How NOT To Be A MILLIONAIRE
8:58
2 ай бұрын
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@sanv3769
@sanv3769 7 сағат бұрын
You mentioned the Bus transportation is virtually non existent. However, there are buses right? Husband and I plan to retire there but we both do not drive.
@corporatebreakoutcouple
@corporatebreakoutcouple 7 сағат бұрын
@@sanv3769 honestly, we have not seen any bus stops or buses in Kuching. We asked our friend who lives there and he wasn't sure as well. You can get around easily with Grab app and it's super affordable.
@sanv3769
@sanv3769 6 сағат бұрын
@@corporatebreakoutcouple thank you.
@steventay5834
@steventay5834 14 сағат бұрын
JB good for single. And must have activities to keep you occupied. JB food a lot of MSG. Not healthy
@corporatebreakoutcouple
@corporatebreakoutcouple 14 сағат бұрын
@@steventay5834 Malaysian hawker food in general isn't the healthiest. Definitely the tastiest, but not the healthiest!
@hummit
@hummit 17 сағат бұрын
I think some probably won’t even make it to 65……
@corporatebreakoutcouple
@corporatebreakoutcouple 16 сағат бұрын
@@hummit for sure. The question is what if they do?
@asisatan3731
@asisatan3731 Күн бұрын
please compile into excel thanks
@corporatebreakoutcouple
@corporatebreakoutcouple 22 сағат бұрын
???
@asisatan3731
@asisatan3731 Күн бұрын
please compile into excel thanks
@corporatebreakoutcouple
@corporatebreakoutcouple 22 сағат бұрын
???
@corporatebreakoutcouple
@corporatebreakoutcouple 22 сағат бұрын
??
@qifry5367
@qifry5367 Күн бұрын
i am 28, a free lancer earn income on computer by doing projects. i am interested in the tax free benefit but it seem i am underage, is there any other option?
@corporatebreakoutcouple
@corporatebreakoutcouple 22 сағат бұрын
@@qifry5367 no, there isn't unfortunately
@qifry5367
@qifry5367 Күн бұрын
what about tax exemption for income from oversea is it included?
@corporatebreakoutcouple
@corporatebreakoutcouple 22 сағат бұрын
@@qifry5367 all income will be income from overseas as one is not allowed to work on the SMM2H visa So not sure what you are asking in terms of tax exemption
@jeffbox1torres
@jeffbox1torres Күн бұрын
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
@NianLisa
@NianLisa Күн бұрын
I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.
@DannielleRosales
@DannielleRosales Күн бұрын
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
@arloc24
@arloc24 Күн бұрын
This is interesting. I heard a lot about the same person not long ago, please how can I contact her?
@jeffbox1torres
@jeffbox1torres Күн бұрын
SHE’S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME.
@jeffbox1torres
@jeffbox1torres Күн бұрын
@Infurnaevely1
@steventay5834
@steventay5834 Күн бұрын
Age is the issue lah
@corporatebreakoutcouple
@corporatebreakoutcouple Күн бұрын
@@steventay5834 so what's the solution? Stop aging? 🤔
@steventay5834
@steventay5834 Күн бұрын
@@corporatebreakoutcouple Brilliant idea
@corporatebreakoutcouple
@corporatebreakoutcouple Күн бұрын
@@steventay5834 😂😂😂
@curiouschiang
@curiouschiang Күн бұрын
boat ride across rive used to cost 20 cents..now RM1 per pax..times have changed...
@corporatebreakoutcouple
@corporatebreakoutcouple Күн бұрын
@@curiouschiang yeah, the boatman's cost of living also has risen. Corporate employees gets an annual raise, it's only fair the guy charges a little more as well.
@garyt7232
@garyt7232 Күн бұрын
Thank you for sharing part of your financial journey. The highs and lows are all learning experiences.
@corporatebreakoutcouple
@corporatebreakoutcouple Күн бұрын
@@garyt7232 thank you for watching and being part of our KZbin journey! 🤩
@corporatebreakoutcouple
@corporatebreakoutcouple Күн бұрын
Thanks for watching! Register for our FREE Masterclasses here breakout-academy.teachable.com
@kanzabee3828
@kanzabee3828 2 күн бұрын
Very informative 😊
@corporatebreakoutcouple
@corporatebreakoutcouple Күн бұрын
@@kanzabee3828 thanks for watching!
@sherreenfoo5760
@sherreenfoo5760 2 күн бұрын
Hi good video. Interested to know about your properties journey in SG
@corporatebreakoutcouple
@corporatebreakoutcouple 2 күн бұрын
@@sherreenfoo5760 Thanks for watching! You can join our free Masterclasses here where we share more breakout-academy.teachable.com
@twong6531
@twong6531 3 күн бұрын
M'sia is a joke lah. One day liberal pre-conditions and now...Invest in property sure instant death and to enrich their cronies. You can close down your channel already. No one is going to retire in M'sia now.
@jjhays36
@jjhays36 3 күн бұрын
If you truly want to retire in Korea, anywhere but the Seoul area
@corporatebreakoutcouple
@corporatebreakoutcouple 3 күн бұрын
@@jjhays36 🤩👍
@infiniteinsightpower
@infiniteinsightpower 3 күн бұрын
I got a job in menara maybank which is in center of KL city, I am moving with my wife and 5 months old baby, I want to get an 1 bed apartment, how much would it cost me?
@corporatebreakoutcouple
@corporatebreakoutcouple 3 күн бұрын
@@infiniteinsightpower you can search for condos for rent at Malaysian website iproperty. It will give you updated pricing in the areas you are looking for.
@hummit
@hummit 3 күн бұрын
Consistency can only be achieved when one has a plan. No plan means aimless drifting.
@corporatebreakoutcouple
@corporatebreakoutcouple 3 күн бұрын
@@hummit correct
@conniechan4576
@conniechan4576 4 күн бұрын
👍👍👍👍👍👍👍👍👍👍
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@conniechan4576 🤩
@chloewang-he7og
@chloewang-he7og 4 күн бұрын
What is latest minimum property purchase price for foreigners when buying both developer new launch and resale secondary homes in Penang? 700k, 800K or 1M?
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@chloewang-he7og Penang: Overhang landed property: RM1.8 million (island)/ RM750,000 (mainland) Overhang strata/high-rise properties: RM800,000 (island)/RM400,000 (mainland)
@chloewang-he7og
@chloewang-he7og 4 күн бұрын
What is latest minimum property purchase price for foreigners when buying both developer new launch and resale secondary homes in Penang? 700k, 800K or 1M?
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@chloewang-he7og Penang: Overhang landed property: RM1.8 million (island)/ RM750,000 (mainland) Overhang strata/high-rise properties: RM800,000 (island)/RM400,000 (mainland)
@chloewang-he7og
@chloewang-he7og 4 күн бұрын
@corporatebreakoutcouple my family is more interested in resale/secondary market? Can foreigner buy? How much minimum purchase for us foreigner? Not overhang property
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@chloewang-he7og Non-MM2H foreigners, such as those on tourist or employment visas, are required to buy stratified properties (i.e. condominiums or apartments) worth more than MYR 1 million each, or landed properties (i.e. terraces, semi-detached houses, bungalows, heritage properties, lands) worth more than MYR 3 million per unit/lot.
@nicholasjack833
@nicholasjack833 4 күн бұрын
RM5k take home is poverty level in KL for the lowest level people, you need at least RM50k take home for an 'ok' lifestyle (luxury condo + high quality food etc. not high carb trash). >RM100k a month for a comfy lifestyle but still not even wealthy yet
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@nicholasjack833 only the 1% population, usually business owners will earn RM100k a month or more. Hardly any employees, even C-suite folks earn this much a month.
@nicholasjack833
@nicholasjack833 4 күн бұрын
@@corporatebreakoutcouple Yes top 1% indeed. Actually there are quite a number of web3 people living here that are making that much. It's something not many of you normies are aware since we are below the radar lol
@corrySledd
@corrySledd 4 күн бұрын
Wealth is the money that you don’t spend. The more you know about finance, the better your chances of building wealth. Achieving a rich life with a good work-life balance often comes at the cost of financial independence due to lower pay. These are tough choices to make. Remember, investing can give you a jumpstart toward financial freedom. At 44, I've already built a $2 million portfolio.
@EdwinBoettcher
@EdwinBoettcher 4 күн бұрын
Varied sources of income is wise and especially living within your means. My net worth is $1M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.
@JeffWilliamfick
@JeffWilliamfick 4 күн бұрын
Efficient allocation of assets is essential, and some people employ hedging techniques or set aside a portion of their portfolio for defensive assets in case of market downturns. To do this, you need expert guidance. Through nearly $1 million in investment returns, this strategy has helped me maintain financial stability for more than five years.
@BradleyMaurice226
@BradleyMaurice226 4 күн бұрын
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind
@EdwinBoettcher
@EdwinBoettcher 4 күн бұрын
Find financial advisors like Becky Lou Gordon who can assist you. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@BradleyMaurice226
@BradleyMaurice226 4 күн бұрын
Thank you, just searched her up and left her a message.
@davidhamtaro
@davidhamtaro 4 күн бұрын
Beautiful place, thanks for sharing.
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@davidhamtaro you're welcome!
@garyt7232
@garyt7232 4 күн бұрын
There are active retirees who say they are busier in retirement doing what they want to do compared to when they were working.
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@garyt7232 precisely!! Those are the ones who are living full lives in this next phase of their lives 🤩
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
Thank you for watching our video! Register for our FREE Masterclasses here : breakout-academy.teachable.com
@chloewang-he7og
@chloewang-he7og 4 күн бұрын
@corporatebreakoutcouple some agents said cannot buy resale. Some said can. Getting more confused
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@chloewang-he7og are you referring to MM2H or just buying property as foreigner?
@chloewang-he7og
@chloewang-he7og 4 күн бұрын
@corporatebreakoutcouple I need to know both. So can plan accordingly
@corporatebreakoutcouple
@corporatebreakoutcouple 4 күн бұрын
@@chloewang-he7og for MM2H, follow the 3 tiers accordingly.
@chloewang-he7og
@chloewang-he7og 4 күн бұрын
@corporatebreakoutcouple many news state must follow individuals state one. So I get really confused regarding Penang one. Dunno who to listen to
@BambinoAmericano
@BambinoAmericano 5 күн бұрын
Chased out of Thailand with their new taxes. Malaysia here we come!
@corporatebreakoutcouple
@corporatebreakoutcouple 5 күн бұрын
@@BambinoAmericano Can you tell us more about Thailand's new taxes?
@KeepingItRealBro
@KeepingItRealBro 5 күн бұрын
Malaysia same, forget it.
@lonewalker1595
@lonewalker1595 5 күн бұрын
Hi, kindly make a chart like this for SMM2H. Thanks
@corporatebreakoutcouple
@corporatebreakoutcouple 5 күн бұрын
@@lonewalker1595 we don't need to make a chart like this for SMM2H because the criterias for SMM2H isn't complicated or complex. If you refer to our SMM2H video, the one where we interviewed Ai Lyn, it's very straightforward
@transitengineer
@transitengineer 5 күн бұрын
The two most important things from this video are as follows: 1st) Plan to be able to survive financially, if there is a job loss in your mid-50's; and 2nd) Have various pots of money that, you can pull from during your retirement years. Prior to the death of my last living parent my mother, I had a private sector pension, a public sector pension, 401(k), and 457 plan. With my mother's death, I inherited $300,000, and because, I am now age 62 or higher, I can also apply for social security (smile ... smile).
@corporatebreakoutcouple
@corporatebreakoutcouple 5 күн бұрын
@@transitengineer we're sorry for your loss of your mum. Thanks for sharing your story. It's always beneficial to have many pots of money in addition to a salary
@byteme9718
@byteme9718 6 күн бұрын
The only people this will attract are drug dealers and those avoiding taxes.
@corporatebreakoutcouple
@corporatebreakoutcouple 5 күн бұрын
Wow very extreme
@citizenOFpeace77
@citizenOFpeace77 6 күн бұрын
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
@@citizenOFpeace77 👍🤩
@Sundarbonabasan
@Sundarbonabasan 6 күн бұрын
Kindly mention how many family member are allow to live?
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
@@Sundarbonabasan immediate family members (spouse + kids) and parents of the applicant.
@motto666
@motto666 6 күн бұрын
MM2H will fail terribly because it is not a win win situation, obviously they are trying to dump their failed ghost project to some desperate sucker. There is nothing beneficial to the foreigners, and furthermore money stuck for 10 years, stupid policy will deter people from coming to Malaysia. Many Singaporeans that don't even have the MM2H shit, they just go back every month to visit friends and come back.
@babibrain
@babibrain 6 күн бұрын
love your video discovering hidden gem in Malaysia
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
@@babibrain thank you! We hope to uncover more in the future!
@cac1504
@cac1504 6 күн бұрын
Don't forget to feature durian at Raub.
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
@@cac1504 Bentong durians got featured instead! ❤️
@cac1504
@cac1504 6 күн бұрын
When Singaporeans retire, no need to travel to expensive places. Malaysia has plenty of places to visit (airbnb is affordable) with good food. No need to spend big on airfare. Weather is ok for old folks, no natural disaster to worry about.
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
@@cac1504 Boomers may be OK with the lack of travel to far away places but not the Gen X, Y and Z. Therefore the traditional way of retirement is a no go for them. They need to deploy other ways to retire so that they can still afford to upkeep their current lifestyle.
@shirlynloveskylo
@shirlynloveskylo 6 күн бұрын
Thank you for this video. My husband and I used to love bringing our young family plus extended families/friends to the various Kuantan beach resorts in the early 2000s! Would love to rekindle our love for road trips there again.
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
You are most welcome! The roads are well paved these days and the driving experience is very pleasant, with amazing views!
@garyt7232
@garyt7232 6 күн бұрын
Appreciate the free-wheeling conversation. I like that you two travel off the beaten path around Malaysia.
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
Thanks Gary! Yes, we love to bring to our viewers lesser known attractions and places.
@mrraggdol
@mrraggdol 7 күн бұрын
this was really inspirational! thanks for this
@corporatebreakoutcouple
@corporatebreakoutcouple 6 күн бұрын
You are most welcome!
@pavelbusovikov6075
@pavelbusovikov6075 7 күн бұрын
ok, next time =)
@corporatebreakoutcouple
@corporatebreakoutcouple 7 күн бұрын
@@pavelbusovikov6075 👍
@ElijahReuben-
@ElijahReuben- 7 күн бұрын
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@PeterEdet-rh5ot
@PeterEdet-rh5ot 7 күн бұрын
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@ElijahReuben-
@ElijahReuben- 7 күн бұрын
@@PeterEdet-rh5ot That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@PeterEdet-rh5ot
@PeterEdet-rh5ot 7 күн бұрын
@@ElijahReuben- My advisor is Victoria Carmen Santaella
@PeterEdet-rh5ot
@PeterEdet-rh5ot 7 күн бұрын
You can look her up online
@RoseSmith-v7g
@RoseSmith-v7g 7 күн бұрын
@@PeterEdet-rh5ot The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@gilchristhaas9865
@gilchristhaas9865 7 күн бұрын
Very helpful,, detailed video, as always. Thanks, guys!
@corporatebreakoutcouple
@corporatebreakoutcouple 7 күн бұрын
@@gilchristhaas9865 you are most welcome! Thanks for watching 🤩
@Ben83979
@Ben83979 8 күн бұрын
If got young family and mortgage housing loan, difficult and forget about to retire early la… but but the end games is what type and kind of fulfilment in work life balance till retirement in the stakes. I happy to complete my life circle commitments. I won’t ask more or less. I only need to achieve constantly happiness in life, family and financial adequacy :)
@corporatebreakoutcouple
@corporatebreakoutcouple 7 күн бұрын
@@Ben83979 as long as you are clear, intentional, happy and fulfilled, that's what life is all about.
@RoseSmith-v7g
@RoseSmith-v7g 8 күн бұрын
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@Margerat-x
@Margerat-x 8 күн бұрын
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@RoseSmith-v7g
@RoseSmith-v7g 8 күн бұрын
@@Margerat-x That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@Margerat-x
@Margerat-x 8 күн бұрын
@@RoseSmith-v7g My advisor is Victoria Carmen Santaella
@Margerat-x
@Margerat-x 8 күн бұрын
You can look her up online
@ElijahReuben-
@ElijahReuben- 8 күн бұрын
@@Margerat-x The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@imohimoh3441
@imohimoh3441 8 күн бұрын
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@Margerat-x
@Margerat-x 8 күн бұрын
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@imohimoh3441
@imohimoh3441 8 күн бұрын
@@Margerat-x That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@Margerat-x
@Margerat-x 8 күн бұрын
@@imohimoh3441 My advisor is Victoria Carmen Santaella
@Margerat-x
@Margerat-x 8 күн бұрын
You can look her up online
@VioletJessica-
@VioletJessica- 8 күн бұрын
@@Margerat-x The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@nandojuace
@nandojuace 8 күн бұрын
Start early with diversified investments in stocks, bonds, and real estate. Maximize contributions to tax-advantaged accounts like 401(k)s and IRAs. Regularly review and adjust your strategy to ensure security..❤
@LolMan-qy9cc
@LolMan-qy9cc 8 күн бұрын
People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.
@quantarrow
@quantarrow 8 күн бұрын
Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.
@IshrakHossain-rt8is
@IshrakHossain-rt8is 8 күн бұрын
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
@ysareyes
@ysareyes 8 күн бұрын
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
@kabengele-vo4dr
@kabengele-vo4dr 8 күн бұрын
Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
@ji1511
@ji1511 8 күн бұрын
Spot on n well said. 😊
@corporatebreakoutcouple
@corporatebreakoutcouple 8 күн бұрын
@@ji1511 thank you for watching!! 🤩
@garyt7232
@garyt7232 8 күн бұрын
It is mind boggling that people will get in the vicious cycle of buying and getting into debt. The schools should teach money management. Appreciate the vlog.
@corporatebreakoutcouple
@corporatebreakoutcouple 8 күн бұрын
@@garyt7232 it's a pipe dream that schools will teach financial literacy
@wrsawrhr
@wrsawrhr 7 күн бұрын
yeah and still having kids just for the sake of it while being in debt, the singaporean social conditioning is strong
@eugeneteo9664
@eugeneteo9664 8 күн бұрын
budget well ,don"t compare & have a bond with god.
@corporatebreakoutcouple
@corporatebreakoutcouple 8 күн бұрын
@@eugeneteo9664 thanks for watching our videos! 🙏🤩