Our New 2025 Toyota Camry Insurance Costs MORE Than Our BMW...

[@CarConfections]

Are you looking to buy a Toyota Camry or any new vehicle? Go to carconfections.com/new-car-quotes to get the BEST price and access to invoice pricing information!

[@mark8684]

You guys are trying to rationalize the new premium but, there’s nothing rational about it. Your insurance company just took the opportunity to raise your rate and increase their profit because they can! And it’s not you (you guys did nothing wrong), the insurance companies are doing this to all of us.

[@JacksonWalter735]

Yup. I was paying $170 a month to cover my old Toyota Tundra without any accidents or speeding tickets and excellent credit. At renewal, Geico increased it to $363 a month. They said it’s due to inflation and cost of insuring vehicles in a high crime city like Houston. I bet they’re also increasing their profits too because the jump is way too drastic

[@blipblop92]

Its all about costs. The people who are making bank is repair shops because there is a huge shortage of auto techs right now

[@davek9378]

From ‘23 to ‘24, all my insurance policies went up roughly 10%...didn’t matter the company.

[@dothedishes3427]

So you're arguing that cost to repair a vehicle are the same? Also that those million dollar verdicts have no impact on premiums?

[@blipblop92]

@@dothedishes3427 people love to blame "big corporations" cuz its pretty easy without much knowledge

[@panzer_TZ]

I always take into account insurance costs when cross shopping cars. Some insight from the last time I was car shopping: Insurance quotes were consistently $100-$150/month higher for EVERY hybrid variant over a gas variant of the same car. I also noticed that sedans were significantly more expensive versus a CUV. A base model LE gas Camry was more expensive to insurance than a Lexus NX 350. This is one reason why going Hybrid isn't all sunshine and rainbows.

[@webcomment8895]

Yeah. I always check insurance rates before, not after, purchasing a new vehicle. Sometimes one vehicle is cheaper to own than another selling for around the same price because insurance costs much less on it.

[@digressor]

Nice if you can include insurance costs with your reviews. I was shocked as well with the insurance rate of the Honda Pilot as they are 32% more expensive than its competitors. Keep the great Camry content coming!

[@gsctht123]

I went from a 21 Subaru Ascent to a 24, same model and my insurance went up a extra $550. Ever 6 months.

[@ctclardy]

If you have a Costco membership try their auto insurance. Mine is considerably lower than my previous insurance company.

[@jorgecaldera7820]

Last time I checked they weren’t accepting new customers

[@BusterKitten]

because your insurance company knows you guys like to make donuts with your cars🤣🤣🤣🤣🤣

[@csmlouis]

Ahhh, the fable FWD donut.

[@CarConfections]

That would be pretty hard to do with a FWD Camry Hybrid 😂😂

[@user-uw4ch8qr5e]

I think you forgot to factor in the "CG" factor (Corporate Greed).

[@tonyn3227]

Agreed and that's the only fukin reason, these insurance asss holes charge so much, pure greed

[@BowlerActuary]

Actuary here. A big factor is indeed sedan vs SUV. The hybrid-ness, not so much. Run a quote on a RAV4 Hybrid and that will disprove the theory. However, Camry drivers do seem to pay more than other sedans for sure. Rates come from historical records on those types of vehicles, combined with driving history and other rating variables. My big theory is the common ownership of a Camry and lots of experience of wrecks from those with a Camry (I would guess an Accord/Accord Hybrid would also be expensive to insure). Why specifically the Camry would need more of an in-depth look, but I don’t do auto Actuarial work.

[@peter300pete]

$1800 for insurance for a year is a dream in Canada. We pay at least twice as much if your driving records are clean. Insurance companies are the real governments. Nobody knows how they work and there is no way you can get rid of them.

[@joeldawson83]

Yep Canadians getting screwed on auto insurance, cell plans, mortgage rates, the list goes on and on.

[@alvinsimba734]

You need to switch companies bro, I’m from Canada and I’m paying 1250 per year bro with a Toyota bro….

[@peter300pete]

@alvinsimba734 yes but in GTA ontario, it is impossible. In smaller cities maybe.

[@rosstoolfan]

It seems your government should step in and help. That doesn't sound reasonable

[@randisney]

@@peter300pete I live downtown Toronto. I got an insuarnce quote for my soon to be delivered 2025 Honda Civic Sport Touring Hybrid of $1,344 per year. Thought that is more than reasonable.

[@zzliu6148]

The insurance company is just raising rates whatsoever. I believe when you renew your BMW, it will increase as well, probably higher than the Camry then.

[@jameswalsh6131]

From what been told by my agent rates are up all over for everyone. My insurance doubled last year when I got my Q5 and it just went up another $40 per month so I'm now paying $90 more per month than a year ago. Also I've been with the same company for 30 years and never had a claim. In essence they are raising rates because they can. Great job as always guys!

[@LonnieC916]

Hi guys. Long time viewer, first-time commenter. I think, you actually left out the most probable reason, for the difference in insurance rates between the two vehicles. The Camry probably has a higher theft rate, as do many Toyota's.

[@aristhecargayandavgeek]

That's what I'm thinking too

[@josemanuelruiz2036]

That’s a good point.

[@CarConfections]

Thanks for being a fan! Didn't consider that. I don't think we have a high rate of auto theft in our area but who knows

[@diydad9303]

Hybrids are more expensive to repair too.

[@alanmartins6349]

Why is that? Camry is stolen more than BMW's?

[@lukewalker1051]

Hybrids with battery are more expensive to repair in accidents. Not only a battery but a hybrid drive system has a completely redundant powertrain. 2 powertrains and not just 1.

[@tails300]

@@lukewalker1051that’s not the reason why, they did it because they could. My insurance premium was jumped $300 more from the last policy (I pay every six months). My Camry hybrids premium was slightly cheaper than my previous gas Corolla was, so your theory is wrong. Also keep in mind I’ve owned my Camry hybrid for 3 years already with no significant change in premium costs until now.

[@dontdoxmebro]

@@tails300 my Prius is more than my sonata to insure so what they say is correct for me at least. There’s tons of variables I’m sure. It’s all statistics

[@bryanharris4158]

Yea my Camry insurance was higher than my Ford Fusion when I had it

[@tubefaze]

Bingo. Camry, Civic, Accord, and Corolla are dream words for chop shops.

[@tariqbani2217]

I purchased 2024 Prius prime XSE earlier this year. I was shocked when I insured the car. $3820 CAD for one year. I sold the car after 5 month of owning just because that car was coasting more than any other vehicles i owned. I purchased to save some money on gas and everything but my coasts went higher. Better to keep older cars. Cheaper to insure and maintain.

[@brokeboy87]

Hybrid and EV cars are more expensive in insurance for some reasons. Spending $1800 per year on insurance is absurd.

[@gsctht123]

Lol. Try $3k. A year for a Subaru in California. No tickets or accidents.

[@SirBobbyK]

Same here, I have zero tickets and accidents and I’m paying 4k a years for a used 2020 Tesla Model 3 in Cali.

[@josephpayton9151]

Im glad I watched this video completely because this is something i’ll take into consideration when I get my first car. So I thank you guys for making this video 🙏.

[@In-obscurity-n7j]

Prime example. When you attempt to do something positive somebody will be there to make you pay. Government. Private industry. Or both. I am surprise your HOA is not harassing you for having two cars.

[@palebeachbum]

There are so many variables that go into an insurance premium. Driver's age, sex, driving infractions, accidents, the size of your deductible, the amount of coverage, where you live, the type of vehicle, and the safety features it has. Vehicles with higher injury and death rates, and parts costs, will result in a higher premium. You can't pin down a specific rate for any car. It's also going to vary from one insurance company to another.

[@danny1103]

Policy Term effective 2/24/2024 meant they calculated the 2024 prospective premium around Oct 2023 vs Policy Term effective 7/1/2024 meant they calculated the 2025 prospective premium at the current market timeline (which is equivalent to a 30% increase). A 30% increase seems like to be within the "insurance market" normal range considering that my premium also had that 30% increase YOY.

[@MyThemeParkFanatic]

Always, always, always… check the insurance rate of the vehicle you’re looking at using the VIN before you purchase, and shop around! Doing this can save you a ton and maybe even change your mind on the vehicle you buy. 👍🤙

[@cynthiathomas404]

Excellent point

[@whatwhome6914]

I am thinking it is all about the hybrid repair costs and the theft rate. I doubt the safety factor has much to do with the higher insurance cost.

[@comptro2006]

Thank you all for the valuable information! After watching your video on insurance, I reached out to our insurance company. Progressive quoted us $115 per month for full coverage here in California. I really appreciate your guidance; it’s given me peace of mind as I move forward with purchasing my Camry.

[@CarConfections]

Glad we help!

[@thehiddendragon99]

Love your videos! I need your help and opinion! I have a 24 Camry thinking about trading for a BMW M340i, I know you guys both, size wise how similar are the two? Worried the 3 series will be way smaller than what I’m used to?

[@CarConfections]

Thanks! It's definitely smaller but unless you routinely have tall people in the back seats or use up the entire trunk space then it probably won't be a problem. The 3-series is closer in size to the Corolla, for reference.

[@TylerTheCompiler]

Love these Camry updates keep em coming! Hoping the 2026 XSE gets memory seats.

[@tamismith4244]

Since Insurance is legally required, insurance companies should be legally required to break down how premiums are determined!!!

[@ItsTheSidJ]

Great topic to cover. Good job guys 👏

[@konradhittner4668]

The depreciation on your plug-in BMW may be part of the reason the Camry costs more to insure-the Camry may simply retain more of its value than the BMW, so if there is an accident with it, an insurer is at greater risk of having to pay more for a less-depreciated Camry than it does for a more heavily depreciated BMW.

[@SenecaRaine]

Is it because it's the hybrid model? I've called my insurance agent and they've been pretty good about explaining the reason different vehicles are higher.

[@the_beastboy1]

In case ya’ll didn’t know, any hybrid vehicle will cost more to insure due to the insurance knows you’ll be driving way more because it’s a hybrid of course, so they are at higher risk of you getting in an accident. Also, it will cost you more every year when you pay taxes on it.

[@scottanthony3426]

The insurance companies have gotten wise to the "stealth car" thing. They know that with the XSE you will be drag racing and doing donuts (maybe consider changing your name to "Car Hyper Milers"). Seriously, that is strange. Thanks for pointing that out. Wondering if the hybrids are more expensive to repair. (Not sure what is in your BMW). Rumor has it that insurance companies "get their numbers" via a big dart board in a secret back room. Just goes to show that checking with your insurance carrier before purchasing or going hard on shopping, is a good idea so you know what you're getting into. I compared my '14 Forester XT vs a '24 Forester with 2.5L, and it was actually a tiny bit cheaper to insure the '24. (In the end, I couldn't warm up to the wheezy 2.5 drivetrain after having the XT, so I'm still hunting.) Keep up the good work, gents, and have fun.

[@ayushmalpeddi2793]

Are you on crack? No xse is doing donuts lol. But more aggressive driving? Sure

[@rncondie]

Rav 4 Prime cost me $500 full coverage for 6 months. Our 2025 Camry hybrid is $650 I don’t think it is the hybrid system pushing the price up since they both have similar hybrid systems. It might be what you suggested the safety factor of a SUV vs a sedan.

[@bitdancer1005]

Yep. Our 2024 Corolla Cross Hybrid costs $110 more per half than our 2023 M3 Competition.

[@darriontunstall3708]

Great update

[@andyd5492]

You could have compared each insurance coverage item to see how they compared between vehicles, instead of just the bottom line.

[@wifeand3cats]

I know there are many variables in determining insurance, but is there a resource out there that (on average) can help people compare rates by car before they buy?

[@CarConfections]

You can just ask your insurance company to run quotes on a few different vehicles you are considering buying

[@user-jr1ws5hv8q]

Hi, I like your videos, the way you explain is so good...I have a question: did toyota recall the 2025 camry and other vehicles? Today I have seen a article on Google that states toyota has issued a recall. Could you please confirm if it's true or not as I have booked a 2025 camry xse...thanks a lot in advance ❤

[@CarConfections]

Thanks! Technically, some of the 2025s will be recalled due to an incorrect sticker not giving the correct weight of the vehicle. Obviously, that is extremely insignificant.

[@user-jr1ws5hv8q]

@@CarConfections thank you so much for the information... you guys are the best 💯

[@JWFas]

This is why you get insurance quotes *before* you buy a vehicle. I looked at quotes through USAA for a Camry, Rav4 hybrid, Kia Sportage PHEV, and Kia EV6. The Camry was on par with the other vehicles.

[@ft9kop]

Did you try any Subarus? I was getting 15% to 20% less than Toyota equivalents

[@dennisdmenace6249]

ALL hybrid and EV cars are MUCH higher to insure than an SUV. Even a 2024 Honda Civic sport, NOT a hybrid, is higher insurance-wise, than a Honda Passport or even a 4Runner.

[@JWFas]

@@ft9kop Subaru doesn't have any hybrids or PHEVs, and their only EV (Solterra) is pretty anemic compared to the competition. If they offered something strong in any of those categories, there is a good chance I would've gone that route.

[@davidkuzmanov3488]

😮 this is Madness 2k insurance , per year What tha hell is going on. How people with 15$/h can afford it??😮😮 This country is going down

[@dennisdmenace6249]

I'm getting ready to Trade In my '22 Honda Insight, partially because of the VERY high Insurance rate. I already called the Insurance company for quotes on various cars. The '25 Camry was the most expensive, slightly higher than a '25 Honda Civic Hybrid. Believe it or not, a Honda Passport will be $300 cheaper over 6 months compared to my Insight. A 4runner is even cheaper than those! The insurance company told me that the rate of theft is a big factor.

[@rhntx]

FYI Toyota is now offering INSURANCE in 16 states including TEXAS

[@davcuts2897]

Insurance rates went up this year. Mine went up $204 this year for my 24 Mini Cooper. I called Nationwide to see why and was told it wasn't anything I had done. They had just asked the government for a price increase to cover the higher cost of servicing a car.

[@rajgrewal151]

Premium is high on this thing, I have a 2025 Camry xle and my ICBC is $285/monthly compared to 2020 Ram rebel which it replaced. I kept everything same and premium went up from $245, to note is Ram was $90,000 when i bot it and this is $48000. Insurance agent said it is because hybrid systems cost a lot to repair, they have to repair both ICE system and EV system.

[@rave111]

Toyotas probably have a much higher resale value a couple years out. Might be accounting for depreciation and likelihood of paying out.

[@doorsbh]

One thing to consider here is that the new Camry hybrid system uses a special zero oil and only available through the agent tell now. In my region ME insurance price is for the vehicle total cash price mostly and on road services it come with.

[@rick_vv7754]

Annual insurance renewals have been increasing in the last three years. Part of the cost increase may be timing if you were comparing a prior year pricing with a current year pricing.

[@2004cyrus]

Good lesson for all to do what I do, I check the insurance rate first… just so there are no surprises.

[@whatchis1120]

It’s about actual safety, parts cost, how many are registered, crashes out of those registered. In otherwords the more there are on the road the likely hood of accidents occurring in the vehicles. Larger family cars are always lower since people drive better since their family is with them and the heavier and less injuries possible. I have found the normal German cars and ram 1500s to be some of the cheapest for me to insure oddly as a 31M who drive over 20k miles a year. No accidents or tickets, my ‘22 VW Taos SEL was 36k msrp it’s $126 a month, $500 deductible 250/500/250. My Hyundai Elantra I had temporarily was almost $200 month which is the most I’ve paid since I was 16. It’s totally bizarre I agree.

[@2004cyrus]

Yes I read Camry insurance was a little higher. I bought a 2025 Camry a few weeks ago and I jumped on my rates with state farm from $86 to $122. I'm fine with it but i won't be keeping my Camry forever.

[@ryanfrisby7389]

That’s interesting for sure! We also use Erie and have had no complaints with their service though.

[@lososcott1157]

It’s a lot of things that play into this price. It’s a brand new car, where you live, and the fact that the camry has a high wheel theft rate

[@oui0384]

I pay slightly below $100 a month for my 2025 camry XSE. Georgia, 31 yrs old male, no prior record

[@eden20111]

32 male here I only pay $120 a month for my 2017 Volkswagen CC no record. Don't know how the hell they got their insurance so high unless they had a history of accidents or citations

[@madman1rug]

I'm paying $90 a month for my 2024 Corolla SE. Perfect record for over 10 years so far.

[@MrKillasling]

Just bought a 2025 xse camry coming from a 2021 nissan sentra sr and my insurance went from $170 for the sentra to $107 for the camry.

[@eddiewalters3010]

Our new 2023 Honda accord hybrid has a $60 extra tax per year in Lexington,Kentucky.Does your new Camry hybrid have the $60 tax also per year?

[@tspidey007]

The reasons that the 2024 Hyundai Santa Fe’s insurance bill being so high. 1. The Santa Fe’s ridiculous rear end design. It literally has no rear bumper, and if it gets hit in the back end, that tiny bumper, the liftgate, all the electronic sensors, taillights, rear cargo area items, possibly the third row seats, and left and/or right rear quarter panels. 2. Hyundai parts and labor costs could be much higher than other companies. 3. Hyundai/Kia has had an issue with high theft rates.

[@dogie8c]

I suspect it’s due to wheel theft on the sport models (SE & XSE). I have already seen a 2025 SE wheels stolen in Oakland, (California) and left on bricks 🧱. (I know that Cali sucks now.) I’m also suspecting that the XLE wheels are prone to getting stolen as well.

[@eden20111]

Wheel theft tf?? I haven't seen that since the early 2000s....

[@AllenReinecke]

Yup! State Farm says a 2025 Camry is $44 pm more than our 2021 Escape Hybrid for the same coverage. We pay just under $400 pm for full bundled coverage on 4 vehicles and a house! A Camry would get that closer to $450! 😢

[@jeretso]

Santa Fe screams soccer mom. No one races a Santa Fe especially with 2 carseats in the back. You got a Camry XSE that sounds like a sports version and my dealership is sold out of Camry. Your BMW has depreciated so fast that its worth half as much as your new Camry. If you crash your BMW do not expect much haha.

[@coniccinoc]

Just replaced my 2020 Impala with a 2025 Camry. Rate increased $350 a year.

[@o4shure]

What insurance company do you have?

[@RevLexus]

great video guys

[@stuartmalevich8093]

When I was insurance shoping to see what coverage was between a Honda accord and a Lexus rx350, the Lexus was $100 cheaper. They told me that it was Honda was more likely to be stolen or have the air bags stolen.

[@chunlohk]

Because hybrid has battery plus engine. Two power sources more costly if it breaks down … my insurance agent told me to avoid ev and hybrid if you want to drive the insurance cost down

[@baoanprounited]

I have State Farm, 2 cars: 21 Lexus ES 350 and the TX 500h, $289 a month. Compared to Farmers, where i left from, $300 for the 21 ES and the 18 Camry (totaled from hail storm)

[@Brayant25]

I own a 2023 Kia Sportage Hybrid SX Prestige and a 2005 Toyota rav4 I pay $640 for full coverage yearly with a $1000 deductible and liability for the rav4 cos I don't drive it very much. So hybrid battery does not add to the cost. I previously owned a 2016 Hyundai Sonata Limited and paid $680 a year for full coverage. It is just $40 less on the SUV and I use progressive insurance.

[@justinmusgrove2548]

I inquired about the new K5 yesterday and was told between 240-260.

[@DesertTourtouse]

That is nothing!! Come to California and get some real shock

[@khakiswag]

It’s depreciated value. Toyotas hold their value and cost insurance more to pay off if you total it. BMWs value drop like a rock.

[@alanbuck9237]

Erie insurance has been my insurance company since 1989. I am paying about $1500 a year for insurance on a 2018 Audi A5 convertible and a 2023 Hyundai Ioniq5 AWD. I’m surprised the rates are so high on that Camry.

[@CarConfections]

Pretty impressive!

[@TheRandomDude-qy1ev]

Camry is boring and dull for me personally. NO ambient lighting, high cost, and just too many cut corners all around the car. But I know many love it and I'm happy for them. Enjoy it!! Not for me, but enjoy it!

[@Highlander311]

Perhaps it’s collusion to squeeze the most profit out of each customer.

[@patwickgriff]

I'm thinking a 2025 Camry LE would insure for considerably less. The higher trims levels especially the sport models (SE and XSE) will have higher premiums.

[@ZDY66666]

I think people dont realize how unprofitable underwriting auto insurance actually is for insurance companies. The combined ratios have been pretty crap. Now that they cant even take the money to invest and get returns that cover their losses these days as much, it will only lead to forcing their hands to underwrite higher premiums

[@michaelmikhail2854]

It's not about the car price only but also safety ratings and crash ratings

[@Hemond1]

Did I miss your inclusion of Limits of Liability, collision, and Comprehensive? Also what about your driving record and claims history. Sounds to me as if you have the stare minimum required with that premium. And what about your credit score? Rates are determined by how credit worthy or how timely you pay creditors. Then there is the matter of how far you drive to work and what zip code you live in.

[@gb23a]

Of course they're going to gouge the hell out of you. Insurance companies are going to jump all over that. Insurance companies are the biggest rip-offs

[@danielturcanu]

Because people use Camrys for Uber without insuring for commercial use.

[@0riginal_panda_child249]

Never thought I'd see a Toyota have higher insurance than a BMW

[@julzp9695]

When the insurance increase I just forced to lessen expenses for food and leisure 😢.

[@achyugonu]

Are you guys doing ceramic coating or ppf to any of these cars? Are they worth it?

[@CarConfections]

We're not planning on it. It can be worth it for some people but we usually don't keep the cars long enough to matter

[@Sloba1992]

My wife paying 175$ a month for bmw x3 2.8i 2013, which is 2150$ per year, and car is worth now 8-10k$ per Kelly blue book, insurance rates are out of control since 2021, so in 4 years she will pay more that car is worth, sometimes I just wondering is it even worth paying car insurance they are huge scammers, also she has clean driving record and never had any problems with claims.

[@mj8495]

Camry is a hybrid and BMW is not. Battery replacement drives up premiums because of repair cost and not purchase price

[@kennethdavis9094]

Brothers, if you own an insurance company, what would charge in insurance?

[@MrJordanc14]

I have a 19’ avalon and pay $70 a month with state farm. The safety features should help decrease your insurance.

[@leos3003]

I change my insurance company every year just to keep them honest. I make everyone compete for my business and take the best offer. Insurance company will insure you for anything they can get, since they just need a cash cow to keep the investments flowing in. If they can get $150 from you great, but if they can get $50 that's still cash flow and they can invest it every month. If you want to become complacent and pay whatever they want, that's your money you could've used for something else. I'm not here to tell you what to do. Adds up to many thousands over a lifetime.

[@centralfloridaidiotdrivers407]

Have you compared a 2024 Toyota Prius Hybrid vs the Camry Hybrid

[@user-zc5uc7tp9l]

You should see the insurance premiums in SE Florida. Your head would explode.

[@johnferreyra17]

It could be because the Toyota Camry is the 5th most stolen vehicle.

[@dogie8c]

Where I live is mostly Chargers and Kias that get stolen more than Camrys. Heck, even the new bland Accords get stolen more.

[@robertMSP19]

@@dogie8c Right, Camry is.... 5th :D

[@new_nonsense]

It is a popular car and theft rates are higher than a Hyundai, especially after the pandemic supply shortage.

[@michaelc9287]

Also, XSE is the highest-end sport trim, which makes it riskier than an SUV. Insurance companies (which are heavily regulated) are just as interested in profit as in the past and loss ratios have increased over the past couple of years, so the morality tale of greedflation is BS.

[@kimochi33]

SUV/crossovers are not safer than modern sedans. They're base on the same platform sharing same chasis as sedan counterpart. Even more chance to rollover. More people drive SUVs translates to insurers that it's 'cheaper' to repair/replace.

[@PersonalAssistant-qm3je]

What company

[@BeagleLady]

Our 2024 BMW X3 is slightly cheaper to insure than our 2020 Subaru Outback!

[@webcomment8895]

You simply got your rates at different times. You had locked in a lower rate for the term on the other vehicles and the new vehicle reflects newer insurance premium increases. I doubt insurance companies give discounts on SUVs for being “safer.” All they care about is cost of claims, theft claims, collision claims, injury claims including the injuries you cause to the people in the other vehicle you hit if you are at fault. So, a bigger vehicle would not necessarily have lower insurance rates because it increases claims costs they are responsible for on other vehicles drivers of those vehicles hit.

[@ivandoneshefsky4762]

Well, at least the Camry’s ECVT won’t blow up like the Santa Fe’s 8-speed trashmission.

[@Iwannadrive]

It's just the insurance company getting away with whatever they can. I have a 2024 Sonata N Line and it's the most I've ever paid to insure a car. I've owned Mustangs and Challengers too, the Sonata is higher.

[@NoodlesExtraMSG]

theory: BMW drivers purposedly don't plug in AA or CP so that their data is't sold to data brokers. they know their driving style will net higher insurance.

[@asam9498]

Toyota vehicles are cash cows for insurance companies. I work for Allstate trust me.

[@FarmGalSal987]

Why are they cash cows? Is it bc of catalytic converters or something else?

[@DominionAnako-bb7ry]

Love your car video

[@apkn1955]

Hybrid and full electric are prohibitive on insurance.

[@ToyotaChrisWI]

Kinda surprised, that BMW will cost 2 to 3 times as much to repair in a comparable collision.