How much money is F YOU money?? 🤑

[@Christina-xc7on]

My F You money wasn't for totally retiring, it was enough living expenses for about 6 months if I needed to leave a job or find a new living situation suddenly. It was a huge comfort to know that money was there if I ever find myself in a bad spot. It allowed me to leave a really toxic work environment with no worries!

[@de0509]

If you can have a 6 month safety net, you totally can slowly build up investments

[@Christina-xc7on]

@@de0509 Ideally you would do both. Different tools for different issues, if something sudden happens it's useful to have enough liquid assets to cover your expenses

[@OffTheWagons]

ugh, if I had that wouldn't have stayed in an abusive relationship for over 3yra

[@Christina-xc7on]

@@OffTheWagons That was a scenario I wanted to be prepared for too! I'm sorry you went through that but hopefully now you're in a position to put some money away and not let it happen again

[@mxrtina3846]

thats useful! Do you also have a seperate fund for retirement?

[@robinlindberg6339]

I was FORCED OUT a job (because they're to cheap to fire people anymore, so they bully you out of the job.... making it so bad you quit!). Even so, I can't begin to tell you how liberating it felt!!! Dimeless, but blissfully happy (for a couple weeks). Even almost got a t-shirt printed up saying, "I fired my boss today." Some things are priceless. KZbin gods messing with my comments. I returned to this comment and it's obvious to me that these words have been changed, edited, and omitted all together! Dirty hanky panky on KZbins part!!!

[@snpydhk]

Hummm same thing happen with TWO people in my department.. and yes they were BULLIED....interesting

[@brentmartin6833]

Normally, if you quit, you don't get unemployment benefits.

[@brentmartin6833]

Not a lawyer or HR person.

[@rainej7013]

Thanks , you’re hilarious ❣️😆love ya

[@susanlong8978]

I'm sad I didn't find you 20 yrs AGO!!! You are amazing. I'm shocked your allowed to be on social MEDIA . God bless you

[@scarlettbear4885]

Bigger than f you money is f you skills. Money comes and goes, and the value is ever-shifting. What never goes away is the ability to grow your own crops, raise your own fences, dig your own wells, raise your own animals, harvest from them, do your own plumbing and electric too. As long as you don't have to pay anyone to do the things that need to be done, there's no amount of money you need to say f you. You just need tangible investments on your property with the wherewithal to manage them.

[@KastoriaFL]

I worked 27 years like a dog and saved/ invested in the market and real estate to finally say FU at the age of 50. I am so happy because you can’t buy time !

[@Gracee40]

Then rampant inflation happens and life laughs at you.

[@veronicagraves5621]

😮. Thank you. Veronica

[@etako79]

I know couple people in baltimore say F you money comes 1st of every month. 🙃👊🏽 “wake up wake up wake up, cause it’s the first of the month… so cash you checks and get up” #BT&H

[@mrsV420]

Well, it’s doable! This has given me motivation 💪🏼 thanks bestie 😉

[@sharkktongue]

You actually work not for retirement but to save for F you money

[@esthernap698]

This makes me realize that I need to keep my job at least 20 more years to make my F money.

[@tara4563]

Thank you. Love these videos

[@de0509]

I live a legit spartan lifestyle. My welder friends at my previous job thinks I live like a legit peasant. Like seriously, if labourers think youre living too cheap, you are definitely cheap. Im not stingy, I just find it easy to feel comfortable. My FU money level is pretty low and I think Ive reached it. But im a muslim so I need to give up a mandatory 2.5% each year, so thats ÷0.065 for me. The reason I keep working is because I know the struggle keeps me alive. Plus, I love my job. Keeps me sharp. If I stop, I will probably wither and be a loser shut-in and lose my muscles. My mind isnt strong enough to be independent

[@bobfg3130]

Make sure you don't damage your body.

[@JGT318]

Vivianne, I love, LOVE, those earrings!

[@santiagocruz9426]

That's right this is your story. Congratulations 👏

[@neoyaku]

Appreciate the advice!

[@ChrisEckeard]

That is great advice.

[@christinasolaris4722]

You Rock thank you!

[@ThaKandyLady]

I did NOT need to know how expensive I am 🙃

[@cindykandie]

Could have just said multiple it by 25.. hehhe .. but I get it and thank you for sharing

[@chaff5]

Gotta make the equation sound fancy. Do you wanna have ketchup or a "tomato based reduction" sauce. lol

[@cindykandie]

@@chaff5 😂😂

[@gamemoves2415]

@@chaff5 if you'd watched the vide properly you'll know why see choose 0.04

[@HuzzuDesu]

@@gamemoves2415 It's a totally bullshit reason though

[@chaff5]

@@gamemoves2415 if you read the original comment here, you'd know why I said what I said.

[@ayannafit2441]

I thought FU money is money you have above that. Meaning money that you can spend without having to worry about your necessities (for whatever definition you have for "necessities") being covered.

[@theunlearnedmind7374]

Don't forgetting to include things that are taken out of your check before you get it, like insurance and taxes. And take a big breath and sit down.

[@carmcam1]

where i live i will only need 150K usd, but the wage is also low so still need some time.

[@turtle4llama]

My F you number is 0 because I would happily live in the woods foraging my own food.

[@TKHaines]

I like my boss so I won't kick over my desk. I would give my two-weeks notice, which is nowhere near enough time for them to replace me, but oh well.

[@vessbakalov8958]

Hopefully about the time you hit the number, you are the boss :)

[@yunnapertiwi6583]

Annual comfortable living money × 25 = F U Money

[@Mr_NB628]

No way I’m using .04 as the calculation number. If I’m walking away from everything I’m using .02 so that I can guarantee that my money is safe even in downturns. Using her example that would be $5 million.

[@applesjea620]

F money tonight..

[@cybermewt]

Where on earth they give you a 4% ?!?

[@grateful.]

High yield savings account

[@mathilda____7928]

The only F you money I know was from one of dave chapelle’s skit

[@ZetaCancri]

That's why I'm self employed

[@ghog15]

Don't forget to take into account taxes

[@asherael]

Yeah ... Completely unattainable

[@Lillith.]

a more specific way is looking at how much you spend in a year divided by the same 0.04. If you want to spend more, make it higher.

[@sv-bd5em]

What about inflation? 100k in 30 years might not be the same

[@vessbakalov8958]

0.02. Account for inflation.

[@NancyRodriguez-dj5pi]

Lol too cute! ❤😂

[@karlareyes4688]

Those numbers, I can only dre about it. Any help for me? I make $20k a year, 45, no retirement savings, no investments. 🤷🏻‍♀️ I guess is F-me! 😅😅

[@margaretwince2748]

Time to look for a new occupation.

[@OcusticClear92]

I see no difference between the concept of 'F you money' and ENTRE Institue's Awesome Life Number (have enough so that you live off of 20%, 40% goes into investing & 40% pays for taxes and all other business expenses).

[@vinny78892]

10k per month from 26 years old till God calls me home. It’s been nearly 8 yrs…

[@margaretwince2748]

What do you do for a living?

[@vinny78892]

@@margaretwince2748 retired. I live off the interest of my high compound savings… just a simple 3%

[@bobfg3130]

4% is not enough anymore. The 4% figure was for retired people that had pensions and social security that paid their bills. 3% is. Basically you need far more money.

[@erinshenk846]

My f u number is 500,000.....just too poor to get there!

[@andziazach]

So my age doesn't matter at all? How?

[@jamessmith7425]

1.2 million!

[@TheCashVoucher]

adjust the inflation

[@dianeridley9804]

If you have to invest, it's not FU money. It's "how to keep your head above water after the crisis" money. Think Enron. 2008 and The Great Recession. FTX. Bernie Madoff. And all the rest...

[@margaretwince2748]

Republicans threatening to default on the debt..

[@margaretwince2748]

I agree

[@eatmeatnmove]

My thing is, for the last few years I’ve learned how to live below my means and I have zero debt, able to live comfortably sitting at around 36k yearly while saving the rest. I have the “f-u” amount already. Throw it all in etfs?? I have a high yield savings account at 5 percent with Wealthfront. I like the no risk..guaranteed return. I know we won’t see 5% forever..so what next when that interest drops?

[@CalbyNg]

Like the equation!

[@miss_naomi7377]

I thought F U money was enough to quit for 6 months to one year.

[@dianarockwell6256]

I find your videos very ingenuous. It really seems as though you’ve never been pour a day in your life. That may be incorrect but there’s a whole lot you’re missing by not experiencing that and trying to tell the poor people out here your fast and simple ways to make wealth. I think I would be satisfied with just being able to get through a month without using my credit card for something. Especially with 10% inflation. I was already stretched to the limit so what’s the first thing to go? Do you know?

[@margaretwince2748]

I always wondered that too....

[@nicoleelizabeth1775]

I don’t get it. If I need 100k to live comfortably then where is the leftover money to invest? Is she saying once you make $2.5, you can say FU?

[@margaretwince2748]

Yes

[@mezza001]

How about Singapore currently, how do I check what are my F U money calculations like??

[@boneexp]

6,250,000.

[@nathanjones4852]

Can you do a video on how to get F you money I started investing like a month ago

[@valaineperry]

I work in film so my jobs are only 1-3 months long anyway, so literally all it takes for “walk off money” as I like to call it, is a similar contract amount. So if I’m making $450/day in my current job for the next month, any job or roughly that amount is enough. Doesn’t take much.

[@kiranvootori8101]

How about inflation? Does your formula account for that?

[@lulutyson9715]

10 million dollars 🤑

[@Py16777216]

When you will eventually inherit 20 times you're FU money because you're cheep saving 68% of your income and the only family heir. Why am I working? Oh, it's a passive social security investment... Great.

[@margaretwince2748]

You must be living with Mom and Dad if you save 68%.

[@snoopys14]

Fu money is when the matrix comes you can survive

[@changemymind666]

Ok I didn't know this until I saw this, but I have "fuck you money" but geez, I didn't give my bosses the finger, I just told them I don't want to work anymore because my husband got promoted. I still have to buy my weed there. Haha I might not need a job but I still need marijuana

[@patriciacisneros6455]

Cool

[@jonogaza7766]

What do you think about forex investments?

[@jaquicx9500]

Idk if this works.. i cant see how thatd be enough for us to suddenly retire without taking into account the age

[@margaretwince2748]

And the price of health insurance.

[@myopinions1]

Mine is 10.8M

[@vibesaddickentertainment9777]

14k a month is my F u money if I can earn that without lifting a finger ill be good 😅😁

[@margaretwince2748]

Millions of us would be good at that number...

[@dac8939]

$10 million

[@margaretwince2748]

I want to kniw where you can make 4% on savings or investment. (Maybe over 20 years in the stock market, but that's about it, and it's not enough.)

[@sofondadavis5028]

5 million

[@scmtnchick]

I didn't know this was a thing! I had f u money n walked out with 20 minute notice from a sh*t job. 10 years later ppl r still talking about it in awe!!!!

[@margaretwince2748]

Where did the f u money come from?

[@nuriaseverin6562]

Do u add the tax paid into the equation?

[@lazarnikolic65]

/0,04 is same as saying *25 btw

[@SoltariTrooper]

You got nice hair

[@nubuju631]

Well damn my number is apparently €12,5mil. Thanks a lot wall street bff 😂😂

[@creativecards4u]

🤔

[@kendrickllbk]

Should I be counting my Tax liability in that calculation?

[@ayannafit2441]

You should include ALL your expenses 😃 ... Unless you plan to stop paying your taxes 😂 JK.. make sure you pay your taxes. The peace of mind is worth it😉

[@cartomancymesquite]

It wasn't much!

[@abigailcaro5368]

I believe f you money is 100 million or more

[@Ryan-me9ge]

This is the wrong calculation as it supposed your going to live forever.

[@empresskoelb3116]

Guess I'll be saying "L" Love you because I'll need 7.5M to say " F" you😢

[@poorogue]

You need 300k for living expenses? Must have quite a bit of lifestyle inflation.

[@MaritsaDarman]

Let’s revisit this… why would anyone want to do this? It’s rude

[@awesomepants184]

But I like video games

[@barrybaker9205]

Would 5 bucks work???

[@tashaax1993xanimalloverx]

U need ten grand a month!

[@sofondadavis5028]

That's what I said

[@margaretwince2748]

You do know 3/4 of Americans live pay check to pay check....

[@barbieblue3336]

Pottymouths

[@snpydhk]

Awwwww she thinks people make 100k? Lolol

[@imthiazah]

Isn’t this supposed to be FI? It should be atleast twice that to call it FU money

[@patricialeighty1614]

Is this F/U cash money or assets money???

[@jerrycash5606]

Can a sugar mama be younger?

[@kj1946]

The better ones personl code (as in code for life, like software {bioware}) the lower the #.🎉

[@anthonyn.3575]

My F-U number is $500,000.00

[@waynejohnson2894]

Thank you!

[@Gamenetreviews]

Is she a hapa?

[@tommylee3992]

I don't think I'd have to be able to do was just win the lottery I'd say probably somewhere okay right now to Powerball and South Carolina's like 200 million and the mega millions is up around somewhere around 4 or 500 million if I was just playing the lottery and get the 200 million I would be set for life and the people who have helped me along the way would be repaid with the same kindness that they gave me because when you get that kind of money and people know it people going to come out of the woodwork and I know since you are I'm pretty sure you're a lawyer from where I heard you talk so you understand what I'm saying I can tell you this if I knew I had to thing and I knew for a fact I had them winning numbers on my ticket even the first thing that I would do is call my phone company and get every phone number changed that I have access to regardless how many I have I do not have that would be the first thing I would do and I might even try to get in touch with you some kind of way just to find cuz I wouldn't want to I don't want to do it in the state will the state I live in I don't think there's anybody a big enough law firm to be involved with with it even if I wanted in an estate that don't mean I have to have a lawyer to take care of it in this state that don't mean I don't have to be able to live here in this state somewhere that don't mean I wouldn't move somewhere else either because you don't have to have the money in the same bank that you live in the same state you live in or nothing like that I mean I know you they tell you you can make do better if you take the lump sum but I don't really know which way I would go with that cuz either way you'd have to be you'd have to pay that you don't you going to pay taxes you going to have to pay taxes on it if you win it and the more you win the more you going to have to wind up paying and taxes but Dave this is one thing I'd probably wind up doing are considered really doing it cuz I mean the reason why I'm being so freely on what it is called I'm just going to go the name you see on the comment is not my real name but that don't mean I won't tell you the truth or whatever it's because a privacy reason as it is but that the phone company said it set the phone up that way so I'm not I'm not even going to say nothing about what phone company I'm with but they they did it and doing it and they know how many phones I got and everything too now on the bill they know my real name and stuff like that and that's for a fact but I just I can say this and then you'll understand what I'm talking about and what I'm saying what I'm saying what I'm saying I went through workman's comp case and in the state back in 1995 I got awarded by the commissioner of the state that I live in the highest possible amount of money that could be gotten with the doctor bills and the hospital bills and stuff and the lawyers fees and then paying the lawyer his cut I will tell you this much and 1995 when it was settled I'm not going to say what I walked away with what the hospital bills was or nothing like that but the lawyer on by itself and this is a this was not counting the filing fees that the lawyer did at the courthouses and stuff like that you know you got you had to do all that and I had to pay that back cuz he took the case and I certainly didn't have the money to do it so he did it so I had to pay that money back out of the off the top and then pay him his cut for doing for being the lawyer but just not the lawyer's speeds but just the part of the third of what the lawyer wound up I ain't talking about the filing fees now there's a difference but the lawyer that I had walked away and cleared $20,000 out of this selling it plus the filing fees and all that but I ain't going to say how much I walked away with or how much doctor bills was but anyway I know you understand what I'm saying with that Nolan with the truth and I'm out of here I'll see you have a good day