Judge Faith - Pay Your Own Student Loan; Urine or You're Out (Season 1: Episode #81)

Pay Your Own Student Loan; Urine or You're Out - A man co-signs for his cousin's student loan and wants her to repay the balance, but she says he spent some of the money too; A landlord wants his former tenants to pay for damage to carpets on his rental property - they say he harassed them
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[@lesli3352]

1st Case She tried it with that I have a dream speech! Girl bye pay him ALL of his money back!!!

[@jessicahickman6564]

Lol not "she had a dream" sis!!

[@hollyobaby6949]

Lmao!! Omg you got no sense but this shit had me howling

[@shamaoliver7989]

I agree

[@Mollypopithelen]

That defendant just slipped right off her soapbox. She should have enrolled in drama school.

[@godsadvocate4990]

Case 1.. even though she was ordered to pay the court maxium which is 5 grand.. she should still pay the 9 thousand back tho.. he cousin did her a favor.. PAY HIM BACK IN FULL

[@Expertspecter]

She probably won't. He won the case. He can't sue for the other 4k anymore. He knows it though. He just wanted something back.

[@EponaTrekka]

But i just watched a case where she ordered 6,000... why couldnt she order more? Edit: I went back and looked, it was 6,000 but they offset it with emotional distress and ended up being 4,000. I really think they should raise the limit tho..

[@MeaDiaz04]

Exactly!she wants to be the victim

[@NellieKAdaba]

Never co-sign

[@Expertspecter]

Yup. Hell, my fiance won't marry me until my student loans are paid. And I totally agree with her.🤣

[@TestAccount-sg8pd]

@@Expertspecter Well, marraige IS all about money. So that makes sense she would say that. Think about it, what kind of love requires paper, a signature and a contract?

[@shamarab4632]

@th1smomentisfate Right some people take years and years to pay

[@younaatz]

Her outburst scared me!

[@shellypeek6515]

It was fake to make herself look good

[@amayamattis4205]

LMAO

[@cay820]

Right lol like calm down you got an illness remember..

[@PR-by6eb]

@@shellypeek6515 It didn't stop the judge from ruling in the plaintiffs favor.

[@ruthelliott3171]

The title urine or you're out killed me 😂😂😂

[@kgrimes842]

Me too! I thought it was gonna be about selling urine to pass drug test 🤣😂

[@ToniA5555]

What is this lady's problem? That is HER loan, not his!

[@MeaDiaz04]

She wants people to feel sorry for her for her own choices!!!

[@warrenlowe5389]

It is obvious that she is a scammer. She is using this poor guy.

[@therose__]

Facts tryna angela bassett her way out of this loan. Nice try ms actress

[@juliet7703]

​@therose__ Angela Basset her way out 😅😂 best comment

[@guguonpoint8668]

She had kids so? 1st case are we suppose to feel bad for her, 17 she knew what unprotected sex brings

[@cutienerdgirl]

She had 2 more children since and couldn't afford to pay off $8,000. What is she doing??

[@MarySmith-bc7mf]

She’s so full of it

[@isabelfellner491]

Does the first defendant really want to be a role model for her neighborhood by borrowng money from family and not paing it back? That must be one sorry neighborhood.

[@SupremeCourt247]

Right I wasn't moved by that speech at all.

[@arazam3256]

Isabel Fellner paying* not paing

[@agentfayelauxx8164]

HAHA i know right. i wasn't moved at all.

[@lucygray6162]

@@SupremeCourt247 Ain't she a Drama mama! She needs to get a grip instead of all that boohoo.

[@lonnekejansen2306]

She is ridiculous, role model, sure 😂😂

[@LaBellaDonna]

Case 1-This is for the defendant.You are NO LEADER. You know why?Because you dont pay off your debts plus you are a professional student. A real rolemodel would finish school.Even if she has to go to school online , she gets the job done.Puhhlease!

[@maryanneborders9602]

And she took way too long to answer the question about her major.

[@NubianP6]

The 1st defendant acts like her cousin was actually her Daddy taking out a Parental loan on behalf of his young daughter. He is not obligated to carry you ma’am, especially not at the expense of his own credit! She thought 5:10 was her “Cicely Tyson moment”, but I’m sure he wasn’t moved, and neither was I. 😂

[@maryanneborders9602]

And he was younger than her too !

[@dancingdreams89]

so he paid over 9000 and she only had to pay 5000 he 4000 in the hole cause he trusted a family member. sadly some people family or not can't be trusted even if u think it's for a good cause. she a single parent and gets sick alot. I would have been like nope sorry but your to much of a liability. family or not 9000 isn't easy to come by when you got rent and bills. if it goes into collection they can even directly take it out your check if u refused. so the fact tht she was like idky he paid it was a stupid response. they was going to get their money regardless unless he wasn't working. he could have made 400 a month they don't care they going to take their portion. u can go hungry

[@patricehuggins6607]

1 st case love the plantiff hair✌.Should pay back the 9000but i guess since she didnt pay anything he will have to settle for the 5000.

[@lindseyroddy553]

I have seen a case where the judge ordered them to pay the max 5000 then told the plaintiff to go to court again for the rest. Maybe he can do that.

[@jazminegraves19]

Why the first case is the defendant is screaming like that like that’s going to work in her favor girl bye

[@MrKevosmin]

Jazmine Graves sksksksksk

[@debbiethomas4472]

That's what I was wondering

[@liljerry496]

Jazmine Graves 🤣🤣🤣🤣rt

[@ansah412]

I jx love how no one in the comments section is phased about it😂😂

[@doitlikethebereans1690]

1st Case: Why isn't the defendant being ordered to pay the loan back in full?? 2nd Case: I loved the point the plaintiff brought up about how it was fine for the repairman to come into the house but not okay for the landlord to come in. Busted!

[@jazmindickerson1165]

Do It Like The Bereans The maximum amount that anyone can get in her courtroom is 5000 dollars

[@therose__]

As she said in civil courts the maximum in her jurisdiction is 5k so he got the maximum she is allowed to reward hin

[@korinnehaye5737]

Courts have a maximum of 5000 when it comes to TV program

[@bomit-araqueenapinkbravegi4770]

don't keep going to school and not finishing what you start, why the heck is she getting so loud like she's at a young mother movement you had you children young at 17 that's a choice you made no one should be clapping for her decisions. good for you you where a mother to your kids like 95% of the mothers on earth.

[@marcusfrombellsballspodcas2048]

First Case - Sad Situation. I can understand both sides, but ultimately she owes him. Second Case - Trifling Tenants. They knew that they did all that damage.

[@tracym4175]

That fake "liberating" rant....🙄....the kids in the community?? What?? Hahahaaaa

[@Mommo42]

Case: Urine or You're Out-Those tenants got off easy. The Landlord should have sued for the full $5,000 because repairing the Apartment is going to over that. Pet Urine will seep all the way down to floor boards especially if it wasn't cleaned up correctly.

[@joet840]

Mommo42 dlt What creeps. Urine smell permeating throughout the house, and having dirty cages right in the living room. And these people are actors because I'm sure I've seen the dog guy before.

[@sendrakes4203]

He's obviously a good landlord. I never known any landlord that would let their tenant step over them like that, so yes he deserved the maximum dollar dealing with these lovely creeps.

[@lillygirl8436]

I knew a lady whos house was like that. The floor was wood and the dog pee seeped in. U could smell it before u even walked in the front door of her house.i was like how can u breathe or even sleep in there 😀

[@MiMiOrt]

NEVER cosign for NO one, NOT even family. I learned the hard way. I worked hard and sacrificed a lot to build up my credit score. My family KNOWS they will get a BIG NO from me , I won't even let them finish if I hear the ' can you cosi... ABSOLUTELY NOT! ' I helped them with their credit by adding them as an Authorized User the rest is up to you. I can't help more than that.

[@cychst1090]

Second Case Defendants: *Walking out of the courtroom* Me looking at the audience reactions and yelling at the computer: Do they smell?! DO THEY STINK?!!!

[@mtvta1981]

The girl in the 1st case should pay more the 9000$, she's lucky she got to pay only 5000$,but I doubt that she will pay him anything at all.

[@NellieKAdaba]

For all TV court cases, it's always the production that pays the winning party.

[@kay22100]

If the kids looking at you in the community be an example and pay that man LOL

[@cookiec1803]

Girl PLEASE!! 17 and a mother with 3 kids going to school so WHAT! that doesn't deserve any hand claps.

[@drlovie]

Exactly..who asked her to get pregnant at 17...and three times. She is pathetic.

[@agentfayelauxx8164]

that's not a role model. no claps on my end.

[@nunyabiz1266]

Cookie C g

[@lillygirl8436]

Yeah cookie i agree

[@TestAccount-sg8pd]

I am actually surprised to see so many comments from women saying this very same thing. This is a good thing.

[@mariancounsellor]

I would never co-sign a loan for anyone. She’s ungrateful too!

[@danielmurphy3058]

Slum tenant. The Air conditioning repairman could enter the room, but the landlord that own the place couldn't! That was the best comment that I have ever heard. The have turn the place to a pigsty. Shame on them.

[@tanyacorbin1292]

2nd Case: OMGGGGG They look dirty...smh who would do that to someone else's home?

[@lonnekejansen2306]

Pigs

[@chandara6469]

Oh my gosh excuses i got health problems i still work my ass off its life TF....

[@tinagoodwyn8649]

He’s a nice little landlord I like him

[@ShaVaughn]

This is why I cannot be a cosigner on a loan for someone to enroll in school. School loans are scams.

[@bpaige12]

Whenever someone asks for u to cosign there is something the bank knows that they are not disclosing to u that's why they need a cosigner.

[@dellahicks7231]

Well depending on the age of the individual, my husband co-signed for our son's auto loan when he was 18, so would have no credit history. Son made all the payments, paid the loan off at age 21.

[@burymeinkief]

Stole 4 grand from that man.

[@fiegenfiegen]

First defendant so full of baloney!! This whole act in court was ridiculous.

[@maryanneborders9602]

And didn't even know what her major was ! I doubt she is "graduating in December" !

[@ruthiemartinez5552]

Puuuuuweeee. Those tenants sucks. How dare them not let the landlord in!! 😠

[@henrysullivan8389]

Ruthie Martinez and then also they said he said he was going to come in wheather they were there or not which duh he can with notice

[@cheerology]

First case the plaintiff 😍😍😍

[@cellettegipson3804]

All men aren’t bad. Now he feels bad because he needs his money.

[@edmondson4019]

The second case, eww they nasty! Their current home is probably just as nasty.

[@fessellsahmed2587]

That lady kept having kids but still insisted on studying. Why didnt she keep her legs closed? I dont believe her course is about to end.

[@danielmurphy3058]

Poor guy. His heart was in a right place, but his brain wasn't. Never ever lend, consign for nobody. They will not ps y you bsck. That guy got 5 thousands. He deserved to be paid the entire amount. The audacity of some people. She should be ashamed of herself.

[@NellieKAdaba]

With these court TV shows, the maximum amount is always 5000.

[@Tribulator]

1st case: A note to everyone. Never try to live beyond your means.

[@Lolo_NwanyiOma]

1st Case: It's not fair that she only has to pay back $5K😑, she should pay back EVERYTHING

[@michaelbratton5513]

J.E Tony 5,000 is the limit in most small claims courts

[@agentfayelauxx8164]

Role model!! GIRL SIT DOWN. OMG Those tenants are disgusting. i would have given the landlord $5,000; they damaged the place on purpose. i can't be or live with people like that.

[@elizabethpetroupoullakis190]

A lot of people there suffering from emotional stress.

[@ISayToMyself]

First case. This lady sounds crazy. Acting all hysterical. Girl if you don’t pay that loan ....

[@mickeyj6058]

2nd case: I'm SURE the defendants KNEW damn well they left that shit in a MESS! Furthermore....people DO get used to animals smells that they can't smell but other's do!!!! I'm a witness to that!!!😉😣

[@nyeemamccaskill1063]

If FICO can't help you, neither can i

[@serinas.4538]

So when people have lawsuits for 10,000 or more how do they get their money if Judge Faith only allows 5,000 to be given? They take the 5,000 & then still sue for the rest elsewhere ? How does that work seems stupid and a lot of work to me to have to fight for your money piece by piece instead of getting it all back in one settlement .

[@garyhale9268]

What a drama queen they are your kids your problem pay your bills

[@reniecemoore1442]

He should have went to another court that will make her pay in full unfortunately in faith court room her max is only 5 that girl is petty as hell tho

[@dramanot]

All of the small claims court judgments are 5000

[@kickrocks333]

Ain’t paid the loan back in close to 10yrs and got the nerve to give a responsibility speech girl close yo lips and open that pocket book 😂😩

[@sugarshamrock]

Playing your problem cards isn't going to pay money back. Using your friend isn't a good example to those you cry about looking up to you.

[@fiegenfiegen]

Second defendants… Lots of heart for animals, but total disregard of their obligations as tenants (bad payers, unhealthy living conditions, trashed the place). "Animal lovers", I reckon!!

[@dellahicks7231]

Our son asked his dad to co-sign for his auto loan at age 18, we never made a payment, he never asked. While going to university full time and working part time, he paid the loan off at age 21, so this woman needs to get off her soapbox, someone else needs to borrow the wood!

[@mommasherrieangels2472]

That's messed up for him having to sue his. Cousin but ,he was looking out for her. Smh, what we do or, don't do for our kin....

[@chantejacob10]

These are some nasty people!!!!!! That’s why you can’t just eat from anyone smh and they are acting like nothing was wrong😒

[@JanetMacaw]

I just watched the episode on Judge Faith. I wish he would of gone to another court and get his 8 grand back. Geez what a nice man he was l 🙏 he is doing well.🌹😇🌟

[@shamaoliver7989]

In the first case, the defendant knew she needed to pay for that student loan everyone gets stressed out and sick sometimes but that's no excuse to quit college and dump a bill on someone that already got an education and job. Second case those defendants were just nasty they needed to be sued.

[@percyjackson5417]

Some ppl actually have chronic, debilitating health issues and cannot continue doing school or working for certain periods of time. So yeah she has a family to take care of and should take a break if her health is at risk. Otherwise, if she dies or becomes disabled, he’ll be stuck with the bill with noone to sue. Shit happens, just the risk u take tbh

[@AnneOhn123]

That first Defendant needs some major help!!! I hope she got it... she is a nut case, I can only imagine how nuts her kids are now as well...

[@citticat2]

She borrowed the money -- yea gotta pay it back - no excuses. Why did that owner rent his newly renovated home to someone with 3 dogs - what did he expect?

[@henrycoats371]

She’s going to get loud and angry, when someone has been trying to helper. Your emotional stress was caused by herself.

[@fernandodelvalle8997]

1st Case - She is a piece of work with her wack ass excuses! She is not a roll model...she is dead beat! She should have a Masters by now with her bullshyte. I feel bad for him dealing with family like that. And she has the balls to counter sue and he paid it...bed rest with her legs up....

[@kimberlyk912]

She is really foul!

[@crystalshaw8744]

When ur life gets too stressful PAY YOUR BILLS!!

[@tinachandler3091]

1st case. Ok how in the hell were you able to take care of 2 children if you were bedridden for 1 year, two separate times?. If the student loan company didnt have your correct info, of course they're going to call the cosigner. You'd better drop that attitude of "pity me, I was bedridden for 2 years and I was a teenage mother and I can't pay because I work part time, in school with 2 children. Sorry dear, the world and loan agencies don't give a dam, they want their money. 2nd case, that property owner could have kicked you out at any time for not letting him inspect the property and he had the right to inspect it . I'm disappointed that Judge Faith didn't look at the defendants photos to compare. He probably got back there before you had a chance to get there and clean up

[@shelocsher2396]

Girl ga’head with that fake crying 😒. You can’t take care of your responsibilities because...you have responsibilities? She’s ungrateful, inconsiderate, and irresponsible.

[@garfieldwhunter]

Never sign anything for anyone. She is a nasty cousin, with a nasty attitude.

[@liyah9430]

Everything she cried about was irrelevant to the case , you borrowed money now pay it back 😂.

[@goddesstiva]

am i the only one distracted by the guy chewing gum with his mouth open on the plaintiffs side 😂

[@brianellinger6622]

I have never had student loans or cosign for anyone to get them

[@_amaya.]

The first defendant is so annoying. All that screaming was just unnecessary. Nice pity call

[@MarySmith-bc7mf]

Wow the 2nd defendants are pigs and they have a lot of nerve suing the landlord.

[@ccharms60]

Girl she needs to have serval seats what is the health condition staying pregnanat n i bet she spent those checks and lived off the government now if she had that energy in school as the court rm she would have been graduated 😒😒

[@highlander666]

"how old am I now?" No, next week🙄😅 1st defendant isn't selling me with her "tragic" story, she's just irresponsible & is poorly attempting to justify it. 2nd case: hard to believe people willingly live like this

[@lorielhassani]

....she didn't even look at the plaintiffs evidences...what about the electric bill?

[@BeccasaurousRex270]

Why the defendant in the first case try to be like Angela Bassett😂 girl bye

[@lewismartin9980]

No pets while renting this happens all the time.

[@zoeelauren4649]

Case 2. People and their nasty animals. In my opinion you shouldn't have an animal if you don't know how to clean up behind yourself and if you can't clean behind yourself you're not going to clean behind an animal . People that are nasty and dirty shouldn't have animals in my opinion . I love animals but they require a lot of work and love

[@mommasherrieangels2472]

Question is why did u not expect the place before you decide to move in a new tenant???? Ijs

[@edgehill66]

The tenants are disgusting people. These people profess to love animals but keep them in foul conditions and willfully damage property that is not theirs. They don't care because they don't have to pay the judgment. Who cares about public humiliation.

[@joet840]

Even animals given the choice don't live in their own urine. These people are worse than the animals.

[@joet840]

Even animals given the choice don't live in their own urine. These people are worse than the animals.

[@DJOsocialOnline]

I have two cats, who go into the garden that is ours. A cat fence keeps them inside the garden, but when either of them need to "go" they come indoors to use their trays. The cat I had previously who used to go out in the close, if out would come home to use her tray before going out again. Give me animals any day!

[@susannah1948]

She should get an Oscar.........

[@jeriklapa1274]

She still needs to pay him 👿

[@janetayala5267]

He cute.that couple left that place nasty no respect at all

[@unapologeticallyBlack414]

I love me some judge faith but I would have had to go to somebody else’s court room. I need my whole $9600.

[@lookinatyoulookinatme1600]

I'm confused why or how someone co-signs on a student loan thru the government. If she is in school the loan is on deferment until 6 months after she graduates. This whole case makes no sense.

[@alannaalbritton381]

She probably got a sallie Mae loan which allows you to pay the interest while in school

[@lookinatyoulookinatme1600]

@@alannaalbritton381 Even the interest wouldn't add up to the amount he's suing for in that short amount of time. But why would he be suing her for a student loan of any kind. The loan wouldn't be on him it would be on her. Sallie Mae is just the loan servicer but the program is still the William D. Ford government program. Maybe they used an actual bank for the loan and not the Federal Student Loan program or he loaned her the money to pay it back and she never repaid him.

[@alannaalbritton381]

@@lookinatyoulookinatme1600 not necessarily let me explain. I had federal loans then I personally got a private loan through sallie Mae while in school which I think this was a private loan separate from federal for two reasons 1) I needed a co-signer with sallie Mae which is different from their federal program and 2) federal loans don’t allow you to pay on the interest while in college but sallie ma does. When I took out my 5k loan in college I paid 35.00 a month in interest until I graduated but over the course of that loan I paid a total of 9,000 which why he was suining for that much. You could’ve selected the option to defer totally until afte graduation but in my case that wouldve been an 11k bill instead of 9k which is why I opted to pay the interest while in school. Sallie Mae has different programs outside of the federal. Lastly she was out of school for 1 year which is why her repayment kicked in, once your repayment starts it’s hard to get them to hold off from contacted your co-signer. Hope that makes sense!

[@lookinatyoulookinatme1600]

@@alannaalbritton381 Makes sense what you're saying. I was trying to think of another scenario. I also had Sallie Mae as a loan servicer but I had Sallie Mae in 2004. So maybe things were different then.

[@alannaalbritton381]

@@lookinatyoulookinatme1600 yes my loan was in 2011 so a lot of changes on the private side.

[@therose__]

Oh girl miss us with that speech!! Okay? YOU HAD kids at 17..YOU chose to not educate yourself and get credit. tried to get sympathy from the judge miss me. 😅 and she cant articulate well. “U was in school” “yes i did”. Stop. PAY THE MAN BACK

[@VirtualLunacy]

You know what I'm saying....

[@billbo1852]

Why when some one does a good turn do they always become the bad guy ?

[@liljerry496]

How in the hell you can register for school when you got bills and their in the rears ...!!!..#Paying too much for what you got 🤦🏿🙅🏿‍♂️#emotionalobligations#checkempeople#😢😢😭😭cutthecrodiletearsout#creditorsdontcareaboutthose#youneedtobeatworkmaam

[@SimsMoyal]

King Juan 👑

[@shioriryukaze]

She's right, they should have put the loan on the firm it for medical and for her going back to school but for some reason they didn't. Somebody dropped the ball.

[@jasmineertha8351]

You can't just assume they will put the loan on deferment, which might be what she did. You have to call them and apply for deferment based on medical situation.

[@mrshappilymarried1]

5k is the highest statutory amount this court can grant...

[@NellieKAdaba]

And other court cases from other Court TV shows

[@TestAccount-sg8pd]

Don't you just hate it when they say that?

[@williammorson1535]

The first woman with three children and no man in her life, she was trying to improve her life but sadly health problems kicked in. I'm glad she only had to pay $5000. I wish I could have helped her.

[@0501245]

Wait a minute, I didn't understand the first judgement. She only get to pay 5k of the 8k?

[@jazminegraves19]

Isaac Witherspone yeah the maximum limit he’ll probably have to go else where to sue for the other amount I’m not sure how that works

[@TheCrazyGamerLady]

Unfortunately, he can’t sue for the same thing. The contract for these shows is that they accept the judgement is final and they can’t sue for any more than what they received. The plaintiff probably just decided to cut his losses and get what he could.

[@carolynhorne9863]

If you nasty and you know it clap your hand.

[@brendawelch3501]

I was pregnant you signed the contract pay him a whole year not in college

[@TestAccount-sg8pd]

Never pay for or cosign a loan to help put a woman through college. Trust me on this. You will regret it.

[@SimsMoyal]

22.4.23 Both defendants are disgusting

[@Bookauru]

The first defendant was beautiful

[@vento1523]

ha ha

[@lamontb.2258]

He doesnt sound 35. Talking like he has never read an entire book in his life. "Know what I'm saying" and "fitty dollars a Mont(silent H)" I can't talk to people like him.

[@christinerenney4657]

What a ghastly couple and what naughty fibbers they are.

[@somieesomiee]

LOOOOOL! Fibbers!