Living On $80K A Year In Washington, D.C. | Millennial Money

Angel Thompson, 28 lives in Washington, D.C. and earns $80,000 a year as a project manager of cultural resources at the National Park Foundation. She helps lead the foundation’s efforts to digitally preserve and share African American history, culture and community stories through America’s national parks.
This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money.
Read more about Angel's budget breakdown here: cnb.cx/32pTaJ7
Thompson earns $80,000 a year as a project manager of cultural resources at the National Park Foundation.The position combines Thompson’s passion for African American history and culture with her interest in improving the visitor experience at museums. Plus, she gets to travel all over the country to visit the sites of the projects she works on, including the Martin Luther King, Jr. National Historical Park in Atlanta and the Harriet Tubman National Historical Park in Auburn, New York.
his is still a relatively new gig for Thompson: She was unemployed for six months after losing her previous job during the federal government shutdown earlier this year.
But her new role came with a big salary bump. “Prior to being at the National Park Foundation, I was earning $45,000 a year working for the federal government,” she says.
Thompson purchased her house in 2017 with the help of D.C.’s Home Purchase Assistance Program (HPAP), which helps residents with low-to-moderate incomes afford homes in the city. Thompson was making $45,000 at the time, which qualified her for the program.
She received a $64,000 loan from HPAP, and if she lives in the home for at least 15 years, she doesn’t have to pay the money back, she says.
That’s just fine with Thompson - she never wants to leave D.C. “I’m a native Washingtonian,” she says. “I don’t see myself living anywhere else.”
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Living On $80K A Year In Washington, DC | Millennial Money

[@CNBCMakeIt]

What’s your budget breakdown? Share your story with us for a chance to be featured in a future installment. cnb.cx/32TYZ2K

[@chachingfm]

CNBC Make It. Come to UTAH

[@allisongriffin3217]

Is the 80k before or after taxes? The 6200ish a month adds up to about 75k a year, and I'm sure she pays more than 5k a year in taxes?

[@krissyhughes6832]

How about an episode of an "elder" millenial with kids? You know not all of us are 20 something anymore....🤷‍♀️

[@memyself5337]

@CNBC Make it This is why you don't take financial advice from TV networks. Shame on CNBC for posting something that doesn't add up financially. Numbers don't add up. At 80k a year, she would not be bringing home 75k. I have made a little over 59k so far this year and have already paid paid over $4500 in just FICA and medicare. Also, other numbers do not add up either. Has 1k in savings but she says she saves 1200 a month. Unless she just started this budget 3 weeks ago, she should have more then 1k in savings

[@MsRemy6]

Love love her! Congratulations on your new job!! And let’s get that savings up!! 🤗🤗

[@akin242002]

This lady is very smart. 1) Got into housing program to solidify home ownership at a low cost; which keeps her costs stable. 2) She joined a program to pay off her student loans in 10 years in her desired field of study. 3) A devoted saver. 4) Works out at the gym to stay as healthy as possible. Lowering her healthcare costs long term. 5) Has a stable relationship to help lower some expenses and for companionship. This is an excellent blue print for millennial success. They should do a follow-up story in 7 years.

[@pmanlicious7117]

She's very adorable too. I think many people want to be her friends.

[@alexisjankowski3281]

Agent_WestCoast A I agree!!

[@gettinItBACK]

I mean 1 and 2 blew my mind just enough. I like her!!

[@cdai216]

I don’t think she’s in a relationship for 5+ years for savings lol

[@akin242002]

@@cdai216Lol... I'm sure he has paid for some dinners, but yeah I agree.

[@fabriannnaa6788]

Ok this just gave me so much hope. Being a DMV native I know how hard and how expensive owning a home in DC is and she did it at 28 go ahead sis!!

[@saturncrush]

Were you aware of the program she was speaking of?

[@oct3087]

saturncrush so I did a quick search and it’s called HPAP

[@78vette11]

Open Ranks Check out the channel “Invisible People”. It will give you a different perspective of how fortunate many of us are to own a home; to simply have a roof over our heads, somewhere to take a shower. An illness, bad decision-making, or a series of unfortunate events could easily change that. Stop being so pompous and arrogant.

[@uniqwiab8679]

Open Ranks you better be thankful.

[@uniqwiab8679]

78 Vette exactly, very fortunate!

[@ddoubleu170]

Man, y’all don’t know how big this is! She is a NATIVE WASHINGTONIAN. So inspired! Praying for your continued blessings, sis. 🙏🏽

[@FaithDow]

Right! Not a transplant.

[@slickrick2420]

@@FaithDow Are most D.C. residents transplants?

[@FaithDow]

@@slickrick2420 The population of Native Washingtonians has greatly decreased in the past decade.

[@Martina_E]

Right

[@ALXSSA]

black women winning ❤

[@sullivanel1975]

Exactly, this is empowerment, not that crap she ra says about i bring nothing to the table lol.

[@donotreplydumbpeople3866]

@Open Ranks owning your house at 27 put u way ahead of the average, just saying..

[@donotreplydumbpeople3866]

@@qundraygray2746 thats very true, still it put u above, she can rent it, sell it etc, own land is the best thing u can do in america, every realtor would tell u that, bcuz of inflation it just going up, think about it.

[@noreason8818]

@shyvixx100 no It's true, It's normal....... Its need to go.

[@noreason8818]

@shyvixx100 the race card need to go

[@devchatterjee9642]

Holy crap that homebuying program is great

[@spe-chulpee-pul6976]

Yes your taxes are paying for it moron.

[@chicnoir29]

Tell me about it.

[@bangladeshirealtor]

Yea but to qualify you need to only make a certain amount at the time you are looking . Most ppl I know in this area make way more than the median income required to qualify unfortunately

[@Tagg25]

If you move , you have to pay the money back

[@naturalkinkycurlymarie7496]

@@Tagg25 Which is why she's Not moving anytime Soon.

[@runtodaddy]

She is absolutely set with that house in Shaw..

[@MEvans-tt1ri]

Mos definitely!! Up & coming!!!

[@cougarlady112]

Yes, I live in SE. That home will be worth over a $1 million soon.

[@robertalvarez8689]

I don't understand why because Shaw is a ghetto.

[@toni7808]

She is extremely mature for 28, already owns her own home and hosts events with friends to cut the costs of going out. Mad respect for her! Favorite episode so far!

[@kdilli6426]

I'd say overall she's doing very well for herself. Owning your home can really put you ahead financially if you stick around and build equity. Go head girl!!!

[@fhbklyn]

Facts, especially in DC where the market will appreciate like crazy. I'm proud of her. Wish I could do the same in NYC.

[@MoneyOverFame]

She’s doing damn well. Much props to that sister.

[@GameFuMaster]

yep, you don't need to live on the whims of a landlord who may increase rent

[@sussiecue3804]

How can you build equity?

[@mtm428]

@@sussiecue3804 through real estate

[@desultorilypanacea]

That's scary being unemployed and owning a house. Glad to see she found a job before things got bad.

[@bryanshealy1260]

not scary if you have savings.

[@ZIPPERG00CH]

@@bryanshealy1260 being unemployed is scary with or without savings. Your equity can only go down if you just rely on savings

[@bryanshealy1260]

false statement. You're equity can indeed go up. Cut costs increase revenues on assets.

[@2minutetopics]

Not really, you can always Airbnb or get a permanent roomer.

[@hogroamer260]

I did it at 23 years old and no savings to speak of. My full time job became looking for a job. Found one a week later making 25% more than my old job. Loosing your job isn't always a bad thing.

[@financefaucet817]

Good for her, she's got a job she loves and a nice salary. Also, the house she purchased was a very good deal, great job Angel!

[@OmahaTonyG]

FinanceFaucet it wasn’t a good deal, it was a government handout. They gave her a $64,000 down payment.

[@financefaucet817]

@@OmahaTonyG You're under the assumption that's bad. She got a free $64,000 if she lives in that house for 15 years and if not the loan is at 0% interest, sounds pretty smart to me. You could argue that she's playing the system or that taking handouts is low, but if I qualified for that when it comes the time that I'm purchasing a house you better believe I'd be doing that lol, no shame here.

[@arsiemaberhane3274]

@@financefaucet817 do you know what that program is called? Also, would she be able to sell it if she ever wants to? There are programs like that in Alexandria, VA but if you decide to sell, you have to sell it to the city. I think🤔

[@johnnypham2850]

Tony Gayden So too for many many individuals who look nothing like her. Qualifying for a salary based incentive is not a handout in technical terms.

[@chizaraa5032]

@@OmahaTonyG it makes sense for the government point of view. Its people like her choosing to live in DC and raise their kids there that will help the city grow.

[@erynd.9911]

Now that’s a smart black woman ! I love to see my ppl doing good !

[@Ndasuunye]

omg, the day I've been hoping for has come. CNBC FINALLY posts their first millenial money video....with a black person. WTF took so long?

[@aateena]

Lol #word

[@DewTime]

Because it’s hard to find black people making this kind of money and being responsible with it compared to white people.

[@ralphyongoueth]

Dew Time is it really?

[@TLM860]

They were too busy profiling people making more than 6 figures

[@TheDarkAgez]

TLM they didn’t start that way though if you look at their first couple of videos. And there are more than enough Black in this bracket for a web series

[@Nomi826]

She has the job, Degree and salary I've always wanted. I'm here for her!!!

[@LiftWeigh]

But no man

[@coppercoloredlifestyle9498]

LiftWeigh she has a 7 yr long term bf and will probably be married soon. What a hater!

[@LiftWeigh]

@@coppercoloredlifestyle9498 7 year bf? Lol man wth. If a man doesn't want to lock you form after that long.. There's issues.. Unless ofc they both don't believe in marriage in the Americanized sense

[@sloanbanks9531]

@@LiftWeigh That's a lie. I was with my guy for 10 years before we got married. We married 5 years ago and just purchased a home in NYC. We both wanted to focus on our careers before getting married. I am a finance lawyer and he is a professor. It's called family planning, dummy!

[@melissagreye8445]

@@LiftWeigh Shut up. Stop being jealous of a woman who has her life together.

[@relaxwithnature6532]

Love seeing women winning especially black women 👍🏽. Why does she need 2 gym membership?

[@relaxwithnature6532]

D Staff I’m not a sexist I love to see men winning, but men have always won. Therefore when I see woman winning especially a black woman I gotta 👍🏽. Bye troll.

[@iloveselenagomezyeah6486]

Tamara D 🙌🙌

[@redunicorn7760]

I think the one membership is just your basic gym and the other membership offers classes and stuff so you get pretty different things

[@user-kr2ty9vk5n]

Right! So glad she's a home owner and in an affluent area too.

[@RiFit]

I have more than one gym membership all the time. Different gyms provide different services.

[@chooga4eva]

I love everything about her. Her home, her salary and the fact that she hosts at her home - that's community right there!

[@datpspguy]

She's on the right path and absolutely amazing to witness first hand. DC is extremely expensive and renting can become cyclical. Hopefully others can take advantage of the Home Buyers Program that was mentioned.

[@elainabauer4531]

Jamal Brown everyone keeps saying how well this girl is doing, but only $1000 in savings while spending so much on self care and $9000 in CC debt is NIT GOOD

[@datpspguy]

@@elainabauer4531 I think beyond the credit card debt, she's in an ideal position for her age. I think the fact that she owns her own home puts her at an extreme advantage. I do agree, perhaps the debt is pretty high, however for her to share that much information with the public is admirable and I'm sure she has a plan to reduce the debt on her CC.

[@mayataylor5743]

Elaina Bauer she was unemployed 6months she probably got that debt from not working . 🤦🏾‍♀️

[@darlingsarah826]

That's her job??? Ugh how sweet is that, I'd be in heaven!

[@sonyacharie]

She was such a kind employee at NMAAHC. Glad to see her winning!

[@edenise1004]

That's a great incentive for the home purchase DC offers

[@bananapajama1235]

I’m a native Washingtonian as well..and this is so inspirational to see. I’m currently going through the HPAP program and to me, if you are currently reside in DC and plan to stay a for a while or even if you want to move later on. Using this program to buy is the best thing to do.

[@Keeks1983]

I’m 36, a lifelong District resident, and purchased through the same program in 2008! Love her story.

[@MarkDanielLouwe]

She sounds like a very responsible lady. Adept in adulting.

[@iwannaquit6200]

Finally a black girl!!!

[@UNYQUE707]

Successful black women!!! ✨🙌🏿💕

[@JhonnyBoi]

DC gave you $64,000 for your house???? VA and MD need to step up.

[@radio3976]

VA housing market is 1.2 mil. Good Luck

[@radio3976]

VA housing market is 1.2 mil. Good Luck

[@radio3976]

VA housing market is 1.2 mil. Good Luck

[@VerStarr]

That’s what I said... wth

[@lalaishappyyy]

​@Will Black agreed, a woman paying $640 in self care a month is getting taxpayer dollars for a house :/

[@rommieabdelnour251]

This was posted 8 minutes ago I’ll bet $20 that Graham Stephan is already reacting to it in his garage with his 20 cent iced coffee and I can’t wait to see the video lol

[@gwimmer98]

Rommie Abdelnour I really want to see his reaction to, wait for it, Millennial Money

[@rommieabdelnour251]

gwimmer98 Lol I know I can’t wait and you should smash that like button for the KZbin algorithm

[@rommieabdelnour251]

Bichr Salhi, Lol seems like someone woke up on the wrong side of the bed today maybe make your self a 20 cent iced coffee and stop being so cranky

[@mariselissa]

Lol, I was thinking that throughout the entire video! He's gonna tell her to eat out less, drop one of the gyms, and pay off her student loans ASAP!

[@GrahamStephan]

@@bsca1956 Sounds like you need some Avocado Toast ;)

[@YouCanCallMeChrys]

I like her! I LOVE her home. She got such a great deal on it.

[@lacytannous]

I generally refrain from KZbin commenting at all costs, but COME. ON. 🎉 This profile was so inspiring. I want to continue taking those small financially healthy steps that will make a big difference someday. Thank you Angel for sharing your financials!

[@DouglasLee9]

I'm happy for her. She can possibly explore getting a roomate to help speed up savings, but I know privacy is always a concern with that.

[@jennywinter3025]

Roommates are a pain

[@mayataylor5743]

Maybe the boyfriend will move in and help at some point .

[@robertdais7569]

That housing purchase in DC was a stroke of genius. That decision alone coupled with reasonable financial decisions should catapult her to everyday millionaire status in less than 10 years. Well done.

[@johnnyanderson3287]

Millionaire status while paying down $100K in student debt and making $80K/yr?? Are you high??

[@immortally87]

Love this! Also glad someone acknowledges how being in a relationship or 2 person income household make paying off debt and saving much easier. People love to gloss over it but it helps a great deal.

[@allysellsitall]

Angel is a smart woman! Buying a house in DC is another level!

[@Elizabeth-mf3dn]

I love her book club and game night ideas. She sounds like an awesome lady!

[@purelove6445]

This is so refreshing to see and hear a women such as yourself being financially healthy and stable. Motivation!!!!

[@TheSlickchannel]

Her job has so much purpose to it. It looks fun and she gets travel but it’s all meaningful and making a difference. I think this is what we all as millennials look for in a career

[@LTJuni0r]

Her take home pay is really high

[@revans4783]

I was thinking the same thing...

[@benakin9172]

Not for dc. She's in the upper median. In fact that's how she was able to get the deal on her house

[@revans4783]

@@benakin9172 when we say take home pay we are saying the amount she sees after taxes etc...I live in DC make more than she does and see less after taxes etc

[@iriemonmon]

@@revans4783 Okay...?

[@freeismylifeVideos]

How is she paying less than $5000 a year total in taxes?

[@giovannataylor7598]

Wow!! This was refreshing to see. I can relate with being unemployed recently. It's amazing to see her thriving.

[@Jrrucker1]

D.C. gave her 64,000.00 that has no interest and she won't have to pay back if she lives there for 15 years. Plus, her home is worth 750,000.00 and she had a mortgage rough 165,000.00. She is winning on the real estate side. She needs to make sure that public forgiveness is concrete. I was told by Navient that all I needed to do was pay the ten year worth of payments and I was good. I deferred my to get my master's to save money and I thought because I was on the forgiveness plan that interest incurred wouldn't really matter because i would make all of my payments. I was at 59/120 months before going back to school. After, I finished my master's degree I contacted Navient to make sure everything was good with the forgiveness plan program that i though I was in because I work for the State. I had to submit some paperwork and a few weeks later received a letter indicated that my requested had been denied because I didn't have the right loan. So paid almost all of my loan off after that because basically I incurred interest and that loan amount increased a couple grand from me doing deferment. I will have them off my books by May 2020.

[@distorta]

being scammed is nothing to be proud of.

[@Ab-lx1ck]

@@distorta who's being scammed here? Are you talking about DC being scammed? Because this incentive program literally makes the city money over 15 years at least double, more like 3-4 times its initial investment. I can cut and paste another one of my comments explaining how to this idiot that doesn't understand the difference between welfare and incentive programs.

[@OmahaTonyG]

Ab13 I’ll bite. Go ahead and explain it. How does giving someone $64,000 and a no interest loan make money? Why don’t all cities do it if it’s such a money maker?

[@kutie216]

Symbiotic Flux But she will have to pay taxes on the down payment (as income) and if the loans are forgiven (99% rejection rate for student loan forgiveness program) she will also have to pay taxes on the total amount of the loan, including interest. That will be a LOT of money!

[@Ab-lx1ck]

@@OmahaTonyG Why it's so hard for people commenting to do basic analysis and math is beyond me. You do know a city's financials has to do with a lot more than just one program right? To get this out of the way first, let's say she doesn't stick out the 15 years. She has to pay back the 64k so the city is made whole right there. Also every year she stayed in DC she pays around 5300 in income tax. So let's say she stays 3 years and leaves the city still made about 15k in profit it wouldn't have is she lived in VA or MD, which alot of people working in DC do. That's the whole reason these are incentive programs. It pushes people to live in DC which provides the city with more revenue. Now this is actually the worst case scenario. A better and more likely one I'll describe below. Now, as she plans to stay in DC let's assume she stays the 15 in that house. Let's take a look at how this plays out fiscally for DC in the second worst case scenario. The second worst case here is that she stays for 15, but the house value doesn't increase from the current 750k stated in the video, which is very unlikely, housing pretty much always increases in value over a 15 year time frame, and her pay doesnt go up at all from 80k. Again very unlikely, but let's play devil's advocate to keep it simple for you guys. At 750k she'll pay a total of about 64k dollars (look up a DC property tax calculator if you dont believe me). So again in the WORST case the city comes out even. But wait that doesn't even include income tax. Again assuming the worst, she gets no raises or promotions over the next 15 years, she will still pay 80k in city income tax to DC. Those taxes would not go to DC if she didnt live in the city like this program incentivises people too. Not even counting sales tax and other things, the city has already more than doubled its money in second worst case. Also, you do not have to pay income taxes everywhere, which might draw here to other places. So, not only does this cost nothing it actually makes money. This would not be the case if she were to move to Virginia or Maryland. Realistically, with rising home values and promotions, this program will probably make the city 3-4 its initial investment if not more. That profit right there is why cities and states offer these incentive programs. They are a net benefit, even from a purely fiscal analysis. As for your question why doesn't everywhere do this? I don't know some states have no income tax so no benefit in loaning people to move there. Others might just be run by idiotic republicans, so even if programs like this make money and are fiscally responsible, they just go on their FEELINGS that giving out money is ICKY, and won't do it. You already see a bunch of idiots in here calling it welfare when it's not even close.

[@ndnblack1]

Angela, Blessings and Best regards to you in all your endeavors! You are such an inspiration!

[@aliali-ce3yf]

thats a terrific deal on her house

[@DrCareyYazeedTV]

Love everything about her and what she’s doing financially💕

[@LaurenOrion]

She’s doing so well wow! YES GIRL

[@pamelalloyd6776]

Oh my God she is so impressive. I went to school in DC and then left for three years and returned when I was 29. She was able to buy her house for basically the same amount I was able to buymine 20 years ago. The programs that she's taking advantage of her so super smart. You give me hope for your generation

[@blackamericanlesbianprofes4357]

YES! This woman did her homework and did thinking on several of the resources she has in her life. I love it! And her career is a powerful message. Thank you so much for posting this interview.

[@Kush333]

The best move she made was buying that home in DC. GAME OVER. Just keep paying that mortgage goddess, and you will be set for life. Salute.

[@user-se4jc1kn6i]

That take home just does not add up. CNBC should be clear if the 80k is before or after tax because that is a HUGE difference. Or you know, get your math right?

[@Eveningbreeze721]

Agreed. I make about 15k more than her and my take home is less.

[@loved1lost333]

Great job, so proud of you! Stay blessed. Thanks for being an inspiration.

[@MoneyOverFame]

Props to this sister.

[@nosaoyemade9618]

I am so proud of you that you bought a home, it's your investment and God bless you. Keep it and don't let any man sweet talk you into selling and investing in a joint home, it's your sole and separate property, your God given gift.

[@SheylaGomes]

I love it! Congratulations Angel!

[@gabrielledillard4305]

This was an awesome video to watch. And I'm just appreciative that she was willing to share her story

[@Usernotfounddd748]

She’s really goals❤️

[@anabettencourt6943]

Her mortgage repayment plan is smart! And the homebuyer plan is a dream. Wish more cities would do that

[@cardion411]

Loved this. Love to see young African Americans living out their dreams.

[@Rocioslane]

I truly love her resourcefulness

[@Selena-uf4gl]

I love how raw she is! Very inspiring and I love that she showcases balance! She's smart!

[@tamsmd1]

What a great inspirational story from her. My favorite out of a few I watched. Plus I’m close to DC and it’s such a great area to live.

[@Officialnurselexi]

I love this! She’s really inspiring.

[@oms7963]

This woman is really smart. Major respect that she seems to be living her best life

[@chloeg2931]

OMG her house used to be on Airbnb.I booked the house with two friends three years ago, but we changed our plan last minute so we never made it there.What a pleasant surprise to the lady who owns the house now!!

[@conjurerwoman9726]

Great job! I would recommend that you build up your savings instead of putting all of your money into the house. Liquidity is king when emergencies happen. If you should lose your job or get ill, the bank will not care that you made double payments, they will be looking for the current payment and if you don't have the funds they will foreclose. If you have an adjustable rate mortgage, switch to a fix rate while you are working and have a good salary. Also check into the homestead property tax and home protection, can save lots of money. Life experience passing it on. Also, cooking your own meals as much as possible saves money and improve your health! You should be very proud of yourself!

[@java3416]

I loved this episode, it's so inspiring to see a WOC killing it!

[@OmahaTonyG]

Jahasia Cooper I don’t call living in debt, dependent on government handouts “killing it”. She needs some basic financial education before she drowns.

[@RiFit]

@@OmahaTonyG I hate to say it because I love seeing black women doing good. But this wasn't it :/ I was disappointed after watching.

[@java3416]

@@OmahaTonyG I meant the fact that she has a plan for her finances, is using the resources around her to be successful, and has a career that she loves. Thanks for the comment though ;)

[@java3416]

@Angel Sinclair I said what I said. Thanks for the comment.

[@jellygurl27]

Congrats on your success! I am a native DC born and bred and rarely hear these stories! Thanks for sharing.

[@coffybelle7534]

Wow. That program for buying a home is amazing.

[@ipsilonia]

yaaaaaaas my girl is a 20something DC homeowner rockin those vans sneakers!!!!! i am so inspired!

[@bohemianchic638]

Yass love this woman.😍very inspiring

[@crosscounty24]

Happy for her. Keep it up.

[@zombithehomunculus4767]

So proud of you Angel!!!

[@balexandrio7227]

Doubling up on house payments while having $9k balance on a credit card!?!? WHAT. You're double paying a 4% loan while not paying off a 24% loan?

[@tracilewin4659]

She said she is paying $1500 a month on the credit card bill also, it was probably from when she was unemployed for 6 months. I think she's doing a great job and plus she's only 28

[@balexandrio7227]

Traci Lewin never said she wasn’t doing great but she’s losing lots on interest.

[@tracilewin4659]

@@balexandrio7227 why don't you make an anonymous donation so she can pay off the CC at once? I'm sure she would appreciate it!

[@TheKarebear666]

@@tracilewin4659 Why would Brittany donate to the video lady? It seems like she's doing well. She was just commenting on that it's irrational to pay more on a lower interest larger bill than a high interest bill that's less money.

[@tracilewin4659]

@@TheKarebear666 why not? You could donate too

[@sl72486]

They need to do a story on Graham. Living on $1 million a year and 20 cent coffee | Millennial Money Edit: it happened! kzbin.info/www/bejne/iofZhoGga9urpcU

[@gwimmer98]

Steve L everyone who agrees should like your comment so that CNBC sees it

[@adamt1905]

Yes

[@barajas3084]

Yes!

[@Ndasuunye]

that wouldn't make sense. One, he would have to contact them. That's -alledgedly- how everyone landed on CNBC. Second, this seems to be for people who are not known, which Graham clearly IS known. Wouldn't make sense. Three, you can't have someone roast themselves on their OWN channel and garner MORE views than the home team. Just bad business.

[@allamasadi7970]

@@Ndasuunye but it would be good as it is like a glitch in the matrix thing plus it is win win for both channels

[@jjones8826]

i just discovered this series, i love the salary transparency!

[@2Blessed2BeStressful]

love this! she is blessed!

[@Plantamoments]

Finally a DC native!

[@moua0067]

Your job is so awesome! Congrats on everything!

[@loveinthewebb6168]

Loved this episode !

[@nocciolina]

Is she not paying taxes? $6,257 x 12 is already over $75k. Unless this is before taxes the numbers don’t add up.

[@keitumetsem1344]

Natalia Wojdak Taylor swift look a like

[@wyattcobb6784]

Thank you!

[@cherokee7411]

Natalia Wojdak, My exact thoughts. I make $81k and take home less money than her. I live in NYC where the taxes are much higher I get it. However, the numbers don’t add up. Unless she has another job bringing in extra money the numbers are off. Please make this make sense. I love that she is doing her thing. Wish we had a home ownership program like that in NYC. I am proud of her accomplishments. The numbers are just off. 🤷🏽‍♀️

[@carenlook7902]

She lives in the land of fraud silly

[@isevans44]

@arkzo Dude 90K does not cut it for her net income by a longshot lol. Taxes are beasts. Shes likely making around 120k

[@UnFamess]

$100k masters?! My gosh!! Go ‘head girl! If she cut back on a couple things, she could do even better

[@haydeea9789]

UnFamess the credit card debt has to go 👋🏽

[@officialalonzo263]

Washington, D.C. Natives should like this post💪🏾

[@herlifemusings23]

Her job looks amazing.

[@emmanuelgarcia7611]

A more accurate title should be: “Living on $80k after taxes” Her gross income is well above $100k a year.

[@Thatsheinycar1]

THANK YOU

[@P0k3D0nd3M4cG]

I just want to know where people get these jobs

[@swicheroo1]

Wow. That DC program sounds awesome. Here in my city--Los Angeles--there's no specialized program. I want to move to DC and get on that gravy train! But seriously: She looks like her best move was her house purchase and her greatest risk comes in losing it in the event of government budget cutbacks. She needs to have 6 months of money, not only to cover basic mortgage but ALL her expenses. It's admirable that she is doubling up on paying off her INTEREST FREE loans. But she first needs to put that toward her 10K credit card debt. It needs to be gone. Then, she needs to put that money toward her emergency fund. Because if she defaults on that house, she is going to be in big big big trouble.

[@mayataylor5743]

Spunkymunky non resident can apply if there moving to the area .

[@Surafel1993]

I like people that know the system well!! She's not victim, but beneficiary 64K!! LOVE IT, well done and more power to you!!!

[@daniellecorbin18]

Angel, thank you!

[@jonathansorunke9699]

Millennial money is back! Graham, have at it!

[@ShannanBananan]

Her life sounds great! Sounds like she's doing everything right

[@OmahaTonyG]

Shannan W I disagree. She is drowning in debt and dependent on government programs to maintain her lifestyle. Her career choice is so limited that if she loses her job she would likely be unable to get the same income anywhere else. She needs to watch some Dave Ramsey and get her self together.

[@1988Allnatural]

@@OmahaTonyG I was shocked reading these comments on how she's doing so well. 100k in a worthless degree, 9k in credit card debt is not "doing well".

[@rogers5622]

She is doing very well for herself by owning a home and still enjoying life. Proof that you don't have to hoard every nickel .

[@DebraJohnson]

I hope she is faring okay during the pandemic! I love her home.

[@78vette11]

While the cost of living in DC can be high, the city definitely has some great programs for its residents.

[@XKillerX25]

Dam that boyfriend dont gotta worry about a room to crash, cuz she gotta a house to herself lolol

[@jzk2020]

-bummy loser

[@bigbraz]

He'll need it. Specially at the rate he keeps footing the bill.

[@Styl3Associt3]

@@bigbraz he's just closing the wage gap between men and women by footing the dates.

[@bigbraz]

@@Styl3Associt3 hahaha.... I'm with it.

[@hellojasmineful]

Why assume he’s not as financially responsible??? Y’all find anything to complain about.

[@divinelyblessedkb]

Awesome!!! Great inspiration!! ♥️👑

[@sdn4134]

Her personality and accent just radiant she’s gorgeous

[@PAWhite-di1fo]

I have the exact same HPAP loan from 2004 but I hadn't heard of the loan forgiveness after 15 years. I just contacted DC Dept of Housing and they confirmed that you don't get loan forgiveness after 15 years. If you have new information, please let me know!

[@marshallosantos9035]

I wish that we could have gotten more information on surviving the unemployment part. That is the biggest obstacles in my past experience when it comes to building your life.

[@y.r.9401]

Thank you for sharing these amazing money-saving programs!!!

[@clAssIcAllymINdless]

I am shook about her house! When they said she lives in Shaw, I was waiting for the painful price tag. So happy for her.

[@oco987]

She is doing great

[@ggervasio1]

Overall great work Angel! It seems that she really lucked out with the housing costs (living in DC, what she described for that home is nothing short of miraculous). The two pieces of advice I would offer if asked...lower the self-care and food budget costs and increase your contributions to your retirement accounts (even by a $100 in each category). Self-care is critical, but I personally believe all her associated costs on a monthly basis are quite high. Compound interest is more effective when you are young as it has more time to grow. And secondly, eeek, cut up those credit cards if you cannot pay the balance in full every single month! Credit card debt is a dangerous beast.

[@kristinrodriguezrealtordmv3434]

Love it! I am in the DC area. She was incredibly wise to purchase a home in DC using that program. I have a girlfriend that used the same program many moons ago to buy a condo in a great location in DC. Her home in Shaw home is easy worth $700k or more. Go ahead young lady! 💪🏼💪🏼

[@ic3482]

I’m a Washingtonian as well and this video gave me a different perspective on expenses and savings. Love your mentality on savings!