TATA AIG Medicare Premier Plan | TATA AIG Health Insurance | Gurleen Kaur Tikku

[@BharatMore2001]

This is the best policy in the market. If you look at the policy wordings, you will understand that this is most simple policy. Everything is very clear, no ifs and buts. After all, IT'S TATA.

[@sanjaykumar6599]

Should one buy

[@kaushalshah7801]

I agree. I buyed it week before for my mother.

[@mdghulamqadir8630]

Medom manipal Cigna life time health insurance plan ka full details ke sath review video banaye please

[@GurleenKaurTikku]

Thank you for the suggestion :) Will shoot a video soon !

[@143sanjuanshu]

Wow.... हेल्थ इंश्योरेंस गया भाड़ में.... आप ने जो समझाया कुछ न समझ आया ...becoz U r so beautiful....आप को ही देखते रह गए🥰🥰🥰

[@mujassimkazi2448]

Bahot achhi vdo mam

[@ishanagrawal396]

Thank you for highlighting all the points precisely! Is it better to take less Base + more Supper top to have more cover? Also, if possible, would you be able to share details on Navi Health Insurance. Thank you for keeping us updated always! Really appreciate all the good work you have been doing :)

[@GurleenKaurTikku]

Yes, Base plus super top up is a good way tp enhance your coverage at lower cost. I will suggest to watch the video before deciding - kzbin.info/www/bejne/maDPYWWphbeFnck Video on Navi Health insurance is already there - kzbin.info/www/bejne/amilhYWElJV-ibM

[@PashuPakshi]

अब बढ़िया वीडियो बनने लगी है आप लाइव आने का प्लान करो और अच्छा रिजल्ट मिलेगा

[@GurleenKaurTikku]

Jee, sure

[@iamstilllearningthekoreanl1228]

Morden robotics treatments are not covered? & If the customer took policy in the lower zone and took treatment in the higher zone then copayment is applicable?

[@KapilSharma-rc7dd]

Maam Tata Aig gic ka BJR product ka video bhi bnao..grah raksha

[@techniciansunil]

Madam +65 walo ke liye kya policy hai uske bare mai bhi jarur ek video banaye

[@GurleenKaurTikku]

Sunil jee, I have made a video on Senior citizen plans , sharing link below - kzbin.info/www/bejne/Y56WgKmLa9CHp7s

[@asif_chouhanproduction415]

Respected madam. Keep doing good.

[@rajendrautekar1977]

Mam Esme paralysis wale ko de sakte hee company policy please muze batatdo Karnna hai

[@harshit_laddha]

In your video you said that there is no capping on room rent but on company website it says that only single private ac room is allowed in both medicare and medicare premier policy.

[@malhotra9873]

There is no room restrictions in Medicare Premier

[@sureshbhaipatel7768]

Tata ki koyi bhi policy me room rent capping nahi hay

[@akashbiswas911]

Thanks mam. Kya ye policy modern treatment (Robotic surgery, Stem cell, Imuno therapy etc.) Cover karta hai?

[@itsaakashkumar4719]

Ha

[@abilashp7089]

Is this policy cover robotic surgery?

[@Rohan-cw3wp]

Thanks ❤

[@GurleenKaurTikku]

Keep Watching !

[@mohdjamshed9961]

Mam lensik eye sergry kis health insurance me cover hota hai please tell me

[@princesspriha]

Are there any drawbacks in this policy as compared to Max Bupa?

[@aj_sgaming3613]

Ma'am room rent pe capping dikha rah hai online policy purchase karte waqt only single Pvt AC room

[@RAHULPATEL-h7q]

Spouse add karne ka options nahi hai kya isme ?

[@yashvikramsingh2321]

Hello mam is there any sublimit for cancer treatment or is cancer not covered in this Tata AIG plan?

[@rajathhr8987]

If a patient has sleep apnea as a pre existing disease, will the company issue the policy?

[@m.t.education3789]

BP/dayabetish,/hart ki bimari Kb se kvar hoti he..muze ye sari bimari he to..ye polici leneke bad kb lagu hogi.

[@osharma9711572700]

Thank a lot mam 🙏

[@mdghulamqadir8630]

Mere pas manipal Cigna protect plus plan hai 3 years old plan hai kiya ye policy ko manipal Cigna life time health insurance plan mein migration karna theek rahega please help me

[@komalmishra7061]

Very Informatic. Can you please also share for age between 50-60 years.

[@pinnamsrinivasarao8526]

STAR HEALTH, CARE HEALTH,NIVABUPA WHICH IS THE BEST COMPANY MADAM ?AROGYA SANJIVANI POLACY DETAILS UPLOAD TO NEXT VIDEO'S TQ MADAM

[@GurleenKaurTikku]

Thank you for the suggestion ! Will shoot a video soon ! and for health insurance queries, get in touch with us at 9650706699

[@pranabendusarkar3935]

Want to port from star health what will be benifit

[@nitinjain1605]

Tata aig customer care informed me that in medicare premier policy 4 disease are permanently excluded as per IRDA guidelined which include tuberculosis, skin cancer, HIV etc but when i asked them to send me official document which state this exclusion as it wasn't mention in policy and prospectus... but they didn't send me those till date. Ma'am could you please clarify is there any such irda guideline or this exclusion mentioned in policy somewhere which i might have skipped ! Please help

[@shreshtsingh9213]

TATA aig OR Max bufa ,Mam please suggest meh which one is good for claim settlement please

[@GurleenKaurTikku]

Hello jee, please feel free to get in touch with us on WhatsApp/Call at 9650706699 . or you can fill up this form & we can get in touch with you directly. Form Link : hareepatti.com/contact-us/ Thanks

[@randelr8638]

We a lower cover and buy a supertop up at a later date

[@pramodmagar3206]

Madam navi ka acha hai ya Tata ka please batao

[@jincejohn9953]

Madam i have this policy. On proposal form company mentioned that please provide income proof for personal accidental benefit. But when i buy poicy agent didn't ask me income proof. It was mandatory to submit income proof. Pls give reply

[@pirates8883]

Mam I am 31 yr old I am suffering from stomach disease for which I have to visit doctor every year which health insurance I should buy.please suggest mam.

[@GurleenKaurTikku]

If currently you are undergoing treatment, then it will be tough to get health insurance policy

[@brajeshkumar4736]

Madam claims settlement ratio and process time kesa kindly suggests

[@rupanjannayak2049]

Website says "Single Private Room" is there any change in the policy now?

[@asitbhunia7256]

Please inform Maternity waiting period after policy issue date

[@papaawale6845]

अगर PED के लिये RIDER लेंगे तो PREMIUM कितना बढेगा?

[@bhairavaswami7925]

Hi madam good morning can I opt for Tata AIG at the cost of star health

[@arvindsehgal4193]

Thanks

[@GurleenKaurTikku]

Keep Watching !

[@subhasismanna9898]

Mam Tata AIG ka axis Bank customer ka jo policy deta h, usme kya disadvantages hai?

[@GurleenKaurTikku]

Policies bought through bank are usually group policies and once their tie-up is finished, they will be converted into retail policies. Also, you can't port group policies to retail policies.

[@Vaishali_Talukdar]

Can you please explain difference between group and retail policies and what disadvantages will be faced in buying through bank?

[@ramanandmyra2138]

Can u please suggest a good health insurance for 63 year old person with bp and thyroid? Also does the above mentioned policy cover modern treatments?

[@GurleenKaurTikku]

Yes, modern treatments are covered in the said policy. Please reach out to our team at 9650706699 or [e-mail] for a suitable plan for yourself.

[@kalyanmishra6650]

Mam please explain reasonable & customery charges 🙏

[@GurleenKaurTikku]

Reasonable and Customary (R&C) limits are the normal range charged for services and supplies in a given geographical area. If X amount is usually charged for a certain treatment in that area and you are being charged higher, then insurance company might pay the X amount.

[@riyachoudhary2307]

Hello Gurleen, I watch all of your videos. They are very useful. Keep up the good work. I have a question- I'm still unable to decide on which health plan to opt for. These days dental treatment cost have shot up. Isnt there a policy that can cover all or a rider available for it? Also isnt there a policy that cover OPD charges without cap?

[@GurleenKaurTikku]

Thank you for watching our videos 😊 Also, for any queries regarding health insurance connect with us on WhatsApp/Call at 9650706699. Our team can assist you in choosing a plan according to your requirements.

[@logeshkhandelwal7796]

In case if we enhance base sum insured in future, waiting periods are applicable but my question is whether loading also gets applicable for enhanced sum insured

[@GurleenKaurTikku]

Yes, waiting periods will be applicable. Loading can also be levied as per underwriting decision

[@iasniravkosambiya901]

mam which decides didn't include in health insurance? plz make video

[@GurleenKaurTikku]

Did you meant exclusions of health insurance ? If yes, please find these links of our videos : kzbin.info/www/bejne/d2ObhpZ6g7uBoJo kzbin.info/www/bejne/m4qsapecaNeSbtU Thanks

[@iasniravkosambiya901]

@@GurleenKaurTikku thank you

[@AnilKumar-ky3xr]

Thanks for information ,let me know the list of disease cover for Global tratment

[@StudyBoy-by7wp]

Hello

[@RPmotovlog]

Mam, IVF ka cover milega Kiya TATA AIG me?

[@kushalgupta2737]

Whats the claim rejection ratio?

[@nitishvishnoi3688]

Global cover me all disease k liye covered h. Bs diagnose India me hua ho

[@nishantsinghania_27]

Mam can u please make a detailed video on best health insurance at present in india based on past records & considering imp parameters

[@GurleenKaurTikku]

Yes, we are working on it. Video will be available soon, keep watching !

[@nishantsinghania_27]

@@GurleenKaurTikku ok mam

[@StudyBoy-by7wp]

​@@nishantsinghania_27hi

[@mhd1007042]

If we do treatment in non network hospitals then the reimbursement concept applies?

[@GurleenKaurTikku]

Yes, you can apply for reimbursement

[@nishachoudhary4147]

Madam agar mera policy tenure hi 1 year ka hai to waiting period kaise cover hoga

[@nitinshukla1070]

continuous coverage hota hai bhai...1 ki ho ya 3 ki

[@anjanmaji4383]

Hello Gurleen madam Does it cover the expenses of modern treatment?

[@GurleenKaurTikku]

Yes, it does

[@drkesavsarma_singer]

What are the surgeries covered after 30 days & within 2 years ?

[@GurleenKaurTikku]

Everything which is not excluded in 24 months waiting periods

[@sachinkumar-vy7ux]

But On site they are showing Single Room in every policy if it is Medicare or Medicare Premier for 5Lakh to 50 Lakh single room ???

[@rupanjannayak2049]

same question although this plan has so many benefits this is a concern.

[@dileepbd5668]

Great Content Gurleenji 🙏

[@GurleenKaurTikku]

Thank you jee 😊

[@way-ht1yu]

Individual se family floater me covert ho sakta hai kya, pls reply

[@GurleenKaurTikku]

Yes, at the time of renewal

[@rahulrathore5011]

OPD ofter day claim.

[@satishkhandare9817]

Deductible amount kitni hai?

[@sandipshirsath6109]

Hello mam Thanks for really informative video. Is TATA AIG COVERS 100% EYE RELATED DISEASES ? OR CAN WE TAKE CLAIM OF REGULAR TREATMENT OF EYES?

[@GurleenKaurTikku]

Depends on what treatment you are taking, you may get in touch with their customer care directly

[@bhujiyudelokamtruthislight2845]

@@GurleenKaurTikku mam does this cover normal mri,in my document they say it has high end diagnostics,also they high light mri in their ad,plus in their website they say mri is covered,but in ur list only types are listed,does this not mean using loopholes to fool people

[@zaa7714]

Never invest in these type of insurance untill you get the insurance paper with all details like when the insurance may be availed,who can avail, what are the diseases that can be treated through this medicare An agent misleaded me and i lost 10000 for no reason I will have to renew it for 2 successive years to avail a limited amount only, not the full operation cost.

[@drkesavsarma]

Hcv cover hoga kya ?

[@syed7451_civil]

My age 28 . Niva bupa reassure u or Tata Aig knsa best rahega madam

[@GurleenKaurTikku]

Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. Thank you & keep watching !

[@Microsoft00806]

Mam Tata AIG Health Insurance Yearly 299/399 Maine India Post Payment Bank ( IPPB ) Se Kiya Tha Par Iska Status Check Nahi Kar Pa Raha Hoon Iska Status Check Kaise Kare Iske Bare Mai Bhi Ek Video Banaye

[@GurleenKaurTikku]

This is some group insurance, Please check their respective website or contact the bank

[@baligapai5979]

Madam, my spouse had recent cardiac stenting..and It was covered by nivabupa. We want to increase our cover but niva bupa has refused to increase cover of the person insured. Is there any policy for persons who have undergone cardiac surgery.

[@GurleenKaurTikku]

So, you will not be able to increase the cover in existing policy, can try cardiac specific policies, please check the video below kzbin.info/www/bejne/kImpd5J-oZhke6s

[@subhamdutta9862]

Mam main ne lockdown k chalte pichle saal ka primium nahi de paya ....kya app thodi madad kar sakte hai..kya main apna plan continue kaise rakhu......ish mahine Mera primium date hai?par kuch MSG nahi mila company k taraf se?

[@GurleenKaurTikku]

Subham Ji, there is only grace period of 30 days in health insurance, you will not be able to renew your old policy. You can buy a new policy from any health insurance company.

[@world_beyond_walls]

Awesome presentation as always. I'm glad I subscribed to this channel. This video came up right when I was about to purchase a health insurance. Mam, between this policy and Navi health insurance, which one would you recommend? Thanks in advance.

[@GurleenKaurTikku]

Navin jee, I don't have first hand experience with both the companies. Having said that, from whatever information I could gather form their respective customer care teams ,policy wording and internet, I will suggest for TATA between the two.

[@bharatgohil9664]

Thank for you and axis Bank k sath tyap he to 5 lac sum inside 14489 me

[@ishmeetsingh858]

My mom having osteoarthritis and taking medicines so will this disease covered after two years ?

[@GurleenKaurTikku]

After pre existing conditions waiting period

[@harshactandure2935]

Need to disclose this before taking policy

[@pardeepkumar3336]

Mam Tata AIG Medicare premiere mai room rent kon sa lai sakte hai deluxe and sweet room lai sakte hai kya

[@vineettyagi1953]

Koi bhi le sakte ho ok

[@prakashshedole7548]

If i port my other company policy after 3 years done with previous policy in this .....then maternity waiting period skip hoga kya?

[@GurleenKaurTikku]

Nahin jee, Maternity period ke liye waiting periods serve karne honge

[@prashantdas6941]

Is tata AIG and tata AIA... different from each other....and which one is better

[@GurleenKaurTikku]

Tata AIG is general insurance company and offers health/ motor and other non life insurance policies. Tata AIA is life insurance company

[@knowledgepoint7405]

I have a question How many persons are covered in this insurance?1 ,2 or 3?

[@GurleenKaurTikku]

It is up to you, you can buy for individual or for family.

[@drkesavsarma_singer]

Medicare protect video dijiyena please

[@GurleenKaurTikku]

Ok jee

[@AnandVR-pt1sl]

Hello mam. One question. Can a NRI buy indian health insurance policy from abroad?

[@GurleenKaurTikku]

Please connect with us on WhatsApp/Call at 9650706699. Thank you 😊

[@rajkushika2954]

Hi mam mere uncle 60 year ke hai ped unko Bp and diabetic hai wife or daughter fit hai medically, But tata wale mana kr rahe Sayed policy isme reject ho jati hai same member ko 2 ped hone per sach h kya,plan name tata Medicare

[@GurleenKaurTikku]

Har ek company ke apne guidelines hote hain policy issue karne ke, policy with 2 PEDs is possible

[@DattatrayAwantkar]

50 lac ka liya to accident death hue to kitana milega

[@sujitchoudharipatil]

3 rd year Chalu hai kaise pahchane

[@bharatgohil9664]

Asa khuch different padta he kya

[@prasantasarkar3837]

Pl.share plan available for sr citizen with TATA AIG. Already subscribed.Thanks.

[@GurleenKaurTikku]

Hi, please get in touch with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you & provide the best plan according to your requirements. Thanks

[@nileshpawar276]

Mam. pls suggest me niva bupa health reassure insurance or Tata AIG mediclaim premier policy buy for 2 adults @ 2 child, for 5 lakhs . And both policy buy online or agent through.which is best option to choose for mumbai zone. pls reply. Thanking you.

[@GurleenKaurTikku]

Nilesh jee, please get in touch with us on WhatsApp/ Call at 9650706699 or just fill up this short form & our team can contact you directly. FORM LINK : hareepatti.com/contact-us/ Thanks

[@prakashshedole7548]

Also can this policy coverd SLEEP APNEA?

[@GurleenKaurTikku]

Sleep apnea/ sleep disorders come under permanent exclusions

[@anandbhadange3801]

Hello mam My city under zone c how to choose zone 1 in Tata Medicare premier policy

[@nitinshukla1070]

pin code

[@mohammadmeenaz3649]

Ayurvedic treatment with accommodation of 10 day cover karat h ye policy...

[@StudyBoy-by7wp]

Yes

[@tvlogs3935]

I have hepatitis b and on medicine can I take this policy

[@GurleenKaurTikku]

Tapan jee, Looks difficult. Please get in touch with the TATA directly.

[@gkintradaytrader]

mam mene 4 month pahle health policy li h tata aig ki kya me apna kidney stone ka operation kara sakta hu

[@GurleenKaurTikku]

Gajendra Ji, there is a waiting period of two years in stone surgery.

[@satishkhandare9817]

Deductible amount hai policy mai

[@Himalayanrider5881]

Madam my father had heart attack in June and two stents have been placed now he is all healthy but health insurance companies are rejecting the application (Mac Bupa and HDFC ergo)stating high risk and they can't provid policy.Cant you please suggest the company which offers health insurance to people who have stents placed in heart

[@GurleenKaurTikku]

Chiru jee, you can check with 2 companies for his policy Star health cardiac care Care cardiac care plan

[@pritulpandya2032]

हम घर के ५ सदस्य है हमारे माता जी -८५साल मैं खुद -५९ साल धर्मपत्नी -४६साल बड़ी बिटिया-१९ साल छोटी बिटिया-१५ साल हम सबको *एक ही प्रिमियम प्लान* की सूची देने की कृपा करें

[@bhujiyudelokamtruthislight2845]

Mam does this cover spinal mri

[@GurleenKaurTikku]

If the MRI is diagnostic test, it will be covered in pre / post hospitalisation

[@mnagamani9102]

Madam like heart surgery , brain related will cover ry??

[@GurleenKaurTikku]

Jee, covered if diagnosed after buying the policy

[@mnagamani9102]

@@GurleenKaurTikku Can we have a body check up through the policy atleat yearly once ?

[@deekshatiwari1264]

What cost for 5 lhak rupees please share premium for that also

[@GurleenKaurTikku]

You can check on their website for exact premiums.

[@ManishMukherjee]

Plz describe the 5 lakh air lift plan how work

[@GurleenKaurTikku]

jee, we will bring a short video on the same

[@अजयपाटोळे-द5ल]

What is claim settlement ratio

[@GurleenKaurTikku]

You can check it on the IRDAI Annual Report !

[@k.s_1988]

Tata aig medical insurance policy benefits begin days

[@indiafirst5545]

3000 for ambulance. Please correct. You are confusing, Medicare and Medicare premier.

[@GurleenKaurTikku]

Okay, thank you for the feedback. We will rectify and make a new updated video.

[@ketanbhaskarjivrajbhai2792]

Kya aap muje advise de sakte hai

[@KuntalGuharaja]

Should we go for Optima restore or Tata aig ( current video)? Except restore and pre& post both plans seems to be the same and some extra features are in Tata Aig. But yes, no idea about Tata Aig claim and Icr. Can you please guide mam?

[@GurleenKaurTikku]

Please get in touch with us at 9650706699 or fill up hareepatti.com/contact-us/ , we shall get back to you. We will suggest after understanding your needs and medical history if any. Thanks

[@kurellajagan3819]

Even I am having same doubt

[@thesniper2807]

Hello madam...madam I have multiple questions, request you to answer these 1)if disease occurred after taking health insurance (like Myasthenia Gravis)....is it compulsory to inform insurance company ? 2) If yes than what could be consequence of not informing ? 3) Suppose I hide disease A which occurred after taking health plan and claim occurred for disease B than can company rejects claim? 4)I heard as per regulatory guideline if I continue to renew health plan for continues 7 claim free years than company cant refuse claim in any case. Is it true? Is there any regulatory guidelines in this matter? What is that clause?

[@GurleenKaurTikku]

1. If the disease is not a PED and occured after buying the policy, then it is not necessary to inform the insurance company. 2. No effect on the policy. 3. At the time of claim, you should be having a first consultation paper when this disease was diagnosed as a proof that this was not a PED. 4. Yes, it is called moratorium period that company can't reject claim if policy has been running straight for 8 years.(T&C apply)

[@thesniper2807]

@@GurleenKaurTikku thanks for information

[@Kapoor2475]

​@@GurleenKaurTikku if i port policy to new company than is moratorium given

[@babasahebkamble8848]

Thanks. The previous year I had chose HDFC ERGO OPTIMA secure plan after watching Your video. My relatives ( health insurance agent) suggested porting from HDFC ERGO OPTIMA SECURE TO TATA AIG PREMIER. Plz tell me which is better

[@GurleenKaurTikku]

HDFC Ergo Optima Secure is one of the best plans in the market. We need more information regarding your requirement from the plan before suggesting a plan. Please connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you.