As a health researcher, I enjoyed this discussion. To add to this discussion, there are other compelling models in countries such as Switzerland, Singapore, and Australia. The Us model is failing miserably in many ways because it's considered a business than a service. This approach has created a severely and chronically ill population in the US. Also, the insurance-based health model has evolved since the world wars. So, it is difficult to do a direct comparison in terms of implementing it in a country like Sri Lanka. Regarding education models, the student debt crisis has been a decisive factor in the US presidential races; Manju should know better about this. Also, there is a significant quality difference between private and public US universities because of the amount of funds they receive. As Malinda mentioned, ownership is a key factor that should be emphasized when implementing a new system. Sri Lanka, as a welfare state, has never thought of periodic and systematic evaluations and has not evolved with the rest of the world because the population has been made to believe they are better than others and living in a comfort zone. Sadly, we have not challenged our thought processes to ask serious questions for intellectual discussions.
@prabhathchathuranga Жыл бұрын
I saw a documentary failed situation of medical care in USA..
@rukshanwickramathilake5162 Жыл бұрын
Well said. Couldn't agree more!!
@krishadonkod3407 Жыл бұрын
I am in USA. What you are saying is true in general. But "Us model is failing miserably" compared to best education systems not compared to the education system in SL. I would say US system is in middle whereas SL system is hitting the bottom. Education systems in Switzerland, Singapore, and Australia may be in the top. Also, good thing about USA is they are not hiding their failures and working towards better approaches. You need to understand USA is very different to Switzerland, Singapore, and Australia, in terms of history of slavery (African Americans have to struggle extremely hard), we need to take into account all these geo political and historical aspects too. Otherwise it is unfair to compare education systems. Having said this, I too agree the rest. I just wanted to share my point of view. Thank you.
@navaratne Жыл бұрын
I work at a USA University. I agree with you on US health care because it is relatively expensive and may not be affordable to some. But I read that Canadian and France’s insurance models are more affordable, but still, the quality of the USA is top-notch if you can afford it. (In France, insurances are sold by not-for-profit organizations; in Canada, the government & private companies finance the insurance.) The student debt crisis may be a political narrative except for some “African-Americans” and a few who borrowed from for-profit private organizations. The Dept. of Education loans are very reasonable, and no interest accumulates for a certain period. In addition, according to College Board, the US student received around $139 billion in scholarship grants (federal ($30B)+state + other) in 2020. The bottom line is Sri Lanka needs a system to absorb those who pass the A/L exam and want to pursue higher or technical education. We cannot do it without private & public partnerships + subsidized student loan programs.
@elondare8990 Жыл бұрын
In US any high school graduate has the oppotunity to persue higher education. Just after graduation or any time in life he or she thinks fit can start higher education. Of course it has a cost but the important thing is availability of the oppotunity. In Sri Lanka even those who are near the top tier who do not qualify for the full ride in the Government university system are left high and dry. It's only through a comprehensive public private partnership that this injustice can be corrected.
When a video like this receives 10 million views, we will be able to state with pride that our nation can become a developed one.
@anupiya Жыл бұрын
True. Guess that's their intention as well. Won't happen in a jiffy, but as we mature as an audience, it will become a reality, hopefully before we crown Namal.
@raniliyanage9545 Жыл бұрын
Thank you so much පුතාල මම ඔයාලගෙ වැඩ සටහනක් එන තුරැ බලාගෙන සිටින කෙනෙක්
Thank you to both of you great conversation hope to see you both much more frequently in this podcast 🙏👍👊 and thank you for sharing the knowledge to the young generation hats off ❤️❤️🙏🙏
@isharathilina Жыл бұрын
Great combination manju + malinda 😍 ❤
@savithriappulmilage1280 Жыл бұрын
I am really looking forward to see these models practice in my mother land. I think the combination of private, insurance and public for basic needs, where the poor or accidental emergency services in health care. At the same time in education sector, both public and private schools with more practical learning curriculum and focusing for technical education where there is more vanue to satisfy our job market is the more needed model to my mother land.
@rohithaperera Жыл бұрын
No offense, I love you guys & your work & not forgetting your team including Abhisheka too. This session sounded like an amateur concept. I felt Like I was in the sixties/ seventies. Nothing to do with you guys but it’s sad to know that we are way behind compared to a majority of countries & I wonder what caused all to this disastrous situation. May god help Sri Lanka or if god ignores we will who would really seeks support with out a intermediate who really needs help. Words & advice needs to be appreciated & listening will qualify. Be blessed….
@PaulDewseth Жыл бұрын
I don't usually comment. but I'd like to add something to your conversation. sad reality is people are getting dumb and dumb. lack of self confidence and lack of focus is the reason what happend to this country.
@sarangawalimuni4955 Жыл бұрын
Rohitha Australian system is probably the best in the world and is similar to what they've mentioned here and seems like you are living in the US or SL which neither have an effective system
I like the long-term loan system of UK’s higher education, where every student gets means tested assessment for eligibility for a loan and whatever the amount they get, they will pay back once they graduate, and get a job (salary deductible). If they decide leave (migrate) the country before the loan is paid off, they have to settle the full amount before leaving. Universities in turn gets the money directly for each registered student and it is therefore in the interest of that institution to provide a good, quality education to retain and recruit students
Very interesting and informative discussion.Manu and Malinda presented the ideas very clearly so that any ordinary person can understand that we are not getting any service in hospital or schools free. Hope the people of our country realise the necessity of making these changes in the near future.Continue your good work.🙏 Ayubowan!
@kumarihiyarapitiya2952 Жыл бұрын
Very good discussion .
@DilrukGalappathie Жыл бұрын
Great discussion! Regarding the government funded student loans, there should be a very effective and smart way to recover the loan, the normal bank loan repayment methods should not be used, objective should be to recover the loan without allowing the loan recipient feel that he or she is paying off a loan. One method which is used quite effectively by several countries is by applying a special Levi/Tax based on the income thresholds once the loan recipient start earning, first income threshold amount should not incur any levi/tax, once the income reaches subsequent thresholds then it should start incurring a levi/tax, this levi/tax will continue to incure until the full loan amount is recovered. By doing this the loan recipient doesn’t feel/ know that the loan is being repaid as repayment amount is not paid out of his pocket.
Guys, can you please do a live podcast which we can join with you as listeners? I would love to share with you also some suggestions that I have experienced. Eg. Clubhouse, Twitter space etc. then you can upload them to KZbin 😊
Insurance part.. Employers should do it for their employees.. They can deduct it from the salary and make sure all their employees are covered.. If the employees require, they can apply for their family members as well.. And that too can be deducted from their Salaries.. 50% of the issues will be covered..
@pubsyderaniyagala982 Жыл бұрын
Great, you should be the policy makers
@Reverb_Lk Жыл бұрын
Malinda , Manju & Bruno ❤️❤️❤️
@kassabro9180 Жыл бұрын
very informative and classy as always. Malinda and Manju, woh what a combination.
@livethemoment2371 Жыл бұрын
Great to see ppl agreeing on this...keep it up. SL should Change👏
of cause those models are very practical. I think before execute models like this, need to change social mentality. also too much political interference MUST BE stopped....
@groundzero5708 Жыл бұрын
You can change it but just having talks like this .but party politics are the main reason for this
@prabathranildesilva4541 Жыл бұрын
The third system you discussed is available in Australia and which is called medicare system. In the medicare system which provides certain procedures 100% free and bulk billed, some procedures there is Medicare gap. Which means a percentage is paid by the prepaid tax system and the balance is out of pocket expenses. Once you have the treatment you have to pay only the gap fee. However, the government promotes to have health insurance to support facilities for the people who can afford. This enables public to have quality health care, access to private billing practices, quality specialist care and high amount of options to choose.
@dinuka3868 Жыл бұрын
What a great, informative and insightful discussion ! Huge props to Malimda and Manju .
@samanlbj Жыл бұрын
Thoroughly enjoyed and well explained.
@pulasthirajapaksha290 Жыл бұрын
Great podcast. Thank you very much for this discussion…!!
Model eka hondai. Habai eka parama ok implement karaoth waha kanna wenne minissunta. Danatamath privet hospitals thiyanawa. E nisa parallel implementation ekak tiyanawa. Minissu godak wada karanne naththe plan ekak nathi nisa ehema naththan kammali nisa. Habai api plan ekak denawanam minissu kammali nathuwa wada k ei. Me loke Capitalism kiyanne thawa duratath High standard eka newei. Apita oni state plans dan. me arbudayen issarahata yanna oninnam. Okkoma eka wara eka deekata mahansi unoth apita godak dewal ikmanata ikmnata acheive karanna puluwan. Hondata mathak karaganna America unath issara kuwe Wild west kiyala. dan oya hitiyata danuth America wala crisis godak tiyanawa Debt crisis, too much involvements in International wars, Trade conflictions. Student debt crisis ekama ganna. Salli tiyenne minissunta jeewath wenna misak minissu inne salli jeewath karanna newei. Priorities haduwanam hithanna oni ehemai. Capitalism kiyanne "Law of the jungle". Podi manussayamaragena kala hari udata yanna try karana ekak.
@randimayasithperera942011 ай бұрын
Great conversation. This conversation should reach to everyone in this island.
Great to see Manju & Malinda cohosting by Bruna, i need to see Manju & Malinda become key cabinet post future NPP government, Manju - Business Strategy & Economy, Malinda Infrastructure Development for High Tech & AI
Yey for the scientific method Malinda! Love the approach and the ideas
@booruputha Жыл бұрын
I don't support giving student loans to non STEM streams. This will make every student graduating in Liberal Arts indebted without finding jobs to repay the student loans.
Great discussion and ideas for educating the SL public. It is interesting that SL knee deep in debt is talking about these issues. That is why it is important that we must elect people who understand these issues and are willing to talk about them fearlessly, instead of playing petty politics. We are talking about the future of our nation and it’s children, let’s be rational about it. Well done.
Attatama meka true kathawak man work krnne USA based RCM company ekaka medicaid medicare federal thama yanne godakma USA wala insurance categories and minissunta kamathi widiyakata insurance eka categorized kragannath puluwan marama loku industry ekak
One good aspect of a health insurance system that was not discussed is that the Insurance Company is vested in the good health of the customer. So they promote more preventive care in terms of anual checkups, colonoscopy, mammogram etc. This way they can avoid large claims later by treating people before getting them seriously sick. Of course they will make profits, but the customer will also be benefitted if he can avoid a colon cancer or a heart attack in advance.
@madurawx86 Жыл бұрын
They are also vested in selecting better off customers, basically they'd rather have a customer who's not sick to begin with rather than someone who's currently sick or is going to be due to genetic or underlying conditions. This lets them run analysis on patterns on their own customers can weed out people who may get sick. No government has the funds to regulate such insane practices that actually came to effect just because insurance companies were invited to solve an issue that'd not exist in a purely "prepaid" fund model. If a patient is not going to be treated or going to be denied funding for some treatment the logic behind how that decision was taken should be open and it should be fair (e.g. not funding smoking related illnesses). Mandatory tests are just the tip of the iceberg where you'll find more goodies later on once the health/life insurance business has had their way for a few decades -- when they have enough data and experience they'll predict who to fund, adjust their policies accordingly, fund and lobby politicians to get laws passed that'd eventually let them make even more money by rejecting payment in "fair" claims. The only difference then is that you just arrived at a shitty health system through many steps.
@dilshanisuru7771 Жыл бұрын
Great Podcast ❤
@sdrupasinghe7436 Жыл бұрын
Malinda, Manju ithama vadagath discusion ekak mata hithenne malinda pasugiya wasara 100 thula sri lankawe danawadi ehi noothana warditha thathwayan saha comunist samagawadi daharawa pilibanda thulanathmaka prasastha pulul sakachchawak digin digatama sidu novimath lankawa poor county ekak wemata ida salasuna kiyala.
@ynt1984 Жыл бұрын
Malinda ft manju perfect combination ever..
@AriVidanapathirana Жыл бұрын
This is not controversial as it is applied in developed countries and proved successful. Once developed countries found the way to go by trial and error, we are lucky enough to simply copy it, but in the meantime compare how they adopted in countries like Russia and China
This is one of the best discussions about these fields.. Thank you soo much to all three of you.. 🤓🤓🧠🧠🫀🫀🌟🌟
@SenimaInvesting Жыл бұрын
REASON FOR ECONOMIC CRYSIS IS NOT CENTRAL BANK AS MANJU SAY. ITS GVT POLICY. CENTRAL BANK IS NOT RESPONCIBLE . FINANCE POLICY FINANCE MINISTRY IS RESPONCIBLE
@naveen_07 Жыл бұрын
YOU DIDN'T UNDERSTAND WHAT MANJU SAID. MANJU DID NOT SAY CENTRAL BANK IS THE REASON FOR THE ECONONMIC CRISIS, BUT HE'S SAYING THAT DECISION MAKING OF CENTRAL BANK CAN AFFECT HOW WELL OR POORLY THE ECONOMIC CRISIS IS MANAGED, RECOVERED, OR RESISTED IN THE COUNTRY. POLICY MAKING IS MORE ABOUT LONG TERM DECISION MAKING TO PREVENT SUCH A CRISIS IN A COUNTRY. BUT IN THE CASE THERE IS A CRISIS THEN THE ACTION PLAN OF CENTRAL BANK IS CRITICAL.
@groundzero5708 Жыл бұрын
As i said misscommunication
@naveen_07 Жыл бұрын
@@groundzero5708 more like misinterpretation
@ahgsanjeewa Жыл бұрын
Bruno try this man for podcast I will be very interesting 👍