How To Make $100 Per Day With Index Funds

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Graham Stephan

Graham Stephan

2 жыл бұрын

Here's the complete tutorial to make $100 Per Day in Passive Income by Investing in Index Funds - Enjoy! Add me on Instagram: GPStephan
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Being able to make $100 per day passively, from an easy investment that ANY can make, is going to take time. The GOOD NEWS is that it’s not difficult, there’s NOTHING complicated about it…but, you’ll need to be okay building this up, and not rushing the process to try to make as much money as fast as possible…otherwise, it’s not going to work.
The first, and probably MOST COMMON approach that most people automatically think of - is DIVIDENDS.
Generally, they’ll range anywhere from 2.5% if you’re buying into a real estate index fund, 1.26% if you’re buying the SP500, 1.2% if you’re buying the entire market…or, if you’re really wanting to GO FOR IT…as high as 7% if you’re ONLY buying a high yield dividend fund. Overall, though - across MOST index funds, you’ll find an annual dividend payment of anywhere from 1.2-2.5% annually, and ALL OF THAT is probably going to be the easiest passive income you’re ever going to make in your entire life.
The second approach to earning passive income with Index Funds is simply - GROWTH.
An investment in something like a Total Stock Market Index Fund is literally an investment that the entire economy will continue growing, businesses will become more efficient, and other people will invest to become a part of that…and, historically, those investments have gone up above 8% per year. If we go back EVEN FURTHER than that, just within the US…throughout the last 100 years, the SP500 has seen a 10% annualized return with dividends reinvested.
And the BEST part with this is that - you won’t be taxed on this growth and profit UNTIL YOU DECIDE TO SELL. That means, essentially, your money continues growing tax free - up until the point where you want to spend the principle. At THAT point, you’ll be taxed at long term capital gains rate…which means, you can strategically sell your investments at different times to make sure you’re in the lowest tax bracket possible.
If you JUST look at this OBJECTIVELY from the perspective of dividends…it’s a lot. If you average a 2% dividend paid to you annually…you’ll need $1,850,000 invested to make $100 per day from an index fund. Now, this isn’t impossible…and, by investing an average of $17 per day…your investment should grow to that amount within 40 years. Bump that up to $30 per day and you’ll get there in 33 years, and if you can invest $50 per day…you’ll get there in 27 years.
But if you invest for a combination of dividends AND growth: assuming that you could periodically SELL 4% of your portfolio every year as passive income…you could achieve your goal of $100 per day by having a total of $920,000 invested in a broad fund covering the entire stock market.
Investing $10 per day will bring you to that amount in 38 years….it’s a long time, I know…but, $10 per day is amount that most of us could do on auto-pilot without given it a second thought - and, by the time you’re about to retire - you will have hit that goal with almost no effort whatsoever.
However, at $20 per day…you’ll reach this goal in 30 years. With $30 per day, it’s 25 years… at $50 per day, it’s 20 years, and if you can swing $100 per day…you’re just 13 years away from making that a reality, and everything after that is purely passive.
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Пікірлер: 2 200
@BEAUTIFULDIANAFRANCIS
@BEAUTIFULDIANAFRANCIS 5 сағат бұрын
Focus on two key objectives. Learn when to sell stocks to minimize losses and maximize gains to start protecting yourself. Second, prepare to make money when the market turns around. I advise speaking with a broker or financial counselor.
@AnnBurrow-vb8tt
@AnnBurrow-vb8tt 4 сағат бұрын
I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 150K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities
@BEAUTIFULDIANAFRANCIS
@BEAUTIFULDIANAFRANCIS 4 сағат бұрын
@@AnnBurrow-vb8tt Cynthia Mcclure Alexander
@BEAUTIFULDIANAFRANCIS
@BEAUTIFULDIANAFRANCIS 4 сағат бұрын
Cynthia Mcclure Alexander .She is well known; you ought to look at her work.
@BEAUTIFULDIANAFRANCIS
@BEAUTIFULDIANAFRANCIS 4 сағат бұрын
Cynthia Alexandra McClure, who also goes by Cynthia A Depken, Cynthia Alexandra Depken, Cynthia A Jackson, Cynthia Alexandra Jackson, is a registered financial advisor currently at U.S. BANCORP INVESTMENTS, INC. located in Charlotte, North Carolina.
@RoryAllen118
@RoryAllen118 4 сағат бұрын
Helpful conversation!.I'm a beginner in stock. Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@CreativeCashflow1
@CreativeCashflow1 2 жыл бұрын
Having money in your savings but still telling people "im broke" is a different kind of discipline 😂
@GrahamStephan
@GrahamStephan 2 жыл бұрын
It really is!
@Amy-gj7lz
@Amy-gj7lz 2 жыл бұрын
@@GrahamStephan wish when I told people they understood i have no savings at all lmao
@chrisfarez7371
@chrisfarez7371 2 жыл бұрын
Yeah i used to do that starting age of 18 till 24 when i bought my first home
@jollysteffen
@jollysteffen 2 жыл бұрын
Literally me. It hurts to spend anything so I might as well be broke 😂
@sergioarellano7347
@sergioarellano7347 2 жыл бұрын
Lmfao!!!! I do this toooooo LOL
@CHAOS_6E
@CHAOS_6E 2 жыл бұрын
Extra hundred dollars a day so I can buy avocado toast and Starbucks every single day
@thomasjameshenderson8145
@thomasjameshenderson8145 2 жыл бұрын
Nooo
@logandudley2552
@logandudley2552 2 жыл бұрын
If he read this he’d have an aneurism, possibly cry.
@yesmoney1901
@yesmoney1901 2 жыл бұрын
Yes nogga
@bjwkusgxjdks
@bjwkusgxjdks 2 жыл бұрын
😒
@hittingtax2670
@hittingtax2670 2 жыл бұрын
Just because you can do something doesn’t necessarily mean you should. Avocado toast and Starbucks are both inherently expensive.😑
@angelalopez2003
@angelalopez2003 2 жыл бұрын
You had my full attention at, "The simplest way to build wealth...that takes the least amount of time." At nearly 56, recently widowed, and not knowing wtf I'm doing, this is exactly what I was searching for! Thanks, Graham!!!
@sunsetsleeper
@sunsetsleeper 2 жыл бұрын
As someone who is 21 and wants to retire at 42 this is great.
@ATS1031
@ATS1031 2 жыл бұрын
hey how did this go?
@angelalopez2003
@angelalopez2003 2 жыл бұрын
@@ATS1031 I've started dipping my toes in the water so to speak, using dollar-cost averaging. Now I'm getting more comfortable with market fluctuations and gonna get more aggressive with the amount each week. So far, I'm really liking M1 Finance- it's really easy to use.
@demestin
@demestin 2 жыл бұрын
Im sorry to hear that. I hope everything works out in your favor.
@ellebelle6439
@ellebelle6439 2 жыл бұрын
@@sunsetsleeper yeah I'm 30 I've been working and had no vacations since I was 14 I'm trying everything to not have to work and to have a life before I turn 40 because I'm burnt out and broke. I feel you
@Malfunkshun87
@Malfunkshun87 4 ай бұрын
If I had $100 a day to invest, I’d already have $100 a day…
@abraruralam3534
@abraruralam3534 4 күн бұрын
He said $10 a day though
@Malfunkshun87
@Malfunkshun87 4 күн бұрын
⁠@@abraruralam3534 he did, but that was for a 38 year return. I should clarify I guess. I’m 36. If I have $100 a day when I’m 84 how is that gonna help me? This advice is really only helpful to younger people fresh into their 20’s starting out. And if they’re anything like I was, they don’t have $300 a month to invest at 20 years old. This is highly specific advice for people who are already somewhat financially comfortable.
@AliexFolgueira
@AliexFolgueira 2 жыл бұрын
Next video “I made an only fan account and made $$ in 30 days “
@bryanbmw1
@bryanbmw1 11 ай бұрын
Did he just say, "What's up Graham, it's guys here"?😂😂
@nickluther4423
@nickluther4423 19 күн бұрын
Make sure you like the smash button.
@SidTheGod
@SidTheGod Күн бұрын
He did and I am not sure if it was on purpose
@JohannesDalen
@JohannesDalen 2 жыл бұрын
This was really good, reminded me of your older videos when I first started watching you!
@Je.rone_
@Je.rone_ 2 жыл бұрын
If my boss says i can't watch graham at work I'll fire him... oh wait second🤔... im self-employed 😅
@GrahamStephan
@GrahamStephan 2 жыл бұрын
:p
@elizabeths.3634
@elizabeths.3634 2 жыл бұрын
Good one. I do sometimes watch Graham at work, but only when I am legitimately on a break.
@AllThingsAnatomy
@AllThingsAnatomy Жыл бұрын
Super important to also consider paying off any high interest debt first before jumping into investing regularly! There is little to no point in investing if you have high interest debt!
@artkyger3425
@artkyger3425 3 ай бұрын
So true
@andfoundout
@andfoundout Жыл бұрын
A car started loudly honking at the same moment you said patience!! Wonderful timing
@DemetriPanici
@DemetriPanici 2 жыл бұрын
I literally only invest into my Roth and the S&P right now. I'll get into other investments and real estate when I have more cash
@GrahamStephan
@GrahamStephan 2 жыл бұрын
nice!
@bitmagnet9400
@bitmagnet9400 2 жыл бұрын
You should add Bitcoin to your portfolio....now
@stavrospavlides2093
@stavrospavlides2093 2 жыл бұрын
Graham, you are crushing it. You seem to totally understand the psychology of the average youtube-finance viewer
@MichelleMarki
@MichelleMarki 2 жыл бұрын
He most def does!
@warlockman-ri2jr
@warlockman-ri2jr 2 жыл бұрын
True. He's right there 🤣
@fuschi5189
@fuschi5189 2 жыл бұрын
Your hairline is crushing it
@stavrospavlides2093
@stavrospavlides2093 2 жыл бұрын
@@fuschi5189 you know it
@PragmaticDany
@PragmaticDany 2 жыл бұрын
@@stavrospavlides2093 I strive for your confidence
@Casey-summer
@Casey-summer 10 ай бұрын
Prominent market experts have been expressing their concerns about the severity of the upcoming downturn and the potential extent to which equities could decline, especially as a recession looms and inflation persists above the Fed's 2% target. With the goal of building a portfolio reaching $850k by the time I reach 60, I am seeking recommendations on suitable investment options. Your insights would be greatly appreciated.
@lilyhershey1
@lilyhershey1 10 ай бұрын
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
@mellon-wrigley3
@mellon-wrigley3 10 ай бұрын
I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@sloanmarriott5
@sloanmarriott5 10 ай бұрын
Please can you leave the info of your investment advisor here? I’m in dire need for one
@mellon-wrigley3
@mellon-wrigley3 10 ай бұрын
Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily. ‘’Camille Alicia Garcia” is responsible for the success of my portfolio, and I believe she possesses the qualifications and expertise to meet your goals.
@Gallo-firestone
@Gallo-firestone 10 ай бұрын
I've taken the initiative to research Camille Alicia Garcia online and verify her credentials. I'm impressed with her expertise, and I've reached out to her to share my financial market goals in detail.
@SimpleOptionStrategies
@SimpleOptionStrategies 2 жыл бұрын
Great way to start! Over time it builds up fast but the key is to start early and be consistant. I would recommend to max out your Roth IRA first.
@WealthyTiffany
@WealthyTiffany 2 жыл бұрын
Love index funds! Great content again, thanks Graham!
@GrahamStephan
@GrahamStephan 2 жыл бұрын
You got it!
@theadamblock
@theadamblock 2 жыл бұрын
This why you're a genius. Taking something that could be considered "clickbait" (which isn't that anything we're interested in and don't we make the decision to click?) and showing how realistic it is with math.
@harmloveschalupas
@harmloveschalupas 2 жыл бұрын
Best financial related youtube channel by far
@callumfrank
@callumfrank Жыл бұрын
Explanatory video, one that folks really need to watch. I’m 50, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 5M. I receive income from my rental properties too. Zero debt and all is going accordingly. My financial consultant has been patient and has done a wonderful job for me throughout the years.
@kristennn850
@kristennn850 Жыл бұрын
Living below ones means & investing before retirement especially can be difficult but it's necessary. I've made lots of money mistakes in the past but I don’t regret it as I've learnt from them. Now I’m just focusing on the s&p 500 and waiting for a few years.
@callumfrank
@callumfrank Жыл бұрын
Yeah that's a good path. You should focus on a good ETF of the s&p 500, relax back and watch it compound within the years. In good time you could be a millionaire.
@callumfrank
@callumfrank Жыл бұрын
In my case Klaus Cassius has helped me to do that proficiently. I'm not a guru so I don't really have experience in investment strategies. I work and my consultant does the rest.
@zodi9783
@zodi9783 Жыл бұрын
@@callumfrank nice try dude
@notnelc8quil863
@notnelc8quil863 Жыл бұрын
Do you have vanguard ?
@Daniel_Braun
@Daniel_Braun 2 жыл бұрын
Now I can buy 10 bags of 20 cent bankroll coffee everyday because of this video 👍
@GrahamStephan
@GrahamStephan 2 жыл бұрын
All the best!
@Jorangus
@Jorangus 2 жыл бұрын
Hey, im new to index funds. Which Index fund would you recommend researching? these seem very interesting but I want to make sure I get into the best one. thanks.
@kathleenstoner.n7499
@kathleenstoner.n7499 Жыл бұрын
VTSAX and VBMFX. But I will still encourage you, to further diversify your investments. No matter how much you are making from a particular investment at the moment still don't forget the diversification technique so that when another is down, the other will be up. You can do so by getting an experienced specialist whose platform has diverse investment choices to choose from. By doing this, you give little room for regrets and perhaps gain more.
@sonyablack2015
@sonyablack2015 Жыл бұрын
@@kathleenstoner.n7499 Great. Generally, diversification is a key factor. Don't put all your eggs in one basket. Pragmatically, I have been into all of these for some time, though I won't say I have made or lost a fortune. Do you mind recommending a specialist whose platform has diverse investing choices? Quite rare! I anticipate your response.
@kathleenstoner.n7499
@kathleenstoner.n7499 Жыл бұрын
@@sonyablack2015 Funny enough, I can honestly relate. I don't know if I am permitted to drop this here, but do run a check on Sandra Yvonne Webster or Sandra .Y. Webster Finance. Was in the news alot in 2020.
@Thompson7888
@Thompson7888 Жыл бұрын
@@kathleenstoner.n7499 This is the second time I am coming across this Sandra Yvonne Webster. Last Tuesday, I saw a telecast on the economic bubble there were testimonials from her clientele on how they gain daily through her strategies. The testimonies were so impressive and sounded too good to be true. Though I made some research and found out she's one of the oldest by ranking, I am still skeptical. Do you work with her? Thanks.
@Jorangus
@Jorangus Жыл бұрын
@@kathleenstoner.n7499 thank you! I will research both of those tonight. Definitely appreciate this advice!!
@Thompson7888
@Thompson7888 Жыл бұрын
Please, keep creating good content. BTW, I have started trading with Aixprobot, and I love the platform because it is the best Ai-driven auto-trader platform I have ever used I get to do absolutely nothing after placing a trade and there is now a tremendous growth in my profit margins also, even as a novice who knows close to nothing about the markets. Thank you ❤
@kathleenstoner.n7499
@kathleenstoner.n7499 Жыл бұрын
@mackenzie fventes Aixprobot interface has been in operation even before Covid. It's one of the oldest and a very good Ai-driven Auto-trading platforms. I started to use after my retirement, in 2012.
@YuanQ
@YuanQ 2 жыл бұрын
I started investing a little over a year ago because of you and I'm so glad I started!
@OsmondFung
@OsmondFung 2 жыл бұрын
Bought some VOO yesterday, up a lot today! Thx for the advice from your last video! Like smashed!
@GrahamStephan
@GrahamStephan 2 жыл бұрын
well done!
@matturner8
@matturner8 4 ай бұрын
The biggest companies are thriving right now because all the macro conditions are in favor of them," said David Russell, The PCE numbers give us a confirmation that the worst of the inflation crisis appears to have passed. . I'm currently sitting on more than $327k of cash, Any stock recommendation?
@ritalorrigan
@ritalorrigan 4 ай бұрын
You should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.
@ScottArmstrong12
@ScottArmstrong12 4 ай бұрын
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
@KevinClarke9
@KevinClarke9 4 ай бұрын
I actually subscribed for a few trading courses but it didn't help much, I’ve been getting suggestions to use a proper financial advisor, how can i reach this your coach?
@ScottArmstrong12
@ScottArmstrong12 4 ай бұрын
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
@KevinClarke9
@KevinClarke9 4 ай бұрын
Thank you for this. I'm gonna check her out and try to reach her. I hope she gets back to me soon.
@tomsetberg4746
@tomsetberg4746 3 ай бұрын
TLDW: How to make 100$ per day? Be rich.
@patmartin0913
@patmartin0913 8 ай бұрын
lol the “what’s up graham, it’s guys here” intro had me scratching my head real quick 😂😂
@sphinxfn2218
@sphinxfn2218 2 жыл бұрын
I'm 16 and just started investing into the s&p 500 and the tsx 60 about a month ago :)
@arcticdeveloping4146
@arcticdeveloping4146 2 жыл бұрын
Sweet! How much were you able to put in now?
@GreasyReecey
@GreasyReecey 2 жыл бұрын
You will win life
@sphinxfn2218
@sphinxfn2218 2 жыл бұрын
@@GreasyReecey hoping so :) Goodluck to you aswell
@jimwokeup
@jimwokeup 2 жыл бұрын
Man, I wish I knew about investing at your age. Keep it up!
@Aryan-rx9rl
@Aryan-rx9rl 2 жыл бұрын
I'm 14 and I'm planning to start investing before I turn 15
@luiskoogler7926
@luiskoogler7926 2 жыл бұрын
My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless
@stansburyclarice4968
@stansburyclarice4968 2 жыл бұрын
The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading
@candideharrison5568
@candideharrison5568 2 жыл бұрын
what i think you need is a Financial Adviser, who can help you get in and out of any stock you buy at any time and you'd sure be in Profit
@susannabruemmer3683
@susannabruemmer3683 2 жыл бұрын
who would you recommend?
@luiskoogler7926
@luiskoogler7926 2 жыл бұрын
PRISCILLA DEARMIN-TURNER, That's whom i work with
@stansburyclarice4968
@stansburyclarice4968 2 жыл бұрын
No she's not!...You can just put her name on google and you will be directed to her website and drop her your message.
@realestateinfonet9041
@realestateinfonet9041 2 жыл бұрын
Very enlightening video! Thank you very much for your advice! It is greatly appreciated! Sincere regards!
@doobienewbie3303
@doobienewbie3303 2 жыл бұрын
So funny that I’m watching this at work and you had that snippet in there 😂
@mfkenzotuberkz5347
@mfkenzotuberkz5347 2 жыл бұрын
Let's go this is gonna be another BANGER
@GrahamStephan
@GrahamStephan 2 жыл бұрын
woohoo!
@miked7212
@miked7212 2 жыл бұрын
Great video as always Graham! Your videos are always so informative!
@DaicyMiaLuv2
@DaicyMiaLuv2 Жыл бұрын
Thank you , learning more about investing..
@KeyserTheRedBeard
@KeyserTheRedBeard 2 жыл бұрын
good video Graham Stephan. I killed that thumbs up on your video. Keep up the terrific work.
@MiguelQuilesJr
@MiguelQuilesJr 2 жыл бұрын
Thanks for sharing these tips! Passive income was a dream for our parents, and it's cool to see it's something we can achieve today. Also, I smeshed the like button 😁🙌
@casualgaming4975
@casualgaming4975 2 жыл бұрын
yes
@astro365
@astro365 2 жыл бұрын
The Simple Path to Wealth goes over something similar. Great way to approach retirement accounts. Set it, forget it! The market takes care of the rest.
@GrahamStephan
@GrahamStephan 2 жыл бұрын
Well said!
@kishkarpisek9271
@kishkarpisek9271 2 жыл бұрын
Graham, could you please do a video series, where you do an overview of the stock market?
@jornvanetten1889
@jornvanetten1889 2 жыл бұрын
@@frankdonnie3713 also me?
@futoijosei
@futoijosei 2 жыл бұрын
I don't watch videos at work, but I do listen to them.
@okybo
@okybo 2 жыл бұрын
smashed the like button for the youtube algorithm. keep up the great work, Graham.
@GrahamStephan
@GrahamStephan 2 жыл бұрын
THANK YOU
@itsclaver7125
@itsclaver7125 2 жыл бұрын
It's so cringe
@bradenbest6767
@bradenbest6767 2 жыл бұрын
Hey Graham. I just wanted to say thank you. You have taught me almost everything that I know about money. I’m appreciative. If you needed any other encouragement to keep making videos, here it is.
@motokokusanagi7859
@motokokusanagi7859 2 жыл бұрын
the whole video can be summed up in one sentence. Dollar cost averaging; and buy and hold; and reinvest dividends and capital gains.
@ThisIsTechToday
@ThisIsTechToday 2 жыл бұрын
Would you choose the dividend route or growth route for a HSA?
@michaelkarla5436
@michaelkarla5436 2 жыл бұрын
I would take a growth route with an HSA. what's the point of dividends if you get fined for using it early? Grow your wealth first then benefit from it later through passive income 💪🏻
@ThisIsTechToday
@ThisIsTechToday 2 жыл бұрын
@@michaelkarla5436 you don't get fined for using it early in a HSA, and you wouldn't use it early anyways in an HSA. I'll wait for Graham's answer since he knows what method I'm talking about more.
@charlenepatterson3742
@charlenepatterson3742 2 жыл бұрын
What's up Graham it's guys here! You thought I would not notice. Take tsk tsk. I am dyslexic too!;-)
@robyhartland852
@robyhartland852 2 жыл бұрын
@@ThisIsTechToday just in case he doesn’t answer… it’s almost certainly a growth fund for most people. But easy enough to figure out. Just compare a 30 year growth calculator vs a 30 year dividend calculator with dividends reinvested for both. But the spoiler alert is, S&P will appreciate in value much, much faster than you can accumulate dividends in a 30 year time span.
@michaelkarla5436
@michaelkarla5436 2 жыл бұрын
I'm planning on getting an HSA next year, so I don't use one currently, but my understanding was that dividends within the account are ignored by taxes, but if you take them as distributions from the account, then it is taxed. If there's a loophole to that, it's news to me
@danielvasquez3758
@danielvasquez3758 2 жыл бұрын
Have done this and I’m in it for the long run!! You were actually one of my inspirations for doing it!!
@GrahamStephan
@GrahamStephan 2 жыл бұрын
aw thanks!! happy to help!
@budhannah1520
@budhannah1520 2 жыл бұрын
If not for being temporarily unemployed,.... you're right about getting dividends. Never thought I'd actually be excited over passively making, though reinvesting, only $2, but it is very encouraging.
@michaelarnold7487
@michaelarnold7487 10 ай бұрын
How's it been going for you after a year?
@elijahfoster2
@elijahfoster2 9 ай бұрын
​@@michaelarnold7487 Either he doesn't check notifications or he's dead. 50/50
@Kn0wOneNos3
@Kn0wOneNos3 5 ай бұрын
Right on. Certainly beats passively making $0 a day lol
@GetYourGameonWithJer
@GetYourGameonWithJer 2 жыл бұрын
Nice video Graham keep up the good work man!
@jakethesnakelover
@jakethesnakelover 2 жыл бұрын
I love how savage you were this video Graham. You had me chuckling the whole way.
@vududoc1
@vududoc1 2 жыл бұрын
When you said, “even though I can’t do magic tricks,” a picture of Andre during the edit would’ve been cool! Haha!
@stevenpaul4394
@stevenpaul4394 2 жыл бұрын
Someone told me that it's the best time to buy because there will be a huge pump
@robertmichael1764
@robertmichael1764 2 жыл бұрын
The cost of living is making people go into different businesses anyways, but my problem is that the rate at which money gets finished on little purchases is so surprising
@johnwilliams3018
@johnwilliams3018 2 жыл бұрын
I make good income too from bitcoin trading and its been my most reliable source of income at the moment. With profits I've made so far I don't think i can get broke or lack anything.
@andrewedward1127
@andrewedward1127 2 жыл бұрын
How do you do it
@davidthomas4788
@davidthomas4788 2 жыл бұрын
Because I've tried severally but seems not working
@mariewoods4193
@mariewoods4193 2 жыл бұрын
It's very possible because I make $8300 with my little $1300 weekly
@pofok6498
@pofok6498 Жыл бұрын
Yeah anything more than a few years really seems unobtainable to most. It's basically like planning your retirement. I use index funds in place of a savings account. Very rarely have I seen it loose money, and even if it does just give it a month or two for the prices to go back up. It's not making me rich but it beats the bank's 1-2% interest.
@brandoncampos901
@brandoncampos901 2 жыл бұрын
Did anyone else notice he said "what’s up Graham, it’s guys here" in the beginning of the video
@Jackyliu009
@Jackyliu009 2 жыл бұрын
Perfect timing Graham! I was considering investing in index funds right now.
@1PeakMindset
@1PeakMindset 2 жыл бұрын
You are literally the reason I started investing years ago. Lots of doing my own research later, I am confident in my decision making process and it all started with one of your videos. Thanks!
@GrahamStephan
@GrahamStephan 2 жыл бұрын
Well done!!
@GreedyBeanie
@GreedyBeanie 2 жыл бұрын
Me too! Graham changed my life, introducing me to all these concepts back when I was 16 (I am 18 now.) I have my Roth IRA now, I've put $5000 in for the year so far and I'm putting the last $1000 for this year in when my next paycheck comes in. So thankful to have learned these things early! Thank you Graham :D
@mdfalse
@mdfalse 2 жыл бұрын
Graham Stephan - how do we buy these index funds?
@PS-tf8kl
@PS-tf8kl 2 жыл бұрын
Which platform do you use??
@1PeakMindset
@1PeakMindset 2 жыл бұрын
@@PS-tf8kl I use vanguard and M1 however there are several other options that are just as good if not better based on your preference.
@eth3027
@eth3027 2 жыл бұрын
Intro he said « What’s up Graham, it’s guys here »
@pyrotechnicsbrotherhood2804
@pyrotechnicsbrotherhood2804 2 жыл бұрын
When I first saw my first few cents from a dividend… I was hooked
@EricFinanceTips
@EricFinanceTips 2 жыл бұрын
Love index funds! This is the simplest and easier way for anyone to build wealth and retire comfortably.
@ExeterXD
@ExeterXD 2 жыл бұрын
Can't wait to be a millionaire when I'm 75 years old
@morbidelm2783
@morbidelm2783 2 жыл бұрын
@@ExeterXD lol
@site_is_down
@site_is_down 2 жыл бұрын
It's a hundred percent yes! Index funds are safer than individual stocks.. For those who are afraid of the risk in investing, they can try index funds as it's less risky..
@paulde-logan9444
@paulde-logan9444 2 жыл бұрын
Teach me your ways good man
@holrmar
@holrmar 5 ай бұрын
Index fund is the same than IUL?
@corrySledd
@corrySledd 8 ай бұрын
Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.
@sheltonPston
@sheltonPston 8 ай бұрын
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
@corrySledd
@corrySledd 8 ай бұрын
How do I Find this Lady?
@sheltonPston
@sheltonPston 8 ай бұрын
There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
@corrySledd
@corrySledd 8 ай бұрын
I Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds soon. Thanks
@whousefilms
@whousefilms Жыл бұрын
I've noticed a a few videos Graham says the introduction like "What's up Graham, its guys here" LOL
@wokubiranume383
@wokubiranume383 Жыл бұрын
That comment you mentioned "of boss not wanting employee to watch KZbin!" Haha you caught me tho! Thnx
@harleycartley3138
@harleycartley3138 Жыл бұрын
Beautiful journey, one that folks really need to watch, your channel has really made my life better. I’m 48, retired a while ago. I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accounts, in cumulative of over $1M. I receive income from my rental properties too. Zero debt and all is going accordingly. my advice for newbies is consistency, that's what separates the rich from the poor, the ability to keep going. Goodluck
@stephmeldrich6765
@stephmeldrich6765 Жыл бұрын
You appear to be doing quite well for yourself. Does a consultant help you do this? because I want advice on a plan that would produce a ROI with a high yield %. In essence, wise investments that will aid in my FIRE.
@harleycartley3138
@harleycartley3138 Жыл бұрын
@@stephmeldrich6765 Oh yes I definitely use a licensed consultant his name is James Fletcher Brennan and he places a sizable portion of my capital in fixed securities that generate high in-come for me quarterly like treasury bills, corporate bonds, government securities, and debentures & REITs.
@stephmeldrich6765
@stephmeldrich6765 Жыл бұрын
@@harleycartley3138 Okay please is there a way I could reach out to this consultant? There's certain goals I have for myself before clocking 40.
@ericwilde4583
@ericwilde4583 Жыл бұрын
You’re really killing the FIRE game. I wish to have this someday
@harleycartley3138
@harleycartley3138 Жыл бұрын
His name is James Fletcher Brennan, you can look him up if you want to reach him
@dex2hard
@dex2hard 2 жыл бұрын
Graham said “it’s called onlyfans” boy you a fool for that one 😂😂 great vid tho
@EvilSewnit
@EvilSewnit 2 жыл бұрын
I’m turning 18 later this year, and I want to start investing in index funds and dividends immediately
@DMalltheway
@DMalltheway Жыл бұрын
Don’t wait, do it now
@Minecraftmobile226
@Minecraftmobile226 2 жыл бұрын
You are a great man bro keep it up. Man.
@cashflowinvesting5556
@cashflowinvesting5556 2 жыл бұрын
Keep up the great work Graham. You are absolutely right, you cannot go wrong with index funds. As Warren Buffet says, if you know nothing about evaluating companies, just pick an index fund and invest consistently and you will be well off.
@DesertMav
@DesertMav 2 жыл бұрын
I've been investing heavily during the pandemic and I've been making quite a bit of money. Passive income is great since once you've built your nest egg, the money will continue to come in passively. I am focusing on a hybrid of dividend and growth since I think that both routes are really intelligent.
@uscrunch
@uscrunch 2 жыл бұрын
Were do i go to buy index funds? Is there a website?
@site_is_down
@site_is_down 2 жыл бұрын
Consistency is the key to a successful investing journey as modest investments for longer periods of time will usually outperform larger investments over shorter periods.
@acekhmer
@acekhmer 2 жыл бұрын
Which brokerage do you use?
@haileypeterson989
@haileypeterson989 Жыл бұрын
@@uscrunch I think Vangaurd or Fidelity connected to your bank account. I am still learning tho lol
@fnuclone1229
@fnuclone1229 Жыл бұрын
@@haileypeterson989 I just started w WeBull and Fidelity, hows Vanguard working out?
@alexsantos6474
@alexsantos6474 2 жыл бұрын
I’m restocking the shelves at work while listening, omg👀😂
@7meekah
@7meekah 2 жыл бұрын
Thanks for sharing; I’m planning on making an index fund for my kids while they’re still young.
@RFZorn
@RFZorn 2 жыл бұрын
Graham, do a video on covered call ETFs NUSI, QYLD
@h.w.traveler4331
@h.w.traveler4331 2 жыл бұрын
I love SCHD.....just picked up 500 shares on Monday, during the 900 point dip...!!!
@RESPECTED_MERCENARIEY
@RESPECTED_MERCENARIEY 8 ай бұрын
No one gonna talk about how he said what’s up graham it’s guys here
@PGproductionsHD
@PGproductionsHD 2 жыл бұрын
Always cracks me up when you pronounce the index fund names
@Squilfinator
@Squilfinator 2 жыл бұрын
For those interested, a lot of this is also covered in Tony Robbin's book "Money: Master the Game". One of the most informative and helpful book I've ever read.
@nicholasdotson8042
@nicholasdotson8042 2 жыл бұрын
Honestly I’m 20 y/o and I’ve watched more than a few of your videos and I have absolutely no debt besides rent money so I really wanna start this now and become something maybe 10 to 15 years from now.. but who knows
@user-vs5tx7vw7w
@user-vs5tx7vw7w 9 ай бұрын
You know. Work hard for what you want!
@CaelynnChristoff
@CaelynnChristoff 2 жыл бұрын
This is great info! Thank you.
@wise_one45
@wise_one45 2 жыл бұрын
Okay, the joke about the banker that was a good one. 🤣 thanks for that!
@BitOfBusiness
@BitOfBusiness 2 жыл бұрын
I was just thinking to myself, “how do I make $100 per day with Index Funds?” And then BAM
@AverageGuyMakingMoney
@AverageGuyMakingMoney 2 жыл бұрын
I was literally thinking the same thing! 🤣
@frankclinton2814
@frankclinton2814 2 жыл бұрын
I'm no longer waiting for the GRANT LOAN because I earn $ 46,700 every 10 days recently
@lanjohn6695
@lanjohn6695 2 жыл бұрын
I have heard a lot about investments with James William and how good he is, please how safe are the profits?
@velmaeggleton1938
@velmaeggleton1938 2 жыл бұрын
he is the best Broker, I have tried lots of professionals but only got exceptional income trading with James William he is the best strategy now earning over $15,300 every 10 days
@davidesaba3101
@davidesaba3101 2 жыл бұрын
I have also been trading with him. are secured and over a 100 percent return on investment.
@AlexaMadison1
@AlexaMadison1 2 жыл бұрын
There’s nothing better than passive income!
@winddragonmma
@winddragonmma 2 жыл бұрын
Dude, your a bro. Seriously a good person. This is so helpful. Muchos apreciatos!
@tiaanmoggee6786
@tiaanmoggee6786 2 жыл бұрын
0:52 fine you caught me 😂 definitely pretending to be busy af
@travisgowen5044
@travisgowen5044 2 жыл бұрын
These are the videos I love. They keep me focused and motivated.
@JackDuffley
@JackDuffley 2 жыл бұрын
You mean I have to be responsible with my finances and invest consistently? 😵
@GrahamStephan
@GrahamStephan 2 жыл бұрын
I'm out
@grafando
@grafando 2 жыл бұрын
@@GrahamStephan Barbara?
@site_is_down
@site_is_down 2 жыл бұрын
Hello Jack, it's true, one of the many ways to a successful investment is to invest consistently. Take this, for instance, always allocate a portion of your monthly income and invest it, you're making yourself closer to your financial independence.
@prosper1172
@prosper1172 2 жыл бұрын
"whats up graham its guys here" had my dying for no reason
@Seanmmvi
@Seanmmvi 2 жыл бұрын
Good video, a little bit of a missed opportunity not covering the advantages of a " down payment " into the index fund then the /day investment.
@PoisonWaffle3
@PoisonWaffle3 2 жыл бұрын
"What's up Graham, it's guys here!" I see what you did there 👀
@grahamfan
@grahamfan 2 жыл бұрын
😂
@brandygarrett1730
@brandygarrett1730 2 жыл бұрын
😂😂
@Oneofakind123
@Oneofakind123 2 жыл бұрын
Welcome to the party
@aylssatolson5397
@aylssatolson5397 2 жыл бұрын
I love this I’m currently working my 12 hour shift while listening to this 😭😂 but I can watch this while I’m working
@GrahamStephan
@GrahamStephan 2 жыл бұрын
:(
@aylssatolson5397
@aylssatolson5397 2 жыл бұрын
@@GrahamStephan honestly i feel grateful to you and Kevin Paffrath you both have helped me to continue to work hard to build wealth for my future kids, myself and my family I really believe I owe you guys a big thank you!
@MichelleMarki
@MichelleMarki 2 жыл бұрын
You can set your investing contributions on autopilot too ;)
@martint6461
@martint6461 2 жыл бұрын
@@MichelleMarki Hi Michelle! 😊 I think you should do a video on how to do that! It would motivate people if you show them is easy :)
@MichelleMarki
@MichelleMarki 2 жыл бұрын
@@martint6461 Thank you Martin for this idea, I will consider it! If people are interested in making these automated, I think they should be generally able to contribute to something like a Roth IRA on a monthly basis. Or to their employer-sponsored 401k on a paycheck-basis.
@DutDanger
@DutDanger 2 жыл бұрын
Complete the title by adding the words "in half a lifetime"
@fallenmidori
@fallenmidori 2 жыл бұрын
i will say this was helpful. i can visualize the concept a lot better.
@corb0046
@corb0046 2 жыл бұрын
Another passive income method that I just thought off,,is to get some electric eels,,,put them in your bathtub and sell the electricity to the city…plus recive a tax credit for generating clean energy
@GrahamStephan
@GrahamStephan 2 жыл бұрын
Yeah!
@MichelleMarki
@MichelleMarki 2 жыл бұрын
Can the eel then be made into sushi after? 😜
@dingfeldersmurfalot4560
@dingfeldersmurfalot4560 2 жыл бұрын
You could also stop flushing your toilet and sell what you get come springtime to gardeners.
@corb0046
@corb0046 2 жыл бұрын
@@dingfeldersmurfalot4560 I didn’t think of that one,thnx for the idea
@CommonSensePhilosophy
@CommonSensePhilosophy 2 жыл бұрын
Based and redpilled
@ChengTeoh
@ChengTeoh 2 жыл бұрын
I definitely smashed the like button for that OnlyFans joke.
@grahamfan
@grahamfan 2 жыл бұрын
That was really good. 😂 Thank you very much for smashing the like button. 😊😎👍
@unknownperson-zz9kp
@unknownperson-zz9kp 2 жыл бұрын
Hahahahaha same
@jl86nl
@jl86nl 2 жыл бұрын
It's not a joke
@littleguy665
@littleguy665 2 жыл бұрын
0:00 "What's up Graham, guys here" Ok.
@DreamFirms
@DreamFirms 2 жыл бұрын
Learned a lot!
@AnnonGhost1337
@AnnonGhost1337 2 жыл бұрын
You should make a video about dividends, i feel like thats another good option for passive income and not a lot of people know much about it 😄🔥keep up the good work
@robertagren9360
@robertagren9360 Жыл бұрын
It's not as safe as index funds since they manage it for you but having a big portion focused in a single dividiend stock who is low valued is sort of gambling on the future and what it will do.
@roxannebeauclair9906
@roxannebeauclair9906 2 жыл бұрын
Hey Graham. I'd love to hear a series that is all about health insurance and paying medical bills!
@warlockman-ri2jr
@warlockman-ri2jr 2 жыл бұрын
This is great I found I was doing this already and didn't know. I send 675 a week to my brokerage account that's in the s&p index with vanguard. Its not easy and I make over 100k in NY but It can be done. My goal is to be financially independent by. 47 and retire at 50
@anschecottle3171
@anschecottle3171 2 жыл бұрын
OMW! My face when he said "...watching youtube videos at work..pretend your working.." haha. I feel called out 😆
@itisryan
@itisryan 2 жыл бұрын
Very well done, honestly I think this might be your best edited and scripted video! Love intro and all!
@grahamfan
@grahamfan 2 жыл бұрын
Thank you very much for watching. 😊😎👍
@Matt-wf7ry
@Matt-wf7ry 2 жыл бұрын
I'm currently about $5 shy of $200 monthly returns from my dividend ETF investments. The best part is that even though it is relatively small you see increases every single month in the payout due to your constant investing and DRIP and it feels damn good.
@clutchfitness8309
@clutchfitness8309 2 жыл бұрын
Which ETFs are you investing in?
@BigO355
@BigO355 2 жыл бұрын
@@clutchfitness8309 exactly
@proQuran
@proQuran 2 жыл бұрын
how much did you have to invest & in what to get those dividends?
@theslayerlex5366
@theslayerlex5366 2 жыл бұрын
Where do I go to start my index fund devidend
@linuskristian
@linuskristian 2 жыл бұрын
Tell us more
@jecox6599
@jecox6599 2 жыл бұрын
At this rate, in 30 years, $100 will buy you a combo meal at the local fast food joint.
@OlTank
@OlTank 2 жыл бұрын
At the beginning.. "what's up Graham it's guys here"
@metallifreak100
@metallifreak100 2 жыл бұрын
$100 a day? I was happy finally passing $100 a month in dividends lol.
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