This Expat Lives a Top 1% Lifestyle in The Philippines - Here's How Much it Costs...

[@TheSavvyExpat]

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[@timothybricker615]

This is pretty informative videos. Currently living in Orange County, California and spending $5000+ monthly rental, $2500 month dinning out, $80,000 annual college tuitions for my boys. $7000 per month for top 1% living is very tempting.

[@craigfine4261]

​@timothybricker615 I know what your going through. It's the toughest thing to do to decide to do it. You'll be happier when you do it.🎉🎉🎉

[@YinusaSaheed]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...

[@IbrahimIsabella-00]

I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...

[@YinusaSaheed]

@@IbrahimIsabella-00 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help...

[@IbrahimIsabella-00]

@@YinusaSaheed Oh please I’d love that. Thanks!

[@YinusaSaheed]

@@IbrahimIsabella-00 *MARGARET MOLLI ALVEY*

[@YinusaSaheed]

Lookup with her name on the webpage.

[@nunuvyurbiz123]

I'm single (and never married, no kids), 55, and, after liquidating my home, I'd get about USD$10k/mo. in dividends and interest, just in my taxable account. What in the world am I still doing working. FML. I do have a plan, though: Q1 2025, I'm out. I don't even gamble, drink, or smoke, nor play golf.

[@pharcyde8083]

Sounds like you qualify for F.I.R.E. (financial independence, retire early). Congratulations!

[@katolau]

Congrats and well done sir!

[@michaelorfanos7416]

Enjoy and do it now. Time is not on our side.

[@Kimonha]

Smart man. How did you manage to not have kids?

[@nunuvyurbiz123]

@@Kimonha I wanted kids, but never found a woman I'd want to have kids with. If I had, I think I'd be divorced by now.

[@opsecclassified6469]

Something not right. This guy seems to try and overimpress people as his mojo.

[@ladyshinobi5391]

that’s his dream life… he’s still working hard for it.. his probably shy about telling his story in here lol it seems like he’s uncomfortable about it… happy for him though… we need to work hard for our dreams

[@craigfine4261]

Jealousy doesn't become you brother 😅😅😅😅😅

[@wanderingdoc5075]

​@@craigfine4261he makes a fair point, most wealthy people are not trying to impress others or to show how much they spend

[@craigfine4261]

​@ladyshinobi5391 I was very uncomfortable by the way. Evan caught me while I was relaxing and begged me for an interview

[@AndiamoPhilippines]

something is off

[@PhilCherry3]

Why is my BS alarm ringing so loudly???🤔🤔🤔🤔

[@JohnHobbs-o3z]

He just has a crappy personality,cant stand wannabe cool guys with those looks.

[@rufusreloaded1043]

Because it's working correctly.

[@Commentariat-t1f]

An $800 apartment per month in Ortigas? That's not 1%. It might be, in regional Laos...

[@Yourpolice69]

maybe because he looks like the bad guy in Avatar?

[@edieiyon]

Ortigas Center is only 10 minutes ride from BGC just acroos the Pasig River. Once the Subway is completed, you don't really need a car to get to and from this two places. There will be subway stations in both Ortigas and BGC. It make sense just to rent outside of BGC like Ortigas Center where rent prices can be 30 - 50% lower. A few more years and when everybody figure this out, expect rent prices in Ortigas to go up too.

[@Mr_D555]

$5-6K a month in the PI to live a 1% lifestyle, I'm down for that.

[@Patrick-oy6er]

thats what I'm thinking 😁

[@Dave-ji1yp]

@@Mr_D555 A one percenter in PI is $3000 USD a month. This guy has two assistants following him around washing his balls...lol

[@wanderingdoc5075]

My real estate pays more than that.. what am I doing still working part time in the Philippines 😂

[@Eric-qm5xw]

Lol more than that …depends what ya mean by 1% .. 1% means an apartment in excess of 1 million dollars and to rent that alone in a nicer block $3-$4k a month. Bills going out double that .say 4K, the odd purchase per month say a clothes or handbag for your Mrs 5k. A couple of cars .. nice ones. Insurance per year 1k a month forget the purchase price. And travel ..once a month, a three day vacation 3k..your talking immediate coats 15-20k. That’s the 1% and ps I certainly would not highlight the fact on KZbin as you’ll become a target ..it’s bad enough having a nice cars but at least you can hide in the wealth around Manila. ps if ya love steak amd are a real foodie the skys the limit as Wolfgang’s is the nearest experience to good steak and a good night with drink for two is say $500 plus ..

[@Gregory-Masovutch]

Makati and Taguig you are getting tiny condos. Not really worth it compared to Tagaytay or Nuvali, where you build a custom home on a large lot. Condos are a crappy investment in the Philippines. Set up a Philippine Corporation and build.

[@TriggerTravels]

Strikes me as trying to look like he has way more money than he actually does.

[@michaelorfanos7416]

One more point, it may be wise to live in more than one location. Medical care in Thailand or South Korea and Japan are much better for conditions as we age. Be prepared financially to travel for extended periods for that. I think about this.

[@craigfine4261]

Agreed 👍

[@armenpetrosyan425]

yup agreed 100%. We were originally gonna stay in bgc but after traveling to 6 other countries Thailand is the best. Within a few hours of landing in thailand i booked a one way ticket to bangkok

[@aabikrman]

Can you be more specific about medical being “much better” in Thailand or South Korea ? I’ve accessed the medical system in Cebu City several times and found it to be superior to the medical system in the US. From my experience it’s been at least an equivalent quality of care, if not superior, to that of the medical system in the US and no where near as expensive nor burdened with administrative delays.

[@Pouncer_Fox]

I wonder if it's not better, then, to just expat to Thailand instead? Or can the hospitals in the Philippines handle everything?

[@armenpetrosyan425]

@@Pouncer_Fox that’s what I did. After all our travels are done in January 2025 our home will be Thailand. It’s cheaper and people are waaaaaaay nicer in Thailand than Philippines. PH has great hospitality but Thailand is just different

[@Anotherwanyekerr]

Did he say he gave her a $5 raise per month because she was incredible at her job? Definitely a big spender.

[@craigfine4261]

Do you have an assistant? Guess you just have an opinion then. Keyboard tough guy.

[@Anotherwanyekerr]

@@craigfine4261 my in-laws are paid well. Not to mention we paid for the purchase and built 2 rental apartments for them. Don't embarrass yourself trying to defend yourself. Stick a cigar in your mouth and st*u.

[@wendell6802]

😂😂😂😂 not even a full meal at jollibee

[@craigfine4261]

@@wendell6802 your right. However, all expenses paid for traveling air fare, Hyatt and Hilton hotels, all transportation fees. Hyatt credit cards, Business Platinum Amex cards with all the benefits included, lounge access, free meals, free golfing equipment and clothes, etc. I would imagine that your job you have provides this right? Oh😮🤔it doesn’t 🤣🤣🤣😂🤣😂🤣!!! Kick rocks 🪨 fool. Eat at McDonalds while they eat at Ruth Chris🤣🤣🤣🤣🤣🤣

[@TheYlro]

Craig is a player and a coooool guy........ noooo

[@markhindmarsh9360]

Richest man isn’t who has the most,it’s the man who needs the less.

[@craigfine4261]

Then eat a sandwich 🥪. I'll eat a steak and enjoy it. Enjoy your sandwich.

[@Goez-e7j]

Real rich people 😎 not talking about money .

[@craigfine4261]

@@Goez-e7j are you one? Didn't think so. I'm not rich. I'm wealthy. There is a difference son. Rich is someone who has a job that pays well. A wealthy individual doesn't care about the job, because there still wealthy without it. Get the picture 📸. Now kick 🪨 rocks son.

[@craigfine4261]

@@Goez-e7j are you one? Didn't think so. I'm not rich. I'm wealthy. Rich people have jobs that pay well. Wealthy people like myself don't need the job. Kick rocks 🪨 sandwich 🥪 eater.

[@Kimonha]

This guy has watched one too many Scorsese films.

[@ilibertyiwoman]

Hahaha

[@ilibertyiwoman]

That’s funny.

[@craigfine4261]

Thanks for the compliment. I guess 🤷‍♂️

[@Pouncer_Fox]

Yeah, he definitely brought a certain look to go with his lifestyle. That said though, he seemed nice enough and was willing to share his financial details, which is appreciated.

[@JohnHobbs-o3z]

My thought exactly,what a DUFUS!

[@waynelai354]

I'm so screwed. I don't smoke, I don't drink alcohol, and I don't like golf. What am I going to do after I retire?

[@bigbearhugebear9018]

Get 5 girlfriends Monday-Friday take Saturday and Sunday off...

[@craigfine4261]

A great many other things besides trying to keep up with me.

[@eugeneeva7449]

Go to Confession repent your sins, regularly attend the Holy Mass and receive Eucharist(Body and Blood of Jesus Christ). Offer and surrender yourself to God by serving and worshipping Him. Be kind to others.

[@craigfine4261]

People always take the moral and high ground when they can't get over on the other person. Is it okay of I'm Jewish?

[@samuelwilliams7331]

Learn to golf

[@AccountabilityFit]

He danced around most questions without answering how much it cost. I gained very little value due to his evasiveness. He pretty much ruined the video

[@craigfine4261]

Like you pretty much ruined the comment section. Now kick rocks 🪨 dufus.

[@iwantthatcom]

This might be your best video. Most expat videos are about "budget videos", this is another side of the good life in the Philippines.

[@thisistheendmyfriend7634]

Says he doesn't penny pinch, only pays his PA 6500 pesos a month wtf

[@roltab]

That’s not true. Personal assistant for P6,500 in Manila? Not even in the province you can hire with that kind of salary. May house maid get more than that.

[@roddizon2242]

I like Ortigas I spend my younger years working there, when the area where still open, we use to go Antipolo for a late night drinks, where the view of the mountain is beyond indescribable. What I like with Oritgas is you are in the middle of Metro Manila, you are very near Greenhills, Cubao, Makati a little bit more you are in BGC. You are well taken care there sir , there is a VA hospital for US veteran in Manila, me I may qualified as a Philippine veterans dependent in the Philippines veteran hospital.

[@pilotdrh]

VA Medical Center, not a hospital. Service connected treatment only.

[@ExpatNTraining]

Pretend inferiority and encourage his arrogance. - Sun Tzu

[@craigfine4261]

I'm not making war dude. Just enjoying myself. If war is what you want go to Ukraine 🇺🇦. I'll stay here and enjoy myself.

[@Far9mm]

He said Srrv can own firearms? I don’t think that’s right? Only Filipino citizens can own firearms.

[@kevinbuckley4507]

Yeah your 100% right ONLY FILIPINOS CAN OWN GUNS

[@craigfine4261]

I stand corrected. Your spouse can own them. Which I have to say is the same as G. Gordon Liddy’s wife’s extensive collection.

[@vividhaiku]

We live like this at $4,000 a month. Got tired of that bs and left to Mindinao. Manila isn't great.

[@Pouncer_Fox]

Genuinely curious, but why Mindinao specifically? There are other places that are just as affordable, right? Can you share your thoughts on this? Thank you in advance.

[@markymark7631]

​@@Pouncer_Foxplenty mate....just go to cebu which is a smaller scale of manila with all the trappings of a big city yet still provincial....check out IT park cebu a business park as first point of destination

[@marks2517]

​@@Pouncer_Fox Mindanao is a big island. I lived in Davao, and found the real estate market insanely affordable. It also had good hospitals, you could find pretty much anything you wanted, and it was a pretty safe city. There's things I like about Makati and BGC, but I think davao is underrated. I also like general Santos in the evening. During the day it's blazing hot, but the nights are nice.

[@PILearning2LiveAgain]

I wouldn't live in Manila if I was given a free condo. Province life away from the noise and congestion is a much better retirement.

[@markymark7631]

@@Pouncer_Fox mate get yourself down to cebu and the other southern parts if you don't want the concrete jungle experience...I suspect you are of this school of thought....go look up IT Park in cebu city its a micro Business Park with all the trappings of modern restaurants and cafes

[@marcuscicero538]

Thanks for this video. It's good to hear how much a 'higher end' budget is vs the usual broke expat budgets.

[@Dave-ji1yp]

@@marcuscicero538 😂

[@Spaun12]

What do you consider a "broke" expat budget?

[@wanderingdoc5075]

$5-6K is actually "barely getting by" in the US lmao

[@Spaun12]

@@wanderingdoc5075 If you have a family, then absolutely that would be hard. But single, that would be more than enough in most places.

[@MrArcher181]

Amen, I've lived here for 10 years and cringe every time I see another cheapo pitch video.

[@ianlewis2813]

The Philippines is not only about money, it’s the relaxed life style and safe. A normal pensioner can have a great life here, but best of all the friendly people.

[@craigfine4261]

And if that works for you then good. Have at it. I prefer more. It’s a preference. Don’t be jealous.

[@Chris-gi9ch]

I stopped watching at 11:07........He's obviously still working under pressure to "maintain" a lifestyle? Personally, i would prefer to accept my $3000-$4000 a month retirement without phone calls, or other pressure.

[@craigfine4261]

Good for you.

[@timtarr9364]

Brags about his gold retirement watch with a black vinyl strap 🤣🤣🤣🤣🤣🤣

[@craigfine4261]

It has sentimental value friend. I earned it. You couldn’t. Did anyone ever buy you a $5,000.00 watch for a good job😂😂😂😂. Kick rocks.

[@Jimmy-yj9hz]

It is to hot to play golf in Manila so drive to one of Tagaytay Highlands and play were it is 15 degrees cooler. Pay a member for a guess invite or purchase a JR membership. The best place to have coffee or a cool drink is The Lounge Fort Shanghai-La. If your into wine and cigars head to Forbes town. I prefer staying in BGC so will just continue to rent for price seem over inflated. I have a friend who owns in Wack Wack towers but 1 hour to get there with traffic. There is something for everyone in Manila but with a population density of 71,000 inhabitants per km2, I prefer stay with BGC.

[@MoorDragon]

My retirement income will be about $8000 per month before taxes. Can I live like a 1%er in Makati or BGC with that? So many of the other bloggers only do budgets of $1000 or less.

[@craigfine4261]

Meet me at LA Casa for a cigar then and let's talk shop. I agree with you to. Too many focus on the bare minimum. Let's enjoy our money we worked hard for.

[@AndiamoPhilippines]

He thinks he's a player but pays his assistants $130 per month. Yah he got it going on

[@Mega-zi7ys]

😂😂😂

[@PILearning2LiveAgain]

My maid in the province gets paid better than his assistant and is treated like family.

[@craigfine4261]

Considering they work as needed, I bet they work a lot less hours than your slave of a house maid does.😂😂😂😂😂😂

[@craigfine4261]

My assistants work as needed. There hours are way less , unlike your maid who slaves for you. Guess your the big shot.

[@AFAMQuestPH]

@@craigfine4261don’t worry about the haters Craig, they are just jealous, I think it’s cool that you brought your wife, and are doing life the way you please

[@kahawaiihele]

I don't believe that a budget of $5,000 to $6,000 USD per month in the Philippines genuinely qualifies as 1% status, despite the statistical numbers suggesting otherwise. The wealth distribution in the Philippines is stark, with a significant gap between the ultra-wealthy and the rest, making the 1% figures somewhat misleading. I often recommend using a multiplier of 2.5 to 3.0 to compare lifestyles, depending on the cost of living in one’s home country. For instance, a high-cost area like Hawaii might use a 3.0 factor, while a Midwest city might lean towards 2.5. To illustrate, a top 1% earner in the U.S. makes about $600,000 to $700,000 per year, averaging around $55,000 per month. If we apply the 3.0 factor, this translates to roughly $18,000 per month in the Philippines to maintain a similar lifestyle, including luxury items like mansions, vacation homes, boats, domestic help, multiple vehicles etc. However, many expat foreigners tend to downsize significantly-often selling off possessions and adjusting their living standards, especially if their children have moved out. Thus, a more realistic budget for being a true 1% earner in the Philippines might be around $10,000 to $12,000 per month. Even he questioned the notion that his $6K budget and excellent lifestyle, would qualify him in the 1%. That said, it is great seeing how people with larger incomes can live, and this gentleman by having an economical living arrangement, has significantly cut his monthly expenses. A large luxury penthouse condo, or luxury home would significantly drive up his monthly closer to the $10-12K budget or higher.

[@wanderingdoc5075]

The top 1% earner makes 55k in the US, but you are confusing what someone earns to what someone spends. That 1% earner in the US may earn 55k month but does not mean that we spend it all. Same thing in the philippines maybe earning 18k per month is correct but it does not mean you're spending that much per month.

[@kahawaiihele]

@@wanderingdoc5075 The given analogy is assuming an apples to apples living expense budget, not total earnings. It's a given that one might not spend all that they earn. With an $18K/mo income, a more realistic yet toned down lifestyle puts a person around a $10-12K USD living expense budget, which is IMO is still not getting you into the 1% club. He happens to chose to live in a modestly priced condo and saves a good bit there. He even mentioned, he liked a condo in the $3K range which is easy to do, but he pays much less. A nice luxury home with a pool and you are square in the $10-&12K USD range. Besides his personal assistants, there is no mention of domestic help, driver, or chef, which is extremely common for someone of this earning status. And this is not even knocking on the door of Dasmarinas, Forbes, Alabang, or a penthouse with your own pool and multi-parking stall condo with vehicles. I guarantee his budget will increase when his wife arrives. So the $5-6K USD monthly budget is a bit deceiving if someone expects to live and truly rub shoulders with other 1%ers.

[@manilamartin1001]

well put.

[@pokerbarloahavia]

@@kahawaiihele This is correct my uncle who lives in Ayala Alabang in a mansion with a chef and 5 maids, plus personal assistant makes $120,000 usd per month just from the 500 condos, school dorms and apartments he owns and rents out plus he has a lot of other seasonal business ventures. He has 12 cars and a helicopter. This is the real 1% in the Philippines not far off from an American 1%er.He doesn't spend all of it though most of it probably goes to compounding his real estate income.

[@vremerman]

​@@pokerbarloahaviaHe needs to get a yacht and crew

[@ilibertyiwoman]

Do you need to smoke a cigar too just because your guest is smoking one? Be careful brother that you don't start getting into habits or lifestyle you may regret later.

[@JohnHobbs-o3z]

He looks a little light headed LOL.

[@ilibertyiwoman]

@mannyc4224 I guess so.

[@MossMini]

He's a Multi-Millionaire looking for a better life (for him), not a loser back home looking to be above water.

[@changemymind8692]

As a person who retired from a police agency in the states with one of the best pension packages in the east coast I would have to say that living here on $5,000 to 6,000 US is where it's at. Knowing exactly where you want to live and the lifestyle you want is key. I've been coming back and forth here for the past 30+ years and living here for six years now. The Philippines could be a disappointment for someone who miscalculates the money they really need to live the lifestyle they want. You can live here on $1000 a month but you'll just be getting by and things can add up and overwhelm you quickly. And thinking you can come here and "live like a king" with anything less than $2,000 a month might just be the wrong thing to do. If you want the experiences of living in another country but still want most of the amenities you're used to you will be coming out of pocket a lot more. I'm just grateful and fortunate that I'm in that 1% discussed int this video.

[@Spaun12]

I believe one can live pretty well between 3000 to 4000 including a personal assistant, maid etc. Just don't have to join every club and group. Pick a slice of Paradice and don't go nuts. You can live very, very well. I prefer not living in the middle of the city. So that benefits my budget by a big margin.

[@changemymind8692]

@@Spaun12 Yes sir, you are right.

[@craigfine4261]

I'm a retired law enforcement officer as well as a military pensioner and have a union pension. Haven't even tapped my investments or social security or my IRA's. Maybe you should be better with your own money. I'll enjoy mine.

[@changemymind8692]

@@craigfine4261 how should I be better with my own money? I’m fkn good. I too have investments that far exceeded my expectations. I live great and even here I have no debt . Three homes that I don’t even see most of the time and everything is paid for. I travel like I don’t have a care in the world. I’m fortunate as fk to be in the position I’m in. If you want to say you have more than me then congratulations big dog, I don’t hate on people who are well off. Enjoy your life because I love mine.

[@changemymind8692]

@@craigfine4261 so we’re just going battle here to see who has more? 🤣🤣🤣 congratulations Craig. But I think the good Lord has been very generous to both of us.

[@cliffg5349]

Let him live his life on his own terms. He seems to have the means to do it. Not everyone is trying to do things on the dirt cheap side in the Philippines. I want to see more upper scale clientele. Too many focus on the value type folks.

[@minhdo2631]

I am about to retire in a few years. Looking to live exclusively in Asia/Dubai/Eastern Europe for 11/12 months in the year. My pension will be $10K a month and looking to make $5k a month on my trading portfolio. I stayed in the Philippines for a long time in the past. I spent about 7-8K a month for all my expenses and I was definitely living a lifestyle that had access to anything. I was staying in a 5-star full service hotel. My expenses could cut in half if I got a luxury condo but I love having a clean room and turn down service every night.

[@craigfine4261]

That's the spirt!!

[@AFAMQuestPH]

Why not get a house maid then?

[@craigfine4261]

I don't feel comfortable with a live in maid. Best to have them come and go while your there.

[@justsmy5677]

I would be hesitant to buy a condo anywhere is greater Manila. It seems like they are building like crazy and there are plenty to rent at a good price. Selling a condo you own, or even renting it out consistently could be an issue. When you rent, you have the flexibility to walk away and rent a different condo, or move to KL or Bangkok for a while. Same goes for 99% of women, renting is cheaper than owning!

[@CarlaJorgensen-y4k]

Awesome video Mr savvy expat ;) looking forward for more soon 🙌🏻🍻

[@cliffg5349]

Let him live his life on his own terms. He seems to have the means to do it. Not everyone is trying to do things on the dirt cheap side in the Philippines.

[@craigfine4261]

Show up for cigar Wednesdays dude. Got a cohiba for you. Let's talk.🎉🎉

[@cliffg5349]

@@craigfine4261 I am still based in Canada but and as dual, Philippines is one of my destinations. I still have a few years before I could stay there months at a time. Next time I visit, I will ping you. Cheers and enjoy the life as you see fit. :)

[@craigfine4261]

@@cliffg5349 sounds like a plan!!!

[@timtarr9364]

This just gives us decent guys that want to retire here and enjoy the friendship of the people a bad name

[@craigfine4261]

Why? Jealous. I'll buy you a cigar at LA Casa and you can be the Patron Saint of the regular guy at my dime all night.

[@katolau]

$6K mo, that's just above the average salary in the US of $60K...and that's with personal assistants, golf memberships, and the like...definitely a 1% lifestyle. Great video.

[@LTGONZ0]

We are talking net.That's not what people average net here in the US. that's for sure, after factoring in taxes and healthcare. You are talking closer to 80k here in the US to net 6k a month.

[@katolau]

@@LTGONZ0 yup true, but the point is you can’t live anything close to that lifestyle in the US at that level of income

[@LTGONZ0]

@@katolau agreed

[@30AndAWakeUp]

That’s below my budget as a single guy with no staff needed! Can’t wait to get that long term visa!

[@tedlasalvia9668]

Evan, I've been waiting for a video like this as you've put a number to a quality of life at that level. Very interesting video and great information! Thank you for this!

[@craigfine4261]

Got room here in the lounge area. Wait what's with the extra Cohiba? Guess it's yours dude.🎉❤

[@aabikrman]

20:55 “Schweinhaxe” is your “crispy German pata” and was something I would regularly eat while in Germany. Sometimes appears as “schweinhaxn” on menus in Germany and I believe originated in the Bavaria region of Germany. It’s a rather traditional dish in Germany and is similar to Pata and merely coincidental and not a copy of each other.

[@1966bluemax]

Tried that in Heidelberg

[@craigfine4261]

I’ll look at the menu next time for the name. It was good but I thought it was a bit funny.😂

[@jasontorres9527]

Lived In Ortigas when I was living in PH and really liked it!

[@craigfine4261]

It's changing dude. For the better I would say. Becoming very upscale now with the malls. The Estancia mall is my favorite although Podium is great also.

[@DubblG1]

Good interview, would like to see more like this on upscale life in PI. Craig ignore the brokies and YT trolls. Cheers

[@craigfine4261]

Got a cigar here for you at LA Casa Wednesday night dude🎉

[@TomScott__]

I would be more on the $2500 per month end as I don't smoke or drink wine. I don't play golf, but I'd be okay with learning. I was already considering a P.A. as I don't want to stand in line to pay bills. I was surprised that the P.A. was only PHP 6500. I would have thought over PHP 8000. Hopfully more information can be provided on the condo he bought. $500 per month or less is a great deal. Did he get that with a large down payment or what, because I know the interest rates in the Philippines are higher than the USA?

[@mmchannel8056]

I think he meant 6.5k a week

[@TC-yx1qt]

Why would you need to stand in line to pay bills anyways?

[@TomScott__]

@TC-yx1qt Much of the Philippines is a cash society. I don't know about BGC but many areas require you to show up and pay in cash.

[@TC-yx1qt]

@@TomScott__ not for paying bills, most of those you can do online or at 711 etc

[@tracymorgan5386]

@@mmchannel8056I hope he meant that for those hardworking young women.

[@benyoung6655]

Thank you for this VERY informative video. I’m so excited!!!!!

[@lancecorporal7605]

27:50 Ortigas is not an up and coming BGC. It's been there since San Miguel Corporation built its headquarters there in the 1980s (BGC was just a grassy Camp Bonifacio back then...)

[@emersonparanada9781]

He didn't mention the name of the place and said he wouldn't disclose it. I think he might be referring to the new up and coming Villar City in Cavite dubbed as the 2nd BGC. It's owned by a Filipino tycoon, Manuel Villar Jr. I saw personally the on going development there last year.

[@craigfine4261]

Take a look at the Estancia mall area. It's definitely changing. It's still in Ortigas but on the back end. Lots of development. Capitol Commons area.

[@troyelam8978]

I’ve been saying for years, that lived like a king for $2500 a month is a complete life! $5000-$6000 is more like it. For now!😬

[@michaelorfanos7416]

Wow, this is great info. $5-6,000.00 per month wont go to far if you get with the wrong girl and are stupid. $7.000-10,000.00 will be great as long as you don't have additional expenses pulling on your capital from expenses back home. I'm figuring that out now so planning is key to cutting out the waste. When we get to this point, money management is critical as your capital makes more than your working income.

[@TC-yx1qt]

Nah it's not the wrong girl, you're the wrong guy to allow a woman to take advantage of you. Simp, inexperienced man behavior

[@JohnHobbs-o3z]

I think Evan is getting a little light headed from the cigar,funny as hell kid,LOL!

[@ROBERTT9741]

SOMETHING IS OFF WITH THIS GUY. WHY DID THEY CENSOR THE BUDGET AMOUNT?

[@marcuscicero538]

"THEY" DIDN'T. YOU DIDN'T WATCH THE VIDEO.

[@Paul-s8j]

Savvy next time can you wear a thinner watch? A less masculine and alpha watch if possible ? Too much testo in this watch.

[@craigfine4261]

I bought it for him. All 1,400.00 worth. What do you have Seiko? Fool.

[@kevinacker9843]

​@@craigfine4261I have one too, but for half price during prime day. Other watch merchants have half price sales during prime day just to get piece of the action. Research is everything.

[@WatsTheGoal]

This is exactly what I needed. Thank you 🙏🏽.

[@chickengod9184]

This guy is a complete fraud. LOL. It doesn't matter where you go in the Philippines it's a third world country and there is starvation around every corner. An 80,000 per year income in Thailand puts you in the top 10% and the quality of life there is exponentially better

[@craigfine4261]

Jealousy doesn't become you brother. Kick rocks 🪨

[@ricoroger]

Thanks for sharing!. good informative video!

[@51dbail]

my god! now that was evasive! Should be here is how much it costs without telling you how much it cost. The real rich guy owns the condo you rent and the golf course you play on. That is the real 1%ers

[@craigfine4261]

Stuck your foot in your mouth just now. Obviously I own a share of the clubs, and the condos.🙄 kick rocks.

[@51dbail]

@@craigfine4261 talk is cheap! truth is hard to find. but there are many rich people here. Net says PI 1%ers is about $120K a yr. US is over $3m.

[@timtarr9364]

Vet the people that you put on your KZbin channel dude get truthful content this kind of guy will bring your KZbin channel down

[@craigfine4261]

Jealousy. It's obvious.

[@daysoff4ever]

@@craigfine4261 you are nauseating!!!!!!!!!

[@WatchCaliforniaExpat]

Craig you need to give your assistants a raise. 6500 isn't even minimum wage in a province area of the Philippines. It's kind of cringe to hear about your 1% lifestyle while your paying such low wages. You seem like a good guy. You can do better for them.

[@craigfine4261]

Considering they work on call, and it’s a week, it’s plenty.

[@WatchCaliforniaExpat]

@@craigfine4261 Thanks for clarifying its per week Craig. That's a good salary over here.

[@ElRosco187]

@@WatchCaliforniaExpatYou guys should definitely do a video together. I would watch it.

[@WatchCaliforniaExpat]

@@ElRosco187 A collab with @savvyexpat do you mean? Of course I would love to if he was interested.

[@WatchCaliforniaExpat]

@@ElRosco187 A collab with @thesavvyexpat? I'd love to if he was interested.

[@MrNathan1575]

If possible can you break down that 5-6k? I would love to know what that really looks like & how you get to that number to know what that really looks like. When people say “a high standard of living or a good life” we all see that differently & would love to see what his version really is. Great vid

[@craigfine4261]

I'd be happy to over wine 🍷 and cigars.

[@skip2it426-]

Thanks for sharing 👌🏾✌🏾👍🏾!

[@donatoe78]

Craig is savvy indeed. God bless man.

[@craigfine4261]

Thanks. You can always catch me at the cigar bar 🍸 on Wednesday nights.

[@JohnHobbs-o3z]

Seriously,the guy is a goof!

[@craigfine4261]

Care to meet me John? Or just show jealousy?

[@JoutubeC-g4h]

He’s definitely going to have a comfortable lifestyle, but categorizing him at the top 1% in the Philippines is quite a stretch.

[@craigfine4261]

I don’t think I am. However, Evan thinks so.

[@craigfine4261]

I don’t think I am. However, Evan thinks so.

[@saintluke2nd]

The personal assistant is 6500 pesos per month? Thats only $116 USD. Wow!

[@Ivan-bg1jp]

No thats per week

[@Mr_D555]

@@Ivan-bg1jp I would pay that.

[@craigfine4261]

My personal assistant is PHP 4,500. My executive assistant is PHP 6500.

[@wanderingdoc5075]

​@@craigfine4261 Is that per week or per month

[@TC-yx1qt]

​@@craigfine4261 per week or per month?

[@makeyourlifeeasier5794]

It's actually nice of Graig to put his personal life & info out there, except you know most of the youtube comments will be pretty brutal. Welcome to KZbin where no one holds back.😂

[@craigfine4261]

Big boy can handle 💪 it. Next video I take Evan to the golf ⛳️ course.

[@makeyourlifeeasier5794]

@@craigfine4261 I'm excited to see you take a few shots on the course when you take him...that would be cool...

[@craigfine4261]

@@makeyourlifeeasier5794 your welcome to come to if you want. I think we got drunk though after the 9th hole. He began driving in circles in the cart laughing uncomfortably. Of course my assistant couldn't drive the cart. It was a funny video. Come and play one day dude. My treat.

[@michaelorfanos7416]

Integrity, well done as it is the foundation for life.

[@familyoffive5212]

Im a financial advisor but i don’t want to work so Im expensive “ Maybe you can’t find work ,not that you’re expensive.😅 delusional 😊

[@craigfine4261]

You couldn’t handle the stress my friend. Keyboard tough guy.

[@jdtravels5140]

$3.7 million golf club membership in the Philippines? That’s unreal.

[@tjwatchingu]

Pesos. That's 67k usd

[@Yourpolice69]

@@tjwatchingu they said 200 million pesos in the video

[@larrygriffin4667]

Your guest makes me feel uncomfortable

[@craigfine4261]

Thank you for the compliment.

[@waterbug1135]

2:09 Guy doesn't seem legit already.

[@craigfine4261]

Jealousy 😂😂😂😂

[@bLACK-sh3ko]

This guy is obviously a US reject

[@GhostOutTheShell3035]

​@@craigfine4261I am sure your one of those that pretend to be wealthy by the help of CURRENCY CONVERSION 😂. You don't fool us Fil-Ams.

[@craigfine4261]

@@bLACK-sh3koor perhaps your jealous? Emulate what someone else has instead of putting it down.

[@daysoff4ever]

@@craigfine4261 Notice a theme- no were not jealous . I could buy and sell you. Its how you come across Arrogant big timer with a tiny tiny budget ACTING like a thug bigshot- PUKE!!!

[@maclovioberumen1917]

Evan don't smoke. Smoking is a nasty habit. Alittle good advice, that's all.

[@craigfine4261]

Thank you mommy.🫡

[@thislegacy9190]

This guys try’s to be cool and wants to feel special

[@craigfine4261]

Yeah. Everybody wants that. If you say no your a liar. Everybody wants to walk through a door makes private. You can't, hence your silly little comment. Kick rocks 🪨

[@Lt_Dan_2027]

can you clarify, is $5-6K month include EA and personal assistant, or they are extra ?

[@toddkauffman6529]

Really solid interview gentleman! Two standup guys, sharing the endless possibilities and opportunities in the Philippines! 👏🏻

[@TomandAmyinthePI]

So he's not retired actually? He works with two assistants, etc

[@craigfine4261]

I want to retire. It’s just not easy to disconnect from it.

[@50Options]

The Philippines and the United States are like apples to oranges. This comparison is ridiculous. In the Philippines, you can't find a job, unlike in the US, where finding a job is abundant.

[@talongranger6991]

Not anymore…companies are laying off people left and right due to high inflation and loss of revenue.

[@JohnHobbs-o3z]

Evan,i liked u in your earlier vids when u were not trying to be so cool,and im not talking about just this one!

[@GreggsonWong]

10:05 Spemds an average of $5k -$6k a month

[@Commentariat-t1f]

An $800 apartment per month in Ortigas? That's not 1%. It might be, in regional Laos...

[@markthomasfitness8710]

Cigars is here in the Philippines are not easy to find. Next time I'm in Manila I'll definitely have to swing by at cigar bar. I have it on my list of things to buy when I'm back in the US to bring back here. I miss my cigars, especially with a good high-end glass of tequila or Port wine.

[@craigfine4261]

See you there!!

[@smokinjoe90]

living like this, while millions of ppl around him are considered lucky to eat just twice a day. Give me a modest lifestyle while helping the locals make their hard lives a little bit easier with my excess monthly funds...

[@juanshaftpatel7488]

we get it.. youre poor

[@smokinjoe90]

@@juanshaftpatel7488 *you're.... Dumbass 🤣🤣 he deleted his posting... hilarious... 🤣🤣

[@DennisSleeswijk]

What I disliked to the core was when I hear the salary he gives to his personal assistant and executive assistant. Way underpaid in my opinion for what he tells they accomplish for him, even for Filipino standards. Oh well ... I should be more concerned about how I treat others myself.

[@minhdo2631]

@@DennisSleeswijk he pays them a small wage because someone was probably telling him just give them this much. The citizens pay this much for the services, which is probably really low. If I had personal assistants, I would pay them 1.5x to start with bonuses and pay increases every year. I want to keep the good loyal ones.

[@minhdo2631]

My brother has a Philipinas that works for him as a nanny in Dubai and he pays her $600 a month and I told him he was a cheap ass and to pay her more. He paid her $600 because that’s what the agency was telling him. He didn’t know any better.

[@Lt_Dan_2027]

6500 Peso for PA, is that per day or per week or per month ?

[@mmchannel8056]

Per week

[@minhdo2631]

@@mmchannel8056 is that a good pay?

[@johnrencher442]

Sounds great for the 1% … For us working class folks I am hoping for a reasonable cost of living around 2000/2500 all in… So I better be sure to hunt for that in the Philippines…I so enjoy your vlogs…

[@williammaverick]

Evan smoking is bad

[@JesseVealIII]

You only need to make $117,000 a year to be in the top 1% in phillipines. That's it. That doesn't mean you have to spend it all or spend more than that to live a top 1% lifestyle just because others in the top 1% may make more, have bigger staffs, more expensive homes,etc. Even within the top 1% there's different levels of wealth and lifestyles. Guys like him are self made and had to earn what he has. He his smart to live below his means. I think that is the point of successful people like him who move to poorer countries. You are able to keep the same or an even better lifestyle you had in a western country for a much cheaper cost and instead severely increasing your lifestyle you actuallg invest the money you save to give yourself even more wiggle room. As oppose to spending as much or more than you earn and going bankrupt after a bad deal, bad year of trading, or just constantly overextending yourself.

[@craigfine4261]

Very smart of you to see through it all. Yes that is the case friend. Nailed it.

[@jlmarc01]

I spend a good buck there in Manila, and my rent is high. My savings are eating out. Since I am not a fan of food there in the Philippines. Still, no hate. If one can live such life, power to them. But love the night life. Just got back to LA and averaging over 100.00US not including my mortgage

[@emersonparanada9781]

Kudos to you Craig for living it up (enjoying the fruits of your labor) from a fellow veteran. Congratulations!!!🎉👍👌

[@craigfine4261]

Thank you friend. I hope to meet you in LA Casa on Wednesday nights.

[@emersonparanada9781]

@@craigfine4261 I'm currently living in Hawaii but definitely will look you up when I'm there...🤙

[@craigfine4261]

​@@emersonparanada9781sounds good. I love port.

[@johnpark777]

did you guys choose the same shirt and pants to wear like couples do

[@craigfine4261]

😂😂😂 good one.

[@alanklipp9305]

One reason I would never live anyplace around Manila. My lungs! Air pollution is the worst.

[@samquinn6427]

This guy smokes cigars so he does not care about his lungs, I have 2 sister in-laws in Manila and by age 45 both started to develop lung problems.

[@Mega-zi7ys]

​​@@samquinn6427BULLSHIT😂😂😂... 😂😂😂 Clown!😂

[@Nighthawk2211]

Informative, but I'm not getting good vibes from the Scorsese movie guy. Djeez. Wonder if he deals in weapons or dr*gs. Gotta be one of those.

[@JohnHobbs-o3z]

No hes just an idiot.

[@craigfine4261]

I'm retired law enforcement also. Nice try. I am originally from Brooklyn NY. Hence the accent.

[@Jora-tuber]

@@craigfine4261 I'm not saying that you are or aren't, you have or haven't; but, I believe that there are bad law enforcement everywhere. So, your reply is a little weak. I'll take the cigar and free drink night the next time I'm over. I would like to see how the 1% are living in the PH.

[@craigfine4261]

@@Jora-tuber How do you go to sleep at night comfortably then? Because a cop is risking his or her life to give you the sleep you take for granted. Next time you get the ticket for speeding remember that officer protects you and family from the bad guys. Buy him a coffee.

[@Jora-tuber]

@@craigfine4261 So, deflection of point. Or, you really think all police are good. Anyone who wears a badge is a good guy, huh. Ridiculous from someone your age with your experience.

[@ElliotBeastman]

Collab? ❤

[@craigfine4261]

Are you asking me for some collaboration? Or are you asking Evan? I'll just talk with you, however, Evan runs a business.

[@Hybridflip-eg5hg]

You guys are funny…you talk about being a 1%er, but wants to relocate to a place for 800 Dollars a month. If being a 1%er, money should be no issue. Interesting video , but had to post completing this video.

[@Hybridflip-eg5hg]

The membership fees for Eastridge Golf Club in Angono, Rizal, Philippines include: • • Monthly dues: Proprietary members pay ₽3,500, while corporate assignees pay ₽4,500 • Playing rights: Playing rights cost ₽5,000 • Individual transfers: Filipino individuals pay ₽200,000, while foreigners pay ₽300,000 g • Corporate transfers: Filipino corporate transfers pay a ₽300,000 transfer fee, while foreign corporate transfers pay a ₽50,000 assignment fee a • Handicap fee: The handicap fee is ₽800 • One year advance dues: One year advance dues are P60,000

[@wanderingdoc5075]

Most people who come to the Philippines were a failure in their home country in some way

[@rickh.5875]

What was the name of the area that is the up and coming BGC?

[@craigfine4261]

Ortigas brother

[@emersonparanada9781]

He didn't mention it, however, I suspect he's referring to the up and coming Villar City in Cavite just south of Manila. It's being dubbed as the next BGC. It's owned by Filipino tycoon Manuel Villar Jr. I saw the ongoing development when I visited there last year.

[@davidkern8954]

Social membership in a Manila area country club runs $4,000 each year for a family of 4. Gym, several restaurants, swimming pool, game room, movie stars, and beautiful!😊

[@craigfine4261]

Unless you buy the share. Then it $27,000 USD. But, then you hold stock in the golf ⛳️ course.

[@chessmaster9842]

No smoking please. Not good for your health.

[@craigfine4261]

You don't say. Thank you captain obvious. Now kick rocks.

[@bigbearhugebear9018]

What was your purchase price of the 2 bedroom condo? How many square meters?

[@craigfine4261]

Catch me at LA Casa and I'll let you know.

[@bodyloverz30]

Manila Country Club is over $1.5 million Dollars, correct?

[@just_another_bot0110]

I think crispy Pata is shweinhaxe. Maybe a little more flavor. I always thought German food was bland. I'm trying to look for something in the middle of cebu and Country Club. Its hard finding a place when you're under 40. You feel old compared to the 20 year old and the older guys just like sitting around

[@llortgnik4618]

Sosyal,your rich,you nailed yourself.

[@323ddg]

Is Evan turning green with that cigar?

[@craigfine4261]

😂😂😂😂😂

[@Mega-zi7ys]

🤣 surely one of the funniest videos in YT.🎉

[@TIG2MAN0]

I hate cigars and golf alcohol. Everyone isnt me lol. Im a contractor in the middle east. Ive been in close to bgc for about a month now. I cant believe I can live very well for under 1000usd a month. I cant go back to usa lol.

[@craigfine4261]

A thousand USD gets you a lower living standard in the other smaller cities in the Philippines 🇵🇭, not BGC. Don't care if you don't like what I like. I'm sure there are things you like I don't. I don't care, go do them.

[@cdchiong5903]

P 6500 is a salary of a house help.

[@craigfine4261]

No it's actually on the high end.