Are You Wasting Money on These Popular Trends?

[@KetoCookingwithKids]

Rachel, can you do a video on reasonable amounts to spend on gifts for people based on your income? Weddings, bdays, graduation, etc. for family, friends, neighbors and co-workers. I never gave much before because we didn't have the extra money, but now we're in babysteps 4, 5 and 6 and this is an ongoing conversation in our household for every event.

[@numanuma20]

That’s all based on your budget and what you feel comfortable to you.

[@hartleyfamily5451]

YES, I would love to hear what Rachel has to say about that!

[@chrisbaker2669]

Totally guilty of having a spotify subsription but I love music and hate ads. Listening to less ads leads to less debt. Extended warranties definitely are a suckers bet.

[@rea8585]

Buying soda and drinking coffee in a coffee shop every day instead of making it myself are two things that also save A LOT of money.

[@leeklinglesmith3427]

If your coffee costs more than 20 cents you're doing it wrong

[@Ekicks559]

I wish i could make my own 52 oz pepsi soda 🤤🙄 lol

[@zylemacruz8400]

I need to work on that. I’m guilty on buying coffee

[@digitaluser1255]

Inflation and cost of living are going up so, average Americans can do things to save money but the idea that an Average American can be a millionaire is simply not realistic unfortunately. Dave Ramsey network still has a lot of information to offer

[@caseybeacom6651]

My husband & I got rid of our cable a few years ago and bumped up to higher WiFi (his work pays his internet bill since he works from home!) we haven’t missed having cable at all! I miss hgtv and hallmark channel movies but I’ve survived! We’ve saved SOOO much money this Way! :-)

[@reach4thestars67]

I added antenna TV at home, antenna frequencies VHF, UHF and FM Radio and I receive about 30 channels, mainly network channel, ABC, NBC, CBS, FOX, PBS...

[@AdenBae]

Another huge cost I see ppl splurging on every year is home decor! I am guilt of this as well!

[@BonnieHalfElven]

I do that, but I budget for it, and it's not much in the grand scheme of things (I'm in baby step 4-6).

[@BonnieHalfElven]

My 4 month old grand nephew was all decked out for an outdoor wedding. He wore a tuxedo.... bib, with a onesie underneath. :)

[@lauradelucastroia4191]

I found the Once Upon A Child consignment store when my daughter was six months old. I was able to find beautiful lightly worn clothing that was so much better quality than what I could afford. We shopped there until she outgrew their sizes. Now she shops at Plato’s closet. I love being frugal!

[@monica4729]

I'm on my way to paying off my credit card. I keep watching all your videos for motivation!!!

[@HowDebbieSaves]

Great video! I had to watch it after listening to your podcast! Lol you give me such inspiration for not only saving money but to do my KZbin channel. I hope my channel grows as yours has.

[@MrOfficer235]

Rachel keeps it real

[@Elizabeth-uj8vn]

Adult clothes for babies are JUST WEIRDDDDDD. Can never understand that mentality. I thought for the longest time why I wasn’t so excited for my friend when he said he spent $100 Nike baby shoes (or Jordan’s can’t remember) for his newborn son back in the early 90’s!!! His son was styling! ❤️. But what I couldn’t understand was... he was broke then... and he was broke when I met him ten years later...but he somehow found $100 for the shoes! I was confused but now ... 22 years later.. with your show and your dads videos... I finally got it!! Sooo a BIG THANK YOU!!🙏🏼. I wasn’t crazy after all!! Wish I knew y’all back then... I would be a millionaire by now 😣.

[@JB-sz4wy]

Blue light glasses when you can adjust the dimness and have the feature to turn it off on the screen in settings. Mind you they aren’t expensive on Amazon if a person wants to try them out for necessity or style or fun or whatever

[@MsClassypianist]

I get so much out of the KZbin channel! It's fun to watch vs. Podcast 😸

[@sbettieross1490]

Great show! Thank you so much ❤️

[@sbettieross1490]

Very helpful. Also doing the 14-Day Money finder. I’m at the very beginning of all of this - helping me attack my mess!!!

[@simplypatti6705]

Planners!!!! Happy planner-type planers with stickers, stamps and fancy little paper clips 😩😩😩 I have a basket full off this stuff! Little coffee cup stickers, barbell stickers, water drop stickers... and don’t forget the “special” pens and markers 😭 why??? I’m usually so much smarter than this but I love crafty stuff, but srsly, I could have done everything these planners do with a planner from the Dollar store, Crayola markers and a KZbin tutorial on doodling. I am more than capable of drawing a water drop to count my water consumption, lol. I really fell for this impulsive, trendy purchase. #dontdoit

[@elizabethrooze5848]

One of the ads on this was for Prime wardrobe! LOL!

[@callmecordelia7181]

The average American spends $3,000 on clothes a year! Ahhhh! I bought several new outfits in the Spring and I already want more. It’s a contentment issue. I needed to hear this.

[@Edbeatty91]

Love this!!! This is my Basic B self dream show!❤❤❤

[@angiep7836]

Rach - did you contact customer support to ask for a refund for that app? I've had luck with doing that!

[@tinamoreland9294]

To be fair, if you buy baby and children clothes from the thrift store, it's not that expensive.

[@YPEFFLE]

Yes! 90% of my clothes are from thrift stores, yard sales and my favorite....church rummage sales. When I'm done wearing them I typically resell them

[@ir10031981]

happy birthday to your dad! Papa Dave!

[@kirstyvintner1442]

I think it’s funny how this channel is about not wasting money on buying stuff but is selling a book about how to do it 🤣🤣🤣

[@Elizabeth-uj8vn]

Wwwoowww what an eye opener for an interview!😳😱

[@JasonJagdeotv]

So true...its so ridiculous that people need to upgrade their iphone every time a new one comes out. This type of behavior is a poor man's mentality that hinders their financial growth.

[@kristen1225]

Agreed! I’m still using an IPhone 7. My husbands phone was stolen, and we replaced it with another 7 because it was $250 vs $1000 for basically the same thing!

[@JasonJagdeotv]

K L 👍🏽those habits will pay off, trust me. It all adds up so keep up the great work

[@cariefrost2930]

Rachael will you please come out with your own Goal planner?? I would like that. Christie's planner is expensive for me

[@Candace-M-]

Haha 😄 I ended up having twins so all my dreams of being able to dress up my baby all cute died when we found out we were having two babies! They wear onesies all the time. Anything else comes from their grandparents 😄

[@yankeedoodle6293]

I really like this girl, very charming. Harry, NY

[@MDLB78]

Free TV?

[@hannah.4241]

MichetteB Free TV is pretty much the channels you get over the air using a box or atenna

[@White_King]

haha I see how this can work the other way around for some ppl :D

[@BwantleyBoo]

I was going to recommend my wife to watch Rachel Cruz because we are following the Dave Ramsey plan - until she told my wife to buy $70 yoga pants...

[@sussannerandall85]

Yes! The reality is she and her hubby make good money and aren't in debt. Her idea of being on a budget is not the same as the average person in baby step 2. Send your wife to livingonadime KZbin channel ❤

[@sussannerandall85]

But the flip side is some people want 2 good quality leggings and some prefer a bunch of cheap ones that cost the same in the end. It's priorities. Quality leggings also last longer when taken care of

[@nicolejohnson5225]

@@sussannerandall85 well said!

[@cariefrost2930]

So if it was not in our budget you dont want to buy your contentment journal or while supplies last Christie's Goal planner THAT US REALLY 💰💰💰EXPENSIVE?

[@arthrodea]

No kidding.... they are guilty of hawking merchandise just like every organization, KZbinr, etc. If someone wants to journal, all you need is a blank notebook and a pen!

[@joshuapitt7167]

got to go bye]