How Do I Become a Rancher - Part 4 - Financing

[@apallok54]

I work on farms and am a young man. With big dreams of owning one. I am afraid in today's world it won't happen. But I pray..

[@c_coppinger238]

Very real concern.

[@karenkissick6884]

Keep your dreams in your sights and pray...where there's a will and a prayer all things are possible.

[@sandib4234]

@@karenkissick6884 Right 💞

[@dannybrewer4236]

I feel the same way

[@davilynwentzel9551]

Never give up. Keep praying.

[@robinjchambers845]

I know the path you went and frustrating fire walls you faced …….I’m a retired Banker and dealt with farmers for 43 yrs. And appreciate your candid story. Glad you found the right fit for your financing needs. I’m sure KZbin provides a regular revenue stream to provide the financing company confidence in repayment abilities. Been watching you for 3 or 4 yrs and like your story. You will succeed!!

[@OurWyomingLife]

Yes, frustration accurately describes the whole process till we were able to get help and guidance from FBN. Thanks for watching Robin.

[@karenladwig3856]

I have been with you for many years and enjoy watching your children grow up. progress of your ranching and I like to see the animals and how you raise them,

[@BBKERNSALLNhomestead]

Now that is just the best news!!!! Mike ,Erin,Jeff, Carry the future of the ranch is now in all your hands. Can't wait to see how the ranch grows. We are fans of OWL for life!!!!!

[@bevwood8210]

OMG! I love how Cracker Jack is peeking in from the side and the others standing behind you like they're ready for their close up! ❤😊

[@OurWyomingLife]

LOL Bev, I think some of them are craving a bit of attention.

[@jajablonsky]

Mike, Very happy you and Erin never quit, even though you hit many obstacles. This truly shows your dedication to your family and your beliefs in providing the best product to put on people’s table. Thank you for everything you do and sharing your journey with us.

[@OurWyomingLife]

Really appreciate that jajablonsky.

[@rdyardie]

Thank you for sharing your story. It has been a tough time but you are making headway. You are a farm family that works together. Your Wyoming Life has become "Our Wyoming Life". We appreciate being a part of your journey. Best wishes for your continued success. 😊

[@seansimmons822]

I know that blonde cow will never be replaced, but number 2 has really become a center piece on the videos along with Bambi!

[@evelynmueller6523]

Wow. This was jam packed with great information. FBN is also up here in Canada for those interested. And anytime I come across another channel that has to do with ranching I ask if they know about FBN and all they do. Such a great company. I am so happy for you to have worked with them to be able to purchase more of the ranch. Thank you, Thank you, Thank you to all those that partnered with OWL in this crazy adventure! Thanks Mike and take a breath.....and raise a glass, Cheers!!

[@OurWyomingLife]

Thanks Evelyn.

[@deblarsen8528]

Mike and Erin, Congratulations on becoming land/ranch owners! You have worked hard to get where you are now and you deserve the best of everything! A BIG THANK YOU to Rita for giving you the time to work out the financial part of this process! And to FBN..... Thank You for making this possible! Gilbert would be proud of all of you! God Bless You and God Bless Our Wyoming Life! Until your next video ~~~ Stay safe, healthy and happy! 🐄🐃🐂🐃🐃🐃

[@oshkoshdom2197]

Quite the life story, 15 years ago came to help with virtually no ranching experience to now owning the ranch. A success story that you can pass on to your children and their children.

[@OurWyomingLife]

Thank you Quin.

[@frankdodgee]

Don’t get stressed. If anyone can do it, Mike can!

[@OurWyomingLife]

Appreciate that June. Stress just comes with Ranching. Have a good weekend.

[@bonniebrooks3173]

It takes many partnerships and much cooperation to become a ranching family!

[@OurWyomingLife]

It does. The more the better Bonnie. Thanks for watching.

[@beerbuzz62]

A BIG CONGRATULATIONS to OUR WYOMING LIFE,you deserve it!!!

[@tammycox9789]

If anyone can make a ranch work it's you and Erin.

[@OurWyomingLife]

Thank you Tammy Cox.

[@austinpatterson1352]

Our wyoming life one more question and I hope your hayfield and pasture are growing with that rain and sun your getting and congratulations Mike and Erin

[@tommymays7781]

I'm going have to say I have watched y'all around 4 years because I wanted some of that life but we never made it . I have been a truck driver over 45 years , but when I'm around a range I for a minute think that a dream. But this was your best show for me . I know that it's been a long hard road for you and your family but you have done a great job, so keep up the good work . God Bless you all.

[@marilyndevazier9559]

I love watching you for 3 or 4 years .Im so glad you and Erin lets you be with you all thur everything. You are real people showing us all the hard work you two do ever day .So thank you for leting us know the good and the bad . You will make it Thank you for sharing with us God Bless you.

[@susans9617]

All I can say is God Bless! Huge hugs from us to yours, sincerely, the Schooler family.

[@kchonie2500]

Excellent video, I particularly liked the snake slithering by on your right side (toward the end of the video) and the cow looking at it as it went past and then it moved behind the cow. It looked nonvenomous (a bull snake maybe)... :) Time 15:53

[@OurWyomingLife]

LOL Snake? What Snake?

[@patriciaamado6698]

😂

[@wykeishacraft6820]

Hi to Our Wyoming Life and all others too.😊 Thanks for sharing with others on how to become a ranch😊😊

[@jamesupton143]

Mike the knowledge you possess blows me away. You have learned the lessons of being a rancher. Great job Mike.

[@OurWyomingLife]

Thanks James. We all learn something new everyday.

[@MLou812]

Congratulations in your effort to keep this going. I know all of you’re You Tube family are with you.

[@austinpatterson1352]

Our wyoming life I am so happy for you and Erin you guy's are amazing and keep being you guy's and have a great weekend.

[@karenkissick6884]

So glad you shared this. While I am too old to begin ranching....it is great to hear of such wonderful ways to help ppl get started. May the good Lord keep a guiding hand on your Ranch and Family.

[@OurWyomingLife]

Your welcome Karen. We hope that this video give some direction to those who are looking for that. Thanks for watching.

[@BillTheTractorMan]

I'm glad you found a happy ending, Mike & Erin. You are doing the nearly impossible! It is crazy the world we live in and the way things are going. You have solidified your slice of the earth and an opportunity to live yours and many others' dreams. Congratulations!

[@OurWyomingLife]

Thank you Bill.

[@ahuvachambers3333]

Congratulation! I am extremely happy for you all. May the power of ranching grow stronger and with great prosperity for you. 🥂🐮🐷🐐🦃🐔🤠👩‍🌾

[@davem7378]

Mike. You never cease to amaze me. While not a rancher or farmer myself, I am always impressed with what you and your family do. Keep up the good work.

[@genewileyopa]

So glad it all worked out for you guys. Enjoy listening to you explain how things work. I was listen so close and then all of a sudden your head blew off and actually scared me. Thanks Mike For sharing

[@OurWyomingLife]

Thanks Gene. LOL My head blowing up was kinda symbolic of the journey we went through getting it all together! Thanks for watching.

[@territn8871]

SNAKE, SNAKE...at 15:55 time bar. Just before the end, a huge snake slithered right by you, headed to the pond. The cow to your left was actually what made me look. I noticed her staring at the ground...watching the snake. Scary. What kind of snakes do you have on the ranch? Thank you, Mike and Erin, for turning the ranch into a great business model, and for making it possible for us subscribers an opportunity to buy meat from the cattle and pigs we watch grow up on your ranch!! It's a delicious way for us to buy OWL meat and know how it was raised and cared for throughout its life!!

[@robertanderson2118]

Mike At the last of your video when you were talking by one of your cows there was a long SNAKE crawling on the ground just back of your right side. Your black cow saw it but you did not.

[@Digeroo123]

Interesting thank you. I am glad you manage to purchase more of the ranch. It sounds like it was a good think that Erins mum could wait for you to get sorted.

[@kathynorris5064]

Congrats to you and your family. I look forward to you sharing bits and pieces of your life on the ranch. Thank you

[@nitapachulski9758]

Y'all have came a long way Mike with a lot of hard work,sweat,an tears. Y'all have done a great job. I love your videos an all you do for your family an animals

[@OurWyomingLife]

Its been quite the journey Nita. Thanks for being here.

[@RuralRidesGarage]

FCS Financial has been great for me. Good to know about FBN if I ever get the chance to expand I’ll definitely keep them in mind.

[@michellewhitaker6128]

You guys have the friendliest animals not to mention cutest! Your kids are the best I love how they help you on the ranch. I hope Ethol has her baby soon! I really enjoy your 30 in 30.

[@austinpatterson1352]

Hi our wyoming life I hope all is well my day is always better when I turn on your videos. I love your channel and I hope you have a great weekend.

[@mattcburns]

The first videos in this series are what sucked me into following your channel, so excited to see part 4!!!

[@OurWyomingLife]

Thanks for sticking around, and watching Matthew.

[@theresakelly3747]

Congratulations on getting yourself a piece of gods great earth and animals. You are awesome to listen too. I love your channel.

[@OurWyomingLife]

Thanks Theresa.

[@Hemidakota]

As Marines, we always have a main plan, a secondary plan, and a tertiary plan-Plan A, Plan B, and Plan C. I been using this model for everything - LOAN especially.

[@californiadreamer2580]

Super informative!!! Thanks OWL, and to FBN for assisting our favorite ranching family!

[@OurWyomingLife]

Thanks for watching California Dreamer.

[@codywalker9286]

Been following for a long time I remember when you posted the first in this series. Glad y’all have stuck around even my wife and kids like to watch your videos with me.

[@OurWyomingLife]

Thanks for watching Cody. Thank your wife and kids for me too.

[@lonvansickle2863]

Congatulations keep up the great work . Always informative videos as well.

[@lindagentile2380]

Very informative Vlog Mike... 🎉CONGRATULATIONS Mike & Erin on closing & tying up all loose ends🥳🎊... Thank you Rita for helping to make this lifestyle possible for Mike, Erin & their beautiful family... GBY ALL 🙏❤️💙💖💖💙...💖...💙🤗✝️

[@sandib4234]

You guys are awesome and like you say take a deep breath when needed. 🚜♻️🤗

[@OurWyomingLife]

Thanks Sandi B and yes take that breath!

[@tinykirkwood5494]

So happy you guys will pray that your business continues to grow.

[@OurWyomingLife]

Thank you Tiny.

[@dhansonranch]

Good job Mike. Very informative.

[@austinpatterson1352]

Our wyoming life your channel is my top favorite and I hope you have a great weekend is there a video Saturday if not all is good 🤠😀

[@nancypreston9926]

What a great video today. Wonderful info for current and future farmers and ranchers. So happy for Mike and Erin. You both have the calling to be stewards of the land and your animals. God Bless from Southern Oklahoma.

[@OurWyomingLife]

Thank you Nancy

[@johnmccutchen1787]

Thanks Mike for sharing your story with us.

[@Dan-qy1rg]

You have a great amount of knowledge on this topic, so thanks for sharing that. I hope all your plans go great, we need all the farmers or ranchers we can get, younger folks like you. Good luck on your future plans, I hope you are very successful. Thanks again Mike, and I hope you have a great evening!

[@OurWyomingLife]

I did learn a lot going through the process, Thanks for watching Dan.

[@robertstock6493]

So happy to hear you found a way to make it happen!! Good luck, from what I've seen I think you will succeed.

[@OurWyomingLife]

That was a bunch of head scratching, and trying to make it happen. Thanks for watching Robert.

[@22video11]

Great video Mike, very informative. With land values as high as they are, it must have been a tough process. Hey, did you notice the large snake right behind you at the end?

[@territn8871]

I wondered if anyone else saw that huge snake sliver right past Mike and past the cow. It was actually the cow that made me stop and look. I noticed she was staring at something on the ground. Then I see the big snake. I wonder what kind it was...water moccasin since it was close to the pond? Was it poisonous?

[@audreye7078]

Lol.. yup... good for Momma keeping an eye out.. glad it was quietly getting out of there...

[@selfretired3025]

That's an interesting, important piece if information to your story... and OWL's future. All is good. 👊❤

[@Dan-yw9sg]

A great series Mike! There is a lot of knowledge here and well worth taking the time to soak it up! Thank you Mike for all that you guys do for the community!

[@OurWyomingLife]

Glad you enjoyed it Dan 821.

[@jonmeans8807]

Right on! I am so happy for you and Erin😊

[@OurWyomingLife]

Thanks Jon.

[@anthonydolezal6627]

Thanks for the insight Mike! Keep Smilin!!!!

[@lindapeterson7166]

Hi Mike Erin & family,a very informative video!You both are such an inspiration to many.I love every video you put out.Take care & have a great week end!🌷💕🌷

[@OurWyomingLife]

Thank you and I appreciate that Linda Peterson. Have a good weekend.

[@bessiewilson1784]

Erin I hope you had a wonderful Mothers Day

[@randallkerns2127]

Awesome news!!!!!

[@OurWyomingLife]

It sure was randall.

[@cadenlear4644]

Awesome the long awaited part 4! You and Erin are inspiration for so meany! Congrats for everything you’ve accomplished!!

[@OurWyomingLife]

Thanks Caden.

[@terryeabbott7554]

Congratulations Mike , Erin and family. A major milestone on an exciting journey. I come from a farming)ranching background and I have to say things are so much different. I love your business plan.

[@OurWyomingLife]

Thanks Terrye.

[@bettyrickert7272]

Wow Mike that was so well done. Thank you I really enjoyed hearing about how this all went along. Yaaaaaaaay FBN. 👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼

[@OurWyomingLife]

Thank you Betty.

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend and I thank you guy's have some beautiful land .

[@roncarlson8061]

Great video Mike, not for me to be a rancher, but i love your videos, enjoy each and every one of them.

[@OurWyomingLife]

Thanks for watching Ron.

[@susancraig-conger9464]

Very interesting. I grew up and returned to this ranching area here in Eastern Oregon. Knowing what is happening to the farmers/ranchers is scary. Not knowing where your beef/pork/chicken meat is coming from is a worry that everyone should be concerned about. Moving off our small farm and having to rely on a store for meat was not something as a child I ever thought about. Now I am happy that I can get my meat from a local farmer. I can drive out to see the animals feed, to see how they are cared for. The list goes on. I do hope all see and listen to this series as it is eye opening. All adults now need to make the decision, do we buy from a store that can’t tell you anything about where that meat come from, or ask a farmer/rancher how he raises his product. Please ask a farmer/rancher as it keeps them in business that they love and good food on the table.

[@OurWyomingLife]

Appreciate all that Susan. Buying from a local producer will change how you look at what your consuming, and being able to feed you and your family the best products available. Thanks for supporting you local Rancher or Farmer.

[@deblarsen8528]

@@OurWyomingLife We find buying locally produced food, meat and produce is the only way to go. Keeps our money in local businesses, not big box stores.... Small businesses are AWESOME!

[@joanneganon7157]

YaY, I am so Pleased Mike and Erin🎉. While not knowing I prayed that all would work out for the Positive❤. Blessings for your Future🤗. JO JO IN VT 💞

[@henrideclercq7338]

That was awesome thank you for sharing. Great information . God bless you and your family .

[@OurWyomingLife]

Your welcome, and thank you for watching Henri.

[@austinpatterson1352]

Our wyoming life FBN is amazing and so are you guys I hope that you guys are doing well.

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend and congratulations I am happy for you guys and did you guys get some new heifers the ones with the red tags

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend and my day was not great and like always your videos help me out

[@anny6786]

How many saw the snake over his right shoulder at 15:52? Cow is watching it.

[@OurWyomingLife]

LOL I didnt! LOL

[@thetraveler5798]

Happy 🤗 to hear you R moving along 👍Mike❗ Best wishes 2 d Boss Erin 😁/💚🌹💚 and Blessings 🙏 To the whole Family in the Ranch ❗😎🤙

[@smmalonesc]

Awesome talk, learned a lot 👍.

[@austinpatterson1352]

Thanks for sharing our wyoming life I hope you have a great weekend

[@lrwerewolf]

I have been struggling to find the financing for my dream for so long ... so long ... I'm sobbing as this video wraps because for the first time in a long time I feel hope about this dream again. Thank you for sharing this series. I'm an older sorta fellah (44 as I write this) so there's a very real sort of reality-deadline that if I don't achieve this in the next few years... I may not have the time to do it at all, and all that's been holding me back is the funding.

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend and congratulations 🤠🥳

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend.

[@christinestephenson1742]

We bought our land through Lone Star Ag Credit in Texas. They only loan on rural places with acreage. It was a great experience and wasn't hard at all. I would definitely recommend them. Our loan is now paid off. FBN sounds great!!

[@OurWyomingLife]

Awesome to hear that all Christine. Thanks for sharing your experience.

[@IICorinthians57]

About 3:50, I became discouraged. Then that voice, in my head said, "Really? Your already giving up? Wow!" Haha. (This is an adventure, I'll be starting out on my own. By myself; no partner, no family that would want to do this, just me.) Then you said something about building a community. Yelp, there goes the excitement again! Scary and exciting!Thank you!

[@yli8888]

Thanks!

[@OurWyomingLife]

Thank you Sam Li!

[@ednorton678]

it was at 15:45

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend and I enjoyed the video and I hope you have a great weekend.

[@TheKayc136]

It must have been such a worry when Erin's mother decided to pull out the farm. Bless her though she probably didn't think you would have had any worry sorting out finance with all yours and Erin's experience. Have you thought of setting up a Patreon account on KZbin. I follow other channels that have them, starting from just a few dollars a month and going up depending on membership. It might bring extra income although you probably would need someone to run it ad you both have your hands full! Just think, what a wonderful legacy you are passing down to the children. Xx

[@OurWyomingLife]

It was a pretty stressful time for both of us, but we didnt give up on our dream! Yes, to the Patreon question. You can find us at Patreon/OurWyomingLife.com. Thanks for watching Kay CL.

[@richardsims3092]

I got our farm thru the USDA beginning farmer program over 20 years ago. It was a 40 year loan with no money down. It was a great way to get started. if i had known how much money is out there with all the different programs I would have brought more land at the time. You have to do some research to see what is out there

[@teresaterrill]

Wished I was there right now I'd give anything 😢 to be any where but here in Arkansas. Prayers for all. 😊.

[@marjoriestanley340]

Congratulations Mike & Erin.

[@OurWyomingLife]

Thank you Marjorie

[@candacecaleb-yk4mt]

I am so happy for you and your family ranch! Keep up the good work. Doing the happy ranch dance😅

[@OurWyomingLife]

Thanks Candace. I did a version of the happy ranch dance when we closed too!

[@melanielytle3966]

Holy cow that was a big snake slithering next to you. Even the cow that was behind you noticed it. Good informative video

[@richardbeach8632]

Congratulations guys on your closing !!!!!

[@tomstreet5266]

I live in Chicago, but was a great explanation of your issues to get to this point in your lives. We all have anxiety about things in life but its a heck of lot more when you have little ones (I'm old and can say that looking back). One of the reasons I watch. Remember, no one on their death bed said, " I did to much". Do it all !!!!!

[@OurWyomingLife]

Thanks Tom. Yes we all do to some anxiety to some extent. To me the key is being able to control it! The other one to add there "Ive never seen a U-Haul behind a hearse"

[@louispaparella5766]

@@OurWyomingLife or a Brinks truck!

[@tomstreet5266]

You guys do a great job in what you do. 110% behind your success

[@rodneywroten2994]

you are a smart man Mike

[@austinpatterson1352]

Our wyoming life I hope you have a great weekend and I enjoyed the video

[@dawnjanes8171]

Congratulations 🎉🎉

[@austinpatterson1352]

Great video our wyoming life and I enjoyed the video .

[@debmyatt108]

Wishing you all a bright future!

[@OurWyomingLife]

Thanks Deb.

[@anthonytrevino341]

By living vicariously through the Galloways!

[@bencarlos2555]

Congratulations.

[@OurWyomingLife]

Thanks Ben.

[@anthonytrevino341]

Where’s the ranch at? I drive truck over the road and deliver food throughout the country for Azure Standard. I may come to your town sometime and be able to say hi. Not sure. I’m new here and we have a lot of routes. Good video. Be blessed

[@geraldwhite6029]

Wow so happy for you all🎉🎊🎉🎊

[@OurWyomingLife]

Thank You Gerald.