Joel Nanauka:Tabia zinazopoteza Pesa

[@teacherd]

Kipindi naanza maishaa...nilikuwa nalipwa laki 4 nikaweza kujijenga....saivi Nina mara tatu yake....lkn naona sitoboi.. Nisaidei Prof

[@protyirenei5083]

Teacher D nitafute kwa msaada zaidi

[@protyirenei5083]

Teacher D nitafute kwa msaada zaidi

[@ponsianamataka4607]

Joel Asante sana. Nina uhakika umeubadili huu ulimwengu na unaendelea kuubadili na utaendelea kuubadili.

[@hassanovajunior6972]

Somo kubwa sana thank you My Brother Joel🙏🙏

[@macmax3152]

Asante kaka joel

[@yohanaadam6390]

Kaka Joel 🙏🙏🙏 kwa ujumbe mzuri ambao ni halisia, pi 🙏🙏 kwa kujitoa kwako kutusaidia

[@athumansalehe1231]

Nimekuelewa vizuri sana tena sana

[@michaelkyaruzi5175]

Yes! Yes!

[@kondeboy6007]

Kaka uko vizuri. Najifunza mengi kupitia kwako,mungu akubariki

[@clementedward5548]

Be blessed a lot My brother Joel ❤@baroziwamtwara Unanijenga sanaaaa,nakuombea maisha marefu sanaa kaka

[@_benytz1573]

Umenifundsh kitu kimoj kizur sana yaaan thx baba

[@abdukadiliissa8076]

Kaka Joel uishi maisha marefu kaka tunufaike na ww 🙏

[@mbirionline4916]

mkuu ni kweli wakati mwingine ktk ya mwezi mambo yashakuwa mabaya alafu uhakika ni mwisho wa mwezi kukopa hapo kuna tatizo gani siunajua mafahali wawili hawa kahi zizi moja ,mishahara hai kutani mkuu

[@shukurumangare8070]

1.impromptu purchasing ( kutumia pesa bila mpangilio) 2.to spend the virtual money ( kutumia pesa ambayo hujaipata) 3.kutumia zaidi ya anachoingiza (overspending) 4.excessive borrowing ( kukopa zaidi

[@JosephineMlei-jo5of]

Karibu kenya

[@jazillamohamed3781]

Mimi kabisa sijui nini Mungu nisaidie naitaji somo zaidi

[@charlesotieno5587]

Napenda video zako zilivyo fupi na strictly to the point....Najifunza sana. na hazichoshi

[@aishamaulidi4679]

Shukrani sana kaka joel kwa muendelezo huu mzur sana

[@giftmwamba601]

Daa kweli kabisa hili swala hata mimi linanisumbua sana ubarikiwe nimejifunza kitu

[@yasinyasin-xi7yn]

Asante sana kaka joel nanauka

[@safiaabubakar1120]

Thanks brother

[@mathsnewdiscoveries]

Thank you Sana.

[@theresiachigali9482]

Kabisa mtumishi

[@fredgomes8639]

Braza kweli wewe ni professional adviser.

[@nasreennashugosso9454]

Asante sana joel

[@jazillamohamed3781]

Kaka Joel mimi naomba unisaidie

[@willyfurniturearusha9161]

Kak be bless

[@salmashoo8100]

Km unajua vile brooo tumia zaidi ninanyopat mshahara uyu ni mmimi kabisa

[@Roym97]

Kweli hii kabisa

[@maggiepeter8936]

Me ndo mana sipend kutembea na ela ambayo sina mahesabu nayo ya matumiz ili kuepuka hayo yote.....Juu ya matumiz na akiba nashukuru kitabu chako cha Tabia 12 zinazoleta mafanikio kimenifundsha vema sna....Heshima kwako Mwalimu 👏🏻👏🏻👏🏻

[@chambamalima9798]

Una soft copy yake?

[@martinbanda6382]

Nipe nikutunzie fedha zako

[@jeniphamasedo3545]

Really Noel

[@edsonmulokozi7288]

Thxs bro Mungu akubariki

[@samsonezekiel5239]

Kweli kabisa mie ni muhanga wa hilo

[@frankmwatosya132]

kweli kaka barikiwa sana

[@judithmwambe4767]

Ahsante kaka Joel....nipo na wewe always

[@williammweta5539]

Asante coacher

[@castooscarsanga5866]

Nashukulu Kaka nikucma

[@liberatussylvanus9952]

Waliowengi pesaikiisha ndioakili inarudi mkichwa seeme at the top!

[@shijamorris8280]

Kupitia speech zangu vingi niameacha ya kutumia hela hovyo nilikuwa nikiwa na pesa nawashwa lkn kwa sasa hata niwe na ml kama sikupanga kununua hicho kitu sinunu Asante kwa hilo

[@Dm-yq9wn]

Elimu nzuri sana

[@mohammedrashid2906]

Nice

[@anafisuleimani7083]

Sahihi ninae rafiki yangu ambae akiwa na pesa hawi na amani mpaka amalize kuitumia

[@mbeyaboy5225]

Barikiwa sana kaka

[@mleoassenga1596]

Kweli

[@kelvinbondia4360]

Duh kwel kbs

[@mossesdaudi4617]

Thank broo i get same thing

[@tonymartin7984]

Bro mungu akubaliki

[@hellyfridy]

Fact

[@ussikhamisussi4882]

Ahsante sana kwa mafunzo.

[@diananatalia-8601]

Miaka minne sasa tangu nianze kufatilia mafunzo yako thanks

[@salumutali1391]

Thanks

[@suleimanimzalia9989]

Nikweli brother!!

[@asajilesanga_3481]

duuuu! hii ambayo ni kama pesa ikiwa mfukoni inasema "nitumie" imenigusa saaana...

[@mozasaid3869]

Kweli kabisa kaka umenigusa sana! Yaani ! Ahsante sana sana! Ila sina mikopo! Muoga wa kuchukua mikopo!

[@simonnrwiza1542]

Mmm kama unanisemea

[@abdullah-eq3lt]

akili zinarudi pesa zikiisha😂😂

[@babdopetzmnyama3851]

Umenifany nilud nilikotoka

[@aminahahlubayt7399]

aise kuna pesa nilitaka kutuma yote lkn kwa hilo somo lzm niikate😢

[@felecianpaul6377]

Wa kwanza ni mm

[@7mc794]

Duuuh brother umeniguaaaa

[@ipyanamwaisekwa8209]

Thank you very much Sir!

[@zabronmarco1430]

👍👍

[@wakwetutv3824]

Aminiii

[@mbelwakattolwiiza2228]

Nimekupata mkuu

[@victorandrew5150]

Nashukur sana na masomo mazur kaka nimefatilia masomo yako kwa mda kidogo na pia tokea nisikie somo zuri ulilolitoa clouds fm limenibadilisha sana lakin kaka kuna tatizo kidogo linanitatiza kidog nilitaman ningepata mawasiliano yako direct ili ww ndo unishaur kaka

[@stevdwin8014]

Mcheki WhatsApp upate vitabu vitakusaidia sana

[@officialmartin4432]

kweli

[@janethmakasa8791]

Mm nikipta tu hela naweka bank unaeza kuta ndani cna vyombo vya maana lkn hela ipo bank kudrop pia roho inaniuma kaka hii ni aina gani ya tabia jmn😥

[@antonadam4231]

Usitumie pesa ambayo hujaipata.

[@Mkaambali]

Asante

[@emanuelmanasekimaro]

Magonjwa nayo yamekuwa hatari sana katika kupiga hatua

[@hassanisamata6986]

Kweli kabisa kaka

[@piuspuka5071]

Tunashukuru ndugu kwa kutufumbua macho

[@stevenstevenhamisi8785]

Real

[@mr.senkofarm6538]

Naomba unisaidie clip yako moja ulisema *"Usiahidi Usichoweza kutekeleza"*..

[@kelvinbondia4360]

Nkbl sana kaka mkubwa

[@umojadaycare8441]

Madeni Mimi jamani Joel yananiuwa😭

[@IsraelKisaila]

Pole

[@adamumterume6885]

Nyingne ni kutokuwa na siri, umepata pesa halafu unatangaza kwa ndg jamaa na marafki

[@shodristvtv6121]

Brother yani manenoyako yanatugusa walio wengi yani ww ni doctor buingwa🙏

[@yuugachannel6117]

Asante sana kaka mimi sijui kiswahili na elewa to tafadhali tel me how I can learn swahili

[@anithamichael5716]

Nashukuru sana kaka Kwa mafunzo unayotoa

[@shooupendo591]

Upo vizuri

[@jamesibrahim8849]

The use of virtual money

[@samwelichotola3308]

mr joel naitsji kufaham matamasha yako unafanyia wap

[@saidepaulohenriqueshenriqu8478]

é verdade

[@josephatsafari4568]

Walio dislike inaonekana imewagusa xana😀😀🙆‍♂️😂

[@stellahsanga8214]

Dah! haya tukutane kanisan wenye roho za madeni '' neno linasema (watu wangu wanaangimia kwa kukosa maarifa ) hiyo ya kutumia zaid ya uchoingiza ni hatari

[@michaelemmanuel117]

Mimi ni moja ya watu wanaopata pesa nyingi ila najikuta inaisha bila mambo ya msingi na ninajikuta naingia kwene madeni nifanye nini?

[@Roym97]

Akili ndo inakuwa timamu pesa ikisha hehehehe

[@faudhiasalum7279]

😘😘😘

[@officialmartin4432]

tupo wengi

[@rajabukulala6669]

Asante kaka

[@mohammedrashid2906]

MIMI NINALO TATIZO

[@Roym97]

Tabia zako ndo chuma ulete hahaha

[@victorandrew5150]

Kama itakuwa shida kuweka public chukua zang kaka 0745351091 nitafurah sana

[@gracepeter3200]

Asante brother

[@mosesgandi8414]

Nice