5 Amex Mistakes Costing You Money
11:17
Amex Gold UK: in-depth review
13:25
Amex UK rule CHANGES
6:27
11 ай бұрын
Пікірлер
@johnbakker4828
@johnbakker4828 13 сағат бұрын
I am on the Metal plan, as I spend a lot of time outside the EEU, and it really saves me tons of FX fees. I received an email from Revolut talking about RevPoints. One of the things said in the email is this: "We’ve replaced cashback with a new points programme offering 1 point per €2 spent on your Revolut card as a Metal customer. Then, when you’re ready to convert them, get 1 air mile for every point. Or for discounts on holiday accommodation, you could, for example, exchange 10,000 points for up to €200 off your dream Stay." I just checked, and I am still receiving cashback for my card payments. As they are outside of the EEU, they're 1%, although there is a monthly cap equivalent to the price of the subscription, which is €18.99 in my case. I'm just wondering if I join the RevPoints program, will I lose my cashback earning abilities? Because that seems a lot more attractive to me right now.
@rodypiyasin837
@rodypiyasin837 2 күн бұрын
BA is good in everything except food!
@PickledRed
@PickledRed 2 күн бұрын
I have an Amex Platinum card and lounge access these cards offer is useless. Out of the 6 or 7 times I've tried to access a lounge, I've only managed to get in once. Save your money and don't bother if this is what you're after. They are a scam that you'll be very lucky to redeem.
@LimaaVloger
@LimaaVloger 3 күн бұрын
Does that work in Ireland?🇮🇪
@RodrigoDias-k8l
@RodrigoDias-k8l 5 күн бұрын
Hi there, sorry just a quick question... to use the flight lounge, do I need to have my flight with the company or even flying with a different company I can use the lounge having Amex ? thank you!
@LoyaltyLlama
@LoyaltyLlama 5 күн бұрын
If you get the Amex Gold, this also gives you a Priority Pass card which arrives in the mail a bit later (or you can get a digital version right away). You can use this to enter Priority Pass lounges regardless of which airline you're flying with. The first 4 visits every membership year are free.
@RodrigoDias-k8l
@RodrigoDias-k8l 5 күн бұрын
@@LoyaltyLlama amazing!! thank you!!
@TheSidahmed61
@TheSidahmed61 6 күн бұрын
Have you ever booked any hotels through Avios hotels? it says you’re paying cash. You will get points after your stay. I haven’t used it before so I wanted to get some insight on it.
@cucurezenita
@cucurezenita 7 күн бұрын
How do I know what airport has fast track? Go to fast track and ask?
@LoyaltyLlama
@LoyaltyLlama 7 күн бұрын
45K points + £400 Amex Travel credits if you take out the card with my referral link and spend £6,000 in 3 months. Drop me an email for the link: [email protected]
@LoyaltyLlama
@LoyaltyLlama 7 күн бұрын
45K points + £400 Amex Travel credits if you take out the card with my referral link and spend £6,000 in 3 months. Drop me an email for the link: [email protected]
@user-pf9hb3zw1u
@user-pf9hb3zw1u 8 күн бұрын
What’s the limit on it.
@LoyaltyLlama
@LoyaltyLlama 8 күн бұрын
It's different for everyone. They tell you your limit after you've been approved.
@user-pf9hb3zw1u
@user-pf9hb3zw1u 8 күн бұрын
@@LoyaltyLlama potentially 30 40 k with good credit.
@hyperpedro2868
@hyperpedro2868 11 күн бұрын
Revolut Ultra seems a good card with the points + all the perks. Better cancelling options, Dragonpass, Free NordVPN, no FX fees. It seems like a good deal with the possibility to pay pretty much everything with the card.
@natashabolton2338
@natashabolton2338 13 күн бұрын
Always fly 2 america great airline:) i went 2 LA last nov cabin crew great and always come around with snacks drinks and food :) 🙃💙🤜🏴󠁧󠁢󠁥󠁮󠁧󠁿
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
Yep, I'll choose Virgin more going forward as well!
@natashabolton2338
@natashabolton2338 11 күн бұрын
@@LoyaltyLlama nervous flyer so cabin crew made sure i as alright talking 2 me and stuff :)
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
@@natashabolton2338 that is so nice!
@matheuslimahallmark7836
@matheuslimahallmark7836 13 күн бұрын
Hi there. First of all, thanks for your videos. I find them to be very insightful and informative! I want to pick your brain on this one, if you don’t mind. I have a AMEX gold card. It’s anniversary is on August 21. I already called AMEX and they offered me 12,000 points to keep the card. I have already received those points as I easily spent with the amount of money they want to in order to get the points. I also have the Amex British Airways premium plus card - I love it! I called AMEX twice trying to upgrade my gold card to the platinum card but they won’t do it. I travel multiple times a year and I find the benefits of the platinum card very good for my daily needs (lounge and car insurance alone makes it worthwhile). What would you do if you were on my shoes? I wonder if I should wait until the gold card anniversary date in hopes Amex will offer me an upgrade. I looked around and couldn’t find some similar to the platinum card. TIA Matt
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
Hey Matt! There're a couple of cards that provide unlimited lounge access for <£200 / year, e.g. see kzbin.info/www/bejne/pXK7eoali8Spe68. I'm not aware of any product that would closely match Amex Platinum though (I mean there's Revolut Ultra but it's more expensive and some benefits are quite different - kzbin.info/www/bejne/Z3bCZZaparlprrs) Please remember to do your own research before making a decision though. I'm only allowed to provide information and not advice on the specific card you should choose.
@adnaanpatel85
@adnaanpatel85 15 күн бұрын
Can you cancel it after one month?
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
I can't find anything in their T&Cs but in the past I've seen some products that would charge you a cancellation fee if you've used e.g. lounge passes. So if you want to take out this card just for a short period of time, I'd call them first to double check the cancellation conditions.
@lukerowley3119
@lukerowley3119 16 күн бұрын
Can you use this to pay off an Amex credit card?
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
Yes, but that won't earn any points, unfortunately, as it falls under "cash like transactions" in their T&Cs: www.revolut.com/legal/RevPoints/
@dospalmascb
@dospalmascb 16 күн бұрын
Chase have changed their cash back offer, it now has a qualifying monthly spend, but it now continues month by month. so that's not bad considering it is free.
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
Agreed. For day-to-day spending, I'd pick Chase over Revolut. But I'm hoping to use the latter for large purchases where Chase either doesn't give cashback or it'd go significantly over £15 / month of cashback limit of theirs. E.g. planning to pay my tax bill with HMRC tomorrow. Will use Revolut and see if I get points!
@dospalmascb
@dospalmascb 16 күн бұрын
Until recently I had a BA prepaid master card, loved and used it as my everyday card, unfortunately the scheme has now ended rather abruptly. I would love an Amex, but that's never going to happen. So this will be a plausible option. However, the lack of a companion voucher will put people off, or can they pay their amex bill with their debit card and thoretically get points twice? Thanks for the video!
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
Yeah, Revolut can't really compete with dedicated Avios cars (like BAPP with their companion voucher). I see it more as a fallback option that can complement a credit card rather than replace it (unless e.g. you have Ultra and buy in into the whole Revolut ecosystem). Unfortunately, paying off your credit card bill won't generate any points. I suspect that falls under "cash like transactions" in their T&Cs: www.revolut.com/legal/RevPoints/
@christianswinfen4785
@christianswinfen4785 16 күн бұрын
Good idea from revolut but awful conversion for avios 😅
@LoyaltyLlama
@LoyaltyLlama 11 күн бұрын
Do you mean the 1 Avios per £10 on the standard plan? I guess it's expensive to offer rewards on a debit card though.
@FrankWestOffTheRecord
@FrankWestOffTheRecord 17 күн бұрын
the points system is not yet showing on my app
@FrankWestOffTheRecord
@FrankWestOffTheRecord 17 күн бұрын
I resolved it by reinstalling the app - when I started it up I was introduced to the welcome bonus
@LoyaltyLlama
@LoyaltyLlama 16 күн бұрын
Glad it's working for you now! I'll pin this comment in case others run into the same issue.
@anandmoghan
@anandmoghan 18 күн бұрын
I could get an AMEX Platinum here in India and I have heard I can use that relationship to get an AMEX Platinum in UK once I move there. Do you think it would be a working spending around 650 GBP twice to get the platinum card once I move there itself? I heard you can even transfer points too.
@LoyaltyLlama
@LoyaltyLlama 16 күн бұрын
I didn't know you could transfer points between the 2, are you sure? I also wonder if you can actually get the welcome bonus on both.
@coloradocolorado1527
@coloradocolorado1527 18 күн бұрын
Great video and review.
@LoyaltyLlama
@LoyaltyLlama 18 күн бұрын
Thank you!
@bluekhan5591
@bluekhan5591 19 күн бұрын
I have the Amex Nectar card. Had it for a couple of years, I’ve accumulated £500 worth of points to spend. I used my points and got some airpods from Argos 👍🏼
@christianloor6363
@christianloor6363 19 күн бұрын
Great video thanks
@elliottcooper7767
@elliottcooper7767 21 күн бұрын
has the offer gone? I can not see the offer on the BA website anymore
@LoyaltyLlama
@LoyaltyLlama 21 күн бұрын
Yes, it ended on June 11th. The current best I'm aware of is 30K Avios via a referral but they will very likely run another 60K offer later in the year (based on previous years)
@gunvaldsandhaland7757
@gunvaldsandhaland7757 22 күн бұрын
The Clubhouse Is A Great Lounge My Opinion,I Like The Pruduct Premium Economy.Great Trip Report
@LoyaltyLlama
@LoyaltyLlama 21 күн бұрын
Thanks! And definitely agree about the Clubhouse, I didn't expect to enjoy it so much.
@B737900ER
@B737900ER 22 күн бұрын
Jolly good 🎉
@JEH80
@JEH80 22 күн бұрын
Excellent report !!! 👌😊👍
@LoyaltyLlama
@LoyaltyLlama 22 күн бұрын
Thank you!
@LoyaltyLlama
@LoyaltyLlama 22 күн бұрын
30K points welcome bonus if you take out Amex Gold with my referral link and spend £3,000 in 3 months (vs 20K without a referral). Or 60K welcome bonus on the Platinum card (vs 30K without the referral). Drop me an email for the referral link: [email protected]
@alexarcher97
@alexarcher97 28 күн бұрын
One even cooler thing to mention for avios favourites is buying using Amex in general whether gold, platinum or ba on the BA store for common brands and giving even greater avios rewards can really make it worth it! One bonus of gold/platinum is the ability to choose how to spend the rewards other cards are generally locked
@LoyaltyLlama
@LoyaltyLlama 28 күн бұрын
Yeah, BA store is a great way to earn extra Avios in addition to whatever rewards your cc is giving you! I do also talk cover it in this video about the ways to earn more Avios - kzbin.info/www/bejne/jqubp5hmgreGg6Msi=Ain0xe10g90toBiu
@ArckPVP
@ArckPVP Ай бұрын
Will Amex confirm renewal charge for the 2nd year before they take the payment?
@LoyaltyLlama
@LoyaltyLlama 29 күн бұрын
No, it just happens automatically, so you have to keep track of your anniversary date if you want to cancel before the charge.
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Get a 30K points welcome bonus on Amex Gold using my referral link (up from 20K without a referral). Drop me an email at [email protected] for this and other referral offers.
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Get a 30K points welcome bonus on Amex Gold using my referral link. Drop me an email at [email protected] for this and other referral offers.
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Get a 30K points welcome bonus on Amex Gold using my referral link (up from 20K without a referral). Drop me an email at [email protected].
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Get a 30K points welcome bonus on Amex Gold using my referral link (up from 20K without a referral). Drop me an email at [email protected].
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Get a 30K Avios welcome bonus on BA Premium Plus card from Amex using my referral link. Drop me an email at [email protected].
@rodanechristie2458
@rodanechristie2458 Ай бұрын
Can I have a referral code?
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Sure, just send me an email at [email protected]
@NoNonsenseForex
@NoNonsenseForex Ай бұрын
Fire! As a digital nomad, I use AirBnB and Uber all the time, so this is a no-brainer here. Am I still able to utilize both of those avenues as an American citizen?
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Hey, do you mean that you live in America? If so, then the Uber thing I think is UK specific, in the US they may offer something else. But if you live in the UK, then your citizenship doesn't matter.
@unknown_4.4
@unknown_4.4 Ай бұрын
When i start getting more upgraded credit cards what i should do with the old ones ?
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Hey, thanks for the question! Personally, I close them unless I still need them for something. The only exception was my first credit card - I still have it as it determines the so called "age of credit" (i.e. how long I've had a credit account for) which is an important part of my credit history. And to be fair, if your new credit card if with the same issuer, they may let you just switch to it, in which case you keep the same credit account and there's no question of what to do with the old card.
@InflightWithJames
@InflightWithJames Ай бұрын
Fail to mention that for a few of these at least, you need a premier bank account to be eligible. And for that you need an income of around £75k or a huge amount of savings.
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Great point, thank you! You do need a premier account to get the HSBC Premier World Elite MasterCard. I think that's the only one (but I may be misremembering something, will double check tomorrow)
@jalpasuthar2128
@jalpasuthar2128 Ай бұрын
Hi your video was really helpful and a guide for benefits you can earn with amex gold, i just applied a gold card and wondering how i can transfer all my reward points from my gold after end of one free year as i as m noylt sure to carry on with year two with £195 fees. Is there any way i can save all my points without paying fees?? Thanks
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Hi! You can downgrade to the free Amex Rewards card at any time, that will let you keep all your reward points.
@T2P181
@T2P181 Ай бұрын
I'm interested in the HSBC card, but after the two welcome bonuses, it would make more sense to downgrade to the standard premier card. Or do they offer incentives?
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Officially, there're no further incentives. I haven't heard of them giving retention offers (and I didn't get one when closing the card either)
@T2P181
@T2P181 Ай бұрын
What are the fees for guests? It's £15 for HSBC, but no idea for Lloyds :(
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
I'm not sure for Lloyds actually, their website just says "A fee is payable for any additional guests". But bear in mind that your supplementary card holder gets free access.
@tomd3448
@tomd3448 Ай бұрын
I've taken the plunge on this one and also cancelled my gold card. I live near LHR and both available lounges there are really poor, so no obvious benefit for us.
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Hope you enjoy the BAPP card and the companion voucher!
@cristinasettembrino4474
@cristinasettembrino4474 Ай бұрын
from min 1:11 there's Echo and you can't listen to anything you're saying. Can you fix the video please?
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Sorry about that, it lasts for around 20 seconds and I added subtitles for that portion of the video. Unfortunately, I can't fix the sound itself without uploading the video as new.
@CyclespeedTours
@CyclespeedTours Ай бұрын
Just fly Qatar Q Suite, far better and cheaper than BA 1st class
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
If only Qatar had direct routes out of London, I'd definitely do that every time! But I already pick Qatar when going to the middle east / Asia.
@minjaszugik115
@minjaszugik115 Ай бұрын
There is a caveat with Priority Pass. If it was issued via Amex Platinum card, then they will not expect it
@TheTitan11
@TheTitan11 Ай бұрын
Thanks for making this!
@fwzmhmd
@fwzmhmd Ай бұрын
Do you know if you are allowed to apply for a supplementary card for myself? Since that gives an extra 3k points. Thanks
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
That's an interesting point. I've heard of people doing it (e.g. to separate different spend or to avoid carrying around the metal platinum card) but have never tried myself.
@fwzmhmd
@fwzmhmd Ай бұрын
@@LoyaltyLlama That's exactly what I wanted to do. Since it would show as separate transactions on my statement differentiating the card. However I just spoke to CS and they confirmed that it has to be under someone else's name unfortunately.
@birdnestcanterbury3583
@birdnestcanterbury3583 Ай бұрын
With both the cost of the points and tax its still a lot cheaper to fly to Scotland from London using easyjet.
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Because of the bank holidays and booking just 2 days before departure, EasyJet was barely cheaper than BA. But in any case, we were only considering flights out of LCY.
@DarylDSpivey
@DarylDSpivey Ай бұрын
I s this card only available in Europe?
@LoyaltyLlama
@LoyaltyLlama Ай бұрын
Amex has a similar product in many locations but this video is specific to the UK