Living On $6 Million A Year In Ventura, CA | Millennial Millionaire

Kevin, 28, and Lauren Paffrath, 30, live in Ventura, California, and earn $6 million a year from Kevin's KZbin channel @MeetKevin, his affiliate programs and their real estate business. They have two children, Jack and Max.
This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money.
Read more about about their budget breakdown here: cnb.cx/2UJfbAA
In 2017, Kevin Paffrath's dream was to earn over $1 million a year from The Paffrath Organization, the real estate business he owns with his wife, Lauren, in Ventura, California.
In 2020, the couple earned $1.075 million in May alone. "It was absolutely surreal," says Lauren, 30, of the moment they crossed into the seven-figure-a-month territory.
But the bulk of their income isn't coming from real estate transactions or rental income. The couple makes money through Kevin's KZbin channel, Meet Kevin, which he started posting to regularly in 2018, as well as numerous affiliate programs. While they don't bring in seven figures every month - they earned $721,474 in September 2020 - they're on track to earn more than $6 million total this year.
While some of their success can be attributed to good luck, they've also put in countless hours to get where they are today. As his KZbin channel became increasingly lucrative, Kevin, 28, began dedicating more and more time to creating content, including getting up before the sun to make several videos a day.
Lauren is the property manager for the couple's real estate business and has also taken on full-time child-care duties for their two young sons, Jack, 5, and Max, 2. Neither of their children is attending school in-person right now due to the Covid-19 pandemic.
The hardest part of their success has been balancing work and family. "I just had our second son right when Kevin started making KZbin videos and getting monetized, so it was definitely an adjustment," Lauren says. "Kevin's nature is very much 'take on as much as you possibly can take on and work, work, work, work.'"
Kevin typically works 12 hours a day, from 5 a.m. to 5 p.m. but reserves his evenings for family time. "The goal is to have a drop-dead deadline of 5 p.m. to just hang out with the kids," he says.
Subscribe to CNBC Make It.: cnb.cx/2kxl2rf
About CNBC Make It.: CNBC Make It. is a new section of CNBC dedicated to making you smarter about managing your business, career, and money.
Connect with CNBC Make It. Online
Get the latest updates: www.cnbc.com/make-it
Find CNBC Make It. on Facebook: cnb.cx/LikeCNBCMakeIt
Find CNBC Make It. on Twitter: cnb.cx/FollowCNBCMakeIt
Find CNBC Make It. on Instagram: bit.ly/InstagramCNBCMakeIt
#CNBC
#CNBCMakeIt
#MillennialMoney
Living On $6 Million A Year In Ventura, CA | Millennial Millionaire

[@CNBCMakeIt]

What’s your budget breakdown? We’re looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​

[@APennyPinchersGuide]

Applied, will I be told if I'm denied or accepted?

[@tracy_cakkes]

Thanks for putting MeetKevin on!

[@twincherry4958]

When are you going to pick me?

[@evelyneishimwe7281]

H ioubi

[@Cimoooooooo]

Fantastic story. But are we just going to ignore the OSRS GP shirt??? 😂😂😂

[@bigwords9003]

This man has a CNN studio setup in his house

[@dausdk]

yeah definitely need a studio setup when he producing 3 videos in a day , everyday

[@EliasMendozaTV]

no kiddin OMG

[@AntwanAhmed]

Fr that’s what it is behind the camera CRAZY! I wish my setup was like that lol

[@jy5886]

CNN fake news. No comparison with Kevin.

[@JackOLanternBob]

@@jy5886 lol, kevin do be spitting straight fax every day

[@FinancialShinanigan]

I'm expecting Kevin to say "You can get life insurance in little as 5 minutes"

[@MeetKevin]

Petition to add “the links below”!! 😅😅😅

[@datdude7395]

Anyone else think before he gets romantic he has to say get the free stocks and life insurance in just 5 minutes.

[@FAISAL.007]

also webull. you get 3 free stock up to 1600

[@MingGongcoolmango71]

he does talk about getting insurance in the video tho 🤣

[@MajorRezian]

Bruh 😂

[@sawchawn]

I'm so glad they openly said that he makes $5.7M and she makes about $250k. Goes to show that the producers truly want the financials to be talked about more openly. Kudos!

[@Lazer-yi6qg]

More like he makes $6m and “pays” her $250k to manage the properties 😂

[@famousamos]

Hold up. They own 22 properties in SoCal?! That’s like one of the most expensive areas in the US. Very impressive

[@EastSideGz]

I know some guy in his 40’s from the local REIA that owns 80 in so cal.

[@Izzywizzy74]

I know how expensive Ventura is...... makes me wonder how they do it?????

[@Izzywizzy74]

@@lj3507 Ventura is expensive......

[@mickyosully4592]

They got kinda lucky with the crazy appreciation of real estate in that area over the past 30 years

[@asadb1990]

the recovery of real estate from 2008 was insane. and if you were steady employed during that time, it was very easy to buy property at the bottom of the price.

[@MeetKevin]

Yay!! Lauren and I are so honored to have worked with CNBC and the amazing team there to share our story! We hope our story can help inspire anyone - even with how divided our country can feel politically, we really do live in a land of opportunity and with amazing, great people!

[@NonStopGAMERZ3]

You made it fam

[@tomgillotti]

Nice work! Can't wait to check it out!

[@TheKayleeanna]

Well deserved! Congrats Kevin & Lauren! 😀

[@jackbar2476]

Can’t wait for Graham Stephan to react to this

[@kat7982]

Can’t wait! You both are an inspiration as a family and business owners

[@abdulwadoodkhan1891]

Forget the money, this guy has earned etiquettes and manners. So humble, surreal and pleasant when he talks. huge RESPECT !

[@AntwanAhmed]

His channel def showcase this! I also try to be like that on my channel lol

[@butwhytho4858]

Yes! This especially 👍

[@soapa4279]

You simply can't hate on them, they have earned their wealth and living for a reason. The ONE thing stood out to me, is the fact they live in a relatively "normal" 5 bedroom home, this shows humility and a level of humbleness. This does inspire me to keep working smarter to build a better life for my family too.

[@timr1627]

'they'

[@adeshkantha7034]

huge mansions are overrated imo

[@salembeats]

Uh, no... It doesn't show "humility" at all lol. It just shows that you need a $6mil gross income in order to comfortably afford a newer 5br home around Ventura, CA.

[@soapa4279]

@@salembeats lol you're right. i retract my statement about that part. i was clearly ignorant on how much houses cost in Ventura CA.

[@nainoaj.watson5326]

Nothing says humility like having your headshot on the side of your Tesla

[@yung_broccolini]

He is the oldest looking 28 year old I've ever seen

[@madeleinewilliams3014]

right! I thought he was joking at first

[@davidlencha2042]

All that hard work his whole life takes a toll on his body...

[@davidlencha2042]

I knew a kid in high school who was 16 with grey hairs because of he worked everyday afterschool for 6-8 hours

[@michaelsinnovations4148]

ouch

[@alexandercrush]

@@davidlencha2042 It's not really the work that ages people. It's the stress.

[@hifisoft2348]

Graham reacts to Kevin, Kevin reacts to himself on millennial money, Kevin reacts to Graham reacting to Kevin, Graham reacts to Kevin reacting to Graham reacting to Kevin... Infinite monetization loop

[@__-bg7jo]

highly underrated comment lol

[@CalebOliver]

I was literally thinking the same thing! 🤔😂

[@AfroAmericann]

You forgot to add in Graham's girlfriend reacting to it all 🤣

[@jessysoulmanscofield]

You forgot the girlfriends react video

[@MissMBA]

I can't wait!

[@NateOBrien]

Kevin’s work ethic is unrivaled

[@oranpearson9285]

Nate!!!!!

[@reubensmith]

Nate!!!

[@infini.tesimo]

The power of cocaine my friend.

[@DGBAntho]

Nate on the other hand lol

[@LifeofKairo]

You're not too shabby yourself Nate

[@nyreggie]

Most times, it amazes me greatly how I moved from an average lifestyle to earning over $63k per month, Utter shock is the word. I have understood a lot in the past few years that there are lots of opportunities in the financial market. The only thing is to know where to invest.

[@thamad311]

I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks.

[@jeantaylor6079]

I keep wondering how people earn money in financial markets, i tried trading bitcoin on my own made a huge loss and now I'm scared of investing more.

[@nyreggie]

@@jeantaylor6079 That won't bother you if you trade with a professional like *Mr Gary Mason Brooks* my coach, you may have come across him on interviews relating to bitcoin. He trades, manage trading account and offer mentorship program for clients who wish to become professional investors.

[@jeantaylor6079]

@@nyreggie You allow people to trade for you? that's interesting, I would love to learn, hope it’s safe?

[@susanhaynes679]

@Peter Moore Well this not my first time of seeing this name on social platform. A CNBC news host spoke highly of this man and his trading strategies. Do you know him ? if yes , did you invest with him ?

[@samtavoosian3059]

The fact that now he’s making 3 million a month is insane. Compounding is real. Congrats Kevin I’ve learned a lot from you. I’m close to make my first million. Your channel helped me learn a lot about economy, stock market, bonds market and everything related to finance. Thank you

[@tracy_cakkes]

He’s on the treadmill while he works The man is dedicated lol

[@jacquelinele9170]

Lolll I was impressed, i would definitely end up with a lot of bruises if I tried that

[@AntwanAhmed]

I was wondering when he has time to keep up with his health lol. Kevin is efficient af lol

[@JS-tk7wo]

I couldn’t believe what I was seeing lol

[@marybetheby5184]

While she rides a segway and he is jogging pushing a stroller...that should be the other way around...

[@funfun5656]

@@marybetheby5184 She does plenty. Kevin is the go getter but Lauren is the structured one.

[@itsKristiii]

Graham is quaking rn

[@mexgirlmindy]

I'm ready for his video

[@modehfy1352]

The only beef I'm tryna see 👀

[@MBarberfan4life]

Finance Cinematic Universe

[@pawsnotclaws2772]

@@MBarberfan4life omg

[@RubenTrucks]

First thing that crossed my mind

[@TheSurferkid41]

Makes you think about things when they say they started “pretty much at zero with only 6-8k each” and you’ve only had that amount of money in your bank once in your life

[@kasivaraprasadkunapareddy7956]

Please help me plzz money please help my mother health paoblem sir please help 🙏🏻🙏🏻🙏🏻

[@kasivaraprasadkunapareddy7956]

@@Luis-ud6ln please help me plzz sir money help my mother health paoblem please 5 lakes money 🙏🏻🙏🏻🙏🏻🙏🏻

[@sjpublishing7596]

They didn’t even start with zero. One of their parents took equity out of their homes to help buy their first home. And then did it again. Plus loans their parents have given them.

[@kasivaraprasadkunapareddy7956]

@@sjpublishing7596 please help my mother health paoblem please help sir 🙏🏻🙏🏻🙏🏻🙏🏻

[@lstx1977]

@@kasivaraprasadkunapareddy7956 how much money do u need?

[@josephl6727]

Kevin is one the hardest working guys I've discovered. He is an incredibly inspirational human being.

[@iVince905]

Absolutely crazy to think how many millionaires youtube has produced.

[@abdoudiallo5475]

I think he was already a milionarie before youtube

[@x6da9crain]

@@abdoudiallo5475 not monthly til KZbin though..

[@abdoudiallo5475]

@@x6da9crain Yes sure that's true 👍

[@leifseed]

Google worth a trillion tho

[@abdoudiallo5475]

@@leifseed I don't get it , what does it have to do with this?

[@justingarcia6615]

Everybody gangsta until Kevin sends you flowers...

[@ricthoven]

Wanna buy some fish?

[@hotsauce69247]

And comes to your office dressed as an elf...

[@thalesthinks8493]

This girl is making a quarter of a million a year while also being a home maker, which allows Kevin to do everything he needs to do in order to get the giant income he has. They are both killing it. This is what you call a team.

[@AmandaVieiraMamaesouCult]

@@cheerslite He needed her family to get into the real estate business

[@AmandaVieiraMamaesouCult]

He is going to ditch her for a trophy wife in his 40s. It's not worth it to overwork yourself for a man

[@evakeeslar1766]

@@cheerslite your comment just screams misogyny. She got her real estate license to go into property management. And they flipped the first property they got together. They did all of that together, now he makes most of his money from KZbin.

[@archismanbasu9101]

@@AmandaVieiraMamaesouCult shove that misandry up your A...

[@oooonnn7050]

@@evakeeslar1766 if she wanted divorce she will take all KZbin money allomany why girl need men support she is so independent why government force men to pay all her expenses after divorce I think men should take charge and take all the freedom back 100year are enough being ripped of

[@chownful]

Him: "We started from nothing...my family was poor" Her: "My mother was a very very, highly successful property manager" 🤣🤣🤣

[@LaneSebringlive]

Kevin will be 95 and still working 16 hours a day with a smile on his face. This dude's energy is inspiring.

[@kimmak760]

Can it be adderall?

[@LaneSebringlive]

@@kimmak760 haha! His is natural.

[@jayfizzle2686]

Breaking bad anyone?!?!?😏

[@Bringitreal]

Charlie Munger is 94 and still going! Kevin is a machine. Positive spirt positive vide 24/7

[@ALXSSA]

I can't even be jealous because have you seem how many videos he uploads a day and the quality? Congrats on being millionaires before 25.

[@tracy_cakkes]

Right?! I get like three updates in a day

[@SilverTemples]

Doing THAT and still having a smile on his face?! I will have what he is smoking, please ☺️

[@MADLITS1K]

You guys realized he found a money cow with the stimulus update non sense and literally doesn’t update anything it’s the same video 4x a day to get max profit on KZbin lol

[@SilverTemples]

@@MADLITS1K Guys realized. Guys appreciate the hustle and don't mind milking the ads cow. Why not? He makes videos which earn him good living. Those who don't want to watch it - don't. There's a lot more to life than worrying about what a stranger is doing

[@MADLITS1K]

@@SilverTemples all he’s doing is click baiting people that are genuinely worried about their future... 4x videos of a bunch of nothing per day is alil extreme... I mean I get that he likes money but wow the lengths some people go to, no shame i suppose ...with the fake lifestyle in this video to 😂😂 give me a break lol these people really know how to put on a show for the stupid.

[@roseannemelissant2453]

Early retirement is the dream. I refuse to accept that I have to be at the end of my life to enjoy time freedom. Let's hustle to financial independence!

[@ciliniabalderas9945]

Just recently got laid off and it feels like i'm beginning from the scratch, i have been researching on investing and I came across an investor on an internet radio who mentioned making well over $450,000 in 3months with an investment of $230,000 I'm a beginner and i really would appreciate any insight or clue on how to make good results

[@norasidorova9905]

@@ciliniabalderas9945 You should have considered an alternative source of cashflow way before now, it is called futuristic planning 🙄

[@jesusantonio105]

@@ciliniabalderas9945 well you didnt have to be mean about it. It is a good time to buy in on stock, so just buy in on stocks.

[@roseannemelissant2453]

@@ciliniabalderas9945 As a beginner, I took a more practical step to learn to invest, I began through the guidance of a financial consultant and within 2 years, I have owned 2homes in the United states and car dealership all with the an investment capital of $150,000 so it is best to invest with the help of a professional.

[@ciliniabalderas9945]

@@roseannemelissant2453 Kudos, please who is your financial consultant and how can i get in touch?

[@robinsonmertilus5232]

Graham Stephan is salivating

[@JoshPitts530]

😂

[@RickyVenegas]

So is Graham Stephan

[@bn7613]

@@RickyVenegas lol

[@adrian.p_]

Lmaoo he’s definitely seething 😂

[@anolalobo5574]

He probably makes double the amount Kevin makes through YT

[@DoubleOhSilver]

His tie matches her blouse which also matches the couch. I like.

[@JC-zy5gg]

😂

[@AntwanAhmed]

V satisfying lol

[@EKSKE]

🤣

[@swagdaddyify]

Hallmark Family haha

[@cars9886]

No it doesn’t

[@friendsinlowplaces619]

It's official, kevin gotta be taking adderall lol

[@plantplants3036]

Lol

[@jjeverson2269]

Probably

[@zilahawkins9622]

This shows how successful you can be when you have good supportive parents who help you learn real estate and loan you money to start out. People who don't have that get stuck in survival mode for their whole life. They are very blessed. I hope they do the same for their boys.

[@Reiner914]

Exactly, this is something people usually don't mention, parents and the entourage we grow up in controls like 70% whether or not we can be a successful business owners. A person needs parents who are connected to the business/investment world or atleast a mentor who would teach them everything.

[@kumarmanjeet6704]

I am stuck

[@Khalooloo]

This. The whole we came together with $15,000 as young kids which shows anyone can make it seems so out of touch.

[@mayraz5625]

Inherited wealth and knowledge is so important!

[@moneybee]

I don't know what's more impressive... the $6M income... *or the idea to use a hoverboard for stroller walks with kids* ! That's innovation right there! Jokes aside, well done to this couple, they know how to hustle!

[@AntwanAhmed]

Couple goals lol

[@SAVAGEoLIFE]

Except you're losing the exercise benefits of being on the walk

[@sebastianvarlamav2]

"He kind of gets like a high from making money." I noticed

[@bryanfeliciano4102]

Who doesn't ? 😂 Nothing wrong with that If you make earning money into a game it becomes fun

[@AntwanAhmed]

My boy be high af all the time

[@jackieliu1232]

I mean, who doesn’t get a high from making that kind of money? I get a high from watching ppl making that kind money even

[@arandomkenyan]

So much better than getting high....and the dealer makes the money 😎

[@christopherviteri3603]

This is why you become a drug dealer so you can actually be high and still making money 😂

[@tabletoppery780]

I love how he goes for a run in the morning, and one in the afternoon, where his wife will join in on her Segway

[@1softkiss]

Totally Awesome :) I've followed Kevin and his wife on youtube for ages and he's an amazing guy that is always there to help the people and love his awesome videos :)

[@princeofstride5557]

Hearing his backstory and how nice a person he is. The family deserves it. I hope the children will grow up not spoil

[@luvtotrade2009]

The key to all these people making so much $ is to have a hit KZbin channel that discusses topics in Finance

[@jarettesuikowsky6742]

KZbin revenue is no joke. Amazing! Appreciate you providing transparency on this subject. Keep up the hard work!

[@mrsoup4112]

Im almost at the end of the video. And I have to say, the reason I have stuck to watching your videos daily is because I believe in you. And this video reassured I made the right choice when I purchased your youtube class for my daughter in the summer. Unfortunately, she still lacking the time to go through the course. 😭 Anyhow, I will get on her to start right away. She loves posting videos all over but she lacks the guidance to make the moolah. Keep up this awesome work and I wish you guys keep growing. Thank you for the great videos and time spent educating, informing and encouraging everyone that watches your channel. Happy holidays and a prosperous new year.

[@ChrisDAndrealifestyledesign]

I love how Kevin and Lauren’s gas expense is only $20. Shoutout elon musk

[@XclusiveChiq]

I drive a Honda mines is about $26 a month & my payments $100 🙂

[@liangchristina7919]

@@XclusiveChiq my Honda cost about $80-$100 on gas here in NZ, USA's gas is cheap anyway

[@XclusiveChiq]

@@liangchristina7919 what do drive? A Honda truck? 😂😂

[@SilverTemples]

My wife was like... WAIT, WHAT!

[@vipneat7265]

Get ready for gas prices to increase come January

[@BURGERYT]

You can’t hate him he’s all around a great guy and a great teacher 🙌

[@samad6695]

I actually hated him then I became a fan

[@daviddang82]

@@AMGF815 what is he lying about? Because he has a mortgage on his humble residence? why pay off the mortgage when he could invest it? Do you know how many shares of TSLA he has? Had he paid off his home, he wouldn’t have accumulated all them. Or just used those funds to invest in other things to generate more income .

[@AMGF815]

​@@daviddang82 I'm a former investor myself. Started when I was 18. Late 20s now. I'm now a startup founder because real estate is extremely boring and limited when compared to creating a business. There is only so much value you can add to real estate. You don't seem to comprehend the elements described. Any serious investor is going to form a company to do his/her investing through. That company - a corporation or LLC - will hold the titles of your properties. In other words, the properties they buy are in the name of the company, not their own name the way most people buy their personal residence. Do you know what an LLC is? Limited Liability Company. When you own rental property, a lot of it - it's just a matter of time until someone sues you. Then there are also lots of tax benefits to be had. Again, I'm not buying the $6 million in yearly income. The facts don't add up. Period! But hey, you're welcome to believe whatever you desire. You can even believe Donald Trump is a billionaire yet he is asking his followers to donate to help him pay for his lawyers. Makes a lot of sense to you?! Facts matter and they are clues to finding out what other people don't want you to know. Do you have any idea what a title search is? Every real estate transaction gets recorded much like when you buy a car and register it with the DMV. The database is available online. This guy is a "guru." Like Tao Lopez and many others, he figured out that he could earn more money selling info products rather than only doing what he "teaches" others to do.

[@venom5809]

@@AMGF815 Yeah I am pretty good with numbers and while I don't doubt he makes a lot of money, I am not so sure about the $6 million either. Regardless he's in the business of selling "The Dream" to people, 99% who will end up broke spending all their money trying to follow the directions of these guys. They are so many of them and they all sell the same thing, rinse and repeat. People like belonging to cults, especially in this country, the current administration is proof of that. LOL

[@michelleadams5609]

I don't hate him...but he does lie about his income, and holdings. He's perpetuating fraud and people are buying it.

[@anastasiabubnova7935]

She made it possible for him and for the family. She brought him to the real state business and gave him time to grow KZbin channel when it was not easy for her with kids but he seemed ignoring it and her. Any man will be successful with this women!

[@blurbthenerd]

They seem strangely platonic. If you didn’t tell me they were married and had kids, I wouldn’t even know they were married. If anything, I’d assume they slightly despise each other from her passive aggressive remarks about his work ethic.

[@anoukc6928]

They never mentioned that they were married

[@Sorel366]

yeah these kids just dropped out of the sky

[@NovaBeau]

They aren't wearing rings, so they either aren't married or they're just not ring people.

[@thanosthemadtitan5518]

It'ss called being professional. PDA is incredibly obnoxious. We don't need them to be all over each other to know they're a couple. That's just silly.

[@flight815]

@@thanosthemadtitan5518 you don't seem to understand that PDA is not the issue. Something is off about them and this video.

[@454lin]

OMG 😱 Meet Kevin is officially famous ‼️

[@LifeofKairo]

Kevin's got the filming/editing process so streamlined #goals

[@hampuskarrlander9533]

Yeah it's incredibly seamless and smooth!

[@directtoanne]

this guy is so happy and feel good that im not even jealous... get that coin boy. be happy. go live your life. he has the most positive output ever it makes me smile

[@makanamozo]

do you get normally jealous at any rich person? because you're gonna be forever jealous and unhappy

[@jasxfaith]

This is such a great video. I watch Kevin everyday so it was wonderful to get a glimpse into his families everyday life.

[@ProactiveThinker]

Next time you disagree with someone, send them some flowers

[@AntwanAhmed]

If you’re about that legal action!

[@Alonzo422]

🌹 🌸 🌹

[@Timtimzi]

i didnt even realize that got him in trouble with grant cardone

[@peoplecallmeAdly]

I dont agree. This is nonsense. So how long i have to wait till I get my flower?🤣

[@anoukc6928]

medium.com/the-10x-entrepreneur/clickbait-to-jailbait-when-10x-goes-too-far-baaf41660c45

[@eliskacharlottew.2408]

I will never understand why or how people can wear their outdoor shoesINSIDE their own home - especially on the carpet!! - when they have small children who are always on the floor! Don't they realize what dirt, car oils, and other things they potentially step in outside and track into their home?? yuck..

[@elizabethtimothy4776]

One of my greatest pet peeves!

[@ljay659]

I feel the same. I

[@MADLITS1K]

To be fair I only see white people do it. Asians nope, Hispanics nope, black nope , Indians nope etc lol

[@tiffanypittman04]

I agree!!!

[@2010drive]

I leave my shoes on until the end of the day. I’m not going to put them on and off 20 times per day going in and out of the house. As for your cleanliness comment I assume you don’t have kids otherwise you would realize how dumb comparison is.

[@tlbue32]

Great Piece on Kevin and his wife. I started watching him when he would run around with a handheld camera. Before he got big. They seem humble and it shows. Right on Kevin! Keep up the fantastic work!

[@yowsers6475]

This is motivation. Thanks for the motivating content!

[@FinancialBeanstalk]

​Awesome to see everything he's done and the man is a MACHINE! Wish I would have started doing what he talks about sooner but his videos are motivating!

[@andrewxiao1138]

Anyone else notice that those making average salaries are much more likely to have charity/donations in their budget than those making way more than they can spend?

[@asadb1990]

that is exactly why i don't pay tips, handouts, etc.

[@Fluuuv]

I really hope they donate to charity too.

[@matthewcole1188]

I think wealthier individuals are also more likely to make a single burst at the end of their lives rather than throughout. He earns a ridiculous return on his investment and the longer he waits to donate the more he can. I doubt he is going to want to just pass it all to his kids or spend it all.

[@thankunext1625]

Kevin donates to charity all the time. He even put up a fundraiser on his videos during the summer to donate to BLM and Food Banks struggling from lockdowns.

[@alecgalbraith5604]

He donates, but it’s not necessarily in their budget because they don’t plan to donate X amount of dollars each month, but rather donate when they see a need.

[@Aderynn]

They make so much and still the wife is working two full-time jobs. Props to her for making it work but that sounds so stressful

[@just1desi]

Right! What I gathered from this is he’s pushing her too hard, still hassling her during the day for his stuff even while she has kids up under her and her own property stuff to do and it seems no cleaning staff help. And that now on top of it all his office is home so he’s underfoot and prob has no clear delineation between his work day and home family time day. Whatever that lie about intending to stop at five.

[@ipromisethatserendipityisa9656]

Some of those money should be thrown to housekeepers. She looked so stressed.

[@just1desi]

@@ipromisethatserendipityisa9656 he strikes me as a MGTOW with a family. He is just not ready and has no understanding of what a woman has on her plate. Plus he’s cheap with his family’s basic comforts. A babysitter is a whole job that his wife functions in as well as housekeeper as well as homeschooler. Tell me why he hasn’t hired her a helper. He needs to be a late forties early fifties trophy wife husband. Likely he still will be... she’s gonna build with him until she’s run into the ground and then they’ll split when she’s fed up or he has his midlife crisis. Hopefully she stands up for her needs before that extreme.

[@dahliahardiee8129]

@@just1desi they are saving money that s why they are not hiring cleaning staff lol

[@just1desi]

@@dahliahardiee8129 I get that, but she also needs to save her health and her sanity. I don't think they need staff, but someone to come in one or two days a week to do a general cleaning, is not a big ask for a wife with what she has on her plate. And that doesnt have to cost an arm and a leg if they pay minimum wage.

[@cletusvandamme175]

When I first started watching him I thought he was older. Hes very knowledgeable and I listen to him whenever I can

[@LifeofKairo]

Best thing about this is getting the behind the scenes at Kevin's studio!

[@jetah50]

his youtube course shows more of it!

[@LifeofKairo]

@@jetah50 Nice but does he give alternatives to the $150,000 of gear he invested in? 😉

[@jetah50]

@@LifeofKairo yes. and it's been added to over years, just like any other tool set. matter of fact his first video in the course is "use your phone, they do have great cameras"..

[@timmoe3370]

His setup be legit though

[@gwenbby2]

All I noticed was their body language and how far apart they sat away from each other 🥴

[@jlina]

They're always like that, feels odd

[@nuvie69]

It's called social distancing.

[@TheCinnamondemon]

@@nuvie69 lmaoo

[@Ednet34]

@JONES That is an Interesting thought and you might be even right about that. Im German myself and here, a lot of people act differently according to how they are at home and how they are in Public. At home, we all have our privacy and in many times go to an extent with it. I dated quite a few girls here and what can i say, they are very, very open minded about Fantasies, sexual Prefrences and trying new things in Bed. But outside of our Homes, we behave sometimes a bit too professional. It all depends on where you are in the social ladder. Non-Employed People are different than Engineers. Im an Engineer :D

[@sb-nyc]

This is what it looks like when a relationship is a business.

[@jeonghwaseo9936]

When everybody is surprised by their wealth they made, but am I the only one surprised by the way Kevin looks at Lauren when she talks? His attitude tells why he’s such successful

[@aruzhananarbay9988]

I’ve been watching several videos and this one of my favorite. The family is extremely optimistic, not looking for any excuses and working in order to live their best life . I admire that kind of people who are aware that everything is possible but you should make an effort and it will happen. Looking to his comment , he says that lives in a great country with a million opportunities. Well done , super frugal and don’t pretend to be someone else . Millions of people says that they don’t have a free time to working out but looking how he’s multitasking and putting some exercise between business just got speechless. God blessed you , do not forget to enjoy your life, tomorrow isn’t promised!

[@daviddeutscher2022]

Just here with the other Graham Stephan fans smashing the Like button and waiting for the reaction vid.

[@lvickers966]

Truth!!

[@seksiekay07]

Here here

[@SilverTemples]

Reaction to a reaction of a reaction 😄

[@christinagurchinoff1517]

Oh is that what you do to that big ol guy? 😂😅😅😂😂😅😂😅😂 omg this is tff

[@JoseHernandez-or1qe]

I’ve been watching this guy for a few years. I’m amazed how smart and hard working he is. I wish I had his drive. Congratulations Kevin!

[@iankohen1876]

This is amazing story I myself never knew about Kevin! I don’t watch KZbin much, but I really enjoyed this story. I hope everyone has a great day that’s seeing this. Shalom🙏

[@boat_shoe_bobby]

When he said “wait for it” my heart dropped 😳

[@paddygalloway8780]

Kevin seems like such a nice and likeable guy. I think that goes a long way...

[@pat564]

Very long way. These people are very likeable.

[@barrymckeown5783]

100%

[@pitech4446]

Kevin is as real as it gets. His wife needs to work out more

[@funkingitup1805]

He doesn't seem a little bit slimey to you?

[@hampuskarrlander7492]

Maybe he's the next KZbinr you should do an analysis on? ;)

[@zakinur14]

Love Kevins work ethic, definitely inspires me to do work harder in life. Lauren makes a great point, at some point, you gotta just enjoy it! Great vid

[@BlindtoBillionaire]

Amazing story, this is so inspirational! I love this, absolutely amazing! Keep it up, I would love to see a follow up to this in about a year!

[@miked7212]

Hey Matt!!

[@mvaracutit7301]

This is where I see my self in about 4-6 years, in my own way. Congratulations on your accomplishments and family

[@Je.rone_]

Meet Kevin it's about time!!!!!!!

[@CalebOliver]

It was really a great video!

[@syguzman5739]

😁😁😁 Black Vito!

[@sheraziqbal9556]

This video is basically an advert to open your own KZbin channel

[@mattshaw6259]

That treadmill desk is brilliant 🤤

[@Uberrimaefidei]

Very inspiring! Thank you so much for all your advice, tips, and transparency! ♥️

[@AaronMorris611]

I admire their work ethic but she seems overwhelmed and stressed. I would too if I had to think about 2 kids, 8 zillion properties, AND not falling off of my futuristic hover board 😩💀

[@Manisha-wl9wi]

I thought the same...my pet peeve is when mothers say "I'm a full-time mom...oh and I have a career on the side" and where the husband is like "I have this million dollar career...oh right and then there's the kids that I hang out with"--I know he spends time with his kids, but playing with them and taking care of them are two different things. I told my husband that WE are going to have kids together. If he has a busy career, then I'd expect him to cut back his hours to take care of them just like I would have to do.

[@nkoonkukoo]

@@Manisha-wl9wi Depends on who's the breadwinner though? Breadwinner can't cut back hours at work especially when there's now more people living in the house (More people =more expenses). You have to be realistic and stop being emotional.

[@ipromisethatserendipityisa9656]

They can afford hiring lots of housekeepers and a butler. They can still be hands-on parents while outsourcing other tasks. What's the use of all those cash lying around if you look 10 years older from stress?

[@kiad3001]

😂😂😂😂😂

[@terseandtiny1746]

@@Manisha-wl9wi you also have to think about the burden of being a breadwinner. There's pressure to get more so that your family is always fine. I'm both breadwinner and solo parent, so the pressure is double.

[@Wrbikers]

Everyone later today , “Reacting to meet Kev living on 3 mil” 😲

[@eliannylantigua4464]

Graham tomorrow

[@hampuskarrlander9533]

@@eliannylantigua4464 Andrei Jikh after!

[@Lowkeyyshorts]

Lol so true 😂😂

[@moraleslauralucia]

Good for Kevin. He's really helpful. I did not like him at first but I do now. I have learned a lot from him.

[@JJ-yu6og]

I so appreciate that their climb and financial situation haven't changed their characters. They still have their integrity. They seem very grounded and grateful for their wins. They aren't spoiled brats. They're not arrogant.

[@freedominabudget]

Love seeing behind the scenes of your KZbin studio! Your work ethic is incredible!!

[@DeepDataInvesting]

Amazing! Well deserved for Kevin! Crazy work ethic and helpful resource. Hope to be in his position one day! Just want to help folks understand how to invest in valuable companies!😄📈

[@diazjr1975]

Thank you for sharing this. Your hard work has shown me it can be done. I would see you driving around here in our neighborhood years ago. To see what you have accomplished, is magnificent.

[@TheRealEstateInvestingAcademy]

Great to see the grind but also the family element. Keep up the hustle!

[@Teannaschannel]

I cannot wait to see his breakdown!

[@Teannaschannel]

@Harshit Kapoor USA

[@Officialerikledezma]

Aw he didn’t mention the life insurance or Webull promo at the end 🥺

[@SilverTemples]

I think we have a hostage situation. No time to wait! QUICK! Call Graham!

[@briannicepianoworship8944]

Or the same stimulus update from the 6months

[@davidpham8748]

He promote them to make him money, doesn't mean he is using those trashy companies :))

[@chilidog73]

You guys blow my mind. You deserve all of your success!

[@vsar1938]

That treadmill while working on the computer is the most brilliant thing I have ever seen.

[@kolabrou]

DEBT on rental properties?? DaveRamsay just left the chat

[@chrisparker9672]

GOOD

[@FatCatProductions2020]

Dave Ramsey head explodes

[@RealMenRealStyle]

LOVE this - great immigrant story - families like this are the reason America is so prosperous. Congrats Kevin and Lauren!

[@syguzman5739]

Antonio!!! 💚 Wow! Didn't expect to see you here!

[@jasmakkarphdcanada6861]

*VERY NICE STORY ABOUT HARD WORKING KEVIN AND LAUREN. I ALSO LIKE WATCHING* #Mandeepvlogs *SHE IS A PLEASANT AND HARD WORKING TV ANCHOR AND HER VLOGS ABOUT PUNJABI CULTURE AND VILLAGE LIFE ARE JUST WONDERFUL!*

[@barta5ot-395]

and debt as well

[@mofosoto]

Right?!?! So many born Americans don't realize America is the best opportunity to prosper in the world!

[@carkod]

but then you got white supremacists storming the Capitol...

[@olisaclaire5818]

Millionaires stay rich by making productive moves like investing but personally I recommend you do a background check up on your source before investing, Ensure You are investing through a solid foundation source to avoid losing funds

[@nicholasroy9855]

Absolutely right,i have lost a couple bucks trading with numerous rigid traders on here,I’m still trading and learning to improve my techniques but in the end i need to establish a more reliable source to earn through

[@olisaclaire5818]

Through my years of trading and research the most valuable insight was getting in touch with pro trader wilson and getting my first profit through her,she is a licensed broker you should contact her i trust she’ll help you earn

[@olisaclaire5818]

Ellenwilson020 @ g m a i l . c om

[@jacksondougan476]

I saw comments saying I should contact wilson for trades few months back,At first i was a bit skeptical but eventually i gave her a trail with my minimum investment i got huge profit

[@iDelta77]

Its amazing how humble and relatable they are. Please don't ever change. Please

[@rsbharadwaj]

I feel like his wife is low-key signalling that she needs more of him than he is willing to give :|

[@hollystiener16]

Yeah, something is up.

[@Steve-sz4bh]

True, he could do so much better though lol.

[@keniabernard]

@@Steve-sz4bh uh oh.. not nice!

[@keniabernard]

Their body language is saying a bunch too.. they leave a huge gap between the two of them in every scenev

[@LBellatrix]

I was coming here to say exactly this. Her last statement in particular was very telling. How much (money, drive towards money) is too much? Be careful what you wish for...hope everything works out for her and the kids as well as for him.

[@somedude1818]

I hope Grant Cardone doesn't find another reason to sue Kevin after this video 😂 But man, the true mark of success is loosing a million dollars on a failed business, and 100,000 in legal fees to Grant Cardone and Dave Ramsey, and not even flinching 👍 Kevin is my hero.

[@Riley-Thurm]

lol gotta love Kevin's honesty. "The idea of kids is better than the reality" :')

[@EricFinanceTips]

Great video CNBC! This guy is the ultimate model of hard work and conviction. Glad to see his success paid off handsomely.

[@dispassionateobserver]

Meet Kevin is the GOAT. I've been following his channel since early on.

[@wumeg]

He’s definitely a hard worker and earner but she doesn’t get enough credit for legit working 2 full-time jobs (and probably most of the the emotional labor of the day-to-day). This couple is not balancing duties at the stage of life they are in.

[@darith770]

Their business pays her $245k/year while Kevin gets $100k from the business...it's balanced now

[@katieakin9397]

@@darith770 higher income doesn’t matter when you don’t have time to do anything with it

[@CHAOS_6E]

I live in the same county as him. I haven’t even heard of him until I watched this video. Just goes to show the world is a huge place and that success is possible.

[@eshaxcx]

Lmao the US is the size of an entire continent how would you know him skskskskskksk💀💀

[@katieakin9397]

@@eshaxcx county, not country

[@eshaxcx]

@@katieakin9397 embarrassing😭

[@katieakin9397]

@@eshaxcx :-)

[@eshaxcx]

@Bröther May I Have Some Lööps its okay😹

[@idrissamorehouse5776]

Love Kevins energy -nice to meet and see his family work flow - great piece on a great family!!

[@Philip8888888]

Holy crap! I didn't realise how insane his recording set-up was! Nice!

[@JustMar]

Just waiting for Graham to react to this 😂💕

[@abbyhenderson9574]

Mar!

[@Abby_cat47]

Same!

[@SaL-ep7zb]

Who's Graham? LOL

[@GrahamStephan]

Coming soon ;)

[@MayaKanaKa]

Graham should ask Kevin about the budget line “ loan to Kevin’s dad”......

[@geocyo8835]

He's like if a beagle were a person. I really don't understand how he has that much energy and focus. He really is super-efficient in that way.

[@AT-xm3jc]

German efficiency my friend

[@Ibeonit]

Drugs

[@sjpublishing7596]

C O C A I NE

[@satakieli13]

More like a Jack Russel

[@geocyo8835]

@@satakieli13 thank you, baby. That's what I meant. LOL

[@annaalessandro376]

I think this pandemic has taught people the importance of multiple streams of income, unfortunately having a job doesn't mean financial security. I really appreciate the transparency and giving people a fighting chance during this troubling times.

[@obinnafrank8394]

Yeah. We learnt the hard way 💯

[@jubrilusman7477]

Did you know that the level of unemployment has increased tremendously since the pandemic? We should learn to create multiple streams of income and not depend only on monthly salary and wages.

[@thomasgolden1081]

@@jubrilusman7477 Diversification of Investments is really a great idea for multiple streams of income.

[@leofreddie7278]

@@thomasgolden1081 Yeah that's right. I'm into stocks, Forex trading, property and making good profits from them all.

[@greben3396]

@@leofreddie7278 I had interest in forex but I was discouraged after I lost over $11,000 doing that on my own😔

[@travel9two557]

They seem like they are/was in a platonic relationship. She tries to hard to sound happy. But he loves what he does and loves to make money. So I ain’t complaining. Nice job! But take a break and travel the world with your wife and kids one day

[@robynw8223]

Yeah, weird they each talked about how much they make instead of collectively and they sat so far apart from one another on the couch.

[@prncessbaby16]

He's always making KZbin videos so she's probably alone with the kids all the time.

[@terseandtiny1746]

They are being filmed and he's German.

[@thirteenwolfies]

And she keeps saying “my children” instead of “our children”

[@trey8872]

I also noticed that neither one of them wears a wedding ring.

[@AAA-vk4wh]

Can't believe he's 28, he looks like he's mid 30s

[@arishem555]

It might be a trick, to trick everyone and pretend that he is so young ;). Who knows ... this is KZbin. Everyone could be anyone here.

[@_baller]

Lol that's not a big difference

[@Heritagepostfarms]

So does she

[@adrianmoore5677]

@@rcc8506 lots of hard working successful people, look their age.

[@chrissmith8469]

Man child

[@Rayram555]

I admire your energy and passion. Good job helping people through your experiance. Thank you

[@AJCNFHEWT]

You guys are an inspiration. Great to see a family excelling like you guys are.