Broke Nurses 3| Why Everybody Is Broke and Living Paycheck To Paycheck| Everybody Is Broke

Heyyyyyyy😁
In this video I discuss the Number 1 reason Nurses and EVERYBODY ELSE IS BROKE!!!!!
Connect w/Me at: [e-mail]
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#rn #lpn #nurse #nurse #newnurse #homehealth #ltc #newgradnurse #newnurse #nursing #nursingstudent #nurselife #debtfree #debtfreecommunity #debtfreejourney

[@richardwildlife88-wj6kl]

I am a CNA and I'm doing better than the Nurses I work with. I'm making $20 an hour. I have no kids, I rent an apartment, I don't have a car, I have a mo-ped (I'm in an urban area). My only expenses are clothes and my monthly gym membership. I did my pre-reqs for LPN, paid out of pocket. I'm going to pick up a few travel CNA contract for about a year to make up enough money to pay for the actual LPN program out of pocket also. Oh, and I have $5,500 in savings that I never touch and most of the RN's that I work with have 3+ kids, a huge house and car payment and are broke. My rent is $625. My first check covers all of my bills. I'm at the club once a week enjoying myself, my facebook pics reflect a nice lifestyle. Because my life is nice. I always pull in 10 hours of over time per week too. Life is about choices. Anyone can make better choices if they want. As far as clothes, I love the thrift store, shopping online, Marshall's, TJMax. My bills are always paid up 3 months ahead, too.

[@richardwildlife88-wj6kl]

Oh and what's hilarious is that an LPN tried to call me BROKE for driving a Mo-ped (scooter) to work. I laughed. My mo-ped cost $1,200 literally 4 years ago. Gas & Insurance is low too. And I told her she's the broke one with her 4 kids and mini-van. Her face went BLANK. Shaking in disbelief.

[@4.carmeljwn]

​@@richardwildlife88-wj6kl I admire your discipline at such a young age. You're doing well

[@Rickys_working]

Good for you ! Very smart way to live ! Keep grinding

[@cherishoneal9108]

I know that’s right

[@shari1227]

@@richardwildlife88-wj6kl OK bro ez peezy Jeezy you're single!!

[@kayn2756]

Been a nurse 14 yrs. I've known broke nurses throughout my career. The one thing these nurses had in common, is the relationships they were in. The husbands/boyfriends they had didn't work. They supported these men plus all their kids. Its not easy, especially on one income. Another reason is poor financial choices. They all bought expensive SUV and took expensive vacations with these men that didn't contribute anything in the household. They didn't buy a house and continue to pay rent. Some didn't even contribute to 401k.

[@AccordingToTawanda]

Sad, but true! Thanks so much for watching 😊

[@kiaharper7172]

Got DAMN, you ain't lying 😢 I have officially become a broke nurse. Married my husband and he basically became my dependent. Never thought I'd be in this situation. It's embarrassing. I work OT and pretend it's not a shit show.

[@AccordingToTawanda]

@@kiaharper7172 You got this!! You can turn your situation around. We stay planning and budgeting over here in the channel. Feel free to stick around and join us❤️

[@fullmoon2529]

Oh yes Son/husbands will drain Yah coin. Especially, when he wants to live high on the hog.

[@kiaharper7172]

@@AccordingToTawanda I appreciate it, and i will! But this might be beyond budgeting.... 😔

[@kimayaknight7180]

I'm RN 16 years in the field, I Just recently started to get my" money right" raking in 20k monthly from my 2 Jobs and investments after living paycheck to paycheck for a long while. I plan on growing my passive income and retire soon enough to follow my passion. My story & hers is proof that not matter how much you make anyone can go bankrupt when they're irresponsible with their money. Live within your means, budget, save, and invest!

[@AccordingToTawanda]

Congratulations Kimaya! Thanks so much for watching and sharing your story with the community ❤️🤗

[@andreblechynden4578]

110% agree on this, LIVE BELOW YOUR MEANS! financial freedom is the real freedom !

[@keishacomerford2698]

I've been highly inspired to become a better person watching this video and reading thank you « I just got a new nursing job with higher pay, how can I put the little more coins to good use. A few tips for a young nurse?

[@rae7269]

How do you get 20k a month?

[@AccordingToTawanda]

@@keishacomerford2698 I have a paycheck and budget playlist. I also will be doing a Live this month teaching Budgeting.

[@Mgm_Designs]

If they told you they not broke, all them broke hit dogs hollering real loud 🤣🤣🤣🤣🤣

[@AccordingToTawanda]

Fact😂😂😂❤️

[@Mgm_Designs]

@@AccordingToTawanda You're a thousand percent correct in your explanation. This generation is not trying to be in the rat race, the old corporate business model is failing and things are changing very fast. I'm in school to become an aircraft mechanic and I see the same thing you speak about when you talk about nurses going broke cause they're funding a luxury lifestyle they don't need. We all need to do our part to ensure a financially secure future for ourselves.

[@AccordingToTawanda]

@@Mgm_Designs Amen!!!!!!👏🏾👏🏾

[@icarrysig]

Me and wife are registered nurses... worked for 8 years.. invested 30% of our money like clock work, renting rooms for 5 years, pandemic came we bought 2 homes...airbnb one and rent the other WHILE renting a room with a friend... our net worth is over 1 million (90% are in some type of investment) after 8 years of working. We travel internationally 2-3 times a year. planning to retire once we hit 20years working. Its doable guys

[@AccordingToTawanda]

Congratulations 🎉Yes it totally doable!! Thanks for watching and sharing your story 🤗

[@lkofie6670]

I remember years back when I first started working a government job on the state level, one of the senior employees who'd been working at that facility for over 20 years was telling me how when she and her husband (who happened to work for the government at the city level) retire they will have a little over a million dollars to live on outside their government pension. She explained to me the importance of putting aside money towards the additional retirement account benefits that state employees can get. She said the moment she was eligible to sign up for it, she did so and only started with as little as $10. She said when she would work overtime/mandated hours and whatever pay increase she got, she would have it deposited into that separate retirement account and kept her lifestyle the same...no influx or upgrades or spending sprees. She said she knows how her peers at the workplace laugh and talk about her behind her back in terms of the way she dresses and how she doesn't put a lot of effort in her hair or place focus on buying things new. But the one thing that she has is no debt and a very healthy retirement income. She and her husband had three homes, which one was inherited, and of the other two included a vacation home/cabin by a fishing lake where they planned to spend a lot of their retirement days at. They sold the inherited house "because we really don't need three houses" as she said and used part of the proceeds to add to their retirement and renovate that dream vacation cabin of theirs which was a very modest cabin that they were able to purchase out right, no loan. She has since retired with her husband. Now, I don't know why she decided to share that information with me. But it has stuck with me ever since, and I truly appreciate that she did. That was going on 10 years ago.

[@shaybaeevolve119]

I absolutely love that she shared that with you!!! It was something about your spirit that made her trust you. You both blessed each other 💖

[@michelarosier1918]

Thank you, for sharing this story with us. I will keep this in mind for my journey. Thanks 😊 🙏

[@kimberlygillis9074]

My grandfather told me that the only thing you need in life is a place to lay your head and food in your belly. Everything else is a want. I totally agree with everything that you are saying. Iam so happy I was raised in the environment and generation that I was raised in because consumerism was never on the agenda.

[@laurab9518]

A doctor when you’re very sick for treatment or surgery is not a want

[@tracywalker244]

@@laurab9518If you take care of yourself you won’t need either one of these

[@everythingbudget6158]

Not a nurse! But this message was for anyone and everyone.

[@AccordingToTawanda]

Thanks 🤗

[@4.carmeljwn]

ITA I'm not a nurse but for me some reason all of a sudden I watch lots of nursing content and ❤ it. Thanks for the info!

[@lkofie6670]

AGREED

[@michelarosier1918]

First, I'm not a nurse either. This is very important to know and get your finance in order.

[@tracywalker244]

So true

[@gqbloke]

👏🏽Consumerism is like a drug and there are a lot of addicts. Let’s spend less and save more.👏🏽

[@AccordingToTawanda]

Amen!!! Thanks for watching 🤗

[@Pinesol605]

I started practicing a minimalistic lifestyle a few years ago. I used to love collecting lipstick It was just money wasted cause I never wore It. I keep it simple and that keeps me happy.

[@AccordingToTawanda]

So true!😊

[@larryzan8942]

Won’t be surprised if u have to do a part 4,5,6 ,7,8 . Ppl jx don’t get it. Old man once told me if u can’t go a whole year without working & comfortably pay bills ..YOU’re BROKE !!!!

[@AccordingToTawanda]

The older man is a genius! Nothing but FACTS! Thanks so much for watching 🤗

[@larryzan8942]

@@AccordingToTawanda ofc he is !

[@makeupunlimited]

there's a lot of 'broke' nurses also, because we're medicating our burnout/stress/anxiety etc.... and the "retail therapy" keeps us in the awful job we hate in the first place. retail therapy ends up costing waayyy more than medical therapy. it's an easy trap to fall into. Just because you have savings, doesn't mean you're not broke.

[@BalancedwithBritt]

Preach sis! Nurse of 10 years and my mindset change started earlier this year! Working less and managing my money better by getting out of the rat race and saying “No” to myself and others! Keep educating ‼️‼️‼️

[@AccordingToTawanda]

Brittany thanks so much n for the transparency. It’s happened to the best of us. We live, we learn, and hopefully we do better!! Thanks for watching and sharing your story ❤️

[@Timetrae]

🙌🏾🙌🏾🙌🏾🙌🏾 I’m working toward this. I m determined to get my act together!!

[@ArmChairGenerals1207]

No lies told here! Here are just a few signs of brokeness: (1.) Earning 5,6, or 7 figures and spending all of those figures, because you've believed the hype about next pay period there will be more. (2.) Not having an emergency fund that doesn't hurt your regular income. If you can't build an emergency fund without wondering if you'll have enough for other important things you are broke. (3.) Not being able to take time off because you need the next pay period's funds. (4.) Paying bills and finding yourself hurting until the next check (5.) In line at the "returns" counter because you need gas, but got a whole Maybach outside. (6.) Nothing set up that allows your money to reproduce itself while you are sleeping (Stocks, Index's, ETF's, etc) Please remember, Broke isn't just what is or isn't in your bag, but what is or isn't in your mind!

[@AccordingToTawanda]

Facts, Facts, and More FACTS!!!!!!!! Thanks for watching ❤️

[@4.carmeljwn]

I am broke😢 I am trying to dig myself out of the rat race. Fortunately, I'm not in any major debt other than my mortgage. And, I am almost done with my student loans🎉

[@lkofie6670]

Definitely thank you for sharing. The moment I read about how you decided to invest namely ETF, I got off this post to educate myself on what ETFs are. I have the standard Roth accounts and 401K plans and savings and I plan on investing in REITs but I've never heard of ETF before. THANK YOU again for sharing.

[@astoldbymuriel103]

I am a recovering broke nurse. Not because of consumerism though 😂. I just never liked working. So ive been primarily a part time prn nurse 14/21 years.. I worked just enough to pay bills and savings account was bare with no investments. Thank God for my side business I am finally accruing some savings because im still a partime nurse

[@AccordingToTawanda]

Muriel thanks for the transparency. You always keep it REAL! Thanks for watching and adding to the conversation ❤️

[@tracywalker244]

There’s not many people who like to work now days.

[@FallacyAsPraxis]

Tawanda, you got those responses because your honesty and humility brings out the jealousy and hatred and self loathing in some who know you are speaking the truth but can’t bring themselves to admit it.that same bullying, adversarial, angry spirit is a VERY common trait seen in those nurses who love to attack, accuse, and berate other nurses. They are here hate-watching your videos so can criticize you. You are 100% correct. Unless a person is independently wealthy they ARE either broke or not far from it. All it takes is for you to lose your job and face challenges finding another one, or not being able to milk that overtime clock anymore, or having your hours cut. If you have credit card debt, student loans, a car note, monthly rent…whatever you owe makes you a debt slave to somebody else.As long as you owe that money you have to go punch somebody’s clock and spend many hours working every week to earn an income to make the payments. That by default makes a person broke.

[@AccordingToTawanda]

Facts, Facts, and more FACTS👏🏾👏🏾👏🏾Thank you so much for sharing this ❤️

[@KendraRN]

Consumerism is the worst! I am actually on a minimalist journey, trying to simplify my life.

[@AccordingToTawanda]

Kendra, everyday I’m trying to figure out how to live with less, and how to have more of my TIME!! Thanks so much for watching ❤️

[@diannebee]

Same❤

[@aimeevargas4016]

Broke, broke, broke! I’m not even a nurse, but I’m here for a reality cheeeeck. Okay? Bye.

[@AccordingToTawanda]

Thanks Aimee❤️

[@derbyrivage222]

My husband and I have been doing the Envelope system from Dave Ramsey for about 8-10 years and it has truly help us tackle our debts. I’m new to nursing and have been a stay at home mom for years prior to nursing. Being a stay at home mom thought me the value and importance of saving. I started gardening and couponing to stay under budget. I thank God that with one income at the time we were able to still travel and live comfortably. I still stick to both hobbies while being a nurse. Our 5 year plan is to pay off our home and student loans.

[@AccordingToTawanda]

Congratulation🎉 You all can do it!!!!

[@landonprice5656]

Ayyyyyeeeee at 30years old all I can day sooo glad I put read that prior to pandemic my Emergency Fund saved my ass..... glad to hear the elders doing the work too

[@meadowsmichelle]

That part every company has a budget! I agree. Also taking care of families members who will use them as paychecks also contribute to poor money management later in life leading to generational poverty because they never pay back the money that you gave them.

[@AccordingToTawanda]

Alllllll FACTS Michelle!!!! Thanks for watching ❤️

[@rare2find0918]

I'm not a nurse but this is a LIFE SERMON! Those stuck in the consumerism cycle, won't get it. The MINDSET & BEHAVIORAL shift is key!

[@AccordingToTawanda]

Blessings ❤️Thanks for sharing this with me🤗

[@AccordingToTawanda]

@@gstrathmore194 Thank you 😊

[@MajsPursuit]

Same and agreed!

[@jazzysmom112011]

I 100% agree with what you said. These are people that don’t understand what true financial freedom is. They just see that they are making good money and they are living in the moment and if they don’t get it together most of them will be sorry later in their life bc the will see the mistakes they made.

[@justincarrizales1206]

I’m lost, according to study people who are making 100k a year are living paycheck to paycheck. Mind blowing. Living above their means. Someone who making a 6 figure should be living comfortably. For me I don’t make 6 figures but I’m doing pretty darn good for myself

[@AccordingToTawanda]

Facts Justin!! However people are taking their money and buying THINGS! Leaving them broke with no plans for the future. Thanks so much for watching 🤗

[@peachygal8856]

I receive this message! I’m active duty military (Army), and the number of soldiers I’ve met who have to work a second job to make ends meet, apply for WIC & food stamps, applying for loans because of unexpected emergencies..it’s mind blowing. And it takes a huge toll on mental health.

[@AccordingToTawanda]

Exactly!!!! It’s terrible for our physical and mental health. Thanks for watching 🤗

[@sadeolaniyi3163]

W2 12th²

[@leepialong]

yeah! even our government got a budget and YET people are accusing the government beings wasteful. 😕

[@AccordingToTawanda]

Facts!!!!!!

[@dregeminin1]

Thank you for this powerful message. I’m really trying to change my mindset to get out of this rat race. It’s crazy how we spend all of time working hard for things we think we need, then down the line, we spend all of our time trying to declutter that same stuff.

[@AccordingToTawanda]

So TRUE! We will be budgeting, and working on our mindset over here on the channel. Thanks for watching and sharing your story ❤️

[@amabledunn4189]

U right

[@ajohonly3721]

Bam 💥

[@NotBrokeForLong]

You are so right! It really puts things into perspective

[@cherishoneal9108]

Right it’s unequal

[@createyourreality1824]

Thanks for your channel. Financial literacy was not taught in school. I’ve learned everything in my own. I live in the Dominican Republic on less than a $1000 a month. I work a few months in the US. Best decision I ever made.

[@Jamila91100]

That is Goals !! I want to do the same work a few months in the US and live in Europe/Africa

[@dre5229]

My definition of broke is when my liabilities are greater than my assets. So even though I can handle my debts easily they still outweigh my assets and I consider myself broke

[@tracywalker244]

Great point

[@R.N.LosAngeles]

I’m an RN of 14 years and I’m broke. I was forced to go on LOA because my employer said they cannot provide accommodations for IBS. ILLEGAL. But I’m using this time to recoup mentally with my itty bitty $400 a week from disability I pay into. So I buy nothing and we have always cooked at home

[@AccordingToTawanda]

Praying that God blesses you! Have you considered doing any Remote Work from Home?

[@R.N.LosAngeles]

@@AccordingToTawanda Yes and it seems everyone wants to do that but I do have Indeed set to notify me if remote positions open up

[@insideanurse]

🙌This conversation just gets better and better, sometimes we need someone to remind us to stay grounded

[@AccordingToTawanda]

Girllllll🙌🏾 Sometimes people the harsh truth and not a gentle reminder. Thanks for the support ❤️

[@lkofie6670]

Indeed

[@moneywithmocha7787]

Preach sis!!!! Yes, we have to start generating money without exchanging our time ...that's why I switched from full-time to part-time. I wanted my time back.

[@AccordingToTawanda]

So TRUE! We gotta discover a better way! Thanks for watching 🤗

[@createyourreality1824]

And yes I’m a nurse if 26 years. I’m always minding my business even when working. It can be done. Just change your mindset. I opened 3 businesses in a foreign country without speaking the language. I have a cook, driver, abd housekeeper. Total monthly less than what I would pay for 1 month rent.

[@PearlieMaes]

I am not a nurse but I really like this series. Looking forward to part 4 :D

[@AccordingToTawanda]

Thanks so much ❤️

[@illoneson.5218]

sounds about right many people are so blindly materialistic they'll do anything for crap they want even giving all their time away that they can't get back.

[@AccordingToTawanda]

So TRUE! Thanks for watching 🤗

[@jcampbell7840]

Nurse Tawanda thank you for this , I am 27yo and graduating with my RN this December and I am so THANKFUL you have drilled this not my brain . Just because you make more doesn’t mean you have to spend more . I plan on investing my money , keeping my paid off car , and not buying that luxury vehicle unless i can pay cash for it later down the line. I want to be FREE. I want to really help my people !

[@AccordingToTawanda]

You already have the right mindset! You will do great❤️🤗

[@auntyo3541]

Thank you for this on point message. I’m a nurse and it sad to see that many nurses are broke! Talking about they will just keep working 😮 Really! Who can give 100% at age 65, in any of these hospitals! Just fooling themselves.

[@AccordingToTawanda]

Facts, and I’ll just to consume things🤦🏽‍♀️Thanks for watching 🤗

[@KendraRN]

We’re in the room sis! Lol

[@AccordingToTawanda]

Heyyyyyyy Kendra❤️❤️❤️❤️❤️❤️

[@SignedEmma]

I clicked on your video and immediately noticed the TEMU ad under your video. Prime example of the message you're conveying! America is a spending nation, just as China is a producing one. Unfortunately this type of lifestyle makes people on that rat race of working to buy useless things. It's so refreshing to see a fellow nurse speaking against the traps of being a nurse and making money! And it's definitely true- I gained a lot of clarity on things once I finally quit my job, all of a sudden a lot of things a thought mattered, didn't. Time and family is what I realized mattered the most. Never regretted that decision! Great video Tawanda!!! Dont mind the internet thugs, they'll soon get your message❤

[@AccordingToTawanda]

C’mon Emma speak them FACTS!!!!! I’ll take absolutely NOTHING for my time with my husband and daughter!! Thanks for the support ❤️

I'm not a nurse but I definitely agree with everything you are saying! Smh this rat race lifestyle AINT IT! Lol God Bless everyone watching this video! I pray you all find your purpose & receive unlimited income🙏🏽❤️

[@AccordingToTawanda]

Amen Bri! Thanks for watching ❤️

[@amabledunn4189]

Thank you and you are right I am broke not of money but of time for myself!! I got the message clear !! Gracias de California.🙏

[@AccordingToTawanda]

This is AMAZING!! Thank you for sharing this with me. Reclaim your TIME!!!!❤️

[@daughterofzion3648]

Amen sis you are speaking Truth! I am so grateful for you! To be transparent, I recently purchased a life insurance policy outside of my job. A policy that my children can eat off if something was to happen to me. I now have a financial advisor. Will be building my investment portfolio soon, adding IRA or Roth in addition to my 401k, paying off debt, and save save save! God has also gave me instruction for walking in His purpose, a business/ministry in nursing. I working towards that also. Im tired of being broke sis😔

[@AccordingToTawanda]

OMG!!!!!❤️ Thank so much for sharing this with me! It means more than you know 😘

[@truejamaicanjam2246]

I started paying myself FIRST each week i get paid. It's the best move I ever made. Some people don't like hearing the truth. 😂😂😂

[@AccordingToTawanda]

Yesssssss❤️

[@BPink-ke7jy]

Your passion about this is palpable. You spoke nothing but the truth. I really enjoy your videos and wisdom sis❤

[@AccordingToTawanda]

It was definitely an emotional video for me. Thanks so much for watching 😘

[@Foreveradriennexo]

Love the gospel, “come on in the room.” 😅😂❤

[@AccordingToTawanda]

😂😂😂

[@CoLivingSingle]

Thank you for the talking points about consumerism! Everything in this country is influencing us to consume and spend! Just say no! I love the store Express, but I realized that the promotions they have, $5-$15 off express cash, spend this amount -save that amount are all gimmicks! The quality is down and the cost is up! Now, I ignore and delete the DAILY text messages and emails about promotions because the truth is that I can shop in my closet! I have more than I need and I’m always looking to downsize!🎉

[@AccordingToTawanda]

Facts!! It’s all a TRAP!!!! The Bait and Hook🤦🏽‍♀️ Thanks for watching 🤗

[@prettychunks1011]

Tawandaaaaa giiirl I’m screaming 😂😂 “second cousin twice removed BOL…..whew chiiii the wanna tussle 😂😂😂

[@AccordingToTawanda]

You got me HOLLERING😂😂😂😂❤️

[@spiderwebgamer5353]

Your so right, I know a few nurses that's broke. They think because they can make the payment they can afford it. One that's very close to me have more liabilities than assets. we live in a world that everyone can look like they have money but they are really living on credit. Then you talk investing to them they start talking about loosing money but you literally give your money away on a daily basis. Give yourself some of that money and cut back on things that's not of importance.

[@TheScienceNerddAkemi]

I've never understood that mindset; they're scared and hesitant to invest because of the risk, but like you said, they give their money away on a daily basis to other things.

[@tracywalker244]

@@TheScienceNerddAkemiIf they only knew, started investing with $5.00 and now have over four figures being invested 😊

[@k0k01]

LMAO at the beginning!!!!!

[@AccordingToTawanda]

😂😂😂

[@Rikkivlogs33]

Come on in the room 😂😂 she makes me laugh every time

[@MissionPossible85]

I’ve seen this with people who just get into their career field out of college. They’re not used to money so they waste it.

[@sashacalde2170]

2 years as an RN I work remote in NY and living check to check looking into investments and business to get a way out!

[@AccordingToTawanda]

That’s definitely an option. Thanks for watching 😊

[@susansparanormalpennsylvan81]

thank you, i stopped shopping, i bought a kayak, I go fishing or kayaking or sitting on the beach on the lake watching the birds, kids playing in the water, it only cost $2 or 3 dollars gas to drive over there and bring some snacks. Or hiking to waterfalls, walk the dog, take the dog swimming etc... life is so much richer being in nature.

[@AccordingToTawanda]

Amazing!! The time spent creating memories with your children is PRICELESS❤️

[@kayabe856]

That really sounds lovely ❤

[@seanjean9677]

Listen! I am an attending physician and I’m not gonna lie…..I be counting down to my next check everytime! I’m ashamed of how I’ve handled my finances and I feel guilty for not being a good steward over what I was given .

[@AccordingToTawanda]

Sean you can turn things around. Thanks for watching 😊

[@sct4040]

Even when I was making 23k a year, I saved then invested as my income increased. Oh, I also didn’t have any kids.

[@AccordingToTawanda]

That’s the way to do it! Thanks for watching 😊

[@FatherDuck80]

Good evening and Good morning my daily angel. I wish you all the best always and love your show. You’re very real and I make all my kids watch because these kids today are butt A - - S broke and they won’t listen. They pay off a credit card and then go out and use it again. Yesterday my oldest though I made her pay off all her after pay and had her close that account aND TOLD HER NO MORE OR SHE HAS TO M OVE OUT. 🎉 and the fun and hangin had to end. The situation out there is getting real and I’m seeing in the church group and our homeless out reach program/ meal sharing program. Too many out there living large and living fake but are in debt up to the wazooo and it’s gonna hit everyone hard. Very hard. Keep doing what you’re doing cause it shows you care which in turn shows me that you’re an AMAZING NURSE and we need AMAZING people an Nurses a lot. Blessing Girl ❤

[@AccordingToTawanda]

Awwwww❤️ I really appreciate your kind works and support 🤗

[@Passbu]

I’m a surgical tech but this is why I don’t date nurses. Most not all need constant validation and spend unnecessary money to please friends and coworkers. Yes some of them are fine af but I refuse to live beyond my means. Yes travel pay does pay well in my profession but you don’t have to wear your income.

[@AccordingToTawanda]

I totally understand. Thanks for watching 😊

[@tracywalker244]

Agree

[@aTodaCreature]

Twanda, say it louder!!!! I stand up and applaud you for speaking this truth. America, such a prosperous nation, a land of opportunity, with higher pay than other places yet with millions and million and millions of people in debt. We are bombarded every day to Consume, consume, consume, it's time to open our eyes and Budget, budget, budget!!!!

[@AccordingToTawanda]

Facts!!!!😊

[@coastalvendingllc4322]

My wife a nurse and took a loan out for a mommy make over. 25k bbl smh 🤦🏽‍♂️

[@xxxnvssaxxx]

Pray she will be safe

[@kayabe856]

Wow

[@queenlene4057]

I only heard 2-3min of the video baby and I am already commenting.. I said yassssss educated the children hunny 🙌🏾👏🏾👏🏾

[@AccordingToTawanda]

😁🤗❤️

[@yolandawebb3032]

Sis.. IM BROKE!!!!!! ME.. MYSELF AM DEAD ASS BROKE

[@NotBrokeForLong]

I love the passion you have about this topic. I’m not a nurse but I felt every word you just said. I’m working on getting better about my finances and just started budgeting. I don’t want my daughter to fall into the same consumerism and debt trap we fell into

[@AccordingToTawanda]

This should be our mindset! We need to stop it so our daughters won’t start it!! Thanks so much for watching❤️

[@lkofie6670]

AGREED

[@Travelpnw]

This video is literally FIRE 🔥 wow. Thank you! Graduating from LPN program in 30 days. And im super focused on budgeting any earnings made.. i may have to work like a dog for the rest of my life but the money i ewen better go to my family.. not walmart

[@AccordingToTawanda]

Thanks so much! Congratulations on nursing school 🎉 Please keep me updated with your journey ❤️

[@Thatmalenurse21]

I agree some people are truly living out of their means however I also honestly feel like the economy has went into turmoil with jobs not matching inflation. I agree budgeting is essential ❤ peach on !!!

[@AccordingToTawanda]

You’re speaking nothing but facts! We gotta be wise about our money. Just and inflation is at an all time low. Thanks for watching ❤️

[@Thatmalenurse21]

No problem I love watching your videos because my view on money is identical to your financial beliefs. 🎉

[@AccordingToTawanda]

@@Thatmalenurse21 I Love IT❤️

[@Kenya1984]

Thanks for this!! I am done with the rat race. This encourages me to hold on to my dime and not give and give into consumerism. Am retired at 38 by saving and investing 50-65% of our household income. Paid off home, no debt, I owe nothing to nobody. I rather eat chicken and rice everyday then to go back to work. Anything that allows me to stay home am willing to cut out and doesn’t feel like self deprivation. Been sick all week but you know what I can take my precious time to heal, recover, rest without worrying about calling in.

[@AccordingToTawanda]

This Is EVERYTHING🔥🔥🔥🔥

[@AccordingToTawanda]

Thank you so much for taking the time to watch and share your story. I really appreciate it ❤️🤗

[@tracywalker244]

This sounds like my story. Love it !

[@beelovedaily3398]

exactly it comes down to budgeting your money no matter how much you make if one job don't cover the bills you either get a side hustle or look where your money is going and see where you can cut things out to save money

[@AccordingToTawanda]

Facts, and FACTS💯 Thanks for watching 🤗

[@ShamyraC]

I absolutely love this video and what I’m NOT about to do is, “Argue with you in the comments!!” 🤣🤣🤣 I laughed everytime you said it.

[@AccordingToTawanda]

Glad you enjoyed it! Thanks for watching, and not tussling with me in the comments ❤️😂😂

[@doretteolivera2963]

The nurses that I run with are well off in LA.They thought me ALOT.We are into real estate ,early retirement and living very well in homes that was bought with cash in South Africa, while still owning homes in CA.Gurrl you cannot hang with my crew.Broke is not in my vocabulary😮

[@lkofie6670]

No she's not broke if that's what you mean or maybe the last part of your comment is just a rhetorically/generally speaking (?, lol). But yeah... she's trying to encourage nurses to do pretty much what you're demonstrating can be done. I'm not a nurse myself but I worked alongside nurses at facilities ran by the state at my former state job place of employment. They are doing pretty much the same thing. They have built businesses and homes in their country of birth (Phillipines, Nigeria etc.) while holding down a lifestyle here in the United States. Oh it can most definitely be done in any line of work as well if you decide to diversify your income in a different manner versus using the money for instant material gratification while racking up debt. Otherwise, I can most definitely relate to how you move and my husband and I are planning and moving towards the same direction... paying off debt, investing, and holding down our life in the United States as we seek to have homes and possibly businesses in his/ my family's country of birth being Ghana, West Africa 😊.

[@nellyngari7568]

Invest in Homes in Bali,CapeTown,Dubai

[@allisonwilson1507]

Preachhhhhhhhhhhh!!!! Sis this brought tears to my eyes because it’s time to level up…people are sleep and not woke !! I’m in LPN school right now and that’s not only going to be my stream of income and generational wealth is a must !!! I’m a wife and a mother so it’s imperative that I make things happen! Let me go watch the other videos you posted…happy holidays and be blessed 💜

[@dogeatdogchronicles4788]

I’m not a nurse but I look forward to your messages. You’re my new virtual big sister ❤

[@AccordingToTawanda]

Wow, thank you❤️🤗

[@salliegal8932]

They consider themselves not broke, but their living paycheck to paycheck.

[@AccordingToTawanda]

Sallie you are speaking the TRUTH!!!!

[@kimberlygillis9074]

There is this documentary called 30 for 30. The documentary highlights ex ball players that went broke. They all agreed that getting caught up in the trappings of fame is what led to their downfall and them having no money to show for the years they spent as pro athletes.

[@mattcastillo9211]

You went OFF speaking facts! There is no reason any nurse (even low paid) should be broke 10000000%

[@AccordingToTawanda]

Thanks Matt😊

[@Dr.Aisha_FNP]

This was much needed! I have gotten better with my finances but still have a long way to go. Self discipline is key! Thank you!

[@AccordingToTawanda]

Self discipline is essential! Stick with us we going to be budgeting, saving, and paying off debt. Thanks for watching ❤️

[@Lisa-kz7vw]

I love it some people just take things to heart I always feel people who get so offended by something it's something their struggling with or it pertains to them some way deep down the truth hurts and some people can't handle the truth we all know what you meant and you're 💯 correct😊

[@AccordingToTawanda]

Facts!!!!! Sometimes people need a rude awakening, and not a gentle one😂

[@sweetsunshineplaytime]

I approve this message 👏👏👏👏👏👏

[@AccordingToTawanda]

Thank you 😊

[@had123ish]

One other thing I did was put myself on a spending diet for a month. It stretched into 6 months. It’s like making a good habit to lose a few pounds…

[@krisw.5025]

This video came up in my rotation, so I’m a first time viewer. As I’m watching and listening, I can’t seem to find the lie in this video. This is wisdom and so necessary!

[@AccordingToTawanda]

Thanks so much for watching and sharing your thoughts with me🤗

[@lkofie6670]

No, you ARE NOT lying. I'm not a nurse, but I can definitely tell you this much... I'm not trying to be working the way I do when I'm 60, if at all. I am on a mission, and I've got my husband on board. We are going to be aggressively trying to pay off our house (among other debt) so that by the time our youngest child completes college which right now, he's 16, I have the option to continue on or leave full-time employment altogether and maybe just do something part-time, or seasonal. I have since discovered and I definitely understand that the best thing that I can ever give myself is time and the only way I'm going to be able to have that time is to drastically reduce or eliminate the debt. So, between now and then, I am more deliberate with how I diversify my paycheck and implement ways to save or reduce costs around the house.

[@jwatson2267]

Everyone wants to leave the rat race. So depressing to think how long we have to work til we can retire.

[@AccordingToTawanda]

Yessssss! They have us TRAPPED!

[@tracywalker244]

Believe or not, that time will go by so fast that’s why time is not to be wasted.

[@candaycekeller1874]

Thank you for this! Most of us don’t have anyone in our life that’s financially literate. It’s hard when your the only one! Thank you for being the voice that some of us wish we had and desperately need!

[@AccordingToTawanda]

Thanks Candayce! I’m just trying to help anybody with any information that I know. Thanks for watching ❤️

[@Kialindsey]

You ate them up, come on Tawanda👏🏾

[@AccordingToTawanda]

Thank you! They need not play with me😂

[@Mary-io1mb]

She’s speaking truth. This country teaches how to be a consumer not a producer. China is the total opposite. Chinese teach their children how to be producers of products, not consumers. They just put in self check out at a supermarket near my job. I was surprised when I visited one day to purchase some groceries; and I saw the self checkout machines where cashiers use to be. Those cashier jobs are gone thanks to AI, I guess 🤷🏿‍♀️

[@AccordingToTawanda]

Facts!!!! Thanks for watching ❤️

[@sharondelissa]

Teach Tawanda! Consumerism is a real life issue today. I’m so glad I got off that road a few ago. I am a tue minimalist today at 60 years of age ❤️

[@AccordingToTawanda]

Love it!!❤️ Thanks for watching Sharon❤️

[@tracywalker244]

Congratulations 🎉

[@TomBrady-]

I needed this! Tired of trading my time.

[@AccordingToTawanda]

Tom you got this!!🤗

[@joyduncan4058]

I appreciate you taking the time to open my eyes! The truth hurts

[@AccordingToTawanda]

I appreciate you letting me know that it opened your eyes to the system ❤️

[@had123ish]

I can’t wait for #4!!! was told by my financial advisor when I ran into Target for a box of diapers DO NOT GET A CART!! Just get the diapers and leave! That was 18 years ago, still true. If I picked something up, I carried it around and then asked myself “do I really need this”? I usually said no, and sat it down. I also paid myself first… before I paid any bills.

[@tracywalker244]

Love this

[@lew708]

What made me look at finances closer is a financial show with two doctors, married to each other, and had 100 dollars between each other each payday. I was floored and it made me look closely at how I was spending.

[@AccordingToTawanda]

Oh my!! It is really happening. Thanks so much for watching and sharing this with me🤗

[@MyFunSizeBudget]

😅. I laughed so hard because of your delivery. But this is so true. I love a good budget and savings. Retiring at 55🙏🏾🙏🏾🙏🏾 This is so deep. When I tell people to budget, they act like i insulted them.. Talk about health as well because in my area I see so many young people with renal failure, diabetes, strokes and heart attack etc. Parents taking care of sick kids with preventable disease

[@AccordingToTawanda]

Facts!! Patients are getting younger and younger with illnesses people don’t usually have until their 80s. Folks think budget is a curse word!! Girllllll my delivery 😂 I’m crazy, y’all pray for me 😂😂😂Thanks so much for watching ❤️

[@angelae1791]

I love this video keep speaking the truth and educating people wanting the knowledge who cares what the haters and people not willing to listen to understand think

[@AccordingToTawanda]

Thanks for the support ❤️

[@valeriakeys9243]

You're so smart black woman. ❤ This.

[@AccordingToTawanda]

@@valeriakeys9243 Thank you 😊❤️

[@kaylahood1000]

Student loan debt has me stressed out. I like Gucci the price of that handbag. I’m like I’m good. Let me pay for my pre reqs. 🤭📚

[@AccordingToTawanda]

You got me ROTFL😂😂😂😂😂😂😂 I’m literally HOLLERING ❤️

[@AccordingToTawanda]

Kayla, stick around and budget with us. I’m dropping a budget video this week. I will also be doing a KZbin Live this month focusing on budgeting and saving ❤️

[@traceyhuggins1535]

BAAAABBBYYYY!!! You have told NO lies! My Financial Services Coach/Investment Advisor sent me one of your videos and I became an IMMEDIATE fan! I am RN who also got licensed last year in Life Insurance as my side business and everything you are saying is in alignment with all I have learned over the last year…we have GOT to do betta! As nurses, we KNOW how to secure the ‘bag’ but the sad reality is that we often don’t know how to ensure that the ‘bag’ works for us! I’m changing that personally and am sharing what I am learning AND doing with as many as will listen. It’s sad though because so many are resistant to truth and change, but not me! Keep telling it like it is! Me and my NJ Queen Team are LOVING you!

[@AccordingToTawanda]

OMG Tracey!! Thanks so much for sharing this with me. Girllllll we gotta do BETTA AS A PEOPLE, and as a NATION!!! I’m trying to put everyone I know or can reach ON!!!!! Thanks so much for watching and taking the time to share this with me ❤️🤗

[@LashonDCampbell]

Hello to you I really enjoyed watching your video ❤ You are amazing and I love ❤your channel 🎉

[@AccordingToTawanda]

Thanks so much Lashon🤗 I’m happy to hear you found the content enjoyable. Thanks for watching and sharing your thoughts with me❤️

[@all4joffrey92]

"She ain't lying!"

[@AccordingToTawanda]

Thanks for watching ❤️

[@AL-ns5jc]

You better preach!!!

[@AccordingToTawanda]

Thanks for watching ❤️

[@queeniesnewyorklotto3284]

I love you❤ I'm no longer in nursing but I had watch your video. This message is for everyone. I'm so glad that I found your channel. Be prosperous 🎉🎉🎉

[@AccordingToTawanda]

Awwww❤️ Thanks for joining The Family 🤗

[@cherishoneal9108]

“It was not the best use of my to be frustrated….” Word of the day.

[@AccordingToTawanda]

I’m confused at what you’re saying?

[@cherishoneal9108]

@@AccordingToTawanda I’m quoting from the video. I’m going through the same complaining about struggles instead of trying better things. It just spoke to me

[@AccordingToTawanda]

@@cherishoneal9108 I thought you was asking a question. You got this girl!! Keep PUSHING ❤️🤗

[@LoisLeonora]

It's hilarious that so many people had to comment that they're not broke.... Like if it doesn't apply to you then why comment? Lol.

[@toyaclark612]

Im am laughing with you sis. I speak these very same words at my job, and they look at me like im crazy. Im a nurse and work my days, but have 7 days off in a row. I tell them im using my time elsewhere not at no DAMN JOB. I budget my money, mind and time to ME. Point Blank PERIODTTTTT!

[@AccordingToTawanda]

Toya, PERIODTTTTT!!!!❤️🤗

[@tracywalker244]

Love this

[@Healyolife]

I loved this video and it was something I needed to be reminder of! I take off frequently but you are so right I have to stop being a consumer of things I dont need! Thanks for this video it just made me smile!! Because the truth really does give you joy❤❤

[@AccordingToTawanda]

Thanks so much for sharing this with me. I really appreciate it ❤️

[@michellelewis8716]

Reach! Time is the most valuable thing.

[@AccordingToTawanda]

Facts!!!! We have nothing more valuable than our time, and we don’t know how much more time we have. Thanks for watching ❤️