Top 2 Canadian Travel Credit Cards 2023 (Max Points & Bonuses)

[@GriffinMilks]

✅ Get the AMEX Cobalt Card: bit.ly/Cobalt-GriffinM-2024 Crazy how my converting your Amex points to Aeroplan, you can effectively get 10% back on groceries, restaurants, and more with the Cobalt card. Let me know your go-to cards! -Griffin

[@SophieAnnaston]

I need the Amex platinum!

[@kushkhurana2523]

Trip cancellation and interruption insurance are not available on the Cobalt

[@kushallalan2782]

You need to do a review for the Amex Cobalt vs the Scotia Amex Gold. All things considered, Amex Gold is much better than Cobalt (hence I made th switch). - Cheaper yearly card price - unto 6X on grocery (usually 5X) - 5X on entertainment - 3x on Gas - No Fx fees - Better insurance (Trip cancellation and interruption)

[@laxmansaravanakumar8480]

The ceiling for the value you can get with your points is much lower. You are capped at maximum 1cpp with Scotia, while you can routinely get 2+ cpp if you book smart.

[@chacardi]

it looks like the offer has changed recently. do you think i should wait for a better signup bonus before applying?

[@GriffinMilks]

Ahh you're right. Seeing that now. Hard to say when and if it'll change, so I'd tend to say no, go or it.

[@rajpalbhandal8109]

Can you use an American express card in Costco? Thank you

[@GriffinMilks]

Not in Canada at least

[@vulnerablegrowth3774]

I'm a Canadian that just moved to the UK. All the travel credit cards in the UK seem *terrible* compared to Canada (nevermind US). I notice that if I make purchases with the Canadian credit cards, it says it's valid for purchases *within Canada*. Do you think it's still worth it for me to get a card like the Cobalt and basically only use it to pay for flights (I'm hoping to head home 2-3 times per year) and when I'm in Canada for ~2 months in the year? I guess what I'm asking is, do you know if I still collect travel points on the card if I purchase flights with it from the UK?

[@GriffinMilks]

You would still get points on all spending, but whether or not it would be worth it is a different story. You’d have to run the numbers a bit more

[@zx6258]

that cobalt card is garbage, make something useful next time

[@GriffinMilks]

I totally disagree. What makes you say that?

[@davychai9516]

It is not worth it if you don't spend. So kinda of make sense