaine Жыл бұрын
@@dejaessCUTUP 🤡
@Knalatos89
@Knalatos89 2 ай бұрын
"I don't want coverage, i just want the cheapest rate" doesn't make any sense lol. You want a cheap rate for coverage is what you're trying to say. If you don't want any coverage, don't buy insurance and don't drive.
@emissary_kyle
@emissary_kyle Жыл бұрын
I'm in the industry and primarily sell non-standard stuff. Rates are brutal here in SC. My rates went up about $100/mo.
@Darkness-ie2yl
@Darkness-ie2yl Жыл бұрын
What a perfect scam. Give endlessly money and receive nothing.
@emissary_kyle
@emissary_kyle Жыл бұрын
Eh, you aren't completely wrong. Men with guns make you complicit in buying insurance. Those big whigs in capital hill would be the ones to complain to.
@le_th_
@le_th_ Жыл бұрын
USAA has changed so drastically since Wayne Peacock took over, I would never recommend them to anyone now. In fact, after 25 years with them, I dropped my property insurance and am looking for a new auto insurer as we speak. I filed my first claim in 24 years and they haven't paid me a single dollar. That is not "insurance". Worse still, it wasn't me or anything in my condo that caused the issue, it was the neighbor's HVAC unit that had the blocked condensation line. USAA did everything they could to obstruct, deny, delay, to do their job, and not pay. Please look at all the thousands and thousands of complaints lodged against USAA, not only by those they insure but also by those who've been victimized by someone they insure and have not had their claims paid. USAA has been in a FULL COURT PRESS in advertising for a few years now (since Peacock took over). As soon as I find a new insurer, I am cutting all ties with them. I've never dealt with such intentionally nefarious, dishonest claims agents and supervisors in my life. I straight-up called them sociopaths on the phone. The supervisor actually seems to enjoy...and I mean laughing at...how she harms others. All you have to do is read the reviews for USAA on Google, or Yelp and you will see people say the same thing over, and over, and over again about what they put people through.
@Agapy8888
@Agapy8888 Жыл бұрын
Νever heard of them
@Immortal22324
@Immortal22324 Жыл бұрын
Honestly why are californians forced to get insurance. We need to remove the law that forces us to get insurance its obviously too difficult to keep up with all our bills at the moment.
@lululemonbar9110
@lululemonbar9110 Жыл бұрын
I have progressive and my insurance went up $200 per 6 month policy!
@vincentkosik403
@vincentkosik403 Жыл бұрын
Mine too...
@AchaadLyric
@AchaadLyric 4 ай бұрын
Mine too
@davidgeorge1947
@davidgeorge1947 Жыл бұрын
Geico keeps going up too. every 6 months another $100,00. I had to raise my deductible to $2500 this time to get it down $50.00. Removed the underinsured last time. I ask them what in the world. They said more and more people are going uninsured and accidents are still happening. That's why the rates are going up we the insured have to pay. :(
@jgoodman75
@jgoodman75 8 ай бұрын
its flat out gouging! Insurance people are complete scumbags!
@By_Any_Means_Necessary
@By_Any_Means_Necessary Жыл бұрын
With geico for about 5 years and went from 308 to 518 for 3 cars f this my renewal coming up I'm outta here
@miriamp4437
@miriamp4437 Жыл бұрын
These big insurances just want the money and don’t want to do their job of covering so what’s the point we just need because of the law and would rather not even waste my money but they are taking advantage I want a small company that does their job and ask for a fair rate
@TheBlaqros3
@TheBlaqros3 Жыл бұрын
This is highly true, I also dont see the point.
@John___Dough
@John___Dough Жыл бұрын
Iv been with GEICO for 8 years never filed a claim and my insurance started at around 100$ a month after 8 years of payments and never getting into a accident and now I’m paying 240$ a month I don’t get it it goes up every 6 months 20$ or 30 $ it’s crazy
@KM-007
@KM-007 Жыл бұрын
I left them last yr for this exact reason.
@chunlee8330
@chunlee8330 Жыл бұрын
@@KM-007 thats my exact reason too. who do you have now
@Henry.P
@Henry.P Жыл бұрын
Started at 697, 850,990,now 1180. Time to shop around. All those supposed credits are bs. These are pay in full amout, pay in full credit included. What a scam. Full coverage 2019 Accord.
@ChasenElaine
@ChasenElaine Жыл бұрын
give it all up. even if you give it all up. it is still HORRIBLY EXPENSIVE
@nestormorales490
@nestormorales490 11 ай бұрын
I had my car repaired at the body shop, after it was done the body shop said it was waiting for the check to be cleared before the car could be realesed, how many days before the check is cleared?The check is from the other insurance who hit my car.
@bettymorales6351
@bettymorales6351 Жыл бұрын
I am moving to NC and need a liability insurance non owner policy since i have no car or insurance. Currently reside in NY car not needed. Which you recommend for NC for a first time insurance holder with a 10 yr clean record?
@bobmemer9062
@bobmemer9062 Жыл бұрын
hello i am a new driver (20). I live in the inland empire in california. I was wondering which company would be the cheapest. thank you
@ThinkInsurance
@ThinkInsurance Жыл бұрын
Geico and AAA are two I would look at. National General as a backup
@Malia777
@Malia777 11 ай бұрын
There is not chip insurance no matter where you turn. As I've read many comments I came to conclusion that no matter how good of a driver you are it does not count anymore even if you don't have any traffic violations The insurance companies looks to suck as much as they can from people,and they are connected with the gov. to obligate you to buy it no matter the price. They can charge you whatever they want. I used to live in Nashua N.H. and there you don't have to have insurance if your car is paid than I moved to Georgia. Here you can have basic liability, but even so my insurance went up every 6 Mnt. I am totally responsible they don't cover nothing yet I have to pay them $ 330 for 6 mts for nothing just a piece of paper to be able to go on the road. They make big profit in this time more than ever.
@bharatkalivarapu8438
@bharatkalivarapu8438 Жыл бұрын
Which insurance should I take in Las Vegas?
@cs77smith67
@cs77smith67 17 күн бұрын
So then why is my progressive car insurance 🚗 in Alabama going up from $100 to $240 monthly?
@ms.wealthyy
@ms.wealthyy 4 ай бұрын
How can we find what’s on our driving record, where ?
@ThinkInsurance
@ThinkInsurance 4 ай бұрын
Look up a company called LexisNexis- They offer a consumer report you can get. It is also with your insurance. Your current insurance company runs this report and are required to disclose any reports and ratings when they sell you your policy. It will be listed in the binder they give you.
@mburst71
@mburst71 Жыл бұрын
My son has a 1998 Lexus Ls400 that he pays $177 a month for through our credit union and his rate jumped from $1,369 to $2,274 with Allstate is this a mistake???!!!
@shoppersdream
@shoppersdream Жыл бұрын
USAA is the worst. I don't have any tickets, or any accidents in the past 10-15 years and every single time they raise the rate saying OH it has increased for everyone because of Blah Blah Blah. I have a 23-year-old car and I drive less than 1000 miles in a year. I am going to cancel with them right now. I will never advise anyone ot go with USAA.
@josherrett7120
@josherrett7120 Жыл бұрын
Can someone help I am 19 just got my license and they want me to pay 400-500$ a month what do I do
@ThinkInsurance
@ThinkInsurance Жыл бұрын
I have a few videos for companies to look at for young/new drivers on the channel
@Jaydahoncho
@Jaydahoncho Жыл бұрын
What cómoda y did u go with same situation here bro
@operationsusfoods1354
@operationsusfoods1354 Жыл бұрын
Liberty mutual went up 74$ for me. Half coverage over 200$ a month
@ellapresley8634
@ellapresley8634 Жыл бұрын
I don't own a home, ALL I want is car insurance!!
@kovarcoley8418
@kovarcoley8418 Жыл бұрын
My insurance has literally doubled I'm so sad I just can't afford it I need something cheap
@BreakingElegance
@BreakingElegance Жыл бұрын
how do i get insurance on a spare car I plan to only use as a backup without paying full price for it
@ThinkInsurance
@ThinkInsurance Жыл бұрын
Look at companies like metromile or nationwide smartmiles who have pay per mile programs
@tavier
@tavier Жыл бұрын
I’m 18. Leasing an Elantra for $370/month with insurance being no less than $360! What do I do!?
@ThinkInsurance
@ThinkInsurance Жыл бұрын
You’ll want to shop around. I have a few videos for young drivers that will help you get a direction to go
@michaelp8856
@michaelp8856 Жыл бұрын
thank you for taking the time to save us money - all teh best
@ThinkInsurance
@ThinkInsurance Жыл бұрын
🙏🏼
@josephessley7191
@josephessley7191 Жыл бұрын
I need help. Im 20 almost 21 and I want to pay for car insurance I have no accidents or tickets but I'm being changed around $600 and can't afford it
@ThinkInsurance
@ThinkInsurance Жыл бұрын
State Farm, and Geico would be two companies I would check as well as, AAA as a backup
@laughingshadowsx9958
@laughingshadowsx9958 Жыл бұрын
I wish I got 600 I’m getting 1k
@chrismyersroofing
@chrismyersroofing Жыл бұрын
@@laughingshadowsx9958 a month?
@evenson2210
@evenson2210 Жыл бұрын
@@chrismyersroofing Im paying 762
@BeshEntertainment
@BeshEntertainment Жыл бұрын
haha bruh fr they trying to make me pay 500-600 a month for car insurance wtf! MF's tripping
@Lucid_Waking
@Lucid_Waking Жыл бұрын
That's it. Im buying a horse. 🐴
@RosaliaHammacher-to5gh
@RosaliaHammacher-to5gh Жыл бұрын
Helpful tips for saving money on car insurance!
@ltw5011
@ltw5011 Жыл бұрын
blah blah , waste every one 's time. don't view
@hatchirolla
@hatchirolla 3 ай бұрын
You have to many videos for me to find your vids for “young drivers” can you just list off what companies to go with Im 20 paying $600 a month for my car insurance , no accidents and not even full coverage from progressive
@ThinkInsurance
@ThinkInsurance 2 ай бұрын
When you go to my channel page, you can click the magnify glass and search for “young driver” or “teen” it should show only the ones you’re looking for.
@hatchirolla
@hatchirolla 2 ай бұрын
@@ThinkInsurance thank you
@bipinmishra7446
@bipinmishra7446 Жыл бұрын
Hi sir. I am paying $285 a month for the liability insurance and I am 21. It's a lot for me to afford. I need help. Any helps will be appreciated.
@JoeCrete
@JoeCrete Жыл бұрын
Add your car to your parent’s insurance that’s what I did when I was 18 and I paid 240 for full coverage
@Panda-qz2nj
@Panda-qz2nj Жыл бұрын
@@JoeCrete not everyone has that option
@Panda-qz2nj
@Panda-qz2nj Жыл бұрын
your best bet is just thugging it out for another year or two and it’ll definitely be a difference
@whizkybent
@whizkybent Жыл бұрын
Stop paying insurance
@sendit3251
@sendit3251 Жыл бұрын
Might start doing this Basically almost another car payment
@Daoldhead51
@Daoldhead51 Жыл бұрын
I never do
@captainclifty
@captainclifty Жыл бұрын
It’s illegal to not have insurance in Florida
@oledgaming4997
@oledgaming4997 Жыл бұрын
I did and I saved so much
@NeverFollowTheCrowd
@NeverFollowTheCrowd Жыл бұрын
License will be suspended if you have no insurance and have to turn in the license plate to avoid suspension 😅 Florida 🐊
@christinaramsey6126
@christinaramsey6126 5 ай бұрын
Everyone keep asking for $1000 deposit
@ThinkInsurance
@ThinkInsurance 5 ай бұрын
What state are you in?
@caprid9937
@caprid9937 Жыл бұрын
I am in CT could u help me
@ThinkInsurance
@ThinkInsurance Жыл бұрын
Kemper and State Farm are two competitive ones in CT. GEICO as a backup
@TomKohleraus
@TomKohleraus 9 ай бұрын
5 ways to get cheaper car insurance in 2023
@Hongmey770
@Hongmey770 Жыл бұрын
Wow
@brenditaboriixd6542
@brenditaboriixd6542 Жыл бұрын
Not useful
@zacharyxayavong100
@zacharyxayavong100 Жыл бұрын
I’m looking at about 4-500 dollars a month just for liability🥲
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