Man out thousands of dollars after crooks change checks made out to large companies

[@hermenutic]

I am at a loss to understand why the bank would honor an obviously altered document and then fail to compensate the customer who was defrauded. An altered check is not negotiable but the bank treated the check as if it were negotiable and then made the customer pay for their decision. How is that okay on the banks part?

[@michellelyster5931]

Originally banks were supposed to help protect your money, that is why we started using them. Now they don't care. What happened?

[@bernaclischurchill4463]

I agree, how can they cash the check without proper ID, without the bank teller's assistance. Ms. B. Churchill

[@hermenutic]

@@michellelyster5931 It's beginning to appear as if they have been given permission. An altered instrument is by law invalid in many places. The bank honored an altered instrument and who's to say they are not running a scam after we've seen the business practices of Wells Fargo exposed in court. It just doesn't make sense to honor a fraudulent check.

[@for2utube]

Not the BofA I know. They used to be extremely difficult to get a check turned into cash.

[@curie3938]

and people are leaving there local banks because these "big" banks are safer?

[@maryserrano6448]

That's totally unacceptable the man should get his money back from the bank. They and the post office should be held accountable. You have crooks working inside the banks the post office helping the crooks. It's disgusting, people are trying to make a living and pay the companies they owe money to. Disgraceful what is currently happening in our society.

[@filmaker256]

he should ! And remember to resist the Digital dollar!

[@DebSherr]

It is disgraceful! The companies that didn't get their payments are also harmed by these crooks! If dishonest people worked as hard in the honest world, they might have better lives! This world is in desperate need of help!

[@quienbee]

​@marc kuykendall I agree! Tellers are usually VERY insistent about identification, AND they also know that big corporations don't have representatives coming in with one check! They usually move them in small money bags with locks on them, and there are hundreds of them inside. A short investigation should have had this person in jail and the problem solved. Cameras 📷 EVERYWHERE!! They know the exact date and time to correlate with the surveillance cameras. Maybe this was some rich radicals kid or something. This math is not making any sense....

[@thomastuorto9929]

He needs to talk to a prosecutor & the BBB. That is how you get results.

[@sagebeer]

More proof that banks do not care about you, and only their balance sheet.

[@glep3570]

If this happens to you: 1) contact the Postal Inspector and report mail theft and fraud, 2) contact the FBI and report bank fraud. Once those agents start showing up, banks get a lot nicer.

[@daveescobar1641]

Hahaha the FBI is in on it!

[@bernaclischurchill4463]

Also, the FDIC should also be contacted too, since they did not cover his money, which they are supposed to do up to $250,000.00, but they did not. Ms. B. Churchill

[@andyleo8418]

They ain't showing up. You live in a dream world.😅

[@TG-ke9ve]

You can contact all of them, just don’t expect for them to show up or take you seriously!

[@glep3570]

@@TG-ke9ve Postal Inspectors are pitbulls. If you tell them that you mailed letters from a post office and the checks in those letters ended in bank fraud heads will roll and fast.

[@SannTenny]

He said he mailed the checks by putting them directly into a mailbox, so who are the crooks? Post office employees or bank employees? Where was the money deposited to? Just cashed? The banks have cameras. This should be investigated by law enforcement and solved quickly.

[@cvvxtp3878]

Banks don’t investigate typically unless it’s a very large amount they couldn’t care less in most situations

[@Automedon2]

must be someone at the postal sorting center

[@joshharris7193]

A lot of unanswered questions from this.

[@archiebunker139]

It was a 🖤

[@jengable4888]

I agree !

[@Automedon2]

If the crook was depositing the money into his account, how is it that they can't seize the account and arrest the perp?

[@Iceyfire12]

I believe they cash it out!

[@Sidicas]

They are not depositing it they are walking into the bank, signing the back and the bank gives them cash.

[@gailschwartz4037]

@@Sidicas inside job. U need id to cash checks. I been banking at my bank since 1997 . I still have to show my id to withdraw $ & cash checks on the spot. I was even chastised for using an expired id as identity (which I said my face on the expired id matches all info needed, but still needed a supervisor for an ok),. Inside job pure & simple. The checks were mot theirs . Inside job.

[@ColoradoJayy]

@@Sidicashow without a Id

[@purgal5250]

So I used to work in an operations department of a bank and there are so many things that can be done by his bank to help him. They are liable for accepting the irregular endorsement, but they have a good case to pursue the bank of first deposit as well. However, if they don't want to take the time to do that they can easily mitigate their damages. Checks are valid for what is on the written line, not the number line. So they can perform a simple check adjustment to get the additional amounts the checks were altered for from the BOFD and then they only have to eat the amount the checks were originally written for. There is no reason this poor man should be having to wait for his money.

[@Sisweneed2talk]

Ok use to be in banking too. This banking 101!!

[@supportmytroups7]

That would require them working and losing $ Not much incentive

[@purgal5250]

@@supportmytroups7 it’s cheaper than getting a complaint and ding by a federal regulator if he files a complaint. I’m betting that either they are hoping the customer doesn’t know and won’t follow through or they don’t know. Higher ups may know the rules, buts it’s amazing how many lower level bank workers do not.

[@joans5619]

Sue the bank. It’s their obligation to check everything to ensure what hits the account is correct and safe.

[@lawrencebraun7616]

It's almost impossible to sue a bank. The bank is FDIC the Fed Gov. You are suing the Gov. Very few lawyers will take the case

[@hfamepham2094]

If you rich you can sue them😂😂

[@Prolificposter]

@@lawrencebraun7616 The FDIC insures against loss due to bank failure, which has nothing to do with what happened here. The possible remedy is a lawsuit. I don’t know what the small claims limit is in his state, but it’s likely more than $5000 and he doesn’t need a lawyer. If the bank does not send a representative on the court date, he would get a default judgment against them and could then take other actions that would annoy them enough to pay him to go away.

[@bamarealist]

I always encourage people, especially seniors, to become familiar with technology. As we see here, it could literally save you $$ & time with electronic payments.

[@johnp139]

@@hfamepham2094 Small claims court.

[@anye76]

The bank tellers are in on the scam. I'm old school, love writing my checks, that's how I was taught to conduct business. I'm sure this man was too. He looks to be much older than I. Goodness gracious this is awful. This should have been a slam dunk frzud, reversal funds back into the account within 48 business hours.

[@garyK.45ACP]

I doubt it. More like the tellers are totally incompetent.

[@luke_skywanker7643]

@@garyK.45ACP The tellers were probably in on it.

[@garyK.45ACP]

@@luke_skywanker7643 Maybe. My bet is on them being incompetent.

[@ok.ok.5735]

I don’t like cheques because they have your routing number on them. Card or cash for me.

[@QuantumEffectResidue]

@@judithgrace9850 That's what I do and I rarely have any problems.

[@Theideaman]

We are in the 21st century this should NOT be difficult for banks to check the timestamp of the camera security footage and hand it over to the authorities, simple as that!

[@luke_skywanker7643]

Exactly.

[@jonflippen9061]

It’s a theft ring bank employees are involved managers

[@djsauce4498]

This scam was done with mobile deposit option. It's 2023 you can now cash checks from your bed, but like always with new technology there's going to be new scams.

[@shenekkarogers2854]

The banks do not thoroughly investigate. They actually don’t care

[@bpxl53yewz29]

@@djsauce4498 That's still traceable. The banks are just unwilling because they don't care.

[@lovemcurvy3126]

90% of what’s happening at these banks can be contributed to employees breaking the law

[@stevestewart007]

Yep, we had a tidy sum in a credit union, and a thief INSIDE the bank withdrew money and transferred it into three other accounts of people who were just other members. They would transfer from our acct, deposit in other accts, and then eventually withdraw it from those accts to cover their crime. We didn't notice $20K being stolen, because we had made no deposits or withdrawals through the month on a savings acct. They knew we would not look until our statement came out at the end of the month. They were caught and fired, and we got our money back, but that was an inheritance from a relative for our son's college fund. Now I have alerts on the accts and check every other day!

[@joshharris7193]

@@stevestewart007 I’ve never had money stolen like this. A scammer tried to double charge me once about a month after I purchased an item but I check my account transactions every couple of days even if the accounts are not used very frequently.

[@dukefurst5741]

Lots of postal employees are thieves.

[@roblau1951]

Amen

[@jacquelinelindsey2587]

Ditto

[@starrionx1]

How can checks obviously made out the the wrong amount and cashed by someone other than the TO entity be honored? That is insane. This guy needs to open a CFPB complaint now.

[@Skoora]

I had to write a $9000 check recently for a local company as they would have added 3.5% if used a card and the only other option they gave was Zelle, which had limits on transaction amounts well below that number and honestly, felt extremely risky as the bank does not guarantee or take any responsibility for the recipient being legit. I told my wife I didn’t feel comfortable mailing it and I was going to drive it over (about an hour 1 way) and deliver it personally. She couldn’t figure why I would want to bother and this video is going right to her. This is crazy and there is no honor in the employees in these institutions. And screw this company for charging 3.5% with card use.

[@sanseiryu]

Next time you have a situation like this, get a certified ( not cashier) check from your bank. $10-15 is the average fee. The bank will add a stamp, signature or other unique marking to show that a check is certified. Difficult to fraudulently pass a certified check.

[@CrazyBear65]

You could've just gotten the cash and paid it.

[@LoveClassicMusic0205]

@@sanseiryu Most banks don't certify checks anymore and haven't since the early 90s. A cashier's check is safer because it doesn't have your account number on it.

[@sanseiryu]

@@LoveClassicMusic0205 Thanks, I got the two mixed up. I usually use postal money orders for lower sums in the event a payment like that is required.

[@edennis8578]

​@Nicky L My family's lawyer only takes checks, and he practices 100 miles away. My trash collector only takes checks and their office is also out of town.

[@terryfolderson-is5qo]

whats sad is when you take money from the bank through a messed up ATM they legally demand you return every dime and even go after you for being $1 short but yet when this happens all they have to say it "welp, you're out of money bud, sorry"

[@mar25947]

This man shouldn’t have struggled for even a second in recovering his money from these banks. So heartbreaking.

[@camerondawnpeterson5100]

I lost all hope in humanity long time ago. This is 1 of the many reasons why. This is pathetic and outright disgusting.

[@morpheusFromZion]

He needs to lawyer up it seems

[@Automedon2]

and the lawyer will cost more than his loss

[@LoveClassicMusic0205]

Sue both banks jointly and severally.

[@TrishTruitt]

WTH? This is absolutely unconscionable. How can they possibly balk at such an obvious error on their part?

[@tedmoser3657]

My bank has told me they don't go by the number amount, just the written amount. Somebody in those banks needs to be terminated. He needs to go through another news station that has a reporter that does consumer protection reporting, they seem to get good results.

[@bpxl53yewz29]

Summary: It was a postal worker who stole the checks and the 2 banks were negligent for not checking the written amount.

[@roachtoasties]

This happened to me but the crooks fished the mail out of a postal mailbox. I wouldn't be so quick to blame the post office. If you notice, there are less mailboxes and the ones that are still there, they're making the door to the mail slot only open a tiny amount. Still, I no longer put outgoing mail in mailboxes, but mail it inside the post office.

[@dennisjones9044]

doubt it was a postal worker, the Postal Inspection service have hidden cameras all over the plant

[@gailschwartz4037]

Sooo does the casino .🐑 my prior employer!! But u be 🐑🐑🐑🐑🐑🐑🍾🎤🎤🎤🎤🎤🎤🍾

[@usps7658]

​@dennisjones9044 Then how come I frequently see on the news about postal employees stealing mail ?

[@gailschwartz4037]

@@usps7658 they steal the mail from the truck they are working from.

[@tammiepulley7167]

OMG! This happened to me 3 years ago. I mailed my rent check to my apartment manager. It was stolen and deposited and my credit Union, Meriwest, based in San Jose, paid the funds to whoever signed it. It took my credit Union weeks to return the money to me and I had to escalate twice, even though I had filed a police report. I tried to file a report at the post office and I actually got the run around on the proper way to file a report. It was if they either didn’t know or didn’t want to deal with it. A big pain. This is a nightmare. If this happens to you escalate fast, file reports and communicate with your bank by EMAIL to have a audit trail of who you talked to. Unbelievable how banks don’t want to protect their own customers.

[@jamesfulmer7080]

The only thing that makes these companies do the right thing is causing them to lose money. If enough people speak out against CHASE and leave them, they will react in a positive manner. Band together. There is strength in numbers.

[@kickingitwithgigi4065]

Wow, what a freaking nightmare!!

[@hungp.8191]

Avoid writing checks and also make sure when you are at the ATM, you really click no more transactions and log out. Too many scams out there.

[@sacrebleu1371]

I wait for the official log in sceeen to show up before I walk away. I also make sure there are other safety protocols in place, like another person with me and my not too friendly dog. I read up how new scam is to use super glue in slots to force chip use which extends the screen open time lengths.

[@rand8025]

Just don't use Zelle

[@grumpyoldman7948]

This happened to my sister a few months ago. She mailed a check to her dentist. She put the envelope in the mailbox at her home like she has done for many years. The dentist didn't receive the check, but the check had been cashed. We live in a very small town (a rural community). A woman who lives close by in our county changed everything on the check, except for the signature. She cashed it at a local store using her real name and driver's license number. My sister did not follow up on criminal charges due to her severe anxiety. She was told the bank notified the sheriff, but we don't know that for sure. She was also told the deputies would not go looking for the woman, but her driver's license would be flagged and if/when she's ever stopped then she would be charged/arrested. And btw, my sister always prints all information on her checks in impeccable handwriting (for about 45 years). The check was changed to sloppy cursive. Yet no one at the bank noticed a thing.

[@grumpyoldman7948]

@@lI0OIl00OO00llII I will. Thank you.

[@MaxPower-11]

Unfortunately she should only drop mail containing checks in boxes inside the post office. Putting up the flag on her rural street mailbox basically just tells the thieves “come steal my outgoing mail”.

[@grumpyoldman7948]

@@MaxPower-11 Unfortunately, you are 100% correct. Since this occurred, my entire family only mails checks by taking them inside the post office. We mistakenly believed this sort of thing wasn't happening way out here in the sticks, but sadly it is. And btw, I have ordered the pens another commenter suggested.

[@richardmann3396]

This is one reason I use a small bank. Your local, hometown bank will treat you so much better. Those larger banks feel like they are untouchable and do not have to answer to anyone, especially the customer.

[@emmah6045]

That's right. Deal with a small, local bank.

[@globalrei]

Banks are crooks

[@hashvendetta7226]

Our justice department protects them

[@nickhammer6408]

I don't condone shoplifting or stealing but most that are stolen from steal from us. Sad .... No honor, I guess that's why I want to get physical in a situation like this. The people stealing don't care if they hurt someone else.

[@RishayanPorMexico]

Yep, banks, hospitals, grocery stores.....hand in glove with the mafia communists that control the government.

[@tac7826]

In fact some banks may have funded the Bolshevik Revolution in Russia.

[@CrazyBear65]

Big fat _corporate_ crooks.

[@sueteran]

Some people think that if they pay their bills online, they are taking a risk. Sorry, but putting a check in the mail with all your banking info on it is way more risky.

[@pdxtom]

100% correct. Sure, we *should* be able to write paper checks and mail them without any worry but there are much safer & more convenient ways available.

[@JohnS-er7jh]

this isn't a Mistake. this should be considered gross negligence and not only should the customer have money refunded IMMEDIATELY (but also any expenses associated with getting this rectified) AND the Banks should face hefty fines (and those fines need to come out of the Top Executives Paycheck/Bonus Compensenation, to ensure they just don't pass the fine off to customers as hidden fees).

[@lynn2212]

Some of those biggest crooks work for the government and government agencies

[@godsentjesustosetusallfree9859]

Banks should've done better by this man. How did they not catch this???

[@markusanderson1517]

This is another example of why I do not use Chase - simply, one of the worst.

[@davidgoans3025]

Well that's a bank I certainly will never use

[@michellelyster5931]

Time to start hiding your money in your mattress, it is safer there.

[@GeneralRaptor]

There’s a reason I went with a local credit union for my business account

[@sacrebleu1371]

If a bank fails to verify the one cashing a check is the true recipient of a check being cashed, like the power company, that loss should be on them, not the person who wrote the check! He should take it to court as gross negligence of job duties. I could see not being able to spot a washed check, but that was not this case.

[@jengable4888]

How is that even possible ? He should contact the police to file a report ! The banks do not know who tried to either deposit or cash these checks ? What is going on here ?!?

[@bethriley9757]

Someone at the bank was in on it.

[@SkinniJ]

Yeah it was you.

[@bethriley9757]

@@SkinniJ wow. That's just stupid

[@thegreat9481]

@@SkinniJ and his fat girlfriend

[@clarkclarke]

@@SkinniJ ot maybe you ...

[@michellelyster5931]

The banks cashed the checks without checking signatures therefore they are responsible. Simple.

[@sacrebleu1371]

Not just signatures, they didn't even compare to the line stating who it was written to!

[@deekang6244]

They have to abide by the written amount, not the number in the box.

[@beezknees4339]

Chase doesn't send checks back to me, how can i see if someone is doing this?

[@sylviaelse5086]

The law UCC § 3-114 clearly states that the words take precedence over the digits, so the bank had no basis for paying ten times as much as the words stated.

[@stillkeepin1]

A simple case of check fraud perpetrated by a thief followed by bank fraud perpetrated by the bank.

[@LoveClassicMusic0205]

Most likely the thief is a crooked postal worker who was stealing them out of the mail. Then he or she had an accomplice at the bank to cash them.

[@garyK.45ACP]

Is anyone competent at their jobs anymore? And how should this be put back on the victim?!??! It was clearly a bank error. I'm about the same age as this victim and I stopped using personal checks to pay bills about 20 years ago. The only check I write now is a monthly check to my landscaping service and I hand it to them personally. After seeing this, I may just start giving them cash and be done with checks altogether.

[@8ofwands300]

I hate to say it but that was my thought. Poor training and short staffed companies hiring below par candidates. 😐. Every week it seems I talk to some company rep who is wholly unprofessional and or doesn't know what they're doing. Incompetence is the order of the day.

[@DebSherr]

Check the cameras to see who stole and deposited the checks! The bank should be held responsible for this man's money as it was their employees who allowed the checks to slip past them!

[@2002altima]

There was another story just recently about Chase Bank I've commented on about avoiding Chase Bank... I'm really gonna avoid them at all costs.

[@lmullett4106]

My ex-boyfriend was a bank employee and many times people stole money from the bank and from people coming in the bank ,they were fired not charged, and they just went to another bank in the same town. True story it happened 2x during an2 year period! CRAZY! I thought it was just the DMV who lived by their own rules but apparently it’s the banks also 😠

[@louisliu5638]

Banks USED to "vet" employees very, very carefully as banking was a long term job with excellent long term benefits. No longer. The banks ALSO don't want to have attention drawn to their own stupidity, so they let the ex-employee walk without repercussions? IN THE USA??

[@stevestewart007]

Yes, when our money was stolen by a bank employee, we were told not to file a report with the police, because they were doing an internal investigation. I'm sure they only fired the person, and he or she was never charged.

[@TheDeadbirdy]

Bank of America should be held accountable

[@realname2158]

Lots of predatory lawyers willing to work for a chunk of the award to sue a bank. In this case they can sue TWO big national banks and really cash out, making him a lot more money after their cut. Lost cash, damages for mental anguish and suffering, damages for affecting a person's credit score, lots of damage claims to be made PLUS attorney's fees and court costs. And to avoid a jury trial which he could request the banks always settle because they lose to every jury.

[@shevawnmacdonald4282]

We all need to show this to our older Americans who insist on writing checks

[@CrazyBear65]

Nhere's nothing wrong with writing checks. That's how it was always done until recently. There's something wrong with people _stealing_ them out of the mail.

[@shevawnmacdonald4282]

The computer just reads the bar code and amount a stolen check is too easy to get ahold of

[@edennis8578]

Some businesses only take checks. My family's out of town lawyer only takes checks. My garbage collector only takes checks.

[@shevawnmacdonald4282]

@@edennis8578 that’s really not true you can have your bank send a check it’s safer for you and the recipient, you need very few checks anymore, and if you have on line banking and check it often even if something happens you see it in real time, not at the end of the month when you get your statement,

[@reesedaniel5835]

Shevawn McDonald: Older Americans writing checks are one of the last things keeping YOU FREE from a digital and totally enslaved population. When they go digital, they will track your every move and they plan to make your "money" have an EXPIRATION DATE. As well as being based on "social credit scores"....Be careful what you wish for....

[@kimthomas8717]

Wth has happened to these two banks ? I recall chase being way more accommodating.. wow This is the second report I’ve watched where chase wouldn’t compensate their customers on fraud cases

[@1sttimemom76]

Chase is a terrible bank. They are so big they could careless about their customers.

[@kimthomas8717]

I see that 😳

[@kataisa3]

The post office has too many criminals working for it. We were robbed of many of checks last November-just in time for Christmas.🙄

[@CrazyBear65]

@@neutraliserjanine That's not true. Lots of companies use PO boxes. There are towns with no mail delivery, and _everybody_ has PO boxes. Research it.

[@sferg9582]

Poor training of tellers and other employees on Chaes's part. C'mon Chase, it's blatantly obvious you screwed up and now Chase is pointing fingers at the customer???!!! Chase..... you can't be serious.

[@rollotomassi6374]

More dummies in the positions of authority in the banking mess…..if the thieves are found they should be held personally accountable and be forced to make restitution ……

[@DarkVoidIII]

To be honest, I'm surprised the banks even issue check books to customers anymore. Nowadays, it's all going digital. In any case, the bank should be held liable for failing to properly check the person cashing the check has any right to do so. The US Federal authorities involved in bank regulation should be contacted, and have the procedures the banks in question use audited and investigated thoroughly. There's more to it than "90 days has passed we're closing your claim".

[@clarkclarke]

A lot of people are not digital ... and that should be ok ...

[@pennylane36]

Still need checks. I write a few checks a year. 2 for property tax and for car tab renewal. If you go in person to pay, they only accept cash or check. You can’t pay with debit or credit here

[@lisabrightly]

Not everything is digital.

[@DarkVoidIII]

@@lisabrightly Yet, every check issued by a bank has to have at a minimum a machine readable check number. That's the case here in Australia, most banks though have been phasing out checks entirely. The digital move has just been a lot slower in the US, because they're hampered by laws already set in place by various US agencies governing bills, etc, passed.

[@edennis8578]

​@Nicky L Nope. Some businesses only take checks.

[@shenekkarogers2854]

Something similar happened to my minor son’s account at Wells Fargo Bank. Even though I had proof that we didn’t authorized those transactions and made a police report, they refused

[@jiveturkey365]

That's kinda your fault for trusting wells Fargo with your sons money... they are documented criminals

[@sacrebleu1371]

That's when I lawyer up.

[@CrazyBear65]

Switch to Capitol One.

[@edennis8578]

​@@sacrebleu1371 Do you know how much lawyers cost? Unless you get scammed for tens of thousands of dollars, you won't break even if you win.

[@basspig]

All the banks I've dealt with dating back to the early 1990s all required you to have proof that you are the account owner when you made a deposit. You had to have a business license to have a business account to deposit a business check. Prior to those years you could deposit a check made out to somebody else in a personal account and most banks wouldn't that and i. But in 2023 I'm shocked that any bank would let such a gross error slip by.

[@lynn2212]

The mail is in the possession of the US postal department until delivered. So either the theft occured during handling, or at the point of delivery, don't you think?

[@kriskeel2753]

But all these banks get bailed out. The injustice in this world is sickening.

[@starshine3588]

The names of the most problematic banks in this country are Chase and Bank of America. It’s not worth banking with them….especially Chase.

[@huckleberryred472]

How long do you think it would take for the bank or government to get their money back or you'd be in prison???

[@rem145]

I’m really trying to figure out how these could possibly go through. You write the amount in words. Been that way forever. How could this happen in this day and age?

[@siuyingfong2538]

Bank's carelessness

[@erinmeggik391]

Madness personified

[@felonious.bitcoin]

Lesson to be taken away. Don’t trust banks or other people with your money. Only gold and silver is money. If you don’t hold it, you don’t own it.

[@JoeL-re1dc]

No defense against stupidity at the bank, but if you use a Uniball 207 pen, they can't "wash" the check. The ink is permanent.

[@LoveClassicMusic0205]

I just bought a 4 pack of them for this very reason from Amazon. They're not very expensive.

[@hermanrogers1325]

Another reason why I don’t do no kind of banking online and I Dont write checks anymore I use cash or money orders

[@lucystrider728]

Banks are also getting regular checks stuck to larger autochecks in the autofeeder and they call it piggybacking. Your check can get charged for the amount you wrote, and then charged again for the amount of someone else's autopayment it got stuck on the front of! The bank that did this did not notice and neither did my bank when they honored my check twice for different amounts. Fortunately with the check photos they could tell I was telling the truth, but how could no one notice it happening and why is there no alarm for one check number getting cashed more than once?

[@pwu8194]

I don't worry about check fraud. I keep only $25 in my checking account. 🤣🤣🤣

[@mimimonster]

Conclusion: NEVER PUT PERSONAL CHECKS IN YOUR MAILBOX. This happens all too often and clearly the banks won’t take responsibility.

[@viziocarport8313]

I understand your point but putting a check into a mailbox at the post office is considered a normal form of payment that's like saying don't carry cash so you can't be robbed you have the right to pay any normal method of payment not everybody wants to use cash app the employees at the bank should have done their job and if they made a mistake they should refund the money obviously they know who deposited the bank account of checks and they need to go after that individual for restitution your statement to me is like blaming the victim the equivalent of saying don't wear tight clothes if you don't want to get raped

[@mimimonster]

@@viziocarport8313 I meant don’t put them into your own mailbox in front of your house where anyone can come open it and take your mail. Common form of identity left. Obviously, there is nothing wrong with putting it into a mailbox at the post office where random people can come open it and steal the mail or it’s much less likely to happen.

[@lkd06]

He didn't put them in his mailbox, he mailed them at the post office

[@lobodiablo841]

As a former bank teller the written amount is the legal amount those tellers should be fired!!!

[@drdickvagesq]

If these checks are deposited, should be opened and closed case. We know who to go after. If they were cashed, the bank that didn't follow procedure is STILL liable. WTF?

[@dallas75241]

Sooooo many scams happen with Chase Bank. I'd never in my life bank with chase

[@debikay20169]

Ridiculous...banks are getting sloppy and not trustworthy. Put your hard earned money in a Credit Union instead!

[@skrillyon]

This is EXACTLY why I don’t even own checks anymore. Haven’t written a check since ALL THE WAY BACK in the 90s! 😂

[@catchyusername3083]

Right, Im like people still write checks??? I have to renew my daughters passport today at USPS and it HAS be be paid by check. No debit, credit or cash. It took me 20 minutes to find my checkbook stuffed in a junk drawer. I havent seen it in years LOL.

[@Bearthorn]

This is why you have the written amount AND the numerical amount!

[@rickloera9468]

Crime is getting way out of hand and needs to be dealt with.

[@danielb3863]

Why is he paying bills via a check that can be paid on the provider’s app for free in seconds?

[@eckankar7756]

absolutely, I pay on line, it's simple and safe.

[@mvpcilo2268]

Because he has a right and ITS NOT ILLEGAL. Why do you lock you home doors ?

[@williamwilson6499]

​@@mvpcilo2268 What a stupid comment. This isn't a question about rights, it's about protecting yourself from fraud. If this person had used electronic methods, he would not be out his money. Paper checks are ancient and it's well known they can be altered easily. Man, think before commenting.

[@dancedance2866]

check writer here also. Don’t mail financials from my home. Always use the in building post office Mail Drop.

[@nola3058]

@MVPCILO doesn't have a brain, therfore, he CANT think!

[@shotjohnny]

If he hasn't already, he should contact the investigation unit of USPS. Stealing mail is a federal crime, and USPS has an entire unit dedicated to investigating them.

[@williamwilson6499]

If you are a customer of Chase, you had better close your account. And don't use paper checks like this doofus.

[@SC-cb2pg]

Change banks immediately if they’re that sloppy and won’t help you retrieve your money.

[@phoebusapollo4677]

Everyone who suffers this way should file a complaint with the state’s Attorney General’s office of consumer protection and CFPB or consumers finance protection bureau immediately with all the evidence.

[@Daniel-z2j2v]

Mistake? More like incompetence from the bank. They need to be held liable. And what account where the checks deposited in?

[@yellowdog2181]

This happened to one of my customers, I told my bank about it and they said it happens multiple times a month at my bank branch . Only difference is the checks are cashed at a check cashing place not a bank .

[@bhorseman3067]

That's why Chase not getting my money anymore. They are so incompetent and I happened to be in a similar case!

[@stephendupuis6062]

Boa is the worst bank to deal with right next to Chase. We had big issues with both banks and took forever to straighten it out.

[@ebutuoy6463]

Can't believe that chase and boa are so inept....they should fire the employees that cashed those check and re-imburse this guy immediately. No wonder banks across the country are closing....you just can't fix stupid.

[@PCTechVince]

Banks fault on this one. Should be checking who the checks paid too.

[@Quilt4Joy]

It’s harder to check out a book at a library than to cash a fraudulent check. How is this possible.

[@tonyrussi7777]

these devils must be punished severely when they are caught.That simple.

[@Visionary0001]

This situation is definitely NOT true for ALL Bank of America branches. In January I received a personal check where my middle initial was incorrect, but everything else was correct and accurate. BofA declined to cash it. I then tried to deposit it through the ATM, and they caught the mistake again, and this time they charged me $18.00, but also refused to accept the check for payment a 2nd time. Finally, I had to return the check to woman who wrote it, and have her issue a new one. This happened in Anaheim Hills, California.

[@edsan9788]

My personal opinion at least 1 postal employee and 1 bank teller are in on this that's how they got ahold of his specific checks and cashed them in bust 1 they'll flip No Honor Amongst Thieves

[@AC-os1he]

I use to work at a bank, there are many tools to check for fraud. Sounds like they made a mistake.

[@swmovan]

A mistake, once, maybe twice. But multiple times? Someone at the bank pushed these checks through. The bank is trying to protect someone.

[@AC-os1he]

@@swmovan Well that's what I'm saying, someone didn't do their job correctly. I don't think anyone at the bank would be involved in fraudulent activity though, that's a pretty hefty prison sentence, along with never being able to get a job again, doesn't sound reasonable for a few thousand.

[@swmovan]

@@AC-os1he I'm agreeing with you. No bank should tolerate something like this happening. You would think their training would teach them to look for these things. Retail certainly does.

[@AC-os1he]

@@swmovan Well banks are pretty notorious for treating employees like crap, so I wouldn't be surprised if it was some teller that has just given up. Back when I worked for Wells Fargo, we weren't really trained to take care of the customer but more treat them like a sales target.

[@dem7615]

Oh boy this is how Chase handles their lack of attention to detail... I'd be moving my money

[@craftmom5302]

Chase is an FDIC bank they have to reimburse him you need to hire a lawyer and sue them

[@Brannee248]

Thank you for sharing this high tech crime story!

[@swmovan]

There is no way these checks would have gone through 20-30 years ago. With all of the electronic monitoring, the machine should have instantly kicked these out, if the teller didn't catch it. There is a reason why checks have a space for the Numerical amount, and the the amount written out long hand. I had a check rejected because the cent amount didn't look like it was the same. That wasn't even the bank, but the place I was just trying cash a check. The teller allowed these checks to go through should have to pay. Is this part of the plot to force everyone to go electronically on all of their transactions?

[@joehiatt1992]

3 people in my house have had check fraud ,its bad

[@shalexiadavis1378]

Either a bank employee and/or a U.S. postal service employee were/are part of this (and possible other) fraudulent criminal activity.

[@patmcbride9853]

The criminals deserve very long sentences. And the banks should worry about a customer snapping and deciding someone at the bank needs to be dealt with in a manner that results in a capital murder trial.

[@knelson3484]

This is terrible!! The bank needs to pay him back. Sue the bank.

[@residentevil4life]

This is why whenever I make a check i always add two horizontal lines next to the numbers to prevent people from adding more digits. Also it would help to write everything in a illegible writing vs fancy cursive,

[@GodsGenuineGrace]

You mean legible***

[@ronbennett7885]

Better than nothing, but is false security. Thieves alter the checks by washing them or simply using whiteout. Then using mobile deposit, which many banks seemingly don't scrutinize. Thought for sure the big banks used OCR to compare amount written out in words at least somewhat matched the dollar amount entered. Also, checking the payee line. Even 1970s tech could do some of this, so it's not some newfangled thing. Tech from 20+ years ago can easily do it, so there's no excuse other than lack of care and incompetence.

[@interamerica6027]

Chase is simply awful. First with the ATM fraud and now with this. They have no security and simply put the burden on their customers. They care less about providing a safe banking experience and their customers

[@daddynunya9045]

This obviously appears to be mail thieves working with certain bank tellers. The FBI should be investigating this.