40 Life & Money Habits To Master Before 40

[@jasonunger2776]

“Don’t burn bridges, you might be surprised how many times you have to cross the same river.” Love it

[@skategenie]

I love how straight to the point your videos. No lengthy preamble or anything. Quick and to the point.

[@Force5lover]

My philosophy for a while has not been “what kind of person would my dad want me to be” but rather “what kind of person would I want my child to be.” Since taking that mindset, I’ve been able to prioritize my own morals a lot better and think clearly about what matters most to me 😊

[@InappropriateShorts]

What kind of person would your child want you to be

[@felicialally5703]

wow. i could actually cry, this is such a revelation. I have grappled for 14 years about what sort of parent I am and what MY parents would do or think, when in reality, God gave me my child because, when all is said and done, my husband and I are meant to parent him. And I have to live the life that inspires my child and sets him up to fulfil his Own potential.

[@pedrosilvaproductions]

True, I lived a lot of my life how my parents wanted and grew up with this illusion that "they are my parents they know what they're talking about" when in reality they know just as little as I did back then. I grew out of that and figured I should be what I wanted to be, taking my own decision. My parents think they gave me a good education and i'm a good person because they're good examples but in reality I chose not to be like them and follow my own morals and beliefs. If I were to take their advice I would've finished college and went to work on something else because apparently the field I have a degree in "wasn't very profitable nor it had a lot of work opportunities". I knew the numbers, I knew the statistics and I put in the effort. After 3 years in my field I earn almost 3x what my mom earned working 20 years in the same place she is in

[@IdentityIAm111]

I chose not to follow my parents. I also did better by doing so.

[@rahul-rz5uj]

That's good

[@sharpenrightservicesllc]

Excellent list. I'm 58 and found many things I should be doing. No one is ever too old to learn.

[@Alvaropse]

i absolutely love how u went straight to the points and summerized 40 tips in under 12 mins. I've been watching some of your videos but this one got me to subscribe

[@faithcritchfield1066]

I really appreciate the reminder to take walks, get outside and walk for the sake of walking. I also really appreciate how straight to the point this video is, no fluff or unnecessary speech.

[@ArinGokdemir]

If there is anything I have learned, it’s the power of a to do list. To do lists are OP. To do lists helped pull me out of depression. Having a list you put together beforehand or each day and sticking to it really boosts productivity, and when you look down and see every item checked off at the end of the day it gives an unbeatable sense of satisfaction.

[@asligibidir4594]

What does OP stand for?

[@ArinGokdemir]

@@asligibidir4594 over powered. it means something is really good

[@unavailablefloor]

Underrated comment!

[@dawidbober9564]

Absolutely agreed. Just by having my day planned I avoid all the distractions and negative actions like eating junk or mindless scrolling.

[@Kathywake23]

Ive got mine on a white board in my kitchen in pink marker. Makes it fun and pretty and I'm more likely to do it.

[@BrianLagerstrom]

36 yr old here saying thanks

[@Julies-in-a-mood]

Loved this speedy video format, & content! I used to keep a notebook where I wrote down a memorable quote from every book I read. It may be something intriguing, controversial, or just funny. Haven’t done that for many years now & I don’t know why. I still have that notebook & this video has encouraged me to challenge myself to get back to that habit.

[@Susanhartman.]

Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

[@ThomasChai05]

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

[@mariaguerrero08]

I always consult a financial advisor before investing. During the pandemic, I used their strategies to minimize risks and maximize profits, generating around $875k in two years with my advisor

[@mikegarvey17]

@@mariaguerrero08 I'm intrigued by the idea of investing with an analyst, it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch ?

[@mariaguerrero08]

"Camille Alicia Garcia" maintains an online presence. Just make a simple search for her name online.

[@diane.moore-]

Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.

[@naritunes]

I just want to share this strategy that has been working for me for years: Have a level-headed imaginary friend. It is pretty much same as "your inner voice" but I give mine more of a personality. Whenever I go though hard times or have to make a difficult decision, I imagine a conversation between me and this friend, and her point of view is always more mature and logical. By doing it this way, I can both acknowledge my own feelings (not dismissing them) and also broaden my perspective and think logically at the same time. You can also argue that "why not have a real person to do this", but other people can't understand your struggles better than yourself. This imaginary friend would know you best and give you great advice that's for your own good.

[@DominikPlaylists]

I am talking to Github copilot. It is so much better than any inner voice.

[@Flomdcho]

Do women really live in fairy tale land…

[@gabi4723]

I lend a lot of books to my friends and they lend it to me too. It's fun when we get to meet because we give the book back and talk about it. I recommend to lend it to the right people

[@haleighen]

I've bought the same book several times because I know it won't come back when lent out. But I love that. The books that are precious I don't ever offer out.

[@marilyncobb4469]

I'm sixty plus and learned from this video. And I can pass this knowledge down to my children thanks for sharing this content

[@MikeScott55]

“Keep moving forward” is the phrase I use the most, followed by “it could always be worse”, and “we all make choices”. I can’t be bogged down with what ifs so I do my best to learn from mistakes but not dwell on them. I probably practice about 90% of your list regularly, and since I’m a few years shy of 40, I guess I’m right in step. 😂. Great vid.

[@devbrothonath9396]

Thank you Mr. Mike, your advice made me realize something, at 22, I know things that I wanna do and been working towards the goal but "it could always be worse", I might be just lost with no direction and lose myself but I'm not and second thing, "keep moving forward", it's been bad these past few days but I'll keep moving forward, focus on process and not think about the result.

[@pedrosilvaproductions]

The thing I hate the most is people saying "i'm good as is" whilst working minimum wage jobs, living paycheck to paycheck without any plans. It really grinds my gears, because in conversation they're not happy or satisfied with their lives, but they just don't want to put in the work to actually figure out what to do

[@pedrosilvaproductions]

I'm 27 and what I always tell young kids (17-18-19 year olds or younger) is. Take care of your health first and foremost. Taking care of your skin, hair, teeth, body etc is the best thing you can do. If you have a healthy body you have a healthy mind, all of this needs work. Doesn't matter if you read and study every day if you don't exercise, eat properly and take care of yourself. Same way if you exercise and work out but you don't study (you work out your body and you don't work out your brain? Really?). It's like a video game, at first life helps you: you can eat junk food, you can exercise poorly, you can ignore your health problems your body is growing and can handle all of that. You'll be skinny, your blood will be great, your skin will be perfect. But suddenly, you find yourself in your mid 20s and your body doesn't cope with an all nighter of partying the same way, your body doesn't react well to a certain lifestyle you chose (ie drugs, drinking, smoking, etc) and in your late 20s, where i'm entering right now, it's when your body starts giving you small signs that life isn't helping you anymore and you need to take action. I always tell something along these lines so they can preemptively prepare themselves to what's to come. All of the video tips are good, even though in reality we can't do all of these 100% of the time. But you're not a failure if you can't, as long as in a course of a year it's something that's common for you to do.

[@francois3116]

What about if you were born with no health ? How do you make money, then ?

[@victorcamilo7232]

Thanks!

[@Keym78]

Everything on this list epitomizes a growth mindset. I love it! I have learned that we are all creatures of habit, for better or worse. Police your morals, ethics, and principles, and be wary of those who attempt to undermine your efforts. Great list!

[@lailaatallah1857]

Tai, I’m adoring your channel. I love your unique take on things. I’m happy to see … you’re approaching 100K subscribers! Thanks for ALL you put into your videos to help inspire, guide and elevate us all!

[@GalaxT]

I watched this on my smartphone in my bedroom 😅 Guess making the bedroom a no-phone zone is one habit I can definitely try to work on!

[@pinkfeet518]

i read your comment about the no phone in the bedroom as he mentioned it. oh, i was also laying in bed and watching on my smartphone

[@Synaproboi]

The way you talk is so chill and makes it enjoyable to watch

[@rahulmistry5019]

10:30 Success comes from our ability to overcome despite the lack of fairness. Wish I knew this even a few years ago, before COVID. But then again, this video did not exist 11 months ago. To whoever is reading : It is never too late...

[@me0101001000]

My experiences so far, at age 25. Feel free to tell me your experiences too. 01) Even though I have darker skin, I still like to take care of my skin, sunblock included 02) I take long walks while thinking about my problems already. I come back refreshed and ready to work 03) There's a song I really like about this, called "Look At The Sky" by Porter Robinson. I like to do this whenever I can, having conversations with myself. 04) I don't drink coffee, but tea. The point still stands though. 05) I keep a pocket notebook rather than a phone on me. It really helps! 06) Unfortunately my apartment is a studio. Maybe I'll set lines for this. 07) I love notepads. I keep several! 08) This is one I'm working on a little. I'm setting a timer now. 09) I read for hours a day, and hope to write for myself eventually as well! Easily my favorite pastime. 10) I've never lent a book, but I guess I won't do that. 11) I write goals on sticky notes, and take them down when I accomplish them, putting a new one in place 12) I write down all of my thoughts. Even writing this comment helps me vocalise things back to myself. This comment is more or less me taking notes. 13) I'm currently living hand to mouth, but hopefully I will be able to keep some loose cash on me in the future, ideally before I graduate. 14) Unless I really love something and can afford 5, I won't buy one. 15) I want to be able to buy my time back eventually. I think I'll be able to do so in a few years. 16) I do listen to family and friends about finances, but only if I know they do their due diligence. I guess because I come from an immigrant family, I listen to them more with regards to saving. 17) Financing is a bad word for me. I never want to finance anything except a mortgage, and even then, I don't know if I want to buy a house. Besides, to me, debt is the single worst thing there is when it comes to finances. 18) I'm unfortunately not super knowledgeable about insurance, but I'm trying to learn. 19) I keep my investments pretty diversified. It's not much, but it's there. 20) I have ASD. I struggle with this one, but I'm trying to get better. 21) I'm really proud of my handshake :) 22) I've learned this firsthand. I love seeing how people's faces light up. 23) I prefer to listen rather than talk anyway. 24) I like learning from people. They definitely know something I don't. My purpose is to learn from other people. 25) Being mean seems like a lot of unnecessary stress to me. 26) I like to be hopeful, even when things look bleak. There is always an upside. I don't think it's ignorant or naive of me to think that things will eventually work out. 27) I'm not married, but I believe this. It's a life partner. It makes sense to choose partners of all kinds wisely. 28) I like to play sports, games, and music. I also like to create just for my own fun. It's how I'm surviving school. 29) I don't have any real secrets of my own, but it does feel nice to be trusted with other people's thoughts. 30) Burning bridges is heartbreaking to me. I don't have it in me to do that. 31) I don't like to think of it as losing, but learning. When something doesn't work, I think I have to stare at it for a moment so I can find the lesson, and try again. I think if I kept succeeding at something, I might get bored, in all honesty. 32) I keep thinking of that Uncle Iroh quote, how pride is not the opposite of shame, but its source. True Humility is the only way. We must be humble, or we will be humbled. 33) Respect is really important to me. Filial piety and all, yeah, but also I think that everyone has a lesson to teach. Everyone has a purpose in society, in one way or another. They just need to find it. 34) This is difficult for me. I tend to overanalyse and study things. I'd say this is the single most challenging one for me so far. 35) I do this ever week in the morning. It keeps me going. 36) This is everything to me. I strive to learn at least one thing every day, and study it to whatever extent I can 37) I have to remind myself that I don't have to be anxious from time to time. I'm in a new place, doing something new, around new people, but I'm doing okay. 38) You can do everything right and still fail. That's just life. Learned that from Star Trek. 39) I don't know if I can live without regrets, but I can definitely reconcile with every regret I've ever had, and move forward. I think that's a more realistic goal for me. 40) I think I need to be reminded this from time to time. Thank you for this one.

[@triplepeanut]

I thought about that porter robinson song too when he said look at the sky 😂 it’s so good

[@rosielee7079]

Thank you for this video. Full of great wisdom!

[@kichapi]

A very thoughtful reply to a well-made video content. I'm just a passerby and not even the video poster but reading your comment made me smile. PS. "I don't know if I can live without regrets, but I can definitely reconcile with every regret I've ever had, and move forward." I needed that reminder right now. :)

[@me0101001000]

@@triplepeanut that whole album is just a warm hug

[@me0101001000]

@@kichapi I'm glad you found my comment useful and helpful! I hope you have a wonderful day :D an may every regret be reconciled

[@r.c.8738]

Hahahahaahahahha i love that there was no intro anymore! So refreshing❤❤❤❤❤

[@KNuzX]

A lot of these are useful and seemingly so simple but will make a huge difference for those not implementing them. Time to get started! Thanks!

[@harivinayak03]

love how you dive straight into the points, Tae. Much appreciated

[@techgyanprapti]

These 40 are some of the best tip to follow. Personally I am doing most of them but need to work on fews

[@ivon_reborn]

This is the first time that I come across to you and this short list is very helpful.

[@esparda07]

I'm only 30 and I agree 100% on most if not all of these! Thank you.

[@L3ZC]

Thanks to the KZbin Algorythm and a middle aged man that gave in 10 minutes more advices that my parents told me in 22 years of life. Thanks a lot Tae

[@bicd0c]

Looking up is solid advice. Not only does it allow me to appreciate the sky and nature, it also improves my posture!

[@Slash18622]

I just turned 40. Today is my lucky day!

[@infiniteaaron]

Thank you for this video!

[@veronikaleleka7672]

Bripe is still alive and popular! Amazing! I actually ordered it yesterday, so soon I will be able to make absurd commercials too

[@infiniteaaron]

"No RAGRETS." "Are you sure you have NO regrets?"

[@almaguerluis5522]

Awesome video. Packed with so many valuable life lessons that everyone should implement!

[@irinatsaubulina2330]

I haven't seen your other videos, but this one I liked very much. It has a soul, it's quick and to the point! Thank you!

[@XyoushaX]

Bravery is not the absence of fear. It is fear, being afraid, and doing it anyway.

[@DAW95]

Number 37; the whole definition of being brave is doing something despite the fact you are scared of it. So it ain’t pretending to be brave.

[@hegen7642]

Love the video. This is honestly refreshing to hear compared to so much other advice. Another advice I love to give is to explore philosophy, we may not be philosophers ourselves but exploring these thoughts and ideas gives so many new approaches as well as time to reflect. Keep up the great videos

[@robinsonbaker1963]

My wife and I did very well in the amount of money that we amassed for retirement. Well over 80% of that money averaging about $2 million was made because of taking advantage of buying high-end stocks at a deep discount during the Great Recession. 2009 I fired the stockbroker got rid of all mutual funds and bought individual dividend stocks. Be patient don't get scared and do your homework and you can make a killing.

[@vanhall9513]

Well, the top players and pros have exclusive information and data paths that are not disclosed to the public. Knowing the strategies to use during this time is one thing and having the right information to execute them successfully is another.

[@robinsonbaker1963]

@@vanhall9513 I agree. Based on firsthand encounter with a fiduciary counselor James Fletcher Brennan, i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands

[@clairefrewman1456]

@@robinsonbaker1963 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well.

[@robinsonbaker1963]

@@clairefrewman1456 You can easily look him up on the web, he has years of experience in the market

[@clairefrewman1456]

Awesome! It feels like you know what you're doing. I recently saw his website and have already wrote to him since I find investing to be fascinating. I'm thrilled to take advantage of this chance. Thanks!

[@pandafox12]

The funny thing about bravery is that pretending to be brave is actually what makes you brave

[@tsnmjnsr6742]

Thanks for your video. I’m facing some episodes of unfairness at my workplace, but currently I’m taking steps to remove myself from the situation. I hope all will turn out ok :)

[@AbundanceImagination]

Such an awesome list, Tae, thanks, that no.8 just enough entertainment consumption was good like how in diet we are told to eat/fill up to around 80% not full. I also saw this thing, the more you limit or give something just a pre-planned amount of time, the more you'll do it, enjoy it, value it, look forward to it without motivation needed, if you do something too much even though you enjoy it soon it will lose its value, and you'll start to procrastinate and be easily distracted, kinda like the law of diminishing returns, any Thanks for a great video.

[@jesseringle2979]

One of the most helpful and straight forward videos I’ve ever seen. Great video!

[@crystalgiannone2683]

I'm a loyal listener now❤ It's wonderful to start out new year with you🎉

[@ckfmaria]

Love how direct and objective this video is! I'm 28 years old and this content means a lot. Thanks for the lessons.

[@isaachemingway]

The 300K veiws are well deserved. Great work!

[@nathanielraminimbi4402]

Thank you Tae... Love all the points mentioned; should be practiced. ❤💯

[@bakara9445]

This video is awesome! Your the best bro! Keep up the good work!

[@LLM1235H]

I like the way you start. Straight to the point. Thanks.

[@brenonicoletti6297]

thank you, it is a simple video but with great lessons ❤

[@OtzuZarkie]

Got to know most of these habits, rest were new to me. Great video and well elaborated.

[@joselyncarada7249]

I love your videos, straight forward 👍❤

[@fredswartley9778]

Excellent point! Listening is an important skill that most people don't have.

[@renaliapuspita]

Thanks for the video. I love the last habit that we are the hero in our own stories. We are the main character.

[@monicajudith6347]

Just found your channel and keep watching all videos. Thank you! Great insight.

[@PassionataDance]

I love your wisdom and advice. I feel like it aligns with my life in a super way. I can adjust my life with your advice and make my life better. Thank you for your videos.

[@robertcarpenter1615]

You, sir, Tae Kim, have made a wonderful video. So here’s a comment telling you how uplifting and important that video is. I hope this helps with the algorithm and monetizing your channel.

[@haydenscottvansteenburgh3416]

Can you make a video on Financial Budgeting? Go over what you personally do and the specific software you recommend, please!

[@megaira86]

Wow, those tipps are really helpful. Everyone should know about them! I already do the most of them but have the feeling that a lot of people never heard of

[@novascotia5540]

Excellent format, excellent content. Subscribing from this video alone

[@MicahBratt]

I remember a couple years ago at my job asking the manager if he saw the beautiful sky coming in. He said “no, I don't look at the sky”. Blew my mind. People be walking around like zombies.

[@enricoflamingo]

Very practical advice and I appreciate you getting to the point. Thank you for this

[@mentormental5374]

Most of them are great. I just don't comply with wearing sunscreen or black coffee. Getting under the sun us extremely benefitial for our bodies. I drink black coffee every morning while i'm fasting, I enjoy it, but there´s nothing wrong to add some cow's milk or cream from time to time if you're not fasting (not sugar of course)

[@BrotherBear133]

I love your videos, and this is my favorite video you have made thus far! I will be referring back to this often. Thank you!

[@michszym]

Oh man! Yes YOU, you middle aged man! ;) Great summary and great points! Kudos! And even bigger for starting with Baz Luhrman ;)

[@use-hustlelucre]

Tae, you have mentioned some of the best points for any person to build value in themselves at any age. Also, these are vintage people life living pointers that’s why before 90’s kids their grandparents were quite achiever’s after a certain age & pretty precise on anything in their views 🎉 Thanks

[@johndproductions415]

Well done for the clearly worded and precise points. Maybe this goes without saying, but I think that prioritizing should be on that list and focusing on important/ urgent as well as imporant/ non urgent tasks is essential to keep moving toward our goals.

[@murrzzz]

Just recently discovered your channel and love your videos!!!

[@bensdad5]

Hello Tae, I have been watching your channel for the last year. Wanted to thank you for your willingness to share your knowledge with us. This video in particular really hits home and I will share this list with my three children and their spouses. Happy New Year! may 2024 be your best ever!

[@bensdad5]

Just had to add one more thing....I hope your parents are very proud of you because I would be if you were my son!

[@FlipTheBard]

I ALWAYS wore sunblock. I hope when I'm older that my skin continues looking nice.

[@rssmith289]

This video is so well done! I always appreciate your opinions. I also love the jingle to your video at the end. Very signature!

[@jesalbov]

Insurance is boring, buuut, super important to have :) love your videos!

[@thepracticalblade9013]

The black coffee thing is great and all, but, in the grand scheme of things, you might be saving yourself from 2 teaspoons of sugar by going this route. I think a much better tip for the vast majority of people who be to cut out that sugary snack you eat each day, or how about that Mountain Dew that has an entire cup of sugar in it. Cut out the sugar in your coffee when you're down to absolutely nothing and it's the last thing left... it's far from the worst thing you're putting in your body, I promise.

[@jdavis418]

I really liked this video. Saved it for future listens.

[@sulaimanBuzz]

With this video one needs no more KZbin videos on self development and life advice. Good work 🤝🏽

[@gregtorre6513]

Great video, I was curious with kind of content was on your list of things . I watched the whole episode to the end. Thank you very much. Please take care, Greg

[@Tinyzkid]

Thanks for making labeled timestamps, great for rewatching

[@danobrien3760]

You said this video was different from your usual, and let you know what we thought of it. Well, never watched before, this came across my feed, new subscriber and its day 1. Great video.

[@michaelamareckova8912]

I love how you get straight to the point 👍

[@KateBGreat]

I agree with all of these… except for the black coffee thing. Tae you will have to pry the creamer from my cold dead hands 😅

[@yunierperez2680]

Is there that much sugar in milk anyway? drinking a latte doesn’t necessarily mean adding extra sugar

[@einat1622]

I don't drink with creamer, but with milk- and about 1/4 of the cup.

[@einat1622]

@@yunierperez2680 Not sugar, but calories (and fat).

[@Lincriss]

great video. So much wisdom in a couple of minutes.

[@aashikaify]

this is simply beautiful. loved every bit of it. thanks, Tae Kim

[@LetsOpenSomePacks]

Was hoping to watch the whole video but couldn't make it past 1:28 lol. Great tips!

[@15ninoune]

Wow such a great video. That's a nice discovery on my side for this guy!

[@JHeu89]

I've recently come across your videos. Excellent content with a great delivery; thank you, Tae!

[@johnbolin6571]

Great stuff, Tae. Keep puting out the great content!

[@stevengilliland74]

Awesome video! You packed in so much great advice 👍

[@aartinho]

I really like this straight to the point style

[@kimmykero2421]

Absolutely one of your best videos Tae...thanks for the reminders!! I subscribe to pretty much all that you've covered!!😊

[@Thejohnmullen]

“You are the hero” this has to be the best piece of advice you have given us to date. Thank you.

[@StartNow_AhmedOmara]

wow! just subscribed, great genuine video Right to the point.... my only comment to improve is to smile a bit, just like the video thumbnail... smile it makes a different :) plz keep going it's already 10/10 video 👍🏻

[@ericabel8685]

This video was so interesting Tae, tell me more!

[@Ballhog15]

Awesome video. Implement all of these to the best of your ability

[@TaqiA]

Look up - I would suggest to look to a distance view as an alternative

[@briansiebert8242]

Great video. Nailed everyone. Thank you for the affirmations.

[@anniekong9740]

Love this and amen to this as well. ❤🎉 #love #respect #simple #thankful #gratefulheart thank you for sharing.

[@ramz1455]

I have been drinking black coffee since I was 18 and only cream and sugar on saturday mornings or anytime during the weekend.

[@glemmeren]

Straight to the point, and very clear. 1+ sub :)

[@greekheroes]

Love the video. Great job. I'll watch a few times monthly to pick out a new habit to make.